Mississippi CD Rates Today - Compare Best APYs for June 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Mississippi CD rates include Gulf Coast Community Federal Credit UnionGulf Coast Community Federal Credit Union12364 Highway 49, Gulfport, MS 39503A5.0 ★Texas Ratio: 5.85%Real return: +2.20%APY minus CPI (February 2026) offering Youth Share Certificates 6 Months at 5.00% APY, Fort Financial Federal Credit UnionFort Financial Federal Credit Union1808 S Fulton Dr, Corinth, MS 38834 9043A+5.0 ★Texas Ratio: 2.84%Real return: +1.70%APY minus CPI (February 2026) offering 12-Month IRA Certificate Premier Member at 4.50% APY, Rivertrust Federal Credit UnionRivertrust Federal Credit Union409 Riverwind Dr, Pearl, MS 39208 5917A+5.0 ★Texas Ratio: 1.41%Real return: +1.26%APY minus CPI (February 2026) offering 60 Month Certificate at 4.06% APY, Meridian Mississippi ANG Federal Credit UnionMeridian Mississippi ANG Federal Credit Union6225 M St Bldg 305, Meridian, MS 39307A+5.0 ★Texas Ratio: 2.75%Real return: +1.24%APY minus CPI (February 2026) offering Certificates Of Deposit 12 Month Term at 4.04% APY, and Red River Employees Federal Credit UnionRed River Employees Federal Credit Union138 Highway 6 W, Batesville, MS 38606A+5.0 ★Texas Ratio: 4.81%Real return: +1.15%APY minus CPI (February 2026) offering 6 Month TEAL Certificate (Age 0-17) at 3.95% APY. CD rates as of June 1, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Mississippi side-by-side. Mississippi CD rates currently reach as high as 5.00% APY from Gulf Coast Community Federal Credit Union at 12364 Highway 49, Gulfport, MS 39503. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: June 1, 2026
Compare Best CD Rates in Mississippi
Mississippi 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS 38828
3-Month Share Certificate
$100,000
3.60%
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
3 Month
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
3 Month IRA
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
276 Nissan Pkwy, Canton, MS 39046
3 Months Certificates
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
250 Industrial Rd, Pascagoula, MS 39581
3 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
185 Goodman Rd W, Southaven, MS 38671 9033
CDs (Certificates) and IRAs 3 Months
$0
2.18%
▼
Rate2.16%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS 39232 8861
3 Month Certificate
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
Certificate Account 3 month
$0
1.10%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
90-Day Certificate Premier Member
$500
0.80%
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
90-Day Certificate Non-premier member
$500
0.55%
▼
Rate0.55%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
3-month term Regular CDs
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS 38834 5511
90 Day
$500
0.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
240 Briarwood Dr, Jackson, MS 39206
3 Months Share Certificates
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
1604 Cherry St, Vicksburg, MS 39180
3 Month Certificate Special
$1,000
0.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
90 Days
$1,000
0.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
90 Days Certificate of Deposit
$1,000
0.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Regular CD 90 Days
$0
0.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Mississippi 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
Youth Share Certificates 6 Months
$500
5.00%
▼
Rate4.89%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Balance up to $15,000.00
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
138 Highway 6 W, Batesville, MS 38606
6 Month TEAL Certificate (Age 0-17)
$250
3.95%
▼
Rate3.88%
Min Deposit$250
Min Balance—
UpdatedMay 22, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
138 Highway 6 W, Batesville, MS 38606
6 Months
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
138 Highway 6 W, Batesville, MS 38606
6-Month TEAL Certificate
$250
3.95%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 22, 2026
Details
For Kids and Teams; TEAL is short for Teens Earning And Learning, but any member from 0 to 17 years of age can have one of these lower-deposit certificates.
