Mississippi CD Rates Today - Compare Best APYs for May 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Mississippi CD rates include Gulf Coast Community Federal Credit UnionGulf Coast Community Federal Credit Union12364 Highway 49, Gulfport, MS 39503A5.0 ★Texas Ratio: 6.15%Real return: +2.20%APY minus CPI (February 2026) offering Youth Share Certificates 6 Months at 5.00% APY, Fort Financial Federal Credit UnionFort Financial Federal Credit Union1808 S Fulton Dr, Corinth, MS 38834 9043A+5.0 ★Texas Ratio: 3.12%Real return: +1.70%APY minus CPI (February 2026) offering 12-Month IRA Certificate (Premier Member) at 4.50% APY, Rivertrust Federal Credit UnionRivertrust Federal Credit Union409 Riverwind Dr, Pearl, MS 39208 5917A+5.0 ★Texas Ratio: 1.43%Real return: +1.26%APY minus CPI (February 2026) offering 60 Month IRA Certificate at 4.06% APY, Meridian Mississippi ANG Federal Credit UnionMeridian Mississippi ANG Federal Credit Union6225 M St Bldg 305, Meridian, MS 39307A+5.0 ★Texas Ratio: 2.78%Real return: +1.24%APY minus CPI (February 2026) offering Certificates Of Deposit 12 Month Term at 4.04% APY, and Red River Employees Federal Credit UnionRed River Employees Federal Credit Union138 Highway 6 W, Batesville, MS 38606A+5.0 ★Texas Ratio: 5.10%Real return: +1.15%APY minus CPI (February 2026) offering 6-Month TEAL Certificate at 3.95% APY. CD rates as of May 12, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Mississippi side-by-side. Mississippi CD rates currently reach as high as 5.00% APY from Gulf Coast Community Federal Credit Union at 12364 Highway 49, Gulfport, MS 39503. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 12, 2026
Compare Best CD Rates in Mississippi
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
3 Month
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
3 Month IRA
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
276 Nissan Pkwy, Canton, MS 39046
3 Months Certificates
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
3 Months CDs (Certificates) and IRAs
$0
2.18%
▼
Rate2.16%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS 39232 8861
3 Month Certificate
$5
2.00%
▼
Rate2.00%
Min Deposit$5
Min Balance—
UpdatedMay 7, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
Build IT CDs 3 Months
$100
1.17%
▼
Rate1.17%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Build IT CDs can accept additional deposits at any time via direct deposit, a branch transaction, or ACH. Once the Build-IT CD has reached a balance greater than $999.99, it will be rolled into a regular CD of the same term. Penalties for early withdrawals may apply. Rates are subject to change without notice, please see for complete details.
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
Certificate Account 3 month
$0
1.10%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
3-month term Standard CDs
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
3-month term Regular CDs
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
90 Day
$500
0.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS 39206
3 Months Share Certificates
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
3 Month Certificate Special
$1,000
0.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
90 Days
$1,000
0.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
Personal Certificates of Deposit 90 Days
$1,000
0.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1114 Jackson Ave, Pascagoula, MS 39567
3 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1114 Jackson Ave, Pascagoula, MS 39567
3 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1114 Jackson Ave, Pascagoula, MS 39567
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Regular CD 90 Days
$0
0.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
Youth Share Certificates 6 Months
$500
5.00%
▼
Rate4.89%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
6 Month TEAL Certificate
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
(Age 0-17)
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
6 Months
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
6-Month TEAL Certificate
$250
3.95%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMay 6, 2026
Details
For Kids and Teams
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
6 Months Share Certificate
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
Business Share Certificates 6 Months
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
6 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
6 Month IRA
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Certificates of Deposit (CDs) 6 Months
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
276 Nissan Pkwy, Canton, MS 39046
6 Months Certificates
$0
3.44%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
6 Month Certificates
$1,000
3.00%
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS 39208 5917
6 Month Certificate
$1,000
3.00%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
6 Months CDs (Certificates) and IRAs
$0
2.50%
▼
Rate2.48%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
6 Month
$500
2.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS 39232 8861
6 Month Certificate
$5
2.00%
▼
Rate2.00%
Min Deposit$5
Min Balance—
UpdatedMay 7, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
6 Month CD
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
6 Month IRA CD
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
Certificate Account 6 month
$0
1.35%
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
6-month term Standard CDs
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
6-month term Regular CDs
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
Build IT CDs 6 Months
$100
1.20%
▼
Rate1.20%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Build IT CDs can accept additional deposits at any time via direct deposit, a branch transaction, or ACH. Once the Build-IT CD has reached a balance greater than $999.99, it will be rolled into a regular CD of the same term. Penalties for early withdrawals may apply. Rates are subject to change without notice, please see for complete details.
