TSB Teutopolis State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.60%, 6-month CD rates at 3.00% and 3-month CD rates at 2.50%. Current savings rates are at 0.40% and money market rates are at 0.12%. Mortgage rates today on 30-year fixed loans are around 6.56%. Credit Card rates are at 8.50%. Personal Loan rates are at 16.25%. All these rates, and more, can be found in our database of rates. TSB Teutopolis State Bank's 6-Month CD rates are at 4.09%, 12-Month CD rates are at 3.79%, 48-Month CD rates are at 3.02%, 60-Month CD rates are at 1.10%, 36-Month CD rates are at 0.90%. TSB Teutopolis State Bank's savings rates are at 0.15%. TSB Teutopolis State Bank's money market rates are at 0.10%.

TSB Teutopolis State Bank

To see how these rates compare to TSB Teutopolis State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from TSB Teutopolis State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with TSB Teutopolis State Bank CD rates. You can also compare TSB Teutopolis State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

TSB Teutopolis State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TSB Teutopolis State Bank? Share your experience about TSB Teutopolis State Bank by leaving a review below, or read customer reviews before you decide to use TSB Teutopolis State Bank.

TSB Teutopolis State Bank Texas Ratio

TSB Teutopolis State Bank's Texas Ratio is at 0.01%, which is considered excellent. The Texas Ratio for TSB Teutopolis State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, TSB Teutopolis State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.79%
18-Month CD
N/A
24-Month CD
0.70%
36-Month CD
0.90%
48-Month CD
3.02%
60-Month CD
1.10%
Savings
0.15%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
TSB Teutopolis State Bank
106 E Main St
Teutopolis, IL 62467
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

