Community National Bank (VT) CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.40%, 6-month CD rates at 3.79% and 3-month CD rates at 3.80%. Current savings rates are at 0.25% and money market rates are at 2.50%. Mortgage rates today on 30-year fixed loans are around 6.78%. Credit Card rates are at 12.49%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Community National Bank (VT)'s 60-Month CD rates are at 1.01%, 48-Month CD rates are at 0.90%, 36-Month CD rates are at 0.69%, 30-Month CD rates are at 0.59%, 24-Month CD rates are at 0.59%. Community National Bank (VT)'s savings rates are at 0.05%.

Community National Bank (VT)

To see how these rates compare to Community National Bank (VT) CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Community National Bank (VT), savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Community National Bank (VT) CD rates. You can also compare Community National Bank (VT) savings rates, MMA rates and mortgage rates using our other rate lists.

Community National Bank (VT) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community National Bank (VT)? Share your experience about Community National Bank (VT) by leaving a review below, or read customer reviews before you decide to use Community National Bank (VT).

Community National Bank (VT) Texas Ratio

Community National Bank (VT)'s Texas Ratio is at 10.50%, which is considered excellent. The Texas Ratio for Community National Bank (VT) is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Community National Bank (VT) is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.49%
18-Month CD
0.49%
24-Month CD
0.59%
36-Month CD
0.69%
48-Month CD
0.90%
60-Month CD
1.01%
Savings
0.05%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Community National Bank (VT)
4811 U.S. Route 5
Derby, VT 05855
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Community National Bank (VT) CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Community National Bank (VT)
Community National Bank (VT)
60-Month CD
1.01%
$2,500
Community National Bank (VT)
Community National Bank (VT)
48-Month CD
0.90%
$2,500
Community National Bank (VT)
Community National Bank (VT)
36-Month CD
0.69%
$2,500
Community National Bank (VT)
Community National Bank (VT)
24-Month CD
0.59%
$2,500
Community National Bank (VT)
Community National Bank (VT)
30-Month CD
0.59%
$2,500
Community National Bank (VT)
Community National Bank (VT)
12-Month CD
0.49%
$2,500
Community National Bank (VT)
Community National Bank (VT)
18-Month CD
0.49%
$2,500
Community National Bank (VT)
Community National Bank (VT)
Community Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Community National Bank (VT) Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First FSB of Mascoutah
First FSB of Mascoutah
60-Month CD
4.32%
$1,000
FinWise Bank
FinWise Bank
12-Month CD
4.25%
$500
Community Bank of Trenton
Community Bank of Trenton
6-Month CD
4.25%
$5,000
FinWise Bank
FinWise Bank
24-Month CD
4.00%
$500
Quaint Oak Bank
Quaint Oak Bank
18-Month CD
4.00%
$500
Canyon View Credit Union
Canyon View Credit Union
30-Month CD
4.00%
$500
FinWise Bank
FinWise Bank
18-Month CD
3.95%
$500
Belt Valley Bank
Belt Valley Bank
18-Month CD
3.79%
$500
University Federal Credit Union
University Federal Credit Union
36-Month CD
3.75%
$1,000
Axiom Bank
Axiom Bank
24-Month CD
3.75%
$500
Atkins Savings B&T
Atkins Savings B&T
60-Month CD (Adjust-A-Rate)
3.53%
$1,000
Everence Trust Company
Everence Trust Company
30-Month CD
3.40%
$500
Reliance Bank
Reliance Bank
36-Month CD
3.30%
$500
Thomaston Savings Bank
Thomaston Savings Bank
36-Month CD
3.25%
$1,000
Bank of Luxemburg
Bank of Luxemburg
60-Month CD
3.15%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
Business Premium Money Market
3.09%
$1,000,000
Bank of Star Valley
Bank of Star Valley
36-Month CD
3.03%
$250
Bank First, NA
Bank First, NA
12-Month CD
3.02%
$1,000
First National Bank in Marlow
First National Bank in Marlow
36-Month CD
3.01%
$500
AAA Federal Credit Union
AAA Federal Credit Union
18-Month CD
2.95%
$500
Texas Heritage National Bank
Texas Heritage National Bank
36-Month CD
2.68%
$1,000
Genoa Community Bank
Genoa Community Bank
36-Month CD
2.55%
$500
West Shore Bank
West Shore Bank
48-Month CD
2.52%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
12-Month CD
2.47%
$500
Boone Bank & Trust Co.
Boone Bank & Trust Co.
48-Month CD
2.31%
$50,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
36-Month CD
2.30%
$1,000
AbbyBank
AbbyBank
36-Month CD
2.25%
$1,500
First Southwest Bank
First Southwest Bank
Golden Eagle Money Market
2.25%
$1,500,000
First Bank Elk River
First Bank Elk River
48-Month CD
2.10%
$1
Minnesota First
Minnesota First
Premium High Yield Savings
2.10%
$5,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
60-Month CD
2.00%
$1,000
Bruning Bank
Bruning Bank
36-Month CD
1.91%
$500
Bluff View Bank
Bluff View Bank
48-Month CD
1.61%
$10,000
F&M Bank Laotto, IN
F&M Bank Laotto, IN
48-Month CD
1.51%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
18-Month CD
1.50%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
60-Month CD
1.45%
$500
West Plains S&L
West Plains S&L
120-Month CD
1.30%
$1,000
Bank of Stronghurst
Bank of Stronghurst
24-Month CD
1.15%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
24-Month CD
0.85%
$500
Cecil Bank
Cecil Bank
60-Month CD
0.50%
$500
Greeneville Federal Bank
Greeneville Federal Bank
48-Month CD
0.45%
$1,000
State Bank of Canton
State Bank of Canton
Savings
0.25%
$25
Bank of Easton
Bank of Easton
3-Month CD
0.25%
$2,500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Money Market
0.20%
$0
Grand Timber Bank
Grand Timber Bank
Money Market
0.15%
$2,500
The Valley State Bank
The Valley State Bank
Regular Savings
0.15%
$100
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Regular Savings
0.15%
$25
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
12-Month CD
0.10%
$1,000
First Federal S&L Bath
First Federal S&L Bath
NOW Checking
0.05%
$100
Marathon Bank
Marathon Bank
Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 14, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Community National Bank (VT) Information