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
6 Months Share Certificates
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
Business Share Certificates 6 Months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
6 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
6 Month IRA
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS 38828
6-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
276 Nissan Pkwy, Canton, MS 39046
6 Months Certificates
$0
3.44%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
250 Industrial Rd, Pascagoula, MS 39581
6 Months
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS 39208 5917
6 Month Certificate
$1,000
3.00%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS 39232 9527
6 Month Certificates
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
185 Goodman Rd W, Southaven, MS 38671 9033
CDs (Certificates) and IRAs 6 Months
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS 38834 5511
6 Month
$500
2.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS 39232 8861
6 Month Certificate
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
6 Month CD
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
6 Month IRA CD
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
6-month term Standard CDs
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
Certificate Account 6 month
$0
1.35%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
6-month term Regular CDs
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
567 S State St, Jackson, MS 39201
6 months
$500
0.95%
▼
Rate0.95%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
6-Month Certificate Premier Member
$500
0.85%
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Members Exchange Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
107 Marketridge Dr, Ridgeland, MS 39157 6027
6 Months Share & IRA Certificate
$1,000
0.72%
▼
Rate0.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS 39201 5506
6 Month Certificate
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
240 Briarwood Dr, Jackson, MS 39206
6 Months Share Certificates
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
6-Month Certificate Non-premier member
$500
0.60%
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 6 Month
$0
0.57%
▼
Rate0.57%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 6 Month 1st Nvestor
$0
0.57%
▼
Rate0.57%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 6 Month
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 6 Month 1st Nvestor
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS 38834 5511
DreamBuilder 6 Month Certificate
$100
0.50%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 20, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
6 Month Share Certificates
$0
0.47%
▼
Rate0.47%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
$25,000.01 - $99,999.99
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
6 Month 1st Nvestor Share Certificates
$0
0.47%
▼
Rate0.47%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
$25,000.01 - $99,999.99
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
6 Month
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
6 Month 1st Nvestor
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
6 Months Share Certificate
$1,000
0.45%
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 6 Months
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
180 Days
$1,000
0.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
180 Days Certificate of Deposit
$1,000
0.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
1604 Cherry St, Vicksburg, MS 39180
6 Month Certificate Special
$1,000
0.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Regular CD 180 Days
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
6-Month CD
$1,000
0.10%
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS 39202
Share Certificate (CD): 6 Months
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Mississippi 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
12-Month IRA Certificate Premier Member
$0
4.50%
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Learn more about our relationship levels program here.
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
12 Months - Special Share Certificate and IRA Certificate
$1,000
4.25%
▼
Rate4.17%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
12-Month IRA Certificate Non-premier member
$0
4.25%
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Learn more about our relationship levels program here.
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.75%
6225 M St Bldg 305, Meridian, MS 39307
Certificates Of Deposit 12 Month Term
$0
4.04%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
138 Highway 6 W, Batesville, MS 38606
12 Months
$0
3.88%
▼
Rate3.81%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
12 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
12 Month IRA
$1,000
3.87%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
567 S State St, Jackson, MS 39201
12 MONTH SPECIAL
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
EFFECTIVE 10/03/2025
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
12-Month Certificate Premier Member
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
1604 Cherry St, Vicksburg, MS 39180
12 Month Certificate Specials
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Promotional Annual Percentage Yields (APY) are available for new money only. APY is accurate as of 11/18/24. Requires $1000 minimum balance to open. We reserve the right to end or modify these offers at any time. The dividend rate for your renewed term certificate will be determined at the maturity date. Early withdrawals are subject to penalties.
