CD Rates Missouri (MO) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Missouri CD rates include Edward Jones Trust CompanyEdward Jones Trust Company12555 Manchester Rd, Saint Louis, MO 63131A+5.0 ★Texas Ratio: 0.00%Real return: +1.35%APY minus CPI (February 2026) offering 5-year FDIC-Insured Certificates of Deposit at 4.15% APY, Infuze Credit UnionInfuze Credit Union5000 Illinois Ave, Fort Leonard Wood, MO 65473A+5.0 ★Texas Ratio: 4.06%Real return: +1.32%APY minus CPI (February 2026) offering 12-Month IRA Share Certificate at 4.12% APY, Chicago Patrolmens Federal Credit UnionChicago Patrolmens Federal Credit Union106 W Madison Ave Ste 200, Saint Louis, MO 63122 4200A+5.0 ★Texas Ratio: 4.79%Real return: +1.28%APY minus CPI (February 2026) offering Jumbo 6-Month Share Certificate at 4.08% APY, Omb BankOmb Bank3570 S National Ave, Springfield, MO 65807A+5.0 ★Texas Ratio: 4.97%Real return: +1.25%APY minus CPI (February 2026) offering 3 Month CD at 4.05% APY, and Alliance Credit Union Fenton, MOAlliance Credit Union Fenton, MO1280 S Highway Dr, Fenton, MO 63026 1913A+5.0 ★Texas Ratio: 4.34%Real return: +1.25%APY minus CPI (February 2026) offering Certificates of Deposit & IRA CDs Youth Saver 12-Month CD (ages 0-19) at 4.05% APY. CD rates as of April 14, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Missouri side-by-side. Missouri CD rates currently reach as high as 4.15% APY from Edward Jones Trust Company at 12555 Manchester Rd, Saint Louis, MO 63131. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 14, 2026
Compare Best CD Rates in Missouri
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Omb Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.97%
3570 S National Ave, Springfield, MO 65807
3 Month CD
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
Basic CDs 3 Month
$0
4.01%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
3-month FDIC-Insured Certificates of Deposit
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
3 Month CD or IRA CD
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Interest paid at term or maturity of CD
Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
900 E 8th St, Washington, MO 63090
90 Day CD Special
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Preferred Rate with any checking account
CommunityAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
6390 N Cosby Ave, Kansas City, MO 64151
3-Month Share Certificate
$500
3.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
United Credit Union Mexico, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
802 E Breckenridge St, Mexico, MO 65265
Regular and IRA Share Certificate 3 Month Special
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Automatically renews into a 6-month certificate upon maturity. For a limited time only.
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
3 Month CD
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
3 month ADVANTAGE CD/IRA
$0
3.51%
▼
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
First Bank of the Lake
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
4558 Osage Beach Pkwy, Osage Beach, MO 65065
3 Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
In Branch
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO 64116 4128
3 Month Certificate of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
CDARS? CDs 3 month
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Funding Limit: $12M
Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
130 E Main St, Adrian, MO 64720
3 Month Certificates of Deposit
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 N Main St, Seymour, MO 65746
3 Month Certificate of Deposit
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
916 N Kings Hwy, Perryville, MO 63775
3 Month CD
$500
2.69%
▼
Rate2.66%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO 63901 2304
3 Month Certificate
$0
2.45%
▼
Rate2.43%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
$500 Minimum balance required to earn dividend
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
15300 Veterans Memorial Pkwy, Wentzville, MO 63385
3-Month CD
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
2335 N Belt Hwy Ste D, Saint Joseph, MO 64506
3 Month Standard Certificates of Deposit
$5,000
1.84%
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedApr 14, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
3-month Certificates of Deposit
$1,000
1.65%
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO 63010
3-month Quarterly CD
$500
1.50%
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO 63385 3868
Individual Retirement Account (IRA) Certificate17 3 month
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
3-month term Certificates (CDs)
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
3 Month Certificate of Deposit
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
7730 Carondelet Ave, Saint Louis, MO 63105
3 Month CD
$0
0.21%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
210 Sw Main St, Lees Summit, MO 64063
90 Day Certificate of Deposit
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Community Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
904 Walton Way, Richmond, MO 64085
90 Day CD
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Academic Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO 65203 4601
3 Month CD
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Minimum balance is $1,000.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 N Jefferson Ave, Saint Louis, MO 63103
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 14, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Chicago Patrolmens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
106 W Madison Ave Ste 200, Saint Louis, MO 63122 4200
Jumbo 6-Month Share Certificate
$100,000
4.08%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details
This Share Certificate is available for a minimum of $100,000 deposit. Traditional Share Certificate terms apply, including an early termination penalty. Rate offerings not valid with other promotional offers (Birthday Month, High-Caliber Program, etc).
