Indiana CD Rates Today - Compare Best APYs for June 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Indiana CD rates include Indiana University Credit UnionIndiana University Credit Union105 E Winslow Rd, Bloomington, IN 47401A+5.0 ★Texas Ratio: 3.94%Real return: +1.70%APY minus CPI (February 2026) offering 6-month paid monthly at 4.50% APY, Fort Financial Federal Credit UnionFort Financial Federal Credit Union8815 Lima Rd, Fort Wayne, IN 46818 1856A+5.0 ★Texas Ratio: 2.84%Real return: +1.70%APY minus CPI (February 2026) offering 12-Month IRA Certificate at 4.50% APY, Evansville Firefighters Federal Credit UnionEvansville Firefighters Federal Credit Union312 N 4TH AVE, EVANSVILLE, IN 47710A+5.0 ★Texas Ratio: 0.00%Real return: +1.50%APY minus CPI (February 2026) offering 1-Year Jumbo at 4.30% APY, United Fidelity BankUnited Fidelity Bank18 Nw 4th St, Evansville, IN 47708A+5.0 ★Texas Ratio: 0.81%Real return: +1.35%APY minus CPI (February 2026) offering 6-Month CD Term at 4.15% APY, and Policemens Federal Credit UnionPolicemens Federal Credit Union1130 S Main St, South Bend, IN 46601 3338A+5.0 ★Texas Ratio: 0.46%Real return: +1.30%APY minus CPI (February 2026) offering 6 months at 4.10% APY. CD rates as of June 23, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Indiana side-by-side. Indiana CD rates currently reach as high as 4.50% APY from Indiana University Credit Union at 105 E Winslow Rd, Bloomington, IN 47401. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 23, 2026
Compare Best CD Rates in Indiana
Indiana 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
301 E 9th St, Rochester, IN 46975
3 Month
$500
3.76%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN 47670
3-Month Share Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
American Community Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
7880 Wicker Ave, Saint John, IN 46373
3 Month Certificate of Deposit
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
New Money Only
American Community Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
7880 Wicker Ave, Saint John, IN 46373
3-Month CD Special
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Limited Time CD Special! New money only.
American Community Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
7880 Wicker Ave, Saint John, IN 46373
SPECIAL: 3 Month Certificate of Deposit*^ New Money Only
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN 47905
3 Months
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Centier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
117 E Joliet St, Crown Point, IN 46307
3-Month CD
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Centier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
117 E Joliet St, Crown Point, IN 46307
3-Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
410 Monon Blvd, Carmel, IN 46032
3 Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
3 Month CD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Paid Monthly
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
7048 Kennedy Ave, Hammond, IN 46323
3 Month Certificate
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Quarterly compounding. IRA funds permitted. No business funds permitted.Penalty waived after the first 10 calendar days.
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
3064 Ohio St, Michigan City, IN 46360 6866
3 Mo. Certificate
$0
2.53%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1710 Saint Joe River Dr, Fort Wayne, IN 46805 1436
3 Months
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
1605 Northland Blvd, Fort Wayne, IN 46825
3 Month
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN 46901
3 Month Certificate
$0
1.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Financial Builders Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
2828 S Lafountain St, Kokomo, IN 46902 3706
3 months
$0
1.63%
▼
Rate1.62%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1520 Union St, Lafayette, IN 47904 2156
3 Months
$0
1.56%
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★Texas Ratio: 2.06%
201 E Southway Blvd, Kokomo, IN 46902 3677
3 Month
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Fowler State Bank Fowler, IN
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
300 E 5th St, Fowler, IN 47944
3 months*
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Lampco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.09%
5411 Dr Martin Luther King Jr Blvd, Anderson, IN 46013
3 Month
$0
1.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1520 Union St, Lafayette, IN 47904 2156
3 Months
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4905 University Dr, Evansville, IN 47712 6587
3 Month Certificate
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
There is a substantial penalty for failure to comply with certificate requirements. Certificate rates are subject to change without notice. You will be paid this rate until first maturity.
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
4840 N Main St, Mishawaka, IN 46545
3 Months
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
APY with Bonus Rate: 1.35%. A penalty may be charged for early withdrawal. Fees may reduce earnings on the account.
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN 47421 2116
3 month
$10,000
1.21%
▼
Rate1.20%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
3 MONTH IRA
$500
1.00%
▼
Rate0.99%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Natco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.61%
582 S ROUND BARN RD, RICHMOND, IN 47374 4435
3 month certificate
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
1430 N National Rd, Columbus, IN 47201 5577
3 Month
$100,000
0.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 11, 2026
Details
Centra Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.67%
1430 N National Rd, Columbus, IN 47201 5577
3 Month
$500
0.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
90-Day Certificate
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Non-premier member APY: 0.55% | Dividend Rate: 0.55%
Public Service #3 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.55%
7017 Old Trail Rd, Fort Wayne, IN 46809 2713
Share Certificates of Deposit 3 months
$0
0.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
314 4th St, Logansport, IN 46947
3 Month
$100,000
0.51%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedJun 22, 2026
Details
Early w/d Penalty: 90 days
Security FSB
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
314 4th St, Logansport, IN 46947
3 Month
$500
0.41%
▼
Rate0.41%
Min Deposit$500
Min Balance—
UpdatedJun 22, 2026
Details
Home Bank SB
Institution Rating:
A5.0 ★Texas Ratio: 6.25%
59 W Washington St, Martinsville, IN 46151
Traditional Certificate of Deposit (CD) 3 Months
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
FCN Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
501 Main St, Brookville, IN 47012
3 Month CD
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073
3 months
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Indiana 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
105 E Winslow Rd, Bloomington, IN 47401
6-month paid monthly
$0
4.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
18 Nw 4th St, Evansville, IN 47708
6-Month CD Term
$0
4.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 5, 2026
Details
A minimum deposit of $1,000 is required to open a CD | Rates subject to change | Member FDIC
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
6 months
$500
4.10%
▼
Rate4.04%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificates $500 to $20,000
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.44%
8585 Broadway # 742, Merrillville, IN 46410
Jumbo 6-Month Share Certificate
$0
4.08%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Special promotional rate valid June 8-26.
Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
2259 E 116th St, Carmel, IN 46032 3279
6 Month
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Financial Health Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.67%
777 INDIANA AVE, Indianapolis, IN 46202 3101
6-Month CD
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
101 E Washington Blvd, Fort Wayne, IN 46802
IRA Certificate of Deposit 6 Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
6-Month CD
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
6-Month IRA
$500
4.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4729 E 82nd St, Indianapolis, IN 46250
6 Month term
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 16.78%
201 N Main St, Tipton, IN 46072
6 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
3811 Haley Dr, Newburgh, IN 47630
6-Month CD
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Annual Percentage Yield accurate as of 6/2/2026. Terms and conditions apply.
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814 7900
6 Month Share Certificate
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
322 S Detroit St, Warsaw, IN 46580 4401
6 Months
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN 47905
6 Months
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN 46225
6 Month Term
$0
3.65%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN 46225
6 Month Term IRA
$0
3.65%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
301 E 9th St, Rochester, IN 46975
6 Month
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
6 MONTH
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
6 MONTH IRA
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1405 N Main St, Huntingburg, IN 47542
92-180 day
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
840 E Diamond Ave, Evansville, IN 47711 3420
6 Month Certificate
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
6 Month Fixed Rate CD
$0
3.51%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
1230 W Morris St, Indianapolis, IN 46221 1710
6 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
1605 Northland Blvd, Fort Wayne, IN 46825
6 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN 47304
6 Month
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
No rate bump available
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
7048 Kennedy Ave, Hammond, IN 46323
6 Month Certificate
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Quarterly compounding. IRA funds permitted. No business funds permitted.
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN 47304
IRA Certificates 6 Month
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
not eligible for Direct Deposit discount
Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3306 N CLINTON ST, FORT WAYNE, IN 46805
6 months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Centier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
117 E Joliet St, Crown Point, IN 46307
6-Month CD
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Centier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
117 E Joliet St, Crown Point, IN 46307
6-Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
410 Monon Blvd, Carmel, IN 46032
6 Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
3064 Ohio St, Michigan City, IN 46360 6866
6 Mo. Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
230 Lincoln St, Porter, IN 46304
Traditional CD - 6 Month
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN 47670
6-Month Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
6 Month CD
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Paid Monthly
First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
230 Lincoln St, Porter, IN 46304
Traditional CD - 6 Month
$0
3.39%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN 47421 2116
6 month
$10,000
3.30%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Logansport Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
723 E Broadway, Logansport, IN 46947
6 Months Certificate of Deposit
$0
3.28%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Penalty: 3 Months
Vigo County Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.37%
128 S 8th St, Terre Haute, IN 47807 3704
6 Month Certificate Special
$0
3.25%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN 47421 2116
6 month
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN 47130 6916
6 Month
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN 47130 6916
6 Month Certificate
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN 46797
6 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
101 E Washington Blvd, Fort Wayne, IN 46802
Share Certificate 6 Mo
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
4100 Technology Ave, New Albany, IN 47150 8548
6 month IRA Certificate
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
4100 Technology Ave, New Albany, IN 47150 8548
Traditional 6-Month Term
$500
2.75%
▼
Rate2.71%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
840 E Diamond Ave, Evansville, IN 47711 3420
6 Month Certificate
$0
2.65%
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
MADISON COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 7.42%
621 E 8th St, Anderson, IN 46012 4018
6 MONTH CERTIFICATE
$500
2.53%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
101 E Washington Blvd, Fort Wayne, IN 46802
Share Certificate 6 Mo
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Indiana 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
12-Month IRA Certificate
$0
4.50%
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Non-premier member APY: 4.25% | Dividend Rate: 4.17%
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
1-Year Jumbo
$0
4.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
1-Year CD
$500
4.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
1-Year IRA
$500
4.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
12 months (1 year)
$500
4.00%
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificates $500 to $20,000
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN 47304
1 Year
$1,000
4.00%
▼
Rate3.92%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
No rate bump available
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN 47304
IRA Certificates 1 Year
$1,000
4.00%
▼
Rate3.92%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
not eligible for Direct Deposit discount
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073
12 months
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4729 E 82nd St, Indianapolis, IN 46250
12 Month term
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
840 E Diamond Ave, Evansville, IN 47711 3420
1 Year Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Industrial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
1115 Sagamore Pkwy S, Lafayette, IN 47905
12 Months
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814 7900
12 Month Share Certificate
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Afena Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.52%
1312 W 44th St, Marion, IN 46953 5293
12-Month Share Certificate
$0
3.87%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Sterling United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.62%
5727 VOGEL RD, EVANSVILLE, IN 47715 7298
12-month Share Certificate
$0
3.87%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
2259 E 116th St, Carmel, IN 46032 3279
12 Month
$0
3.85%
▼
Rate3.77%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
PROFINANCE
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
334 W 84th Dr, Merrillville, IN 46410
CD Special 12 Month
$5,000
3.80%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedJun 11, 2026
Details
NEW MONEY ONLY
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN 47130 6916
12 Month
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN 47130 6916
12 Month Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
FCN Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
501 Main St, Brookville, IN 47012
12 Month CD
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Centier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
117 E Joliet St, Crown Point, IN 46307
12-Month
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Centier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
117 E Joliet St, Crown Point, IN 46307
12-Month CD
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
1230 W Morris St, Indianapolis, IN 46221 1710
12 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
7048 Kennedy Ave, Hammond, IN 46323
12 Month Certificate
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Quarterly compounding. IRA funds permitted. No business funds permitted.
