What are the current interest rates at The Bank of Tescott?

Current rates for The Bank of Tescott include: 12-Month CD: 3.10%, 18-Month CD: 3.49%, 24-Month CD: 3.49%, 36-Month CD: 3.15%, 48-Month CD: 3.15%, 60-Month CD: 3.15%, Savings: 3.16%, MMA: 1.13%

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The Bank of Tescott

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The Bank of Tescott Rates & Review October 2026

Q: How many branches does The Bank of Tescott operate?

The Bank of Tescott currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, The Bank of Tescott does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Bank of Tescott provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

The Bank of Tescott's top rates as of October 12, 2026 are 3.85% APY on its 15-Month Certificates of Deposit (CDs) CD, 3.16% APY on savings, 1.13% APY on money market accounts, and 0.17% APY on checking, according to rates verified by MonitorBankRates. Other The Bank of Tescott CD rates include 18-Month Certificates of Deposit (CDs) at 3.85%, 24-Month Certificates of Deposit (CDs) at 3.85%, and 15-Month Certificates of Deposit (CDs) at 3.49%. MonitorBankRates evaluates the financial stability of The Bank of Tescott with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.62%. Rates last updated and verified on 10/12/2026.

The Bank of Tescott money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Tescott? Share your experience about The Bank of Tescott by leaving a review below, or read customer reviews before you decide to use The Bank of Tescott.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.62%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

The Bank of Tescott

104 S Main St
Tescott, KS 67484

https://www.bankoftescott.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

The Bank of Tescott CD Rates

Product	Rate	APY	Term
15 Month Certificates of Deposit (CDs)	3.80%	3.85%	15 Month
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.46% → 3.85% ▲ 0.39 pts · high 3.85% / low 3.46% Sep 20, 20263.85%▲ from 3.46% Sep 14, 20263.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
18 Month Certificates of Deposit (CDs)	3.80%	3.85%	18 Month
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.46% → 3.85% ▲ 0.39 pts · high 3.85% / low 3.46% Sep 20, 20263.85%▲ from 3.46% Sep 14, 20263.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
24 Month Certificates of Deposit (CDs)	3.80%	3.85%	24 Month
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.46% → 3.85% ▲ 0.39 pts · high 3.85% / low 3.46% Sep 20, 20263.85%▲ from 3.46% Sep 14, 20263.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
15 Month Certificates of Deposit (CDs)	3.45%	3.49%	15 Month
Details $0 - $9,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.46% → 3.49% ▲ 0.03 pts · high 3.49% / low 3.46% Sep 20, 20263.49%▲ from 3.46% Sep 14, 20263.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
18 Month Certificates of Deposit (CDs)	3.45%	3.49%	18 Month
Details $0 - $9,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.46% → 3.49% ▲ 0.03 pts · high 3.49% / low 3.46% Sep 20, 20263.49%▲ from 3.46% Sep 14, 20263.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
24 Month Certificates of Deposit (CDs)	3.45%	3.49%	24 Month
Details $0 - $9,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.46% → 3.49% ▲ 0.03 pts · high 3.49% / low 3.46% Sep 20, 20263.49%▲ from 3.46% Sep 14, 20263.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
30 Month Certificates of Deposit (CDs)	3.45%	3.49%	30 Month
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.26% → 3.49% ▲ 0.23 pts · high 3.49% / low 3.26% Sep 20, 20263.49%▲ from 3.26% Sep 14, 20263.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
36 Month Certificates of Deposit (CDs)	3.45%	3.49%	36 Month
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.26% → 3.49% ▲ 0.23 pts · high 3.49% / low 3.26% Sep 20, 20263.49%▲ from 3.26% Sep 14, 20263.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
48 Month Certificates of Deposit (CDs)	3.45%	3.49%	48 Month
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.26% → 3.49% ▲ 0.23 pts · high 3.49% / low 3.26% Sep 20, 20263.49%▲ from 3.26% Sep 14, 20263.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
60 Month Certificates of Deposit (CDs)	3.45%	3.49%	60 Month
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.26% → 3.49% ▲ 0.23 pts · high 3.49% / low 3.26% Sep 20, 20263.49%▲ from 3.26% Sep 14, 20263.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
12 Month Certificates of Deposit (CDs)	3.41%	3.45%	12 Month
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.26% → 3.45% ▲ 0.19 pts · high 3.45% / low 3.26% Sep 20, 20263.45%▲ from 3.26% Sep 14, 20263.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
6 Month Certificates of Deposit (CDs)	3.41%	3.45%	6 Month
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.26% → 3.45% ▲ 0.19 pts · high 3.45% / low 3.26% Sep 20, 20263.45%▲ from 3.26% Sep 14, 20263.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
9 Month Certificates of Deposit (CDs)	3.41%	3.45%	9 Month
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.26% → 3.45% ▲ 0.19 pts · high 3.45% / low 3.26% Sep 20, 20263.45%▲ from 3.26% Sep 14, 20263.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
30 Month Certificates of Deposit (CDs)	3.11%	3.15%	30 Month
Details $0 - $9,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.26% → 3.15% ▼ 0.11 pts · high 3.26% / low 3.15% Sep 20, 20263.15%▼ from 3.26% Sep 14, 20263.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
36 Month Certificates of Deposit (CDs)	3.11%	3.15%	36 Month
Details $0 - $9,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.26% → 3.15% ▼ 0.11 pts · high 3.26% / low 3.15% Sep 20, 20263.15%▼ from 3.26% Sep 14, 20263.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
48 Month Certificates of Deposit (CDs)	3.11%	3.15%	48 Month
Details $0 - $9,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.26% → 3.15% ▼ 0.11 pts · high 3.26% / low 3.15% Sep 20, 20263.15%▼ from 3.26% Sep 14, 20263.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
60 Month Certificates of Deposit (CDs)	3.11%	3.15%	60 Month
Details $0 - $9,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.26% → 3.15% ▼ 0.11 pts · high 3.26% / low 3.15% Sep 20, 20263.15%▼ from 3.26% Sep 14, 20263.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
12 Month Certificates of Deposit (CDs)	3.06%	3.10%	12 Month
Details $0 - $9,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.26% → 3.10% ▼ 0.16 pts · high 3.26% / low 3.10% Sep 20, 20263.10%▼ from 3.26% Sep 14, 20263.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
6 Month Certificates of Deposit (CDs)	3.06%	3.10%	6 Month
Details $0 - $9,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.26% → 3.10% ▼ 0.16 pts · high 3.26% / low 3.10% Sep 20, 20263.10%▼ from 3.26% Sep 14, 20263.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
9 Month Certificates of Deposit (CDs)	3.06%	3.10%	9 Month
Details $0 - $9,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 3.26% → 3.10% ▼ 0.16 pts · high 3.26% / low 3.10% Sep 20, 20263.10%▼ from 3.26% Sep 14, 20263.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
3 Month Certificates of Deposit (CDs)	0.66%	0.66%	3 Month
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.66% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
3 Month Certificates of Deposit (CDs)	0.31%	0.31%	3 Month
Details $0 - $9,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 0.66% → 0.31% ▼ 0.35 pts · high 0.66% / low 0.31% Sep 20, 20260.31%▼ from 0.66% Sep 14, 20260.66%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%

