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VA Pittsburgh Employees Federal Credit Union Rates & Review November 2026

VA Pittsburgh Employees Federal Credit Union's 3 Year CD rates are at 2.50%, 2 Year CD rates are at 2.00%. VA Pittsburgh Employees Federal Credit Union's Personal Loan Rates are as low as 9.50%. VA Pittsburgh Employees Federal Credit Union's Credit Card Rates are at 9.99%. VA Pittsburgh Employees Federal Credit Union's CD rates are 21% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of VA Pittsburgh Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.18%. Rates last updated and verified on 10/28/2026.

VA Pittsburgh Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at VA Pittsburgh Employees Federal Credit Union? Share your experience about VA Pittsburgh Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use VA Pittsburgh Employees Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.18%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
VA Pittsburgh Employees Federal Credit Union
VA Pittsburgh HealthCare-Heinz
1010 Delafield Rd
Pittsburgh, PA 15215
https://www.vapghefcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

VA Pittsburgh Employees Federal Credit Union CD Rates

Product Rate APY Term View More
3 Year Share Certificate 2.50% 2.50% 3 Year
Min Deposit $500
Details $500 minimum; certificates subject to penalty for early withdrawal; dividends paid quarterly
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Oct 22, 2026: 2.50% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
2 Year Share Certificate 2.00% 2.00% 2 Year
Min Deposit $500
Details $500 minimum; certificates subject to penalty for early withdrawal; dividends paid quarterly
Last Updated 10/28/2026
Rate History
No change since Oct 22, 2026 · 2.00% APY · checked 3 times
1.50%2.00%2.50%Oct 22, 2026: 2.00% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%

VA Pittsburgh Employees Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 5.65%
Details As Low As; Featured rate; Rates effective as of 04/01/2025
Last Updated 10/28/2026
Rate History
2 changes since Sep 14, 2026 · 5.65% → 5.65% ▼ 0.00 pts · high 5.85% / low 5.65%
5.15%5.75%6.35%Sep 14, 2026: 5.65% APROct 15, 2026: 5.85% APROct 22, 2026: 5.65% APRSep 14, 2026Nov 2, 2026
  • Oct 22, 20265.65%▼ from 5.85%
  • Oct 15, 20265.85%▲ from 5.65%
  • Sep 14, 20265.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%
Used Auto - - 6.16%
Details As Low As; Featured rate; Rates effective as of 04/01/2025
Last Updated 10/28/2026
Rate History
2 changes since Sep 14, 2026 · 6.16% → 6.16% ▼ 0.00 pts · high 6.36% / low 6.16%
5.66%6.26%6.86%Sep 14, 2026: 6.16% APROct 15, 2026: 6.36% APROct 22, 2026: 6.16% APRSep 14, 2026Nov 2, 2026
  • Oct 22, 20266.16%▼ from 6.36%
  • Oct 15, 20266.36%▲ from 6.16%
  • Sep 14, 20266.16%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%

VA Pittsburgh Employees Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 9.99%
Details As Low As; Featured rate; Rewards points; No balance transfer fees; Rates effective as of 04/01/2025
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 12 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%

VA Pittsburgh Employees Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 9.50%
Details As Low As; Featured rate; Rates effective as of 04/01/2025
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 9.50% APR · checked 12 times
9.00%9.50%10.00%Sep 14, 2026: 9.50% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.18%

