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The Bank of Tescott Rates & Review April 2026

The Bank of Tescott's 6 Certificates of Deposit (CDs) rates are at 3.42%, Certificates of Deposit (CDs) 6-Month rates are at 3.42%, Certificates of Deposit (CDs) 7-Month rates are at 3.42%, Certificates of Deposit (CDs) 9-Month rates are at 3.42%, 11 Certificates of Deposit (CDs) rates are at 3.36%. The Bank of Tescott's savings rates are at 0.10%. The Bank of Tescott's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of The Bank of Tescott with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.34%. Rates were last updated on 04/17/2026.

The Bank of Tescott money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Tescott? Share your experience about The Bank of Tescott by leaving a review below, or read customer reviews before you decide to use The Bank of Tescott.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.34%
Excellent Lower than avg
The Bank of Tescott
104 S Main St
Tescott, KS 67484
https://www.bankoftescott.com
Member FDIC

The Bank of Tescott CD Rates

Product Rate APY Term View More
6 Certificates of Deposit (CDs) 3.38% 3.42% 6
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 6 Month 3.38% 3.42% 6
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 7 Month 3.38% 3.42% 7
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 9 Month 3.38% 3.42% 9
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
11 Certificates of Deposit (CDs) 3.32% 3.36% 11
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 11 Month 3.32% 3.36% 11
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 12 Month 3.32% 3.36% 12
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 15 Month 3.32% 3.36% 15
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 18 Month 3.32% 3.36% 18
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 19 Month 3.32% 3.36% 19
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 24 Month 3.32% 3.36% 24
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 30 Month 3.32% 3.36% 30
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
36 Certificates of Deposit (CDs) 3.22% 3.26% 36
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 36 Month 3.22% 3.26% 36
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 42 Month 3.22% 3.26% 42
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 48 Month 3.22% 3.26% 48
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 60 Month 3.22% 3.26% 60
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
11 Month Business Certificates of Deposit (CDs) 2.98% 3.14% 11 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
11 Month Certificates of Deposit (CDs) 2.98% 3.14% 11 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
12 Month Business Certificates of Deposit (CDs) 2.98% 3.14% 12 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
12 Month Certificates of Deposit (CDs) 2.98% 3.14% 12 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
15 Month Business Certificates of Deposit (CDs) 2.98% 3.14% 15 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
15 Month Certificates of Deposit (CDs) 2.98% 3.14% 15 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
6 Month Business Certificates of Deposit (CDs) 3.04% 3.07% 6 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
6 Month Certificates of Deposit (CDs) 3.04% 3.07% 6 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
7 Month Business Certificates of Deposit (CDs) 3.03% 3.07% 7 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
7 Month Certificates of Deposit (CDs) 3.03% 3.07% 7 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
9 Month Business Certificates of Deposit (CDs) 3.04% 3.07% 9 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
9 Month Certificates of Deposit (CDs) 3.04% 3.07% 9 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
18 Month Business Certificates of Deposit (CDs) 2.98% 3.04% 18 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
18 Month Certificates of Deposit (CDs) 2.98% 3.04% 18 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
19 Month Business Certificates of Deposit (CDs) 2.98% 3.04% 19 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
19 Month Certificates of Deposit (CDs) 2.98% 3.04% 19 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
24 Month Business Certificates of Deposit (CDs) 2.98% 3.04% 24 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
24 Month Certificates of Deposit (CDs) 2.98% 3.04% 24 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
30 Month Business Certificates of Deposit (CDs) 2.88% 3.04% 30 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
30 Month Certificates of Deposit (CDs) 2.88% 3.04% 30 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
36 Month Business Certificates of Deposit (CDs) 2.88% 2.91% 36 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
36 Month Certificates of Deposit (CDs) 2.88% 2.91% 36 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
42 Month Business Certificates of Deposit (CDs) 2.88% 2.91% 42 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
42 Month Certificates of Deposit (CDs) 2.88% 2.91% 42 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
48 Month Business Certificates of Deposit (CDs) 2.88% 2.91% 48 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
48 Month Certificates of Deposit (CDs) 2.88% 2.91% 48 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
60 Month Business Certificates of Deposit (CDs) 2.88% 2.91% 60 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
60 Month Certificates of Deposit (CDs) 2.88% 2.91% 60 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
3 Certificates of Deposit (CDs) 0.66% 0.66% 3
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Certificates of Deposit (CDs) 3 Month 0.66% 0.66% 3
Min Deposit $10,000
Details $10,000+
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
3 Month Business Certificates of Deposit (CDs) 0.31% 0.31% 3 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
3 Month Certificates of Deposit (CDs) 0.31% 0.31% 3 Month
Details $0 - $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%