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
250 Industrial Rd, Pascagoula, MS 39581
12 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
12 Month Smart Start
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
12-Month Certificate Non-premier member
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
12-Month Business Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 12 Month Special
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
12-Month Certificate Special
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
12 Month Special Share Certificate
$1,000
3.50%
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS 38828
12-Month Share Certificate
$100,000
3.40%
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS 38828
IRA Certificate Term 12-Month Fixed
$100,000
3.40%
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
276 Nissan Pkwy, Canton, MS 39046
12 Months Certificates
$0
3.34%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS 39208 5917
12 Month Certificate
$1,000
3.25%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
276 Nissan Pkwy, Canton, MS 39046
Roth Convertible 12 Months
$0
3.24%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
276 Nissan Pkwy, Canton, MS 39046
Roth IRA 12 Months
$0
3.24%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
12 Months Share Certificates
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
Business Share Certificates 12 Months
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS 39201 5506
1 Year Cert. / New Money
$5,000
3.03%
▼
Rate3.00%
Min Deposit$5,000
Min Balance—
UpdatedMay 18, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS 38834 5511
1 Year
$500
2.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
185 Goodman Rd W, Southaven, MS 38671 9033
CDs (Certificates) and IRAs 12 Months
$0
2.74%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS 39232 9527
12 Month Certificates
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
1 Year Jumbo CD
$0
2.10%
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
1 Year Jumbo Certificate of Deposit
$0
2.10%
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
1 Year CD
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
12 Month IRA CD
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
7950 Craft Goodman Frontage Rd, Olive Branch, MS 38654
12 Months Certificate of Deposit (CDs)
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Open Account: $500.00; Obtain APY: $500.00
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 25.49%
142 Military Dr, Jackson, MS 39232 8861
12 Month Certificate
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
Certificate Account 12 month
$0
1.85%
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS 39201 5506
1 Year Certificate
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
12-month term Standard CDs
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 12-month term
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
12-month term Regular CDs
$0
1.30%
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 12-month term
$0
1.30%
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
567 S State St, Jackson, MS 39201
1 Year
$500
1.16%
▼
Rate1.15%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
240 Briarwood Dr, Jackson, MS 39206
12 Months Share Certificates
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Members Exchange Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
107 Marketridge Dr, Ridgeland, MS 39157 6027
12 Months Share & IRA Certificate
$1,000
1.00%
▼
Rate0.99%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 12 Month
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 12 Month
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
12 Month Share Certificates
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
$25,000.01 - $99,999.99
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
12 Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
12 Months Share Certificate
$100,000
0.70%
▼
Rate0.70%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 12 Months
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Mississippi 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS 38828
IRA Certificate Term 18-Month Variable
$100,000
3.89%
▼
Rate3.82%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
18 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
18 Month IRA
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
138 Highway 6 W, Batesville, MS 38606
18 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
138 Highway 6 W, Batesville, MS 38606
IRA Certificate 18 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
250 Industrial Rd, Pascagoula, MS 39581
18 Months
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
18 Month Certificate
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Rates and specials subject to change at any time.
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
18 Months** Share Certificates
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
Business Share Certificates 18 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2201 17th St, Gulfport, MS 39501 2910
Certificates of Deposit (CDs) 18 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
18-Month IRA Certificate Premier Member
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Learn more about our relationship levels program here.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
18-month term CD Specials
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA CD Specials 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS 39208 5917
18 Month Certificate
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS 39208 5917
18 Month IRA Certificate
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
276 Nissan Pkwy, Canton, MS 39046
IRA 18 Months
$0
3.29%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
18-Month Certificate Premier Member
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
18-Month IRA Certificate Non-premier member
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Learn more about our relationship levels program here.
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
276 Nissan Pkwy, Canton, MS 39046
18 Months Certificates
$0
3.14%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
18-Month Business Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
18-Month Certificate Non-premier member
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
1604 Cherry St, Vicksburg, MS 39180
18 Month Certificate Specials
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Promotional Annual Percentage Yields (APY) are available for new money only. APY is accurate as of 11/18/24. Requires $1000 minimum balance to open. We reserve the right to end or modify these offers at any time. The dividend rate for your renewed term certificate will be determined at the maturity date. Early withdrawals are subject to penalties.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS 38834 5511
18 Month
$500
2.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS 39232 9527
18 Month Certificates
$1,000
2.35%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
185 Goodman Rd W, Southaven, MS 38671 9033
CDs (Certificates) and IRAs 18 Months
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
7950 Craft Goodman Frontage Rd, Olive Branch, MS 38654
18 Months Certificate of Deposit (CDs)
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Open Account: $500.00; Obtain APY: $500.00
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
18 Month IRA CD
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
240 Briarwood Dr, Jackson, MS 39206
18 Months Share Certificates
$0
1.06%
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 18 Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 18 Month
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
18 Month Share Certificates
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
$25,000.01 - $99,999.99
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
18 Month
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
18 Months Share Certificate
$100,000
0.65%
▼
Rate0.65%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 18 Months
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
18 Months Share Certificate
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 18 Months
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
1604 Cherry St, Vicksburg, MS 39180
18 Month Certificate Special
$1,000
0.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Mississippi 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
24 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
24 Month IRA
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
138 Highway 6 W, Batesville, MS 38606
24 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS 39208 5917
24 Month Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS 39208 5917
24 Month IRA Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
24-Month IRA Certificate Premier Member
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Learn more about our relationship levels program here.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS 38828
24-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS 38828
IRA Certificate Term 24-Month Fixed
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
250 Industrial Rd, Pascagoula, MS 39581
24 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
24-Month IRA Certificate Non-premier member
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Learn more about our relationship levels program here.