U S #1364 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
8400 BROADWAY, MERRILLVILLE, IN 46410
12 Month Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
up to
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
12-Month Certificate
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Non-premier member APY: 3.50% | Dividend Rate: 3.44%
Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
3811 Haley Dr, Newburgh, IN 47630
12-Month CD
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Annual Percentage Yield accurate as of 6/2/2026. Terms and conditions apply.
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
101 E Washington Blvd, Fort Wayne, IN 46802
IRA Certificate of Deposit 12 Month
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Over $50,000
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
101 E Washington Blvd, Fort Wayne, IN 46802
IRA Certificate of Deposit 12 Month
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
12 Month Fixed Rate CD
$0
3.56%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1405 N Main St, Huntingburg, IN 47542
1 year
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
301 E 9th St, Rochester, IN 46975
12 Month
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN 47362
Roth 12 Month IRA Certificate
$500
3.53%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN 47362
Traditional 12 Month IRA Certificate
$500
3.53%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
322 S Detroit St, Warsaw, IN 46580 4401
12 Months
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
12-Month Business Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.81%
1605 Northland Blvd, Fort Wayne, IN 46825
12 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3306 N CLINTON ST, FORT WAYNE, IN 46805
12 months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
12 MONTH IRA
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
12 MONTH
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
12 Month CD
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Paid Monthly
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN 47670
12-Month Fixed
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN 47670
12-Month Share Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
3064 Ohio St, Michigan City, IN 46360 6866
12 Mo. Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
230 Lincoln St, Porter, IN 46304
Traditional CD - 1 Year Tier 2
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Financial Partners Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.97%
22440 Main St, Woodburn, IN 46797
12 Month IRA
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN 47421 2116
12 month
$10,000
3.30%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
301 E 9th St, Rochester, IN 46975
EZ Access 12 Month
$5,000
3.29%
▼
Rate3.25%
Min Deposit$5,000
Min Balance—
UpdatedJun 23, 2026
Details
First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
5001 Davis Lant Dr, Evansville, IN 47715
1 Year CD
$0
3.28%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
A penalty will be imposed for early withdrawal. Rates subject to change without notice.
HB TELCO
Institution Rating:
A+5.0 ★Texas Ratio: 7.18%
1001 CHESTNUT HILLS PKWY, FORT WAYNE, IN 46814
12 Month Certificates (youth - under 18)
$100
3.25%
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedJun 21, 2026
Details
dividends annually
HB TELCO
Institution Rating:
A+5.0 ★Texas Ratio: 7.18%
1001 CHESTNUT HILLS PKWY, FORT WAYNE, IN 46814
12 Month Certificates
$500
3.25%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 21, 2026
Details
dividends annually
Indiana 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
2259 E 116th St, Carmel, IN 46032 3279
18 Month
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN 47670
18-Month Variable
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN 47362
Roth 18 Month IRA Certificate
$500
3.89%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Eastern Indiana Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
801 S Memorial Dr, New Castle, IN 47362
Traditional 18 Month IRA Certificate
$500
3.89%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
18 Mo CD
$500
3.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
7048 Kennedy Ave, Hammond, IN 46323
18 Month Variable Rate Certificate
$1,000
3.73%
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Rate changes quarterly-Quarterly compounding-$100.00 minimum additions permitted-IRA fund also permitted
Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
1230 W Morris St, Indianapolis, IN 46221 1710
18 Months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
322 S Detroit St, Warsaw, IN 46580 4401
18 Months
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
18-Month IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Non-premier member APY: 3.25% | Dividend Rate: 3.20%
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
18 MONTH IRA
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
18 MONTH
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
301 E 9th St, Rochester, IN 46975
18 Month Flexible
$500
3.44%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
3064 Ohio St, Michigan City, IN 46360 6866
18 Mo. Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN 47403 2624
18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN 47403 2624
IRA Certificates (CDs) 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN 47421 2116
18 month
$10,000
3.30%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
500 S A St, Richmond, IN 47374
18 month certificate
$1,000
3.28%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
500 S A St, Richmond, IN 47374
18 Month IRA
$100
3.28%
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedJun 23, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
1800 E Lincolnway, La Porte, IN 46350
18 Month Term
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
18-Month Certificate
$0
3.25%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Non-premier member APY: 3.00% | Dividend Rate: 2.96%
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN 46225
18 Month Term IRA
$0
3.15%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN 46225
18 Month Term
$0
3.15%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
18 months
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Certificates over $20,000
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
18 Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN 47421 2116
18 month
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
18 months
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificates $500 to $20,000
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
18 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
18-Month Business Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
First Savings Bank of Hegewisch
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
7048 Kennedy Ave, Hammond, IN 46323
18 Month Certificate
$5,000
3.00%
▼
Rate2.97%
Min Deposit$5,000
Min Balance—
UpdatedJun 23, 2026
Details
Quarterly compounding. IRA funds permitted. No business funds permitted
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
IRA Certificate 18 Month
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
