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Kaiperm Northwest Federal Credit Union Rates & Review April 2026

Kaiperm Northwest Federal Credit Union's 7-Month CD of Deposit (CD) rates are at 3.93%, 1-Year CD of Deposit (CD) rates are at 3.60%, 16-Month CD of Deposit (CD) rates are at 3.28%, 1-Year CD of Deposit (CD) rates are at 2.40%, 3-Year CD of Deposit (CD) rates are at 1.90%. Kaiperm Northwest Federal Credit Union's savings rates are at 0.10%. Kaiperm Northwest Federal Credit Union's money market rates are at 0.25%. Kaiperm Northwest Federal Credit Union's First Mortgage - Refinance 15-year rates are at 5.62%, First Mortgage - Purchase 30-year rates are at 6.38%. Kaiperm Northwest Federal Credit Union's Personal Loan Rates are at 9.75%. MonitorBankRates evaluates the financial stability of Kaiperm Northwest Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.66%. Rates were last updated on 04/05/2026.

Kaiperm Northwest Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kaiperm Northwest Federal Credit Union? Share your experience about Kaiperm Northwest Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Kaiperm Northwest Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.66%
Excellent Lower than avg
Kaiperm Northwest Federal Credit Union
Main Branch
7505 NE AMBASSADOR PL STE A
Portland, OR 97220 1377
https://www.kaipermnw.org
Member NCUA

Kaiperm Northwest Federal Credit Union CD Rates

Product Rate APY Term View More
7-Month Certificate of Deposit (CD) - 3.93% 7
Min Balance $25,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
1-Year Certificate of Deposit (CD) - 3.60% 1
Min Balance $25,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
16-Month Certificate of Deposit (CD) 3.50% 3.28% 16
Min Balance $25,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
1-Year Certificate of Deposit (CD) - 2.40% 1
Min Balance $1,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
3-Year Certificate of Deposit (CD) 1.60% 1.90% 3
Min Balance $1,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
2-Year Certificate of Deposit (CD) 1.30% 1.40% 2
Min Balance $1,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
6-Month Certificate of Deposit (CD) 0.95% 1.00% 6
Min Balance $1,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
3-Month Certificate of Deposit (CD) 0.30% 0.40% 3
Min Balance $1,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%

Kaiperm Northwest Federal Credit Union Savings Rates

Product Rate APY View More
Education Savings Account 3.00% 3.00%
Min Balance $5
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
Holiday Club Account 0.05% 0.15%
Min Balance $5
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
Regular Savings 0.10% 0.10%
Min Balance $100
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%

Kaiperm Northwest Federal Credit Union Money Market Rates

Product Rate APY View More
High Yield Money Market Account 2.50% 2.50%
Min Balance $100,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
High Yield Money Market Account 0.55% 0.55%
Min Balance $50,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
High Yield Money Market Account 0.20% 0.40%
Min Balance $15,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
Money Market Account 0.15% 0.25%
Min Balance $2,500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%

Kaiperm Northwest Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
First Mortgage - Refinance 15-year 5.63% - 5.87%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
First Mortgage - Purchase 30-year 6.38% - 6.60%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%

Kaiperm Northwest Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line-of-Credit 6.75% - 6.75%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%

Kaiperm Northwest Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 9.95%
Details As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%

Kaiperm Northwest Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Line of Credit - 9.75%
Details As Low As;(variable rate- subject to change quarterly)
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%
Personal Loan - 11.95%
Details As Low As;(Signature loan)
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.66%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Kaiperm Northwest Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Kaiperm Northwest Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kaiperm Northwest Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Kaiperm Northwest Federal Credit Union
Address 7505 NE AMBASSADOR PL STE A, Portland, OR 97220 1377
Phone 971-266-4900
Fax 971-420-2138
President Bill Borok
CEO Edward Waite
Full-Time Employees 12
Part-Time Employees 0
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.66%
Return on Assets (ROA)
0.5748%
Return on Equity (ROE)
4.9711%
Non-Performing Loans Ratio (NPL)
0.19%
Total Assets
136,425,774
Total Amount of Shares and Deposits
101,645,614
Total Shares and Deposits < 1 Year
96,763,152
Total Shares and Deposits 1 3 Years
4,882,462
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,949,134
Total Uninsured Shares and Deposits > $250K (F+J)
8,949,134
Total Insured Shares and Deposits > $250K (item 17 less item K)
92,696,480
Total Interest Expense (Sum of items 6 8)
1,736,418
Share Certificates
425
Number of Accounts for Share Drafts
4,446
IRA KEOGH Accounts
325
Number of Accounts for Regular Shares
6,230
Money Market Shares
328
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
28,195,575
Total Liabilities
120,801,679
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Kaiperm Northwest Federal Credit Union

Is Kaiperm Northwest Federal Credit Union a safe place to deposit money?

Yes, Kaiperm Northwest Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.6625987617518%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Kaiperm Northwest Federal Credit Union operate?

Kaiperm Northwest Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Kaiperm Northwest Federal Credit Union?

Yes, to access services at Kaiperm Northwest Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Kaiperm Northwest Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kaiperm Northwest Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Kaiperm Northwest Federal Credit Union offer online and mobile banking?

Most modern institutions like Kaiperm Northwest Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.kaipermnw.org.

Current Kaiperm Northwest Federal Credit Union Rates

  • 12-Month CD2.40%
  • 24-Month CD1.40%
  • Savings0.10%
  • MMA0.25%
Retrieved from our database of financial products. Rates subject to change.