What are the current interest rates at Sharon Bank?

Current rates for Sharon Bank include: 12-Month CD: 3.65%, 18-Month CD: 3.25%, 24-Month CD: 3.65%, 36-Month CD: 3.00%, 48-Month CD: 3.25%, Savings: 0.025%, MMA: 3.50%

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Sharon Bank Rates & Review October 2026

Q: How many branches does Sharon Bank operate?

Sharon Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Sharon Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sharon Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Sharon Bank's top rates as of October 12, 2026 are 4.30% APY on its 9-Month Certificate, 0.025% APY on savings, 3.50% APY on money market accounts, and 2.25% APY on checking, according to rates verified by MonitorBankRates. Other Sharon Bank CD rates include 13-Month Certificate at 4.10%, 7-Month Certificate at 4.00%, and 6-Month Certificate at 3.75%. MonitorBankRates evaluates the financial stability of Sharon Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.81%. Rates last updated and verified on 10/12/2026.

Sharon Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sharon Bank? Share your experience about Sharon Bank by leaving a review below, or read customer reviews before you decide to use Sharon Bank.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.81%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

Sharon Bank

900 W Sproul Rd
Springfield, PA 19064

https://www.sharonbank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Sharon Bank CD Rates

Product	Rate	APY	Term
9 Month Certificate	-	4.30%	9 Month
Min Deposit $5,000 Min Balance $0 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.70% → 4.30% ▲ 0.60 pts · high 4.30% / low 3.70% Oct 3, 20264.30%▲ from 3.70% Sep 20, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
13 Month Certificate	-	4.10%	13 Month
Min Deposit $5,000 Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 4.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
7 Month Certificate	-	4.00%	7 Month
Min Deposit $5,000 Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
6 Month Certificate	-	3.75%	6 Month
Min Deposit $1,000 Min Balance $0 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65% Oct 3, 20263.75%▲ from 3.65% Sep 20, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
12 Month Certificate	3.54%	3.65%	12 Month
Min Deposit $1,000 Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.65% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
24 Month Certificate	3.54%	3.65%	24 Month
Min Deposit $1,000 Min Balance $0 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.25% → 3.65% ▲ 0.40 pts · high 3.65% / low 3.25% Oct 3, 20263.65%▲ from 3.25% Sep 20, 20263.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
91 Day Certificate	3.49%	3.60%	91 Day
Min Deposit $1,000 Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.60% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
18 Month Certificate	3.15%	3.25%	18 Month
Min Deposit $1,000 Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
48 Month Certificate	3.15%	3.25%	48 Month
Min Deposit $1,000 Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
36 Month Certificate	2.92%	3.00%	36 Month
Min Deposit $1,000 Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%

Sharon Bank Savings Rates

Product	Rate	APY
Christmas Club	1.95%	2.00%
Min Deposit $0 Min Balance $50 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Vacation Club	1.95%	2.00%
Min Deposit $0 Min Balance $50 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Money Market Savings	0.025%	0.025%
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Regular Passbook Savings	0.025%	0.025%
Min Deposit $50 Min Balance $50 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Statement Savings	0.025%	0.025%
Min Deposit $100 Min Balance $100 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%

Sharon Bank Business Savings Rates

Product	Rate	APY	View More
Business Passbook Savings	0.025%	0.025%
Min Deposit $50 Min Balance $50 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%

Sharon Bank Money Market Rates

Product	Rate	APY
Borrower's Select Money Market	-	3.50%
Min Deposit $100 Min Balance $0 Details Balance: $0-$500,000.00; ** Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Borrower's Select Money Market	2.92%	3.00%
Min Balance $500,000 Details Balance: $500,000.01-$750,000.00; ** Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Borrower's Select Money Market	2.68%	2.75%
Min Balance $750,000 Details Balance: $750,000.01 and above; ** Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 2.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Optimum Money Market	0.30%	0.30%
Min Balance $100,000 Details Balance: $100,000.00 and over Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Optimum Money Market	0.25%	0.25%
Min Balance $50,000 Details Balance: $50,000.00 to $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Personal Gold Money Market	0.25%	0.25%
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Optimum Money Market	0.20%	0.20%
Min Balance $25,000 Details Balance: $25,000.00 to $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Optimum Money Market	0.15%	0.15%
Min Balance $10,000 Details Balance: $10,000.00 to $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Personal Gold Money Market	0.15%	0.15%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Premiere Money Market	0.15%	0.15%
Min Balance $50,000 Details Balance: $50,000.00 and over Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Optimum Money Market	0.10%	0.10%
Min Balance $5,000 Details Balance: $5,000.00 to $9,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Personal Gold Money Market	0.10%	0.10%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Premiere Money Market	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000.00-$49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Premiere Money Market	0.05%	0.05%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000.00- $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Money Market IRA	0.025%	0.025%
Min Deposit $100 Min Balance $100 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Money Market Savings	0.025%	0.025%
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Optimum Money Market	0.025%	0.025%
Min Deposit $5,000 Min Balance $0 Details Balance: $.00-$4,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%