4100 Technology Ave, New Albany, IN 47150 8548
Traditional 18-Month Term
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
4100 Technology Ave, New Albany, IN 47150 8548
18 month IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Centier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
117 E Joliet St, Crown Point, IN 46307
18-Month CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Centier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.21%
117 E Joliet St, Crown Point, IN 46307
18-Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN 46901
18 Month Certificate
$0
2.79%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Encompass Federal Credit Union
Institution Rating:
B4.5 ★Texas Ratio: 16.78%
201 N Main St, Tipton, IN 46072
18 Month
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
American Community Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
7880 Wicker Ave, Saint John, IN 46373
18 Month Certificate of Deposit
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
American Community Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
7880 Wicker Ave, Saint John, IN 46373
SPECIAL: 18 Month Certificate of Deposit*
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1710 Saint Joe River Dr, Fort Wayne, IN 46805 1436
18 Months
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1710 Saint Joe River Dr, Fort Wayne, IN 46805 1436
18 Months
$0
2.72%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★Texas Ratio: 2.06%
201 E Southway Blvd, Kokomo, IN 46902 3677
18 Month
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
The Antwerp Exchange Bank Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.93%
10726 Thimlar Rd, Harlan, IN 46743
18 Months
$0
2.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Merchants Bank of Indiana
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
410 Monon Blvd, Carmel, IN 46032
18 Month CD
$0
2.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
840 E Diamond Ave, Evansville, IN 47711 3420
18 Month
$0
2.40%
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
**
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
840 E Diamond Ave, Evansville, IN 47711 3420
18 Month Certificate
$0
2.40%
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1520 Union St, Lafayette, IN 47904 2156
18 Months
$0
2.38%
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1520 Union St, Lafayette, IN 47904 2156
18 Months
$0
2.33%
▼
Rate2.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
State Bank of Medora
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
24 E Main St, Medora, IN 47260
18 Month Certificate
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedJun 5, 2026
Details
The Antwerp Exchange Bank Company
Institution Rating:
B+4.7 ★Texas Ratio: 18.93%
10726 Thimlar Rd, Harlan, IN 46743
18 Month
$0
2.27%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
105 E Winslow Rd, Bloomington, IN 47401
18-month paid monthly
$0
2.26%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Indiana 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073
24 months
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
2259 E 116th St, Carmel, IN 46032 3279
24 Month
$0
3.65%
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
1230 W Morris St, Indianapolis, IN 46221 1710
24 Months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Allegius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
244 Allegius Dr, Burns Harbor, IN 46304
24 Month Certificate Special
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Anniversary special.
Allegius Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
244 Allegius Dr, Burns Harbor, IN 46304
24 Months Special
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN 47421 2116
24 month
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3306 N CLINTON ST, FORT WAYNE, IN 46805
2 years
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bloomington Municipal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814 7900
24 Month Share Certificate
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
301 E 9th St, Rochester, IN 46975
2 Year / 2 Option
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
24-Month IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Non-premier member APY: 3.25% | Dividend Rate: 3.20%
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
2-Year Jumbo
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
24 MONTH IRA
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
24 MONTH
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
FCN Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
501 Main St, Brookville, IN 47012
24 Month CD
$0
3.48%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1710 Saint Joe River Dr, Fort Wayne, IN 46805 1436
24 Month Soaring
$0
3.46%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
See special certificate details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN 47670
24-Month Fixed
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN 47670
24-Month Share Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1405 N Main St, Huntingburg, IN 47542
2 year
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
FSB New Madison, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
930 E Washington St, Winchester, IN 47394
24 Months
$0
3.40%
▼
Rate3.37%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
3064 Ohio St, Michigan City, IN 46360 6866
24 Mo. Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
101 E Washington Blvd, Fort Wayne, IN 46802
IRA Certificate of Deposit 2 Year
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Over $50,000
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
1800 E Lincolnway, La Porte, IN 46350
24 Month Term
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4905 University Dr, Evansville, IN 47712 6587
2 Year Fixed IRA
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
These are fixed rate certificate, IRA, and HSA requirements.
Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
24 Month Fixed Rate CD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
24 Month CD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Paid Monthly
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN 47421 2116
24 month
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN 47240 9341
2 Years
$500
3.30%
▼
Rate3.24%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN 47130 6916
24 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN 47130 6916
24 Month Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
500 S A St, Richmond, IN 47374
2 Year IRA
$100
3.28%
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedJun 23, 2026
Details
Family First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.96%
101 E Washington Blvd, Fort Wayne, IN 46802
IRA Certificate of Deposit 2 Year
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
2-Year CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
2-Year IRA
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4905 University Dr, Evansville, IN 47712 6587
2 Year Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
There is a substantial penalty for failure to comply with certificate requirements. Certificate rates are subject to change without notice. You will be paid this rate until first maturity.