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
24-Month Certificate Premier Member
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2201 17th St, Gulfport, MS 39501 2910
Certificates of Deposit (CDs) 24 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
276 Nissan Pkwy, Canton, MS 39046
24 Months Certificates
$0
3.08%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
24 Months Share Certificates
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
Business Share Certificates 24 Months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
24-Month Business Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
24-Month Certificate Non-premier member
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS 38834 5511
2 Year
$500
2.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
24-month term Standard CDs
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 24-month term
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
24-month term Regular CDs
$0
2.34%
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 24-month term
$0
2.34%
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
185 Goodman Rd W, Southaven, MS 38671 9033
CDs (Certificates) and IRAs 24 Months
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS 39232 9527
24 Month Certificates
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
Certificate Account 24 month
$0
2.05%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS 39201 5506
2 Year Certificate
$1,000
1.81%
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedMay 18, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
567 S State St, Jackson, MS 39201
2 Year
$500
1.36%
▼
Rate1.35%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
2 Year Jumbo CD
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
2 Year Jumbo Certificate of Deposit
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
2 Year CD
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
240 Briarwood Dr, Jackson, MS 39206
24 Months Share Certificates
$0
1.11%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Members Exchange Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
107 Marketridge Dr, Ridgeland, MS 39157 6027
24 Months Share & IRA Certificate
$1,000
1.10%
▼
Rate1.09%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 24 Month
$0
1.00%
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 24 Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
24 Month Share Certificates
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
$25,000.01 - $99,999.99
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
24 Month
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
24 Months Share Certificate
$100,000
0.70%
▼
Rate0.70%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 24 Months
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
24 Months Share Certificate
$1,000
0.65%
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 24 Months
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
1604 Cherry St, Vicksburg, MS 39180
24 Month Certificate Special
$1,000
0.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
2-Year CD
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
2 Years
$1,000
0.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
2 Years Certificate of Deposit
$1,000
0.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS 39202
Share Certificate (CD): 24 Months
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Regular CD 24 Months
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Mississippi 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
36 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
36 Month IRA
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS 38828
IRA Certificate Term 36-Month Variable
$100,000
3.79%
▼
Rate3.73%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
138 Highway 6 W, Batesville, MS 38606
36 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS 38828
36-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS 38828
IRA Certificate Term 36-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
250 Industrial Rd, Pascagoula, MS 39581
36 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
276 Nissan Pkwy, Canton, MS 39046
IRA 36 Months
$0
3.34%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
567 S State St, Jackson, MS 39201
36 MONTH SPECIAL
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
EFFECTIVE 10/03/2025
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
276 Nissan Pkwy, Canton, MS 39046
36 Months Certificates
$0
3.19%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
36-Month IRA Certificate Premier Member
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Learn more about our relationship levels program here.