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
6 Month Certificates
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
6 Month IRA
$0
3.96%
▼
Rate3.90%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
TelComm Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
161 US Highway 60 W, Republic, MO 65738
6-Month IRA CD
$0
3.91%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
100 Circle Dr, New Haven, MO 63068
6 Month CD
$0
3.89%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
6 Month CD
$1,000
3.85%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
6 Month Certificate of Deposit
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Banterra Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1650 N Kingshighway St, Cape Girardeau, MO 63701
6-Month CD
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Terms and conditions apply. Click below for details.
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
Basic CDs 6 Month
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business CDs 6 month
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Simmons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
801 E Broadway, Columbia, MO 65201
6-month CD
$50,000
3.65%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details
$50,000 - $250,000 New Money
Southwest Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
101 E Grand Ave, Jasper, MO 64755
6-Month Special Certificates of Deposit
$500
3.63%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
6 Month CD or IRA CD
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Interest paid quarterly
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144
Agility 6-month CD
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
6 Month Term
$10,000
3.55%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
6-month CD
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
F&M Bank of St. Clair
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
959 N Commercial Ave, Saint Clair, MO 63077
6 Month Certificates of Deposit
$500
3.51%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
6-Month CD
$0
3.50%
▼
Rate3.47%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3721 E Battlefield St, Springfield, MO 65809
6 Month CD
$1,000
3.49%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Limited-time offer.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO 64055
6-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details
$100,000 Minimum to Earn APY
Great Southern Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
201 E Cherry St, Nevada, MO 64772
6-Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
First Bank of the Lake
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
4558 Osage Beach Pkwy, Osage Beach, MO 65065
6 Month CD
$1,000
3.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
In Branch
The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 N Main St, Seymour, MO 65746
6 Month Certificate of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO 63101
Share Certificate 6 Month
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
916 N Kings Hwy, Perryville, MO 63775
6 Month CD
$500
3.24%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
210 Sw Main St, Lees Summit, MO 64063
6 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
130 E Main St, Adrian, MO 64720
6 Month Certificates of Deposit
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
Certificates of Deposit (CDs) Specials 6 Month
$500
2.95%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
6 Month Jumbo CD
$50,000
2.52%
▼
Rate2.50%
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details
Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO 63385 3868
Certificate of Deposit (CD)9 6 month
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
6-month Certificates of Deposit
$1,000
2.40%
▼
Rate2.37%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO 63010
6-month Quarterly CD
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
6 month Personal IRA CD
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
6 Month Share Certificate of Deposit
$0
1.75%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
121 E Main St, Cole Camp, MO 65325
6 Month CD
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
6-month term Certificates (CDs)
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
MA Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
202 N Main St, Monroe City, MO 63456
Certificates of Deposit & IRAs 6 Month
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Security Bank of Southwest Missouri
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
1321 Old Highway 37, Cassville, MO 65625
6 Month Certificate of Deposit
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
295 W 2nd St, Napoleon, MO 64074
6 Month Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
6 Month Share Certificate
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