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
24-Month Certificate
$0
3.25%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Non-premier member APY: 3.00% | Dividend Rate: 2.96%
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
24 months (2 years)
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Certificates over $20,000
First Federal Savings Bank Evansville, IN
Institution Rating:
A-5.0 ★Texas Ratio: 15.03%
5001 Davis Lant Dr, Evansville, IN 47715
2 Year CD
$0
3.08%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
A penalty will be imposed for early withdrawal. Rates subject to change without notice.
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
24 Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
101 E Washington Blvd, Fort Wayne, IN 46802
Share Certificate 24 Mo
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN 47304
2 Year
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN 47304
IRA Certificates 2 Year
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
not eligible for Direct Deposit discount
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
24 months (2 years)
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificates $500 to $20,000
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
30 months (2 1/2 years)
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificates $500 to $20,000
Indiana Lakes Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
322 S Detroit St, Warsaw, IN 46580 4401
24 Months
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
4100 Technology Ave, New Albany, IN 47150 8548
24 month IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
4100 Technology Ave, New Albany, IN 47150 8548
Traditional 24-Month Term
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
24 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
IRA Certificate 24 Month
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
24-Month Business Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN 46901
24 Month Certificate
$0
2.99%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Indiana 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN 47670
36-Month Variable
$0
3.89%
▼
Rate3.82%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3306 N CLINTON ST, FORT WAYNE, IN 46805
3 years
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN 47421 2116
36 month
$10,000
3.56%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN 47240 9341
3 Year Executive
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
301 E 9th St, Rochester, IN 46975
36 Month
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
1800 E Lincolnway, La Porte, IN 46350
36 Month Term
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
1230 W Morris St, Indianapolis, IN 46221 1710
36 Months
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4729 E 82nd St, Indianapolis, IN 46250
36 Month term
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814
36 Month Share Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Call for weekly rates and information; $10,000.00 minimum balance required; Early withdrawal penalties apply; Rates are indications only, and are subject to change with market conditions. Please contact a Member Service Representative for current rates. The stated rate and effective annual rate are the same.
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814
36 Month IRA CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Call for weekly rates and information; $10,000.00 minimum balance required; Early withdrawal penalties apply; Rates are indications only, and are subject to change with market conditions. Please contact a Member Service Representative for current rates. The stated rate and effective annual rate are the same.
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
3-Year Jumbo
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN 47670
36-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN 47670
36-Month Fixed
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
36 MONTH IRA
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
36 MONTH
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
2259 E 116th St, Carmel, IN 46032 3279
36 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
3064 Ohio St, Michigan City, IN 46360 6866
36 Mo. Certificate
$0
3.46%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN 47240 9341
3 Years
$500
3.35%
▼
Rate3.29%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1405 N Main St, Huntingburg, IN 47542
3 year
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
840 E Diamond Ave, Evansville, IN 47711 3420
3 Year Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN 47421 2116
36 month
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
36 Month CD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Paid Monthly
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4905 University Dr, Evansville, IN 47712 6587
3 Year Fixed IRA
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
These are fixed rate certificate, IRA, and HSA requirements.
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN 47130 6916
36 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN 47130 6916
36 Month Certificate
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
500 S A St, Richmond, IN 47374
3 Year IRA
$100
3.28%
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedJun 23, 2026
Details
FCN Bank, N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 0.16%
501 Main St, Brookville, IN 47012
36 Month CD
$0
3.28%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
105 E Winslow Rd, Bloomington, IN 47401
3-year paid monthly
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1710 Saint Joe River Dr, Fort Wayne, IN 46805 1436
36 Months
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
3-Year CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Evansville Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
312 N 4TH AVE, EVANSVILLE, IN 47710
3-Year IRA
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4905 University Dr, Evansville, IN 47712 6587
3 Year Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
There is a substantial penalty for failure to comply with certificate requirements. Certificate rates are subject to change without notice. You will be paid this rate until first maturity.
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1520 Union St, Lafayette, IN 47904 2156
36 Months
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1520 Union St, Lafayette, IN 47904 2156
36 Months
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
101 E Washington Blvd, Fort Wayne, IN 46802
Share Certificate 36 Mo
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
36 months
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Certificates over $20,000
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
36 Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
36 Month Fixed Rate IRA Certificate
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
3 Years
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificates $500 to $20,000
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
36 Month
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
840 E Diamond Ave, Evansville, IN 47711 3420
3 Year Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
4100 Technology Ave, New Albany, IN 47150 8548
36 month IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
4100 Technology Ave, New Albany, IN 47150 8548
Traditional 36-Month Term
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
36 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
IRA Certificate 36 Month
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
36-Month Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Non-premier member APY: 2.75% | Dividend Rate: 2.72%
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
36-Month IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Non-premier member APY: 2.75% | Dividend Rate: 2.72%
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN 46901
36 Month Certificate
$0
2.89%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★Texas Ratio: 2.06%
201 E Southway Blvd, Kokomo, IN 46902 3677
36 Month
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Northern States Power St Paul Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
101 E Washington Blvd, Fort Wayne, IN 46802
Share Certificate 36 Mo
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Indiana 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
1800 E Lincolnway, La Porte, IN 46350
48 Month Term
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814
48 Month IRA CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Call for weekly rates and information; $10,000.00 minimum balance required; Early withdrawal penalties apply; Rates are indications only, and are subject to change with market conditions. Please contact a Member Service Representative for current rates. The stated rate and effective annual rate are the same.