The Bank of Tescott Savings Rates

Product	Rate	APY
Traditions High Yield Savings	3.12%	3.16%
Min Balance $5,000 Details Balance: $5,000.00 or more Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 3.16% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Traditions High Yield Savings	0.50%	0.50%
Min Balance $0 Details Balance: $4,999.99 or less Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Traditions High Yield Savings	0.50%	0.50%
Min Balance $5,000 Details Balance: $4,999.99 or less Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Children Savings	0.10%	0.10%
Details Compounded: Daily Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Statement Savings	0.10%	0.10%
Details Compounded: Daily Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%

The Bank of Tescott Business Savings Rates

Product	Rate	APY
Traditions High Yield Business Savings	3.12%	3.16%
Min Balance $5,000 Details Balance: $5,000.00 or more Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 3.16% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Traditions High Yield Business Savings	0.50%	0.50%
Min Balance $5,000 Details Balance: $4,999.99 or less Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Traditions High Yield Business Savings	0.50%	0.50%
Min Balance $0 Details Balance: $4,999.99 or less Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%

The Bank of Tescott Money Market Rates

Product	Rate	APY
Executive Money Market	1.12%	1.13%
Min Balance $500,000 Details Balance: $500,000 AND OVER Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.13% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Legacy Money Market	1.12%	1.13%
Min Balance $500,000 Details Balance: $500,000 AND OVER Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.13% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Executive Money Market	0.96%	0.96%
Min Balance $200,000 Details Balance: $200,000 - $499,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.96% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Legacy Money Market	0.96%	0.96%
Min Balance $200,000 Details Balance: $200,000 - $499,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.96% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Executive Money Market	0.80%	0.80%
Min Balance $150,000 Details Balance: $150,000 - $199,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Legacy Money Market	0.80%	0.80%
Min Balance $150,000 Details Balance: $150,000 - $199,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Executive Money Market	0.72%	0.72%
Min Balance $100,000 Details Balance: $100,000 - $149,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.72% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Legacy Money Market	0.72%	0.72%
Min Balance $100,000 Details Balance: $100,000 - $149,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.72% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Executive Money Market	0.64%	0.64%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.64% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Legacy Money Market	0.64%	0.64%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.64% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Executive Money Market	0.47%	0.47%
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.47% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Legacy Money Market	0.47%	0.47%
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.47% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Executive Money Market	0.32%	0.32%
Min Balance $0 Details Balance: $9,999.99 OR LESS Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.32% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Executive Money Market	0.32%	0.32%
Min Balance $10,000 Details Balance: $9,999.99 OR LESS Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.32% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Legacy Money Market	0.32%	0.32%
Min Balance $10,000 Details Balance: $9,999.99 OR LESS Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.32% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Legacy Money Market	0.32%	0.32%
Min Balance $0 Details Balance: $9,999.99 OR LESS Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.32% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Executive Money Market Account	0.17%	0.17%
Min Balance $4,000 Details Balance: $4,000+ Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.17% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Money Market	0.17%	0.17%
Min Balance $4,000 Details Balance: $4,000+ Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.17% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Executive Money Market Account	0.10%	0.10%
Min Balance $0 Details Balance: $0 - $3,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Money Market	0.10%	0.10%
Min Balance $0 Details Balance: $0 - $3,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%