West Plains S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
417 W Broadway St, West Plains, MO 65775
6 Month CD
$1,000
0.45%
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
7730 Carondelet Ave, Saint Louis, MO 63105
6 Month CD
$0
0.26%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Community Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
904 Walton Way, Richmond, MO 64085
180 Day CD
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
505 Broadway, Hannibal, MO 63401
6 month Certificates of Deposit (CDs)
$5,000
0.15%
▼
Rate0.15%
Min Deposit$5,000
Min Balance—
UpdatedApr 14, 2026
Details
Academic Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO 65203 4601
6 Month CD
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Minimum balance is $1,000.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 N Jefferson Ave, Saint Louis, MO 63103
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 14, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
4717 Grand Ave, Kansas City, MO 64112
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
12-Month IRA Share Certificate
$0
4.12%
▼
Rate4.04%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Alliance Credit Union Fenton, MO
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1280 S Highway Dr, Fenton, MO 63026 1913
Certificates of Deposit & IRA CDs Youth Saver 12-Month CD (ages 0-19)
$250
4.05%
▼
Rate3.99%
Min Deposit$250
Min Balance—
UpdatedApr 14, 2026
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144
Agility 12-month CD
$1,000
4.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
1-year FDIC-Insured Certificates of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
437 W Sunset St, Fordland, MO 65652
IRA 12-month
$500
3.91%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Public Safety Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
2800 E 14th St, Kansas City, MO 64127
1 Year Share CD or IRA CD
$500
3.90%
▼
Rate3.83%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
12 Month Certificates
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
12 Month Build A Certificate of Deposit
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Certificates of Deposit - 12-month term
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
12 Month Jumbo CD
$50,000
3.75%
▼
Rate3.70%
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO 64116 4128
12 Month Certificate of Deposit
$0
3.70%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
1 year Personal CD
$1,000
3.66%
▼
Rate3.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
12-Month CD
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Share & IRA Certificates 12 month term
$0
3.64%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
121 E Main St, Cole Camp, MO 65325
12 Month CD
$0
3.63%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
F&M Bank of St. Clair
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
959 N Commercial Ave, Saint Clair, MO 63077
1 Year Certificates of Deposit
$500
3.61%
▼
Rate3.56%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business CDs 1 year
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
950 W 92 Hwy, Kearney, MO 64060
12-Month Certificate of Deposit
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
1 Year CD
$1,000
3.51%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO 63385 3868
Individual Retirement Account (IRA) Certificate17 12 month
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
2335 N Belt Hwy Ste D, Saint Joseph, MO 64506
12 Month Large Depositor Special
$100,000
3.49%
▼
Rate3.45%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
12 Month CD or IRA CD
$500
3.45%
▼
Rate3.41%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Interest paid quarterly
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO 64055
12-Month Share Certificate
$100,000
3.40%
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details
$100,000 Minimum to Earn APY
First Bank of the Lake
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
4558 Osage Beach Pkwy, Osage Beach, MO 65065
12 Month CD
$1,000
3.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
In Branch
Central Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
1 Year Certificates of Deposit
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Community Bank of Pleasant Hill
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
2401 N Highway 7, Pleasant Hill, MO 64080
IntraFi? Network Deposits (formerly CDARS ?) 1-year (52-week)
$10,000
3.29%
▼
Rate3.22%
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details
Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
130 E Main St, Adrian, MO 64720
1 Year** Certificates of Deposit
$0
3.28%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
12 month ADVANTAGE CD/IRA
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3721 E Battlefield St, Springfield, MO 65809
12 Month CD
$1,000
3.13%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Limited-time offer.