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814
48 Month Share Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Call for weekly rates and information; $10,000.00 minimum balance required; Early withdrawal penalties apply; Rates are indications only, and are subject to change with market conditions. Please contact a Member Service Representative for current rates. The stated rate and effective annual rate are the same.
Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3306 N CLINTON ST, FORT WAYNE, IN 46805
4 years
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
3064 Ohio St, Michigan City, IN 46360 6866
48 Mo. Certificate
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN 47421 2116
48 month
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
301 E 9th St, Rochester, IN 46975
48 Month
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4905 University Dr, Evansville, IN 47712 6587
4 Year Fixed IRA
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
These are fixed rate certificate, IRA, and HSA requirements.
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4905 University Dr, Evansville, IN 47712 6587
4 Year Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
There is a substantial penalty for failure to comply with certificate requirements. Certificate rates are subject to change without notice. You will be paid this rate until first maturity.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN 47670
48-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
48 MONTH IRA
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN 47670
48-Month Fixed
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
48 MONTH
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
2259 E 116th St, Carmel, IN 46032 3279
48 Month
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
48 Month CD
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Paid Monthly
Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
1230 W Morris St, Indianapolis, IN 46221 1710
48 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN 47130 6916
48 Month
$0
3.39%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN 47130 6916
48 Month Certificate
$0
3.39%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1405 N Main St, Huntingburg, IN 47542
4 year
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1520 Union St, Lafayette, IN 47904 2156
48 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN 47421 2116
48 month
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
48 Month
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
48 Month Fixed Rate IRA Certificate
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1520 Union St, Lafayette, IN 47904 2156
48 Months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
48 month cd
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
500 S A St, Richmond, IN 47374
4 Year IRA
$100
3.23%
▼
Rate3.20%
Min Deposit$100
Min Balance—
UpdatedJun 23, 2026
Details
First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
230 Lincoln St, Porter, IN 46304
48 Month Tier 2
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN 46901
48 Month Certificate
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
48 Month
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Certificates over $20,000
SOLIDARITY COMMUNITY
Institution Rating:
A5.0 ★Texas Ratio: 2.06%
201 E Southway Blvd, Kokomo, IN 46902 3677
48 Month
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
48 Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Policemens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1130 S Main St, South Bend, IN 46601 3338
4 years
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Certificates $500 to $20,000
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
840 E Diamond Ave, Evansville, IN 47711 3420
4 Year Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
First State Bank of Porter
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
230 Lincoln St, Porter, IN 46304
48 Month Tier 1
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.23%
10110 Randolph St, Crown Point, IN 46307 9469
48 month bump rate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Compound CD APY: 3.04%
Tech Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.23%
10110 Randolph St, Crown Point, IN 46307 9469
Certificate IRA 48 month bump rate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
105 E Winslow Rd, Bloomington, IN 47401
4-year paid monthly
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
48 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
IRA Certificate 48 Month
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
48-Month Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Non-premier member APY: 2.75% | Dividend Rate: 2.72%
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
48-Month IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Non-premier member APY: 2.75% | Dividend Rate: 2.72%
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN 47403 2624
48-month term
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
4100 Technology Ave, New Albany, IN 47150 8548
Traditional 48 Month Term
$500
2.80%
▼
Rate2.76%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.93%
4100 Technology Ave, New Albany, IN 47150 8548
48 month IRA Certificate
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN 47304
4 Year
$1,000
2.79%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN 47304
IRA Certificates 4 Year
$1,000
2.79%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
not eligible for Direct Deposit discount
ProFed Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1710 Saint Joe River Dr, Fort Wayne, IN 46805 1436
48 Months
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
48-Month Business Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN 46225
4 Year Term
$0
2.65%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN 46225
4 Year Term IRA
$0
2.65%
▼
Rate2.58%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Indiana 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Via Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
4505 S Adams St, Marion, IN 46953 5351
60 Month Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
As High As
La Porte Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
1800 E Lincolnway, La Porte, IN 46350
60 Month Term
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814
60 Month IRA CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Call for weekly rates and information; $10,000.00 minimum balance required; Early withdrawal penalties apply; Rates are indications only, and are subject to change with market conditions. Please contact a Member Service Representative for current rates. The stated rate and effective annual rate are the same.
Monroe County Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
1001 Chestnut Hills Pkwy Ste 1, Fort Wayne, IN 46814
60 Month Share Certificate
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Call for weekly rates and information; $10,000.00 minimum balance required; Early withdrawal penalties apply; Rates are indications only, and are subject to change with market conditions. Please contact a Member Service Representative for current rates. The stated rate and effective annual rate are the same.
