KodaBank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 1.46% and 3-month CD rates at 0.40%. Current savings rates are at 0.01% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.08%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.49%. All these rates, and more, can be found in our database of rates. KodaBank's 3-Month CD rates are at 3.75%, 6-Month CD rates are at 3.58%, 12-Month CD rates are at 3.30%, 24-Month CD rates are at 3.05%, 48-Month CD rates are at 3.00%.
To see how these rates compare to KodaBank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from KodaBank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with KodaBank CD rates. You can also compare KodaBank savings rates, MMA rates and mortgage rates using our other rate lists. KodaBank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at KodaBank? Share your experience about KodaBank by leaving a review below, or read customer reviews before you decide to use KodaBank. KodaBank Texas Ratio KodaBank's Texas Ratio is at 0.62%, which is considered excellent. The Texas Ratio for KodaBank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, KodaBank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. KodaBank CD Rates and Interest Rates
KodaBank
3-Month CD
3.75%
$1,000
KodaBank
6-Month CD
3.58%
$1,000
KodaBank
12-Month CD
3.30%
$1,000
KodaBank
24-Month CD
3.05%
$1,000
KodaBank
48-Month CD
3.00%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare KodaBank Rates with Other Competitive Bank and Credit Union Rates
FinWise Bank
24-Month CD
4.00%
$500
Spring Bank Bronx, NY
Savings
4.00%
$25
Kish Bank
12-Month CD
3.90%
$2,000
West Pointe Bank
36-Month CD
3.56%
$500
Queenstown Bank
18-Month CD
3.55%
$25,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates June 15, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. KodaBank InformationKodaBank
104 S Main StDrayton, ND 58225 Pembina Established Date: 04/01/1916 FDIC Certificate #: 8386 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: KODA BANCOR INC How Many Domestic U.S. Offices? 12 How Many Branches are There? 12 Website: https://www.kodabank.com
Is KodaBank FDIC Insured? Yes
What is KodaBank's Cert number? 8386
What is the maximum amount for insured deposits? $250,000 per holder, per account
KodaBank FinancialsTotal Assets:
$456,223,000
Total Deposits:
$388,645,000
Equity Capital:
$46,324,000
Domestic Deposits:
$388,645,000
Net Income:
$1,495,000
Return on Assets:
1.5600%
Quarterly Return on Assets:
1.3000%
Pretax Return on Assets:
1.2992%
Pretax Quarterly Return on Assets:
1.3000%
Return on Equity:
14.8800%
Quarterly Return on Equity:
13.1200%
Leverage Tier 1 (Core Capital) Ratio:
11.7182%
Total Interest Income (YTD):
4.8679%
Headquarters:
Drayton
FDIC Field Office:
Fargo
Regulator:
FDIC
County:
Pembina
# of Offices:
12
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates are mixed in the most recently mortgage survey released this morning. Fixed conforming 30 year mortgage rates are averaging 4.74 percent with 0.8 mortgage discount points for the week ending January 20, 2011, up from the previous week’s average rate of 4.71 percent. 15 year conforming mortgage interest rates are averaging 4.05 percent with 0.8 points for the week ending January 20, 2011, down from the previous week’s survey when rates on 15 year mortgages averaged 4.08 percent with 0.7 mortgage points.
Mortgage rates are lower this week, continuing the downtrend for 2015. Average 30 year conforming mortgage rates today are at 3.74 percent, a decline from last week's average of 3.84 percent. Mortgage rates were predicted to move higher in 2015, following 10 year U.S. Treasury yields higher, but just the opposite has happened.
 30 year mortgage rates increased for the third consecutive day after hitting an all-time low this past Friday. Current 30 year mortgage rates are averaging 4.12%, up from yesterday’s average 30 year mortgage rate of 4.07%. 15 year mortgage rates are averaging 3.36%, an increase from yesterday’s average 15 year mortgage rate of 3.31%.
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