Massachusetts CD Rates Today - Compare Best APYs for June 2026

Guaranteed return. No deposit limit. Federally insured.

Jumbo APY: 3.75%; Jumbo Rate: 3.68%

Minimum to Open $500.00. Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term.

APY: Annual Percentage Yield

LIMITED TIME ONLY

Minimum balance required to open account is $25.00. Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.

Minimum balance required to open account is $25.00. Interest compounded monthly. A penalty may be imposed for withdrawal before maturity. Withdrawal of interest will reduce earnings.

Minimum to Open $500.00. Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term.

Open an Account at Any Location

Open an Account at Any Location

There is a substantial penalty for early withdrawal. Fees could reduce earnings. 3 and 6 month terms are not available as retirement certificates (IRAs). IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.

There is a substantial penalty for early withdrawal. Fees could reduce earnings. 3 and 6 month terms are not available as retirement certificates (IRAs). IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.

Penalty: 90 Days Interest

Open an Account at Any Location

Penalty: 120 Days Interest

Dividend Rate with 2,500 Co-op Points: 3.50%; APY with 2,500 Co-op Points: 3.55%

Minimum to Open $500.00. Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term.

Tier 1 Rate: 3.21% for balances $500-$24,999.99; Tier 1 APY: 3.25% for balances $500-$24,999.99; Tier 2 Rate: 3.21% for balances $25,000 or more; Tier 2 APY: 3.25% for balances $25,000 or more

New Money Only: No; May be used for Traditional and Roth accounts: Yes

Plus Spending APY: 3.03%; Premier Spending APY: 3.05%

PrimaryPlus Banking APY: 3.03%; Premier5 Banking APY: 3.05%

Dividend Rate with 2,500 Co-op Points: 3.60%; APY with 2,500 Co-op Points: 3.66%

Penalty: 120 Days Interest

There is a substantial penalty for early withdrawal. Fees could reduce earnings. 3 and 6 month terms are not available as retirement certificates (IRAs). IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.

Jumbo APY: 3.25%; Jumbo Rate: 3.20%

New Money Only: No; May be used for Traditional and Roth accounts: Yes

PrimaryPlus Banking APY: 3.03%; Premier5 Banking APY: 3.05%

Plus Spending APY: 3.03%; Premier Spending APY: 3.05%