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
36-Month Certificate Premier Member
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS 38834 5511
3 Year
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2201 17th St, Gulfport, MS 39501 2910
Certificates of Deposit (CDs) 36 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
36 Months Share Certificates
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
Business Share Certificates 36 Months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
36-month term Standard CDs
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 36-month term
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
36-Month Business Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
36-Month Certificate Non-premier member
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
36-Month IRA Certificate Non-premier member
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Learn more about our relationship levels program here.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
36-month term Regular CDs
$0
2.49%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 36-month term
$0
2.49%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
Certificate Account 36 month
$0
2.40%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS 39232 9527
36 Month Certificates
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
185 Goodman Rd W, Southaven, MS 38671 9033
CDs (Certificates) and IRAs 36 Months
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
3 Year Jumbo CD
$0
1.80%
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
3 Year Jumbo Certificate of Deposit
$0
1.80%
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
3 Year CD
$0
1.70%
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
3 Year IRA CD
$1,000
1.70%
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
613 S West St, Jackson, MS 39201 5506
3 Year Certificate
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 18, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
240 Briarwood Dr, Jackson, MS 39206
36 Months Share Certificates
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
567 S State St, Jackson, MS 39201
3 Year
$500
1.46%
▼
Rate1.45%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Members Exchange Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
107 Marketridge Dr, Ridgeland, MS 39157 6027
36 Months Share & IRA Certificate
$1,000
1.20%
▼
Rate1.19%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 36 Month
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 36 Month
$0
1.05%
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
36 Month Share Certificates
$0
1.00%
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
$25,000.01 - $99,999.99
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
36 Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
36 Months Share Certificate
$100,000
0.80%
▼
Rate0.80%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 36 Months
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
36 Months Share Certificate
$1,000
0.75%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 36 Months
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
1604 Cherry St, Vicksburg, MS 39180
36 Month Certificate Special
$1,000
0.70%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
3-Year CD
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
3 Years
$1,000
0.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
3 Years Certificate of Deposit
$1,000
0.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS 39202
Share Certificate (CD): 36 Months
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Regular CD 36 Months
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Mississippi 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
48 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
48 Month IRA
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
138 Highway 6 W, Batesville, MS 38606
48 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS 38828
48-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS 38828
IRA Certificate Term 48-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
250 Industrial Rd, Pascagoula, MS 39581
48 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2201 17th St, Gulfport, MS 39501 2910
Certificates of Deposit (CDs) 48 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS 38834 5511
4 Year
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
48-Month Certificate Premier Member
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
48-Month IRA Certificate Premier Member
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Learn more about our relationship levels program here.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 48-month term
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
48-Month Business Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
48-Month Certificate Non-premier member
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
48-Month IRA Certificate Non-premier member
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Learn more about our relationship levels program here.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
48-month term Regular CDs
$0
2.64%
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 48-month term
$0
2.64%
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
48 Months Share Certificates
$500
2.58%
▼
Rate2.55%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
Business Share Certificates 48 Months
$0
2.58%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
Certificate Account 48 month
$0
2.55%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS 39232 9527
48 Month Certificates
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS 39530 3838
48 month Share Certificates and IRA Certificate
$0
2.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
185 Goodman Rd W, Southaven, MS 38671 9033
CDs (Certificates) and IRAs 48 Months
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
567 S State St, Jackson, MS 39201
4 Year
$500
1.71%
▼
Rate1.70%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
240 Briarwood Dr, Jackson, MS 39206
48 Months Share Certificates
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
4 Year CD
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
Members Exchange Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
107 Marketridge Dr, Ridgeland, MS 39157 6027
48 Months Share & IRA Certificate
$1,000
1.30%
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 48 Month
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 48 Month
$0
1.20%
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
48 Month Share Certificates
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
$25,000.01 - $99,999.99
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
48 Month
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
48 Months Share Certificate
$100,000
0.85%
▼
Rate0.85%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 48 Months
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
48 Months Share Certificate
$1,000
0.80%
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 48 Months
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
1604 Cherry St, Vicksburg, MS 39180
48 Month Certificate Special
$1,000
0.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
4 Years
$1,000
0.45%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
4 Years Certificate of Deposit
$1,000
0.45%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
4-Year CD
$500
0.45%
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS 39202
Share Certificate (CD): 48 Months
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Regular CD 48 Months
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Mississippi 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS 39208 5917
60 Month Certificate
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.41%
409 Riverwind Dr, Pearl, MS 39208 5917
60 Month IRA Certificate
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
60 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedJun 1, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.02%
4501 Denny Ave, Pascagoula, MS 39581
60 Month IRA
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedJun 1, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
138 Highway 6 W, Batesville, MS 38606
60 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS 38828
60-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
1200 Magnolia Way, Blue Springs, MS 38828
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMay 22, 2026
Details
$100,000 Minimum to Earn APY
Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
250 Industrial Rd, Pascagoula, MS 39581
60 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.30%
102 Highway 72 W, Corinth, MS 38834 5511
5 Year
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 20, 2026
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2201 17th St, Gulfport, MS 39501 2910
Certificates of Deposit (CDs) 60 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.94%
276 Nissan Pkwy, Canton, MS 39046
60 Months Certificates
$0
3.24%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 60-month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
60-Month Certificate Premier Member
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
60-Month IRA Certificate Premier Member
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Learn more about our relationship levels program here.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
60-month term Regular CDs
$0
2.84%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.04%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 60-month term
$0
2.84%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
60-Month Business Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
60-Month Certificate Non-premier member
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMay 22, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1808 S Fulton Dr, Corinth, MS 38834 9043
60-Month IRA Certificate Non-premier member
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 22, 2026
Details
Learn more about our relationship levels program here.