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
567 S State St, Jackson, MS 39201
6 months
$500
0.95%
▼
Rate0.95%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
6-Month Certificate (Premier Member)
$500
0.85%
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Members Exchange Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
107 Marketridge Dr, Ridgeland, MS 39157 6027
6 Months Share & IRA Certificate
$1,000
0.72%
▼
Rate0.72%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS 39206
6 Months Share Certificates
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
6-Month Certificate (Non-premier member)
$500
0.60%
▼
Rate0.60%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS 39201 5506
6 Month Certificate
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 6 Month
$0
0.57%
▼
Rate0.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 6 Month 1st Nvestor
$0
0.57%
▼
Rate0.57%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 6 Month
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
DreamBuilder 6 Month Certificate
$100
0.50%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
6 Months IRA Certificate
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
6 Months Share Certificate
$1,000
0.45%
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Regular Certificate 6 month
$0
0.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
6 Month Certificate Special
$1,000
0.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
180 Days
$1,000
0.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
Personal Certificates of Deposit 180 Days
$1,000
0.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
6-Month CD
$1,000
0.10%
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Regular CD 180 Days
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Regular Certificate 6 month
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Traditional and Roth IRA Certificate 6 month
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1114 Jackson Ave, Pascagoula, MS 39567
6 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1114 Jackson Ave, Pascagoula, MS 39567
6 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1114 Jackson Ave, Pascagoula, MS 39567
6 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS 39202
Share Certificate (CD): 6 Months
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
12-Month IRA Certificate (Premier Member)
$0
4.50%
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
12 Months - Special IRA Certificate
$1,000
4.25%
▼
Rate4.17%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
12 Months - Special Share Certificate
$1,000
4.25%
▼
Rate4.17%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
12 Months - Special Share Certificate and IRA Certificate
$1,000
4.25%
▼
Rate4.17%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
12-Month IRA Certificate (Non-premier member)
$0
4.25%
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Meridian Mississippi ANG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.78%
6225 M St Bldg 305, Meridian, MS 39307
Certificates Of Deposit 12 Month Term
$0
4.04%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
12 Months
$0
3.88%
▼
Rate3.81%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
IRA Certificate 12 Months
$0
3.88%
▼
Rate3.81%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
12 Month
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
12 Month IRA
$0
3.87%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
IRA Certificate 12 Months
$0
3.86%
▼
Rate3.81%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
567 S State St, Jackson, MS 39201
12 MONTH SPECIAL
$500
3.82%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
12-Month Certificate (Premier Member)
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
12 Month Certificate Specials
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Promotional Annual Percentage Yields (APY) are available for new money only.