The Bank of Tescott Savings Rates

Product Rate APY View More
Traditions High Yield Business Savings 3.12% 3.16%
Min Balance $5,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Traditions High Yield Savings 3.12% 3.16%
Min Balance $5,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Traditions High Yield Business Savings 0.50% 0.50%
Min Balance $5,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Traditions High Yield Savings 0.50% 0.50%
Min Balance $5,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Children Savings 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Club 50 Account 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Statement Savings 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%

The Bank of Tescott Money Market Rates

Product Rate APY View More
Executive Money Market Account 3.93% 4.00%
Details Qualifying balance up to $50,000.00
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Executive Money Market Account 1.98% 2.00%
Details All Amounts (no cap)
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Executive Money Market 1.12% 1.13%
Min Balance $500,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Legacy Money Market 1.12% 1.13%
Min Balance $500,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Executive Money Market 0.96% 0.96%
Min Balance $200,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Legacy Money Market 0.96% 0.96%
Min Balance $200,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Executive Money Market 0.80% 0.80%
Min Balance $150,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Legacy Money Market 0.80% 0.80%
Min Balance $150,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Executive Money Market 0.72% 0.72%
Min Balance $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Legacy Money Market 0.72% 0.72%
Min Balance $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Executive Money Market 0.64% 0.64%
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Legacy Money Market 0.64% 0.64%
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Executive Money Market 0.47% 0.47%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Legacy Money Market 0.47% 0.47%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Executive Money Market 0.32% 0.32%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Legacy Money Market 0.32% 0.32%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Executive Money Market Account 0.17% 0.17%
Min Balance $4,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Money Market 0.17% 0.17%
Min Balance $4,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Executive Money Market Account 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%
Money Market 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%

The Bank of Tescott Checking Rates

Product Rate APY View More
NOW Checking 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.34%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The Bank of Tescott is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The Bank of Tescott rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Bank of Tescott's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The Bank of Tescott
Bank Holding Company TESCOTT BANCSHARES INC
Address 104 S Main St, Tescott, KS 67484  ·  Ottawa
FDIC Certificate # 1868
Established 01/01/1887
FDIC Insurance Date 01/01/1934
Domestic Offices 6
Total Branches 6
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.34%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3652%
Return on Equity (ROE) 11.1000%
Non-Performing Loans (NPL) 0.10%
Total Assets $639,380,000
Total Deposits $566,871,000
Equity Capital $65,711,000
Net Income $8,123,000
Headquarters Tescott
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About The Bank of Tescott

Is The Bank of Tescott a safe place to deposit money?

Yes, The Bank of Tescott is considered a safe financial institution. With a Texas Ratio of 2.3360640406988%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The Bank of Tescott operate?

The Bank of Tescott currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Bank of Tescott does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Bank of Tescott provides members with tools to manage their accounts and build a solid financial history.

Does The Bank of Tescott offer online and mobile banking?

Most modern institutions like The Bank of Tescott provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankoftescott.com.

Current The Bank of Tescott Rates

  • 12-Month CD3.14%
  • 18-Month CD3.04%
  • 24-Month CD3.04%
  • 36-Month CD2.91%
  • 48-Month CD2.91%
  • 60-Month CD2.91%
  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.