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
60 Months Share Certificates
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMay 29, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
1506 Congress St, Laurel, MS 39440 4239
Business Share Certificates 60 Months
$0
2.68%
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 16.12%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
Certificate Account 60 month
$0
2.55%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 30, 2026
Details
Southern Coastal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
677 Dr Martin Luther King Jr Blvd, BILOXI, MS 39530 3838
60 month Share Certificates and IRA Certificate
$0
2.52%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
7950 Craft Goodman Frontage Rd, Olive Branch, MS 38654
60 Months Certificate of Deposit (CDs)
$500
2.50%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 17, 2026
Details
Open Account: $500.00; Obtain APY: $500.00
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
295 E Layfair Dr, Flowood, MS 39232 9527
60 Month Certificates
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedMay 29, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
567 S State St, Jackson, MS 39201
5 Year
$500
1.97%
▼
Rate1.95%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
5 Year Jumbo CD
$0
1.95%
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
5 Year Jumbo Certificate of Deposit
$0
1.95%
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
5 Year CD
$0
1.85%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
5 Year IRA CD
$1,000
1.85%
▼
Rate1.83%
Min Deposit$1,000
Min Balance—
UpdatedMay 17, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.06%
240 Briarwood Dr, Jackson, MS 39206
60 Months Share Certificates
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 60 Month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
First National Bank of Clarksdale
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 E 2nd St, Clarksdale, MS 38614
Certificate of Deposit Term 60 Months
$0
1.50%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 28, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 60 Month
$0
1.45%
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
60 Month Share Certificates
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
$25,000.01 - $99,999.99
Members Exchange Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
107 Marketridge Dr, Ridgeland, MS 39157 6027
60 Months Share & IRA Certificate
$1,000
1.40%
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedMay 23, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
1201 Jackson Ave, Pascagoula, MS 39567 4353
60 Month
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
60 Months Share Certificate
$100,000
1.10%
▼
Rate1.09%
Min Deposit$100,000
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 60 Months
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
60 Months Share Certificate
$20,001
1.05%
▼
Rate1.04%
Min Deposit$20,001
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 60 Months
$0
1.05%
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
60 Months Share Certificate
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 60 Months
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
5 Years
$1,000
0.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
5 Years Certificate of Deposit
$1,000
0.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
5-Year CD
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedMay 21, 2026
Details
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
767 N PRESIDENT ST, JACKSON, MS 39202
Share Certificate (CD): 60 Months
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 29, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Regular CD 60 Months
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Mississippi CD Rate Trends
Compare local Mississippi CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — MS Avg
1.288%
▼ 0.033 vs 7 days ago
Mississippi 12-month CD rates fell 0.033 points over the past 7 days to 1.288% APY.
6-Month CD — MS Avg
0.907%
▼ 0.043 vs 7 days ago
Mississippi 6-month CD rates fell 0.043 points over the past 7 days to 0.907% APY.
As of Jun 3, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
MS CD Rate Forecast — Next 12 Months
Where are Mississippi CD rates headed through June 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
MS 12-Month Avg APY
1.288%
6-Month Forecast
1.288%
Range: 1.09% – 1.44%
12-Month Forecast
1.038%
Range: 0.84% – 1.19%
Powered by
MonitorBankRates
What Your Savings Earn at MS CD Rates Today
Annual interest earnings at today’s Mississippi average APYs. State average used where available; national average as fallback.