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
12 Month Smart Start
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Certificates of Deposit (CDs) 12 Months
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
276 Nissan Pkwy, Canton, MS 39046
12 Months Certificates
$0
3.34%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS 39208 5917
12 Month Certificate
$1,000
3.25%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
276 Nissan Pkwy, Canton, MS 39046
Roth Convertible 12 Months
$0
3.24%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
276 Nissan Pkwy, Canton, MS 39046
Roth IRA 12 Months
$0
3.24%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
12 Months Share Certificate
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
Business Share Certificates 12 Months
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS 39201 5506
1 Year Cert. / New Money
$5,000
3.03%
▼
Rate3.00%
Min Deposit$5,000
Min Balance—
UpdatedMay 10, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
1 Year
$500
2.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS 39202 3431
12-Month Share Certificates
$0
2.79%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
12 Months CDs (Certificates) and IRAs
$0
2.74%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
12 Month Certificates
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
1 Year Jumbo CD
$0
2.10%
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
1 Year Jumbo Certificate of Deposit
$0
2.10%
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
7950 Craft Goodman Frontage Rd, Olive Branch, MS 38654
12 Months Certificate of Deposit (CDs)
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Open Account: $500.00
Mississippi National Guard Federal Credit Union
Institution Rating:
C4.0 ★Texas Ratio: 26.90%
142 Military Dr, Jackson, MS 39232 8861
12 Month Certificate
$5
2.00%
▼
Rate2.00%
Min Deposit$5
Min Balance—
UpdatedMay 7, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
1 Year CD
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
Certificate Account 12 month
$0
1.85%
▼
Rate1.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1114 Jackson Ave, Pascagoula, MS 39567
1 year Standard Fixed Rate Relationship
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS 39201 5506
1 Year Certificate
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1114 Jackson Ave, Pascagoula, MS 39567
1 year Standard Fixed Rate
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1114 Jackson Ave, Pascagoula, MS 39567
1 year Standard Fixed Rate CD
$2,500
1.50%
▼
Rate1.49%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
12-month term Standard CDs
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 12-month term
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
12-month term Regular CDs
$0
1.30%
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
567 S State St, Jackson, MS 39201
1 Year
$500
1.16%
▼
Rate1.15%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS 39206
12 Months Share Certificates
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Members Exchange Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
107 Marketridge Dr, Ridgeland, MS 39157 6027
12 Months Share & IRA Certificate
$1,000
1.00%
▼
Rate0.99%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 12 Month
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 12 Month
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
12 Month Share Certificates
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$25,000.01 - $99,999.99
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
12 Month Certificate Special
$1,000
0.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Regular Certificate 1 Year
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
1 Year
$1,000
0.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
Personal Certificates of Deposit 1 Year
$1,000
0.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
18 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
18 Month IRA
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
18 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
IRA Certificate 18 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
18 Month Certificate
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rates and specials subject to change at any time.
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
18 Months** Share Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
Business Share Certificates 18 Months
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2201 17th St, Gulfport, MS 39501 2910
Certificates of Deposit (CDs) 18 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Certificates of Deposit (CDs) 18 Months Special
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
18-Month IRA Certificate (Premier Member)
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
18-month term CD Specials
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA CD Specials 18-month term
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS 39208 5917
18 Month Certificate
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS 39208 5917
18 Month IRA Certificate
$1,000
3.29%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
276 Nissan Pkwy, Canton, MS 39046
IRA 18 Months
$0
3.29%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
18-Month IRA Certificate (Non-premier member)
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
18-Month Certificate (Premier Member)
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
276 Nissan Pkwy, Canton, MS 39046
18 Months Certificates
$0
3.14%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
18 Month Certificate Specials
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Promotional Annual Percentage Yields (APY) are available for new money only.