Community National Bank (VT)
4811 U.S. Route 5
Derby, VT 05855
Orleans
Established Date: 01/15/1851
FDIC Certificate #: 6271
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: COMMUNITY BCORP
How Many Domestic U.S. Offices? 12
How Many Branches are There? 12
Is Community National Bank (VT) FDIC Insured? Yes
What is Community National Bank (VT)'s Cert number? 6271
What is the maximum amount for insured deposits? $250,000 per holder, per account

Community National Bank (VT) Financials

Total Assets:
$1,106,658,000
Total Deposits:
$884,850,000
Equity Capital:
$101,645,000
Domestic Deposits:
$884,850,000
Net Income:
$3,101,000
Return on Assets:
1.3702%
Quarterly Return on Assets:
1.1200%
Pretax Return on Assets:
1.3234%
Pretax Quarterly Return on Assets:
1.3200%
Return on Equity:
15.9000%
Quarterly Return on Equity:
12.2400%
Common Equity Tier 1 Capital Ratio:
13.3984%
Tier 1 Risk-Based Capital Ratio:
13.3984%
Leverage Tier 1 (Core Capital) Ratio:
9.4912%
Total Risk-Based Capital Ratio (YTD):
14.6491%
Total Interest Income (YTD):
4.6007%
 
 
Headquarters:
Derby
FDIC Field Office:
Windsor
Regulator:
OCC
County:
Orleans
# of Offices:
12
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

News out this week doesn't bode well for CD rates and other bank deposit rates.  At an economic conference in Jackson Hole, Wyoming, Federal Reserve Chairman, Ben Bernanke, said Friday that the FOMC intends to act to help the economy recovery stay on tract. Stopping short of  saying more Fed easing to lower interest rates is imminent Ben still used language to suggest the Fed will act sooner than later if growth doesn't pick up.
The average rate on our low introductory rate Credit Cards is 0.698 percent for the week ending January, 9, 2011.  This is the average rate, you can find low introductory credit card rates at 0.00 percent. Right now on our list of low intro rate cards there are several cards listed with an intro rate of 0.00% for 6 months to 18 months.
mortgage ratesThe Federal Reserve Bank has been consistently lower rates to jump start the economy but mortgage rates have barely gone down because of the housing crises, that is until last week.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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Homeowners Insurance and Renters Insurance

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