Sharon Bank Business Money Market Rates

Product	Rate	APY
Business Premiere Money Market	3.15%	3.25%
Min Deposit $10,000 Min Balance $100,000 Details Balance to open: $10,000.00; Balance: $100,000 and above Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Business Premiere Money Market	1.95%	2.00%
Min Deposit $10,000 Min Balance $50,000 Details Balance to open: $10,000.00; Balance: $50,000.00 and over Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Business Premiere Money Market	0.98%	1.00%
Min Deposit $10,000 Min Balance $25,000 Details Balance to open: $10,000.00; Balance: $25,000-$49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Business Premiere Money Market	0.48%	0.50%
Min Deposit $10,000 Min Balance $10,000 Details Balance to open: $10,000.00; Balance: $10,000- $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Business Optimum Money Market Account	0.30%	0.30%
Min Deposit $5,000 Min Balance $100,000 Details Balance to open: $5,000.00; Balance: $100,000.00 and over Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Business Optimum Money Market Account	0.25%	0.25%
Min Deposit $5,000 Min Balance $50,000 Details Balance to open: $5,000.00; Balance: $50,000 to $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Business Optimum Money Market Account	0.20%	0.20%
Min Deposit $5,000 Min Balance $25,000 Details Balance to open: $5,000.00; Balance: $25,000 to $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Business Optimum Money Market Account	0.15%	0.15%
Min Deposit $5,000 Min Balance $10,000 Details Balance to open: $5,000.00; Balance: $10,000 to $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Business Optimum Money Market Account	0.10%	0.10%
Min Deposit $5,000 Min Balance $5,000 Details Balance to open: $5,000.00; Balance: $5,000 to $9,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Business Money Market	0.025%	0.025%
Min Deposit $1,000 Min Balance $1,000 Details Balance to open: $1,000.00 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Business Optimum Money Market Account	0.025%	0.025%
Min Deposit $5,000 Min Balance $0 Details Balance to open: $5,000.00; Balance: $.01-$4,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%

Sharon Bank Checking Rates

Product	Rate	APY
1873 High Interest Checking	2.227%	2.25%
Min Deposit $100 Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: 0 - $10,000 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 2.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
1873 High Interest Checking	-	2.00%
Min Deposit $100 Details Qualifications Required: 2.00% APY* on balances up to and including $10,000; 2.00% to 0.41% APY* on balances over $10,000 depending on balance in account; 2.00% APY on balances up to and including $10,000; 0.02% APY* on all balances if qualifications aren't met. Up to $25 monthly ATM withdrawal fee refunds. Enrollment in online banking and eStatements are conditions of this account. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
1873 High Interest Checking	0.74%	0.75%
Min Deposit $100 Min Balance $0 Details Balance: 0 - $50,000 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
1873 High Interest Checking	-	0.43%
Min Deposit $100 Min Balance $10,000 Details Published APY range: 0.43 to 2.25%. Balance: $10,000+ Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.43% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
1873 High Interest Checking	-	0.42%
Min Deposit $100 Min Balance $50,000 Details Published APY range: 0.42 to 0.75%. Balance: $50,000+ Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.42% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Money Market Checking	0.025%	0.025%
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Senior Checking	0.025%	0.025%
Min Deposit $50 Min Balance $250 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
1873 High Interest Checking	0.02%	0.02%
Min Deposit $100 Details All balances if qualifications not met Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 2.00% → 0.02% ▼ 1.98 pts · high 2.00% / low 0.02% Oct 8, 20260.02%▼ from 2.00% Sep 20, 20262.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%

Sharon Bank Business Checking Rates

Product	Rate	APY
Business Checking with Interest	0.025%	0.025%
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
Business Non-Profit Checking	0.025%	0.025%
Min Deposit $0 Min Balance $250 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%

Sharon Bank Other Rates

Product	Rate	Points	APY/APR
Junior Passbook	0.025%	-	0.025%
Min Deposit $0 Min Balance $0 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%
N.O.W. Account	0.025%	-	0.025%
Min Deposit $250 Min Balance $250 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.03% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.81%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Sharon Bank’s Texas Ratio stayed near 5.37% in Q3 2023 to 5.81% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$173M	5.81%	5.0	A+
March 31, 2026	$171M	5.86%	5.0	A+
December 31, 2025	$160M	5.89%	5.0	A+
September 30, 2025	$167M	6.69%	5.0	A
June 30, 2025	$170M	4.73%	5.0	A+
March 31, 2025	$173M	5.86%	5.0	A+
December 31, 2024	$165M	5.29%	5.0	A+
September 30, 2024	$164M	5.62%	5.0	A+
June 30, 2024	$173M	5.69%	5.0	A+
March 31, 2024	$173M	6.15%	5.0	A
December 31, 2023	$166M	5.67%	5.0	A+
September 30, 2023	$171M	5.37%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Sharon Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Sharon Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sharon Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Sharon Bank

Bank Holding Company SHARON MUTUAL HOLDING CO

Address 900 W Sproul Rd, Springfield, PA 19064 · Delaware

Website https://www.sharonbank.com

FDIC Certificate # 28793

Established 18730101

FDIC Insurance Date 19890809

Domestic Offices 5

Total Branches 5

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

5.81%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.6464%

Return on Equity (ROE) 6.6600%

Non-Performing Loans (NPL) 0.13%

Total Assets $172,625,000

Total Deposits $146,948,000

Equity Capital $16,518,000

Net Income $542,000

Headquarters Springfield

Total Branches and Offices 5

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Sharon Bank earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Sharon Bank

How many branches does Sharon Bank operate?

Sharon Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Sharon Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sharon Bank provides members with tools to manage their accounts and build a solid financial history.

Does Sharon Bank offer online and mobile banking?

Most modern institutions like Sharon Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sharonbank.com.