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
18 Month
$500
2.80%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
18 Month Certificates
$1,000
2.35%
▼
Rate2.33%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS 39202 3431
IRA 18-Month Certificate
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
18 Months CDs (Certificates) and IRAs
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
7950 Craft Goodman Frontage Rd, Olive Branch, MS 38654
18 Months Certificate of Deposit (CDs)
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Open Account: $500.00
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
18 Month IRA CD
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS 39206
18 Months Share Certificates
$0
1.06%
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 18 Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 18 Month
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
18 Month Share Certificates
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$25,000.01 - $99,999.99
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
18 Months IRA Certificate
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
18 Months Share Certificate
$100,000
0.65%
▼
Rate0.65%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 18 Months
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
18 Month Certificate Special
$1,000
0.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
24 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
24 Month IRA
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
IRA Certificate 24 Months
$0
3.77%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
24 Months
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
IRA Certificate 24 Months
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS 39208 5917
24 Month Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS 39208 5917
24 Month IRA Certificate
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Certificates of Deposit (CDs) 24 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
24-Month IRA Certificate (Premier Member)
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
24-Month IRA Certificate (Non-premier member)
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
24-Month Certificate (Premier Member)
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2201 17th St, Gulfport, MS 39501 2910
Certificates of Deposit (CDs) 24 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
276 Nissan Pkwy, Canton, MS 39046
24 Months Certificates
$0
3.08%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
24 Months Share Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
Business Share Certificates 24 Months
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
2 Year
$500
2.90%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
24-month term Standard CDs
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 24-month term
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
24-month term Regular CDs
$0
2.34%
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS 39202 3431
24-Month Share Certificates
$0
2.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
24 Months CDs (Certificates) and IRAs
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
24 Month Certificates
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
Certificate Account 24 month
$0
2.05%
▼
Rate2.05%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS 39201 5506
2 Year Certificate
$1,000
1.81%
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
567 S State St, Jackson, MS 39201
2 Year
$500
1.36%
▼
Rate1.35%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
2 Year Jumbo CD
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
2 Year Jumbo Certificate of Deposit
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
2 Year CD
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS 39206
24 Months Share Certificates
$0
1.11%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Members Exchange Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
107 Marketridge Dr, Ridgeland, MS 39157 6027
24 Months Share & IRA Certificate
$1,000
1.10%
▼
Rate1.09%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 24 Month
$0
1.00%
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 24 Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
24 Month Share Certificates
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$25,000.01 - $99,999.99
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 24 Months
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
24 Months Share Certificate
$100,000
0.70%
▼
Rate0.70%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
24 Months IRA Certificate
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Regular Certificate 2 Year
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
24 Month Certificate Special
$1,000
0.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
2-Year CD
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
2 Years
$1,000
0.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
Personal Certificates of Deposit 2 Years
$1,000
0.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Regular Certificate 2 Year
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Traditional and Roth IRA Certificate 2 Year
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS 39202
Share Certificate (CD): 24 Months
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Regular CD 24 Months
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
36 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
36 Month IRA
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
36 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
IRA Certificate 36 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Certificates of Deposit (CDs) 36 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
IRA Certificate 36 Months
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
276 Nissan Pkwy, Canton, MS 39046
IRA 36 Months
$0
3.34%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
567 S State St, Jackson, MS 39201
36 MONTH SPECIAL
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
276 Nissan Pkwy, Canton, MS 39046
36 Months Certificates
$0
3.19%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
36-Month IRA Certificate (Premier Member)
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
36-Month Certificate (Premier Member)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
3 Year
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2201 17th St, Gulfport, MS 39501 2910
Certificates of Deposit (CDs) 36 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
36 Months Share Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
Business Share Certificates 36 Months
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
36-month term Standard CDs
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
36-Month Business Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 36-month term