Financial Health History

VA Pittsburgh Employees Federal Credit Union’s Texas Ratio stayed near 0.27% in Q3 2023 to 0.18% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.27% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.18% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$27M0.18%5.0A+
March 31, 2026$27M0.07%5.0A+
December 31, 2025$26M0.11%5.0A+
September 30, 2025$26M0.37%5.0A+
June 30, 2025$26M0.52%5.0A+
March 31, 2025$26M0.12%5.0A+
December 31, 2024$26M0.29%5.0A+
September 30, 2024$25M0.15%5.0A+
June 30, 2024$26M0.19%5.0A+
March 31, 2024$26M0.26%5.0A+
December 31, 2023$25M0.33%5.0A+
September 30, 2023$26M0.27%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for VA Pittsburgh Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather VA Pittsburgh Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with VA Pittsburgh Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name VA Pittsburgh Employees Federal Credit Union
Address 1010 Delafield Rd, Pittsburgh, PA 15215
Phone 412-822-3185
Fax 412-822-3187
President Jaysonn Banks
CEO Shirley Cannata
Full-Time Employees 6
Part-Time Employees 1
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.18%
Return on Assets (ROA)
0.9728%
Return on Equity (ROE)
5.5165%
Non-Performing Loans Ratio (NPL)
0.15%
Total Assets
26,753,586
Total Amount of Shares and Deposits
22,192,220
Total Shares and Deposits < 1 Year
22,158,144
Total Shares and Deposits 1 3 Years
34,076
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
424,612
Total Uninsured Shares and Deposits > $250K (F+J)
424,612
Total Insured Shares and Deposits > $250K (item 17 less item K)
21,767,608
Total Interest Expense (Sum of items 6 8)
28,708
Share Certificates
4
Number of Accounts for Share Drafts
1,256
IRA KEOGH Accounts
16
Number of Accounts for Regular Shares
3,268
Net Income (unless the amount is already included in Undivided Earnings)
184,443
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,211,870
Total Liabilities
22,298,932
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

VA Pittsburgh Employees Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/va-pittsburgh-employees-federal-credit-union-rates-review-9479">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About VA Pittsburgh Employees Federal Credit Union

Does VA Pittsburgh Employees Federal Credit Union offer CDs?

Yes. VA Pittsburgh Employees Federal Credit Union current CD rates include its 3 Year CD at 2.50% APY and its 2 Year CD at 2.00% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from VA Pittsburgh Employees Federal Credit Union NCUA insured?

Yes. VA Pittsburgh Employees Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at VA Pittsburgh Employees Federal Credit Union?

The highest VA Pittsburgh Employees Federal Credit Union CD rate is its 3 Year CD at 2.50% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does VA Pittsburgh Employees Federal Credit Union offer?

VA Pittsburgh Employees Federal Credit Union CD rates are 2.00% APY for a 2 year CD and 2.50% APY for a 3 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with VA Pittsburgh Employees Federal Credit Union for its full lineup.

What is the lowest auto loan rate at VA Pittsburgh Employees Federal Credit Union?

The lowest VA Pittsburgh Employees Federal Credit Union auto loan rate is its New Auto at 5.65% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest personal loan rate at VA Pittsburgh Employees Federal Credit Union?

The lowest VA Pittsburgh Employees Federal Credit Union personal loan rate is its Signature Loan at 9.50% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest credit card APR at VA Pittsburgh Employees Federal Credit Union?

The lowest VA Pittsburgh Employees Federal Credit Union credit card APR is its Visa Credit Card at 9.99% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does VA Pittsburgh Employees Federal Credit Union operate?

VA Pittsburgh Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join VA Pittsburgh Employees Federal Credit Union?

Yes, to access services at VA Pittsburgh Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, VA Pittsburgh Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, VA Pittsburgh Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does VA Pittsburgh Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like VA Pittsburgh Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.vapghefcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do VA Pittsburgh Employees Federal Credit Union rates compare?

VA Pittsburgh Employees Federal Credit Union's CD rates are 21% lower than the MonitorBankRates national average, and it has an A+ health rating. VA Pittsburgh Employees Federal Credit Union's top rates are its 3 Year CD at 2.50% APY, its Signature Loan at 9.50% APR and its Visa Credit Card at 9.99% APR, verified by MonitorBankRates on October 28, 2026.

Current VA Pittsburgh Employees Federal Credit Union Rates

  • 24-Month CD2.00%
Retrieved from our database of financial products. Rates subject to change.