Fire Police City County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3306 N CLINTON ST, FORT WAYNE, IN 46805
5 years +
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Members Advantage Credit Union Michigan City, IN
Institution Rating:
A+5.0 ★Texas Ratio: 5.69%
3064 Ohio St, Michigan City, IN 46360 6866
60 Mo. Certificate
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN 47240 9341
5 Year Executive
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Bank of Wolcott
Institution Rating:
A+5.0 ★Texas Ratio: 2.53%
105 N Range St, Wolcott, IN 47995
60 Month IRA
$1,000
3.60%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN 47421 2116
60 month
$10,000
3.56%
▼
Rate3.50%
Min Deposit$10,000
Min Balance—
UpdatedJun 16, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4905 University Dr, Evansville, IN 47712 6587
5 Year Fixed IRA
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
These are fixed rate certificate, IRA, and HSA requirements.
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
60 Month Fixed Rate IRA Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
First FSB Rochester, IN
Institution Rating:
A5.0 ★Texas Ratio: 10.65%
301 E 9th St, Rochester, IN 46975
60 Month
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedJun 23, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
60 Month
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 22, 2026
Details
Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
2259 E 116th St, Carmel, IN 46032 3279
60 Month Liquid IRA
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
60 MONTH
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
CHIPHONE
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
710 N WILDWOOD AVE, ELKHART, IN 46514 1876
60 MONTH IRA
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedJun 11, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN 47670
60-Month Fixed
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Minimum balance to earn APY: $100,000
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
4884 S Maple Tree Dr, Princeton, IN 47670
60-Month Share Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
GCSB Swayzee, IN
Institution Rating:
A5.0 ★Texas Ratio: 9.51%
3988 West Delphi Road, Sweetser, IN 46987
60 Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Liberty Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
4905 University Dr, Evansville, IN 47712 6587
5 Year Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
There is a substantial penalty for failure to comply with certificate requirements. Certificate rates are subject to change without notice. You will be paid this rate until first maturity.
CF Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
4729 E 82nd St, Indianapolis, IN 46250
60 Month term
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN 47130 6916
60 Month
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Advanz Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2917 E 10th St, Jeffersonville, IN 47130 6916
60 Month Certificate
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Friendship State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
5908 E Main Street, Friendship, IN 47021
60 Month CD
$0
3.46%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Paid Monthly
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1520 Union St, Lafayette, IN 47904 2156
60 Months
$0
3.41%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
2740 N Michigan Ave, Greensburg, IN 47240 9341
5 Years
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Purdue Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
1520 Union St, Lafayette, IN 47904 2156
60 Months
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Freedom Bank Huntingburg, IN
Institution Rating:
A+5.0 ★Texas Ratio: 4.78%
1405 N Main St, Huntingburg, IN 47542
5 year
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Hoosier Hills Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.66%
630 Lincoln Ave, Bedford, IN 47421 2116
60 month
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedJun 16, 2026
Details
Energy Plus Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
1230 W Morris St, Indianapolis, IN 46221 1710
60 Months
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.69%
6210 W Jefferson Blvd, Fort Wayne, IN 46804 3073
60 months
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Indiana Heartland Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.01%
402 S Berkley Rd, kokomo, IN 46901
60 Month Certificate
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Forum Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
2259 E 116th St, Carmel, IN 46032 3279
60 Month
$0
3.25%
▼
Rate3.19%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
500 S A St, Richmond, IN 47374
5 year certificate
$1,000
3.18%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
Wayne Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.86%
500 S A St, Richmond, IN 47374
5 Year IRA
$100
3.18%
▼
Rate3.15%
Min Deposit$100
Min Balance—
UpdatedJun 23, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
60 Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN 47403 2624
60-month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
60 Month Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedJun 21, 2026
Details
EWEB EMPLOYEES
Institution Rating:
C+4.1 ★Texas Ratio: 0.90%
1001 Chestnut Hills Pkwy, Fort Wayne, IN 46814 7900
IRA Certificate 60 Month
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedJun 21, 2026
Details
Diamond Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
840 E Diamond Ave, Evansville, IN 47711 3420
5 Year Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Campbell & Fetter Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
304 S Orange St, Albion, IN 46701
60 Months
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 22, 2026
Details
Compounded Quarterly
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
60-Month IRA Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Non-premier member APY: 2.75% | Dividend Rate: 2.72%
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
60-Month Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Non-premier member APY: 2.75% | Dividend Rate: 2.72%
Indiana University Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.94%
105 E Winslow Rd, Bloomington, IN 47401
5-year paid monthly
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
927 S Curry Pike, Bloomington, IN 47403 2624
60-month term
$0
2.84%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedJun 11, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN 47304
5 Year
$1,000
2.79%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
PrimeTrust Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
3700 W Bethel Ave, Muncie, IN 47304
IRA Certificates 5 Year
$1,000
2.79%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 23, 2026
Details
not eligible for Direct Deposit discount
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN 46225
5 Year Term IRA
$0
2.75%
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
8815 Lima Rd, Fort Wayne, IN 46818 1856
60-Month Business Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedJun 23, 2026
Details
Elements Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
639 S Delaware St, Indianapolis, IN 46225
5 Year Term
$0
2.75%
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedJun 16, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Indiana CD Rate Trends
Compare local Indiana CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — IN Avg
2.747%
▼ 0.041 vs 7 days ago
Indiana 12-month CD rates fell 0.041 points over the past 7 days to 2.747% APY.