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
36-month term Regular CDs
$0
2.49%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
Certificate Account 36 month
$0
2.40%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS 39202 3431
36-Month Share Certificates
$0
2.37%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
36 Month Certificates
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
36 Months CDs (Certificates) and IRAs
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
3 Year Jumbo CD
$0
1.80%
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
3 Year Jumbo Certificate of Deposit
$0
1.80%
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
3 Year CD
$0
1.70%
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Mississippi Public Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
613 S West St, Jackson, MS 39201 5506
3 Year Certificate
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS 39206
36 Months Share Certificates
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
567 S State St, Jackson, MS 39201
3 Year
$500
1.46%
▼
Rate1.45%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Members Exchange Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
107 Marketridge Dr, Ridgeland, MS 39157 6027
36 Months Share & IRA Certificate
$1,000
1.20%
▼
Rate1.19%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 36 Month
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 36 Month
$0
1.05%
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
36 Month Share Certificates
$0
1.00%
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$25,000.01 - $99,999.99
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 36 Months
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
36 Months Share Certificate
$100,000
0.80%
▼
Rate0.80%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
36 Months IRA Certificate
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
36 Month Certificate Special
$1,000
0.70%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Regular Certificate 3 Year
$0
0.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
3-Year CD
$500
0.40%
▼
Rate0.40%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
3 Years
$1,000
0.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
Personal Certificates of Deposit 3 Years
$1,000
0.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS 39202
Share Certificate (CD): 36 Months
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Regular Certificate 3 Year
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Traditional and Roth IRA Certificate 3 Year
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Regular CD 36 Months
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
48 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
48 Month IRA
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
48 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
IRA Certificate 48 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Certificates of Deposit (CDs) 48 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
IRA Certificate 48 Months
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2201 17th St, Gulfport, MS 39501 2910
Certificates of Deposit (CDs) 48 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
4 Year
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
48-Month Certificate (Premier Member)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
48-Month IRA Certificate (Premier Member)
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
48-month term Standard CDs
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 48-month term
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
48-Month Business Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
48-month term Regular CDs
$0
2.64%
▼
Rate2.61%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
48 Months Share Certificate
$0
2.58%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
Business Share Certificates 48 Months
$0
2.58%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
Certificate Account 48 month
$0
2.55%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
48 Month Certificates
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
First South Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.73%
185 Goodman Rd W, Southaven, MS 38671 9033
48 Months CDs (Certificates) and IRAs
$0
1.75%
▼
Rate1.74%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
567 S State St, Jackson, MS 39201
4 Year
$500
1.71%
▼
Rate1.70%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS 39206
48 Months Share Certificates
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
4 Year CD
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Members Exchange Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
107 Marketridge Dr, Ridgeland, MS 39157 6027
48 Months Share & IRA Certificate
$1,000
1.30%
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 48 Month
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 48 Month
$0
1.20%
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
48 Month Share Certificates
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$25,000.01 - $99,999.99
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 48 Months
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
48 Months IRA Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
48 Months Share Certificate
$100,000
0.85%
▼
Rate0.85%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
Mutual Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.20%
1604 Cherry St, Vicksburg, MS 39180
48 Month Certificate Special
$1,000
0.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
4 Years
$1,000
0.45%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
Personal Certificates of Deposit 4 Years
$1,000
0.45%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
4-Year CD
$500
0.45%
▼
Rate0.45%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS 39202
Share Certificate (CD): 48 Months
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Regular CD 48 Months
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS 39208 5917
60 Month Certificate
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Rivertrust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
409 Riverwind Dr, Pearl, MS 39208 5917
60 Month IRA Certificate
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
60 Month
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
All In Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.52%
4501 Denny Ave, Pascagoula, MS 39581
60 Month IRA
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
60 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
IRA Certificate 60 Months
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Commercial Bank De Kalb, MS
Institution Rating:
A+5.0 ★Texas Ratio: 2.86%
175 Hopper Ave, De Kalb, MS 39328
Certificates of Deposit (CDs) 60 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
138 Highway 6 W, Batesville, MS 38606
IRA Certificate 60 Months