The Bank of Tescott Checking Rates

Product	Rate	APY
NOW Checking	0.17%	0.17%
Min Balance $4,000 Details Balance: $4,000+ Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.17% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
NOW Checking	0.10%	0.10%
Min Balance $0 Details Balance: $0 - $3,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%

The Bank of Tescott Other Rates

Product	Rate	Points	APY/APR
ACCOUNTS INSURED BY THE FDIC	0.50%	-	0.50%
Min Balance $5,000 Details Balance: $4,999.99 or less Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
ACCOUNTS INSURED BY THE FDIC	3.12%	-	3.16%
Min Balance $5,000 Details Balance: $5,000.00 or more Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.16% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
ACCOUNTS INSURED BY THE FDIC	0.10%	-	0.10%
Details Compounded: Daily Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Free Kasasa Cash Checking	3.93%	-	4.00%
Min Balance $0 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $50,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Free Kasasa Cash Checking	0.05%	-	0.05%
Min Balance $0 Details Qualifications not met Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 4.00% → 0.05% ▼ 3.95 pts · high 4.00% / low 0.05% Oct 8, 20260.05%▼ from 4.00% Sep 14, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%
Kasasa Cash Checking	3.93%	-	4.00%
Min Deposit $50 Min Balance $0 Details Qualifications Required: Be enrolled and receive your monthly account statement electronically; At least 1 direct deposit or ACH payment; At least 25 debit card purchases; Balances up to and including $50,000 earn this rate; balances over $50,000 earn 0.4989% on the portion over $50,000 resulting in a non-compounding range from 4.00% to 1.67% APY depending on the account's daily balance. When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements, are automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account balance is less than the transferred amount when the transfer occurs. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.62%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

The Bank of Tescott’s Texas Ratio fell from 2.34% in Q3 2023 to 0.62% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$648M	0.62%	5.0	A+
March 31, 2026	$642M	1.36%	5.0	A+
December 31, 2025	$639M	0.93%	5.0	A+
September 30, 2025	$595M	1.85%	5.0	A+
June 30, 2025	$622M	1.59%	5.0	A+
March 31, 2025	$507M	0.99%	5.0	A+
December 31, 2024	$492M	1.00%	5.0	A+
September 30, 2024	$485M	1.18%	5.0	A+
June 30, 2024	$464M	1.73%	5.0	A+
March 31, 2024	$452M	1.22%	5.0	A+
December 31, 2023	$447M	1.08%	5.0	A+
September 30, 2023	$433M	2.34%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Bank of Tescott is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Bank of Tescott rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Bank of Tescott's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Bank of Tescott

Bank Holding Company TESCOTT BANCSHARES INC

Address 104 S Main St, Tescott, KS 67484 · Ottawa

Website https://www.bankoftescott.com

FDIC Certificate # 1868

Established 18870101

FDIC Insurance Date 19340101

Domestic Offices 6

Total Branches 6

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.62%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.7533%

Return on Equity (ROE) 16.9700%

Non-Performing Loans (NPL) 0.06%

Total Assets $648,341,000

Total Deposits $574,297,000

Equity Capital $67,111,000

Net Income $5,640,000

Headquarters Tescott

Total Branches and Offices 6

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

The Bank of Tescott earned the Verified Healthy badge

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Frequently Asked Questions About The Bank of Tescott

How many branches does The Bank of Tescott operate?

The Bank of Tescott currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Bank of Tescott does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Bank of Tescott provides members with tools to manage their accounts and build a solid financial history.

Does The Bank of Tescott offer online and mobile banking?

Most modern institutions like The Bank of Tescott provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankoftescott.com.

Current The Bank of Tescott Rates

12-Month CD3.10%
18-Month CD3.49%
24-Month CD3.49%
36-Month CD3.15%
48-Month CD3.15%
60-Month CD3.15%
Savings3.16%
MMA1.13%

Retrieved from our database of financial products. Rates subject to change.

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The Bank of Tescott Rates & Review October 2026

Brian McKay

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Methodology & Data Sources

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Financial Health & Assets

The Bank of Tescott earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About The Bank of Tescott

How many branches does The Bank of Tescott operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does The Bank of Tescott offer online and mobile banking?

Current The Bank of Tescott Rates

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