| CD Term | MS Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 0.351% | $17.57 | $35.13 | $87.83 | $175.65 |
| 6-Month CD | 0.907% | $45.34 | $90.68 | $226.70 | $453.40 |
| 12-Month CD | 1.288% | $64.42 | $128.83 | $322.08 | $644.15 |
| 18-Month CD | 2.077% | $103.85 | $207.69 | $519.23 | $1,038.45 |
| 24-Month CD | 0.979% | $48.94 | $97.87 | $244.68 | $489.35 |
| 36-Month CD | 1.094% | $54.72 | $109.43 | $273.58 | $547.15 |
| 48-Month CD | 1.085% | $54.25 | $108.50 | $271.25 | $542.50 |
| 60-Month CD | 1.312% | $65.59 | $131.18 | $327.95 | $655.90 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of June 1, 2026. | |||||
Sample CD Ladder for Mississippi Savers
$25,000 split equally across 5 terms using today’s Mississippi average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | MS Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 0.351% | $17.57 |
| 2 | 6-Month CD | $5,000 | 0.907% | $45.34 |
| 3 | 12-Month CD | $5,000 | 1.288% | $64.42 |
| 4 | 24-Month CD | $5,000 | 0.979% | $48.94 |
| 5 | 36-Month CD | $5,000 | 1.094% | $54.72 |
| Total ($25,000 invested) | $25,000 | 0.924% blended | $230.99/yr | |
Ladder example uses equal $5,000 rungs and Mississippi average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
273
CD Rates
Tracked in Mississippi
Tracked in Mississippi
6 Banks
25 Credit Unions
About Our Mississippi CD Rate Database
MonitorBankRates tracks 273 CD rates from 6 banks and 25 credit unions with locations in Mississippi, plus national online institutions available to Mississippi residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Gulf Coast Community Federal Credit Union offers a CD at 5.00% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Mississippi.
How to Find the Best CD Rates in Mississippi
What to compare when shopping for a CD in Mississippi
To find the best APYs in Mississippi, start with credit unions and online-only banks — Mississippi has 25 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Mississippi
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Mississippi — 31 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Mississippi savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Mississippi money market rates
Mississippi Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
17.2%
National avg: 17.3%
Median Individual Earnings
$37,351
National avg: $47,340
Poverty Rate
18.9%
National avg: 11.1%
Unemployment Rate
5.7%
National avg: 4.8%
CD Earnings on 10% of Salary
$48/yr
At MS 12-mo avg 1.288% APY
17.2% of residents are 65 or older, in line with the national average of 17.3%. At today’s MS 12-month CD average of 1.288%, saving 10% of the local median salary ($3,735/year) and putting it in a CD would earn an additional $48 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Mississippi
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Mississippi
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Mississippi typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Mississippi as everywhere in the U.S.
Choosing a CD Term in Mississippi
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Mississippi savers easier access to their funds. For example, Gulf Coast Community Federal Credit Union is offering its Youth Share Certificates 6 Months at 5.00% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Rivertrust Federal Credit Union is offering its 60 Month Certificate at 4.06% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Mississippi Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Mississippi saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Mississippi
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Mississippi CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Mississippi
Most CDs carry a fixed rate that is locked for the entire term, protecting a Mississippi depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Mississippi
Are CD rates in Mississippi FDIC insured?
Yes, most established banks in Mississippi are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Mississippi?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Mississippi.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Mississippi may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Mississippi?
Here are recent top rates found for this area:
- Gulf Coast Community Federal Credit Union: 5.00% APY (Youth Share Certificates 6 Months)
- Fort Financial Federal Credit Union: 4.50% APY (12-Month IRA Certificate Premier Member)
- Rivertrust Federal Credit Union: 4.06% APY (60 Month Certificate)
- Meridian Mississippi ANG Federal Credit Union: 4.04% APY (Certificates Of Deposit 12 Month Term)
- Red River Employees Federal Credit Union: 3.95% APY (6 Month TEAL Certificate (Age 0-17))
- UNIFY Financial Federal Credit Union: 3.89% APY (IRA Certificate Term 18-Month Variable)
- All In Credit Union: 3.87% APY (12 Month)
- Sunbelt Federal Credit Union: 3.82% APY (6 Months Share Certificates)
- Eagle Express Federal Credit Union: 3.82% APY (12 MONTH SPECIAL)
- Mutual Federal Credit Union: 3.75% APY (12 Month Certificate Specials)
Rates reflect recent verified offers available in Mississippi. Last Updated: June 1, 2026
CD Calculators for Mississippi
Mississippi CD Calculator
At today’s MS top rate of 5.00% APY, a $10,000 deposit earns $500 in the first year. Enter your amount to see your exact return.
Mississippi CD LadderMS CD rates currently range from 0.351% (3-month) to 1.094% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Mississippi CD at 5.00% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsMississippi’s average 12-month CD is 1.288% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Mississippi CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mississippi. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: June 1, 2026
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