$0
3.49%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Southeast Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.03%
102 Highway 72 W, Corinth, MS 38834 5511
5 Year
$500
3.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Southern Energy Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
2201 17th St, Gulfport, MS 39501 2910
Certificates of Deposit (CDs) 60 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Veritas Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.95%
276 Nissan Pkwy, Canton, MS 39046
60 Months Certificates
$0
3.24%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
60-month term Standard CDs
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
IRA Certificates (CDs) 60-month term
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
60-Month Certificate (Premier Member)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
60-Month IRA Certificate (Premier Member)
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
911 N Davis Ave, Cleveland, MS 38732 2106
60-month term Regular CDs
$0
2.84%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Fort Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1808 S Fulton Dr, Corinth, MS 38834 9043
60-Month Business Certificate
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
60 Months Share Certificate
$0
2.68%
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Sunbelt Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
1506 Congress St, Laurel, MS 39440 4239
Business Share Certificates 60 Months
$0
2.68%
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
CenturyFirst Federal Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.83%
3318 HARDY ST, HATTIESBURG, MS 39401 6962
Certificate Account 60 month
$0
2.55%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Fsnb
Institution Rating:
A5.0 ★Texas Ratio: 12.00%
7950 Craft Goodman Frontage Rd, Olive Branch, MS 38654
60 Months Certificate of Deposit (CDs)
$500
2.50%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Open Account: $500.00
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS 39202 3431
IRA 60-Month Certificate
$0
2.37%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Hope Federal Credit Union Jackson, MS
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
4 Old River Pl, Jackson, MS 39202 3431
60-Month Share Certificates
$0
2.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Statewide Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
295 E Layfair Dr, Flowood, MS 39232 9527
60 Month Certificates
$1,000
2.10%
▼
Rate2.08%
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Eagle Express Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
567 S State St, Jackson, MS 39201
5 Year
$500
1.97%
▼
Rate1.95%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
5 Year Jumbo CD
$0
1.95%
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
5 Year Jumbo Certificate of Deposit
$0
1.95%
▼
Rate1.93%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First Federal S&L Pascagoula, MS
Institution Rating:
A+5.0 ★Texas Ratio: 3.26%
903 Jackson Ave, Pascagoula, MS 39567
5 Year CD
$0
1.85%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Magnolia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
240 Briarwood Dr, Jackson, MS 39206
60 Months Share Certificates
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First National Bank of Clarksdale
Institution Rating:
A5.0 ★Texas Ratio: 7.27%
402 E 2nd St, Clarksdale, MS 38614
Certificate of Deposit Term 60 Months
$0
1.50%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 60 Month
$0
1.50%
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
IRA Certificates 60 Month
$0
1.45%
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Navigator Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
1201 Jackson Ave, Pascagoula, MS 39567 4353
60 Month Share Certificates
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
$25,000.01 - $99,999.99
Members Exchange Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.54%
107 Marketridge Dr, Ridgeland, MS 39157 6027
60 Months Share & IRA Certificate
$1,000
1.40%
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
IRA Certificate 60 Months
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
60 Months IRA Certificate
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Gulf Coast Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.15%
12364 Highway 49, Gulfport, MS 39503
60 Months Share Certificate
$100,000
1.10%
▼
Rate1.09%
Min Deposit$100,000
Min Balance—
UpdatedMay 6, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Regular Certificate 5 Year
$0
0.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
5 Years
$1,000
0.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
BankPlus
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
206 Main Street, Tchula, MS 39169
Personal Certificates of Deposit 5 Years
$1,000
0.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Commerce Bank Corinth, MS
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
700 Taylor St, Corinth, MS 38834
5-Year CD
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Mississippi DHS Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
767 N PRESIDENT ST, JACKSON, MS 39202
Share Certificate (CD): 60 Months
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Regular Certificate 5 Year
$0
0.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
The New Orleans Firemens Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.29%
1620 Goodyear Blvd Ste C, Picayune, MS 39466 4582
Traditional and Roth IRA Certificate 5 Year
$0
0.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
207 E Main St, Senatobia, MS 38668
Regular CD 60 Months
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Mississippi at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- Mississippi CD rates currently reach as high as 5.00% APY from Gulf Coast Community Federal Credit Union. The rate table above ranks every offer we track for Mississippi, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Mississippi CD Rate Trends
Compare local Mississippi CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — MS Avg
1.447%
▼ 0.267 vs 7 days ago
Mississippi 12-month CD rates fell 0.267 points over the past 7 days to 1.447% APY.
6-Month CD — MS Avg
0.842%
▼ 0.478 vs 7 days ago
Mississippi 6-month CD rates fell 0.478 points over the past 7 days to 0.842% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
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MS CD Rate Forecast — Next 12 Months
Where are Mississippi CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
MS 12-Month Avg APY
1.447%
6-Month Forecast
1.447%
Range: 1.25% – 1.60%
12-Month Forecast
1.197%
Range: 1.00% – 1.35%
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What Your Savings Earn at MS CD Rates Today
Annual interest earnings at today’s Mississippi average APYs. State average used where available; national average as fallback.
