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BOK Financial Rates & Review August 2026

BOK Financial's 10-Month Promo rates are at 3.90%, 17-Month Promo rates are at 3.90%, 10 or 17-month Promotional CD rates are at 3.90%, 4-Month Promo rates are at 3.65%, 14-Month Promo rates are at 3.25%. BOK Financial's savings rates are at 0.10%. BOK Financial's money market rates are at 0.10%. BOK Financial's Personal Loan Rates are at 5.64%. MonitorBankRates evaluates the financial stability of BOK Financial with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.85%. Rates last updated and verified on 08/28/2026.

BOK Financial money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BOK Financial? Share your experience about BOK Financial by leaving a review below, or read customer reviews before you decide to use BOK Financial.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.85%
Excellent Lower than avg
BOK Financial
1 Williams Ctr
Tulsa, OK 74172
https://www.bokfinancial.com
Member FDIC

BOK Financial CD Rates

Product Rate APY Term View More
10 Month Promo - 3.90% 10 Month
Min Deposit $1,000
Details $1,000 opening deposit required/$1,000,000 max
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
17 Month Promo - 3.90% 17 Month
Min Deposit $1,000
Details $1,000 opening deposit required/$1,000,000 max
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
10 or 17-month Promotional CD - 3.90% 10 or 17-month
Details Annual percentage yield
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
4 Month Promo - 3.65% 4 Month
Min Deposit $1,000
Details $1,000 opening deposit required/$1,000,000 max
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
14 Month Promo - 3.25% 14 Month
Min Deposit $1,000
Details $1,000 opening deposit required/$1,000,000 max
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
15 Month Flex - 3.00% 15 Month
Min Deposit $1,000
Details Opening deposit required/$500,000 max
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
7 Month No Penalty - 3.00% 7 Month
Min Deposit $1,000
Details Opening deposit required/$250,000 max
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
17 month - 2.05% 17 Months
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
18 month - 2.05% 18 Months
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
2 Years - 1.55% 2 Years
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
3 Years - 1.55% 3 Years
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
4 Years - 1.55% 4 Years
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
5 Years - 1.55% 5 Years
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
7 Years - 1.55% 7 Years
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
30 month - 1.50% 30 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
6 month - 1.50% 6 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
1 Year - 0.15% 1 Year
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%

BOK Financial Savings Rates

Product Rate APY View More
Youth Savings - 0.25%
Min Deposit $5
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Personal Savings - 0.10%
Min Deposit $50
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%

BOK Financial Money Market Rates

Product Rate APY View More
Premier Money Market - 1.25%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Premier Money Market IRA - 1.25%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Premier Money Market - 1.00%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Premier Money Market IRA - 1.00%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Premier Money Market - 0.85%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Premier Money Market IRA - 0.85%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Premier Money Market - 0.75%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Premier Money Market IRA - 0.75%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Personal Money Market - 0.50%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Personal Money Market - 0.25%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Premier Money Market - 0.25%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Premier Money Market IRA - 0.25%
Min Balance $10,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Premier Money Market - 0.15%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Premier Money Market IRA - 0.15%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Personal Money Market - 0.10%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%

BOK Financial Checking Rates

Product Rate APY View More
Premier Checking - 0.02%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Select Checking - 0.01%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%

BOK Financial Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity 10 Years Revolving - 15 Years Repayment - - 6.87% 10 Years Revolving - 15 Years Repayment
Details As low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Home Equity 60 Months - - 7.43% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Home Equity 120 Months - - 7.52% 120 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Home Equity 180 Months - - 7.55% 180 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Home Equity 240 Months - - 7.79% 240 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Home Equity Line of Credit - - 9.44% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Home Equity Line of Credit - - 9.52% 120 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Home Equity Line of Credit - - 9.55% 180 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Home Equity Line of Credit - - 9.80% 240 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%

BOK Financial Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 5.64% 36 Months
Details As low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Used Auto Loan - 36 Months - - 5.64% 36 Months
Details 2016 - 2026
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
New Auto Loan - - 5.69% 48 Months
Details As low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Used Auto Loan - 48 Months - - 5.69% 48 Months
Details 2018 - 2026
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
New Auto Loan - - 5.74% 60 Months
Details As low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Used Auto Loan - 60 Months - - 5.74% 60 Months
Details 2022 - 2026
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
New Auto Loan - - 5.79% 72 Months
Details As low as
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%
Used Auto Loan - 72 Months - - 5.79% 72 Months
Details 2023 - 2026
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.85%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for BOK Financial is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather BOK Financial rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BOK Financial's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name BOK Financial
Bank Holding Company BOK FINANCIAL CORP
Address 1 Williams Ctr, Tulsa, OK 74172  ·  Tulsa
FDIC Certificate # 4214
Established 02/10/1910
FDIC Insurance Date 01/01/1934
Domestic Offices 115
Total Branches 115
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.85%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.2379%
Return on Equity (ROE) 13.2200%
Non-Performing Loans (NPL) 0.32%
Total Assets $52,005,221,000
Total Deposits $39,680,944,000
Equity Capital $5,495,781,000
Net Income $554,417,000
Headquarters Tulsa
Total Branches and Offices 115
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for BOK Financial yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About BOK Financial

How many branches does BOK Financial operate?

BOK Financial currently maintains approximately 115 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, BOK Financial does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BOK Financial provides members with tools to manage their accounts and build a solid financial history.

Does BOK Financial offer online and mobile banking?

Most modern institutions like BOK Financial provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bokfinancial.com.

Current BOK Financial Rates

  • 12-Month CD0.15%
  • 18-Month CD2.05%
  • 24-Month CD1.55%
  • 36-Month CD1.55%
  • 48-Month CD1.55%
  • 60-Month CD1.55%
  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.