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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Opportunities Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
You can compare Opportunities Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.74%, 6-month share certificate rates at 3.07% and 3-month share certificate rates at 0.05%. Savings rates are at 0.05% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.53%. All these rates can be compared to Opportunities Credit Union rates. MonitorBankRates evaluates the financial stability of Opportunities Credit Union with a 4.5 Star Rating, an B Overall Health Grade, and a Texas Ratio of 20.87%. Rates were last updated on 03/29/2026. Opportunities Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Opportunities Credit Union? Share your experience about Opportunities Credit Union by leaving a review below, or read customer reviews before you decide to use Opportunities Credit Union. Opportunities Credit Union
25 Winooski Falls Way 25 Winooski Falls Way
https://www.oppsvt.org Winooski, VT 05404 
Current Rate AvailabilityWe do not have Opportunities Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Opportunities Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Opportunities Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Opportunities Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Opportunities Credit Union
Website
https://www.oppsvt.org
Address
25 Winooski Falls Way,
Winooski, VT 05404
Phone
802-865-3404
Fax
802-862-8971
President
Glenn Von Bernewitz
CEO
Kate Laud
Full-Time Employees
27
Part-Time Employees
1
Branch Locations
2
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.5 / 5.0 ★
Overall Health & Safety Grade
B (85/100)
Texas Ratio
20.87%
Return on Assets (ROA)
0.0023%
Return on Equity (ROE)
0.0201%
Non-Performing Loans Ratio (NPL)
2.77%
Total Assets
65,417,286
Total Amount of Shares and Deposits
50,648,166
Total Shares and Deposits < 1 Year
25,170,299
Total Shares and Deposits 1 3 Years
20,333,103
Total Shares and Deposits > 3 Years
5,144,765
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,649,887
Total Uninsured Shares and Deposits > $250K (F+J)
12,213,137
Total Insured Shares and Deposits > $250K (item 17 less item K)
38,435,029
Total Interest Expense (Sum of items 6 8)
237,128
Share Certificates
300
Number of Accounts for Share Drafts
1,901
IRA KEOGH Accounts
43
Number of Accounts for Regular Shares
6,445
All other shares
23
Non Member Deposits
86
Money Market Shares
54
Net Income (unless the amount is already included in Undivided Earnings)
1,484
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,844,688
Total Liabilities
59,043,362
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Opportunities Credit UnionIs Opportunities Credit Union a safe place to deposit money?Yes, Opportunities Credit Union is considered a safe financial institution. With a Texas Ratio of 20.869394020569%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Opportunities Credit Union operate?Opportunities Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Opportunities Credit Union?Yes, to access services at Opportunities Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Opportunities Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Opportunities Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Opportunities Credit Union offer online and mobile banking?Most modern institutions like Opportunities Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.oppsvt.org. Compare to Other Credit Unions
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