Georgia Best CD Rates September 2026

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Rewards APY; Regular APY

Rewards APY 0.60%; Regular APY 0.50%

Regular APY; Dividend Rate

Compound Method: Simple

Compound Method: Simple

Early withdrawal penalties may apply.

Relationship APY 0.06%. Early withdrawal penalties may apply.

Balance: $1,000 - $9,999

Balance: $1,000 - $9,999

An early withdrawal penalty fee is imposed for withdrawals from a certificate account prior to the term renewal date.

Annual Percentage Yield. Rates accurate as of 02/03/2026. A penalty will be imposed for early withdrawal, which will reduce the earnings on the account.

Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.

Balance: $1,000

Term Deposit; Traditional IRA, Roth IRA, Educational IRA

Term: 6 months (180 to 269 days)

Early Withdrawal Penalty: 90 Days' Dividends

Early Withdrawal Penalty: 90 Days' Dividends

Early Withdrawal Penalty: 90 Days' Dividends

Balance: 18 Month; Regular Accounts

Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.

Balance: $1,000

FL; Dividend Posting: Monthly

FL

GA; Dividend Posting: Monthly

Must be under age 18

Compound Method: Quarterly

Compound Method: Quarterly

Balance: $250,000 - and above

Balance: $250,000 - and above

*

Over $50,000

Balance: $0.01 - $249,999.99

Balance: $0.01 - $249,999.99

Gold Member Merit rates available to accounts with household relationship of $25,000 or more in loan and deposit balances. Interest and dividends are paid and compounded monthly based on the average daily balance. APY is a variable rate. After issue date, rate may change twice during the term. Term is divided into three equal periods and rate adjusts on anniversary date of each subsequent period. Rate will adjust to current rate for like fixed rate certificate term less a margin (.10% for 36 months; .25% for 60 months). Rate may increase or decrease, but will never be lower than rate earned on issue date. A penalty will or may be imposed for early withdrawal. Fees may reduce earnings on the account. See our CD Truth in Savings Disclosure for further information.

New Money Only (funds must come from another financial institution)