TSB Teutopolis State Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
TSB Teutopolis State Bank
TSB Teutopolis State Bank
6-Month CD
4.09%
$500
TSB Teutopolis State Bank
TSB Teutopolis State Bank
12-Month CD
3.79%
$500
TSB Teutopolis State Bank
TSB Teutopolis State Bank
48-Month CD
3.02%
$500
TSB Teutopolis State Bank
TSB Teutopolis State Bank
60-Month CD
1.10%
$500
TSB Teutopolis State Bank
TSB Teutopolis State Bank
36-Month CD
0.90%
$500
TSB Teutopolis State Bank
TSB Teutopolis State Bank
24-Month CD
0.70%
$500
TSB Teutopolis State Bank
TSB Teutopolis State Bank
Savings
0.15%
$0
TSB Teutopolis State Bank
TSB Teutopolis State Bank
Money Market Advantage
0.10%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare TSB Teutopolis State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Axiom Bank
Axiom Bank
12-Month CD
4.60%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
12-Month CD
4.55%
$1,000
Leader Bank
Leader Bank
6-Month CD
4.50%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
12-Month CD
4.11%
$250
Mid-America Bank
Mid-America Bank
18-Month CD (Jumbo)
4.04%
$100,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
36-Month CD (Plus Jumbo)
3.65%
$200,000
Avidia Bank
Avidia Bank
12-Month CD
3.30%
$1,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
60-Month CD
3.25%
$500
Henderson FSB
Henderson FSB
18-Month CD
3.20%
$500
First National Bank in Ord
First National Bank in Ord
18-Month CD (Jumbo)
3.03%
$100,000
Ambler Savings Bank
Ambler Savings Bank
18-Month (Bump-Up)
3.00%
$1,000
St. Ansgar State Bank
St. Ansgar State Bank
12-Month CD
3.00%
$1,000
United Republic Bank
United Republic Bank
36-Month CD
3.00%
$1,000
First Financial of Maryland FCU
First Financial of Maryland FCU
36-Month CD
3.00%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
36-Month CD
2.80%
$500
UCB Milford, IA
UCB Milford, IA
36-Month CD
2.52%
$1,000
Bath Savings Institution
Bath Savings Institution
12-Month CD
2.38%
$500
Henderson State Bank
Henderson State Bank
48-Month CD
2.32%
$500
CNB of McConnelsville
36-Month CD
2.25%
$5,000
First Security B&T Co. IA
First Security B&T Co. IA
36-Month CD
2.13%
$2,500
Citizens Bank of Clovis
Citizens Bank of Clovis
Money Market
2.01%
$2,500
National Exchange Bank and Trust
National Exchange Bank and Trust
18-Month CD
2.00%
$1,000
FNB Community Bank
FNB Community Bank
30-Month CD
1.91%
$1,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
High Yield Money Market
1.60%
$50,000
Bank of Springfield
Bank of Springfield
60-Month CD
1.41%
$1,000
USAA Federal Savings Bank
USAA Federal Savings Bank
36-Month CD
1.30%
$1,000
Consumers Credit Union
Consumers Credit Union
24-Month CD
1.00%
$250
The Victory Bank
The Victory Bank
18-Month CD
0.55%
$500
Chelsea Savings Bank
Chelsea Savings Bank
NOW Checking
0.50%
$1,000
Hancock County SB
Hancock County SB
12-Month CD
0.50%
$500
Bank of Magnolia
Bank of Magnolia
48-Month CD
0.50%
$1,000
Bank of Magnolia
Bank of Magnolia
36-Month CD
0.50%
$1,000
Clinton Savings Bank
Clinton Savings Bank
48-Month CD
0.50%
$10
Neffs National Bank
Neffs National Bank
Statement Savings
0.40%
$10
Champlain National Bank
Champlain National Bank
Privilege Money Market
0.27%
$1,000
HomePride Bank
HomePride Bank
NOW Checking
0.25%
$2,500
Jefferson Security Bank
Jefferson Security Bank
Rewards Checking
0.25%
$0
Washington Financial Bank
Washington Financial Bank
12-Month CD
0.20%
$500
Fayetteville Bank
Fayetteville Bank
Gold Star Money Market
0.15%
$100
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
Savings
0.10%
$0
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
Money Market
0.10%
$1,000
Gogebic Range Bank
Gogebic Range Bank
Money Market
0.10%
$1,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
Savings
0.10%
$0
Peoples Bank Taylorsville, KY
3-Month CD
0.05%
$500
Busey Bank
Busey Bank
18-Month CD
0.05%
$1,000
SaviBank
SaviBank
Business Money Market
0.05%
$0
Bristol County Savings Bank
Bristol County Savings Bank
Regular Savings
0.05%
$10
UCB Milford, IA
UCB Milford, IA
First Choice Money Market
0.05%
$5,000
Union Bank, Inc.
Union Bank, Inc.
Regular Savings
0.04%
$25
First Seacoast Bank
First Seacoast Bank
NOW Checking
0.01%
$300
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 24, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

TSB Teutopolis State Bank Information

TSB Teutopolis State Bank
106 E Main St
Teutopolis, IL 62467
Effingham
Established Date: 01/01/1905
FDIC Certificate #: 11708
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: TEUTOPOLIS HOLDING CO
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is TSB Teutopolis State Bank FDIC Insured? Yes
What is TSB Teutopolis State Bank's Cert number? 11708
What is the maximum amount for insured deposits? $250,000 per holder, per account

TSB Teutopolis State Bank Financials

Total Assets:
$322,170,000
Total Deposits:
$285,077,000
Equity Capital:
$35,614,000
Domestic Deposits:
$285,077,000
Net Income:
$1,009,000
Return on Assets:
1.3099%
Quarterly Return on Assets:
1.2400%
Pretax Return on Assets:
1.6831%
Pretax Quarterly Return on Assets:
1.6800%
Return on Equity:
12.7000%
Quarterly Return on Equity:
11.4100%
Leverage Tier 1 (Core Capital) Ratio:
13.6269%
Total Interest Income (YTD):
3.6889%
 
 
Headquarters:
Teutopolis
FDIC Field Office:
Mount Vernon
Regulator:
FED
County:
Effingham
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Variable deposit rates continue to inch slowly higher this week. The best savings rate available is at 1.25 percent with a yield of 1.26 percent. The best money market account rate available is slightly lower at 1.24 percent with a yield of 1.25 percent.
taxpayers-own-70-of-general-motorsThere are reports that the U.S. Government will provide up to $50 billion in new aid to help General Motors restructure. As a result, the government (taxpayers) will own 70 percnt of the restructured company.
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