Idaho Best CD Rates September 2026

Balance: $99,999.01 or more; Payment Frequency: Maturity

Balance: $99,999.01 or more; Payment Frequency: Maturity

Balance: $500 - $99,999; Payment Frequency: Maturity

Balance: $500 - $99,999; Payment Frequency: Maturity

$95,000

Minimum balance $100,000

*APY = Annual Percentage Yield. A penalty may be imposed for early withdrawal. No institutional deposits. Compounding and crediting - Terms less than 12 months: Interest will be compounded and credited to the certificate account at maturity, becoming part of the principal balance. Terms 12 months or greater: Interest will be compounded and credited to the certificate account quarterly, becoming part of the principal balance. Fees may reduce earnings. The interest rate and APY - Annual Percentage Yield may change at any time. Federally insured by the NCUA.

Minimum balance $50,000

Rates are accurate as of March 30, 2026, and are fixed for the term of the certificate. A penalty will be imposed for early withdrawal. Fees may reduce earnings. No institutional deposits accepted. Insured by NCUA.

Minimum balance $500

All certificates can be added onto, $200 minimum add on.

All accounts require a minimum balance of $500 to earn APY*

All accounts require a minimum balance of $500 to earn APY*

All accounts require a minimum balance of $500 to earn APY*

APY* (min. balance $100,000)

Balance: $100,000 and over

Maximum deposit of $1M per individual.

The IRA rates shown are for Traditional, Roth, and Coverdell IRAs. Maximum deposit of $1 million per individual.

Minimum balance $100,000

Minimum balance $50,000

Minimum balance $500

*APY = Annual Percentage Yield. A penalty may be imposed for early withdrawal. No institutional deposits. Compounding and crediting - Terms less than 12 months: Interest will be compounded and credited to the certificate account at maturity, becoming part of the principal balance. Terms 12 months or greater: Interest will be compounded and credited to the certificate account quarterly, becoming part of the principal balance. Fees may reduce earnings. The interest rate and APY - Annual Percentage Yield may change at any time. Federally insured by the NCUA.

APY* (min. balance $100,000)

Balance: $100,000 and over

AS HIGH AS 4.00% APY*

Annual Percentage Yield (APY) effective September 14, 2026, subject to change. Offer is good at any Ireland Bank Branch. Interest will be compounded quarterly. A penalty may be imposed for early withdrawal. Penalty may reduce earnings on account.

Minimum balance $100,000

Minimum balance $50,000

With .50% Bonus**; Balance: $100,000.00 or more

*APY = Annual Percentage Yield. A penalty may be imposed for early withdrawal. No institutional deposits. Compounding and crediting - Terms less than 12 months: Interest will be compounded and credited to the certificate account at maturity, becoming part of the principal balance. Terms 12 months or greater: Interest will be compounded and credited to the certificate account quarterly, becoming part of the principal balance. Fees may reduce earnings. The interest rate and APY - Annual Percentage Yield may change at any time. Federally insured by the NCUA.

Minimum balance $500

$95,000

APY applies to minimum balance $100,000