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First Financial Bank Bessemer, AL

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First Financial Bank Bessemer, AL Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Financial Bank Bessemer, AL provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

First Financial Bank Bessemer, AL rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not First Financial Bank Bessemer, AL, and you can see how they compare in the First Financial Bank Bessemer, AL rate tables below. MonitorBankRates evaluates the financial stability of First Financial Bank Bessemer, AL with a 1.0 Star Rating, an D Overall Health Grade, and a Texas Ratio of 0.00%. Database rates last updated and verified on 08/30/2026.

First Financial Bank Bessemer, AL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Financial Bank Bessemer, AL? Share your experience about First Financial Bank Bessemer, AL by leaving a review below, or read customer reviews before you decide to use First Financial Bank Bessemer, AL.

Overall Health & Safety Grade

Weak Health Score: 60/100

MonitorBankRates Rating

1.0

Weak Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

First Financial Bank

1630 4th Ave N
Bessemer, AL 35020

https://www.ffbalabama.com

Current Rate Availability

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Financial Bank Bessemer, AL is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Financial Bank Bessemer, AL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Financial Bank Bessemer, AL's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Financial Bank Bessemer, AL

Bank Holding Company FIRSTFED BCORP EMPLOYEE STK OWNERSHIP PLAN

Address 1630 4th Ave N, Bessemer, AL 35020 · Jefferson

Website https://www.ffbalabama.com

FDIC Certificate # 19440

Established 05/17/1965

FDIC Insurance Date 05/17/1965

Domestic Offices 8

Total Branches 8

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 60/100

1.0

Weak Out of 5.0 Stars

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.1937%

Non-Performing Loans (NPL) 0.02%

Total Assets $244,971,000

Total Deposits $237,150,000

Equity Capital $7,267,000

Net Income $2,645,000

Headquarters Bessemer

Total Branches and Offices 8

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About First Financial Bank Bessemer, AL

How many branches does First Financial Bank Bessemer, AL operate?

First Financial Bank Bessemer, AL currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Financial Bank Bessemer, AL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Financial Bank Bessemer, AL provides members with tools to manage their accounts and build a solid financial history.

Does First Financial Bank Bessemer, AL offer online and mobile banking?

Most modern institutions like First Financial Bank Bessemer, AL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ffbalabama.com.