| CD Term | MS Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 0.285% | $14.27 | $28.54 | $71.35 | $142.70 |
| 6-Month CD | 0.842% | $42.12 | $84.23 | $210.58 | $421.15 |
| 12-Month CD | 1.447% | $72.33 | $144.66 | $361.65 | $723.30 |
| 18-Month CD | 2.050% | $102.51 | $205.01 | $512.53 | $1,025.05 |
| 24-Month CD | 1.070% | $53.50 | $107.00 | $267.50 | $535.00 |
| 36-Month CD | 1.167% | $58.37 | $116.73 | $291.83 | $583.65 |
| 48-Month CD | 1.125% | $56.24 | $112.47 | $281.18 | $562.35 |
| 60-Month CD | 1.408% | $70.42 | $140.83 | $352.08 | $704.15 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 12, 2026. | |||||
Sample CD Ladder for Mississippi Savers
$25,000 split equally across 5 terms using today’s Mississippi average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | MS Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 0.285% | $14.27 |
| 2 | 6-Month CD | $5,000 | 0.842% | $42.12 |
| 3 | 12-Month CD | $5,000 | 1.447% | $72.33 |
| 4 | 24-Month CD | $5,000 | 1.070% | $53.50 |
| 5 | 36-Month CD | $5,000 | 1.167% | $58.37 |
| Total ($25,000 invested) | $25,000 | 0.962% blended | $240.59/yr | |
Ladder example uses equal $5,000 rungs and Mississippi average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
314
CD Rates
Tracked in Mississippi
Tracked in Mississippi
8 Banks
24 Credit Unions
About Our Mississippi CD Rate Database
MonitorBankRates tracks 314 CD rates from 8 banks and 24 credit unions with locations in Mississippi, plus national online institutions available to Mississippi residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Gulf Coast Community Federal Credit Union offers a CD at 5.00% APY with a minimum deposit of $500. Use the rate table above to compare all current offers in Mississippi.
How to Find the Best CD Rates in Mississippi
What to compare when shopping for a CD in Mississippi
To find the best APYs in Mississippi, start with credit unions and online-only banks — Mississippi has 24 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Mississippi
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Mississippi — 32 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Mississippi savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Mississippi money market rates
Mississippi Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
17.2%
National avg: 17.3%
Median Individual Earnings
$37,351
National avg: $47,340
Poverty Rate
18.9%
National avg: 11.1%
Unemployment Rate
5.7%
National avg: 4.8%
CD Earnings on 10% of Salary
$54/yr
At MS 12-mo avg 1.447% APY
17.2% of residents are 65 or older, in line with the national average of 17.3%. At today’s MS 12-month CD average of 1.447%, saving 10% of the local median salary ($3,735/year) and putting it in a CD would earn an additional $54 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Mississippi
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Mississippi
Are CD rates in Mississippi FDIC insured?
Yes, most established banks in Mississippi are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Mississippi?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Mississippi.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Mississippi may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Mississippi?
Here are recent top rates found for this area:
- Gulf Coast Community Federal Credit Union: 5.00% APY (Youth Share Certificates 6 Months)
- Fort Financial Federal Credit Union: 4.50% APY (12-Month IRA Certificate (Premier Member))
- Rivertrust Federal Credit Union: 4.06% APY (60 Month IRA Certificate)
- Meridian Mississippi ANG Federal Credit Union: 4.04% APY (Certificates Of Deposit 12 Month Term)
- Red River Employees Federal Credit Union: 3.95% APY (6-Month TEAL Certificate)
- All In Credit Union: 3.87% APY (12 Month)
- Sunbelt Federal Credit Union: 3.82% APY (6 Months Share Certificate)
- Eagle Express Federal Credit Union: 3.82% APY (12 MONTH SPECIAL)
- Mutual Federal Credit Union: 3.75% APY (12 Month Certificate Specials)
- Commercial Bank De Kalb, MS: 3.70% APY (Certificates of Deposit (CDs) 6 Months)
Rates reflect recent verified offers available in Mississippi. Last Updated: May 12, 2026
CD Calculators for Mississippi
Mississippi CD Calculator
At today’s MS top rate of 5.00% APY, a $10,000 deposit earns $500 in the first year. Enter your amount to see your exact return.
Mississippi CD LadderMS CD rates currently range from 0.285% (3-month) to 1.167% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Mississippi CD at 5.00% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsMississippi’s average 12-month CD is 1.447% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Mississippi directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Mississippi. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MS.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 12, 2026
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