6-Month CD — IN Avg
2.278%
▼ 0.009 vs 7 days ago
Indiana 6-month CD rates fell 0.009 points over the past 7 days to 2.278% APY.
As of Jun 24, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
IN CD Rate Forecast — Next 12 Months
Where are Indiana CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
IN 12-Month Avg APY
2.747%
6-Month Forecast
2.747%
Range: 2.55% – 2.90%
12-Month Forecast
2.497%
Range: 2.30% – 2.65%
Powered by
MonitorBankRates
What Your Savings Earn at IN CD Rates Today
Annual interest earnings at today’s Indiana average APYs. State average used where available; national average as fallback.
| CD Term | IN Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.007% | $100.37 | $200.74 | $501.85 | $1,003.70 |
| 6-Month CD | 2.278% | $113.89 | $227.78 | $569.45 | $1,138.90 |
| 12-Month CD | 2.747% | $137.33 | $274.65 | $686.63 | $1,373.25 |
| 18-Month CD | 2.234% | $111.68 | $223.36 | $558.40 | $1,116.80 |
| 24-Month CD | 2.653% | $132.63 | $265.25 | $663.13 | $1,326.25 |
| 36-Month CD | 2.605% | $130.25 | $260.50 | $651.25 | $1,302.50 |
| 48-Month CD | 2.613% | $130.63 | $261.26 | $653.15 | $1,306.30 |
| 60-Month CD | 2.703% | $135.15 | $270.30 | $675.75 | $1,351.50 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 23, 2026. | |||||
Sample CD Ladder for Indiana Savers
$25,000 split equally across 5 terms using today’s Indiana average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | IN Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.007% | $100.37 |
| 2 | 6-Month CD | $5,000 | 2.278% | $113.89 |
| 3 | 12-Month CD | $5,000 | 2.747% | $137.33 |
| 4 | 24-Month CD | $5,000 | 2.653% | $132.63 |
| 5 | 36-Month CD | $5,000 | 2.605% | $130.25 |
| Total ($25,000 invested) | $25,000 | 2.458% blended | $614.47/yr | |
Ladder example uses equal $5,000 rungs and Indiana average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
616
CD Rates
Tracked in Indiana
Tracked in Indiana
37 Banks
51 Credit Unions
About Our Indiana CD Rate Database
MonitorBankRates tracks 616 CD rates from 37 banks and 51 credit unions with locations in Indiana, plus national online institutions available to Indiana residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Indiana University Credit Union offers a CD at 4.50% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Indiana.
How to Find the Best CD Rates in Indiana
What to compare when shopping for a CD in Indiana
To find the best APYs in Indiana, start with credit unions and online-only banks — Indiana has 51 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Indiana
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Indiana — 88 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Indiana savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Indiana money market rates
Indiana Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
16.8%
National avg: 17.3%
Median Individual Earnings
$43,243
National avg: $47,340
Poverty Rate
12.3%
National avg: 11.1%
Unemployment Rate
4.3%
National avg: 4.8%
CD Earnings on 10% of Salary
$119/yr
At IN 12-mo avg 2.747% APY
16.8% of residents are 65 or older — below the national average of 17.3%. At today’s IN 12-month CD average of 2.747%, saving 10% of the local median salary ($4,324/year) and putting it in a CD would earn an additional $119 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Indiana
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Indiana
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Indiana typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Indiana as everywhere in the U.S.
Choosing a CD Term in Indiana
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Indiana savers easier access to their funds. For example, Indiana University Credit Union is offering its 6-month paid monthly at 4.50% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Via Credit Union is offering its 60 Month Certificate at 4.00% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Indiana Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Indiana saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Indiana
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Indiana CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Indiana
Most CDs carry a fixed rate that is locked for the entire term, protecting a Indiana depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Indiana
Are CD rates in Indiana FDIC insured?
Yes, most established banks in Indiana are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Indiana?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Indiana.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Indiana may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Indiana?
Here are recent top rates found for this area:
- Indiana University Credit Union: 4.50% APY (6-month paid monthly)
- Fort Financial Federal Credit Union: 4.50% APY (12-Month IRA Certificate)
- Evansville Firefighters Federal Credit Union: 4.30% APY (1-Year Jumbo)
- United Fidelity Bank: 4.15% APY (6-Month CD Term)
- Policemens Federal Credit Union: 4.10% APY (6 months)
- Chicago Patrolmens Federal Credit Union: 4.08% APY (Jumbo 6-Month Share Certificate)
- Partners 1st Federal Credit Union: 4.07% APY (24 months)
- PrimeTrust Financial Federal Credit Union: 4.00% APY (IRA Certificates 1 Year)
- Forum Credit Union: 4.00% APY (18 Month)
- Via Credit Union: 4.00% APY (60 Month Certificate)
Rates reflect recent verified offers available in Indiana. Last Updated: June 23, 2026
CD Calculators for Indiana
Indiana CD Calculator
At today’s IN top rate of 4.50% APY, a $10,000 deposit earns $450 in the first year. Enter your amount to see your exact return.
Indiana CD LadderIN CD rates currently range from 2.007% (3-month) to 2.605% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Indiana CD at 4.50% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsIndiana’s average 12-month CD is 2.747% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Indiana CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Indiana. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 23, 2026
Cities in Indiana
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