TelComm Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
161 US Highway 60 W, Republic, MO 65738
12-Month IRA CD
$0
3.04%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
210 Sw Main St, Lees Summit, MO 64063
12 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Union State Bank of Everest
Institution Rating:
A+5.0 ★Texas Ratio: 2.77%
321 S Us Highway 169, Gower, MO 64454
1 year Certificates of Deposit (CDs)
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
1 Year CD
$1,000
2.80%
▼
Rate2.77%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
12-month Certificates of Deposit
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO 63010
12-month Quarterly CD
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
12 Month All-Star Youth Certificate of Deposit
$300
2.02%
▼
Rate2.00%
Min Deposit$300
Min Balance—
UpdatedApr 14, 2026
Details
MA Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
202 N Main St, Monroe City, MO 63456
Certificates of Deposit & IRAs 1 Year
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1 N Jefferson Ave, Saint Louis, MO 63103
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 14, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
12 Month Individual Retirement Accounts (IRAs)
$0
1.43%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
12-month term Certificates (CDs)
$0
1.40%
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
295 W 2nd St, Napoleon, MO 64074
12 Month Certificate
$0
1.26%
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10024 Office Center Ave, Saint Louis, MO 63128
IRA - Individual Retirement Accounts 12-Month
$1,000
1.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
Leadco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.50%
820 E Main St, Park Hills, MO 63601 2716
12 Month Certificate of Deposit
$0
1.10%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
12 Month Youth Velocity Share Certificate
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
North American Savings Bank (NASB)
Institution Rating:
A+5.0 ★Texas Ratio: 5.08%
12498 S Us Highway 71, Grandview, MO 64030
12 Month Fixed IRA
$100
0.85%
▼
Rate0.85%
Min Deposit$100
Min Balance—
UpdatedApr 14, 2026
Details
Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
278 N Jefferson Ave, Lebanon, MO 65536
12 Month CD
$1,000
0.70%
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
$1,000 minimum
Sullivan Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.14%
318 W Main St, Sullivan, MO 63080
1 Year CD
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Chester National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1010 N Main St, Perryville, MO 63775
1 Year CD
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
7730 Carondelet Ave, Saint Louis, MO 63105
12 Month CD
$0
0.41%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Unico Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
1000 E Main St, Park Hills, MO 63601
12 MO Certificate of Deposit
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Missouri Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.19%
1690 Lemay Ferry Rd, Saint Louis, MO 63125
18 month CD
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
18-month FDIC-Insured Certificates of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
18 Month CD
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
18 Month Daily Compound CD
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO 64055
IRA Certificate Term 18-Month Variable
$100,000
3.69%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details
$100,000 Minimum to Earn APY
First Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
17151 Chesterfield Airport Rd, Chesterfield, MO 63005 1411
18 month Certificates of Deposit (CDs)/IRA Certificates of Deposit (CDs)
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
First Bank Creve Coeur, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
15300 Veterans Memorial Pkwy, Wentzville, MO 63385
18-Month Variable Rate IRA
$0
3.62%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144
Agility 18-month CD
$1,000
3.61%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
18 Month CD
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
4200 Little Blue Pkwy, Independence, MO 64057
18 Month CD/IRA
$500
3.55%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
900 E 8th St, Washington, MO 63090
18 Month Certificate
$0
3.49%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Preferred Rate with any checking account
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
18-Month CD
$0
3.45%
▼
Rate3.41%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance? CDs 18 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
18 Month CD or IRA CD
$500
3.35%
▼
Rate3.31%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Interest paid quarterly
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
18 Month Term
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
121 E Main St, Cole Camp, MO 65325
18 Month CD
$0
3.28%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
18 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
950 W 92 Hwy, Kearney, MO 64060
18-Month Certificate of Deposit
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
18 Month Certificate of Deposit
$1,000
3.09%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
100 Circle Dr, New Haven, MO 63068
18 Month CD
$0
3.05%
▼
Rate3.03%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
437 W Sunset St, Fordland, MO 65652
18 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
18 month ADVANTAGE CD/IRA
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3721 E Battlefield St, Springfield, MO 65809
18 Month CD
$1,000
2.98%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Limited-time offer.
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
916 N Kings Hwy, Perryville, MO 63775
18 Month CD (non-IRA)
$500
2.92%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
18-month Certificates of Deposit
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
18 Month Variable CD/IRA
$100
2.55%
▼
Rate2.52%
Min Deposit$100
Min Balance—
UpdatedApr 14, 2026
Details
Fees may reduce earnings.
TelComm Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
161 US Highway 60 W, Republic, MO 65738
18 Month CD
$0
2.53%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
2335 N Belt Hwy Ste D, Saint Joseph, MO 64506
18 Month Standard Certificates of Deposit
$5,000
2.41%
▼
Rate2.39%
Min Deposit$5,000
Min Balance—
UpdatedApr 14, 2026
Details
Maries County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
205 Highway 63 N, Vienna, MO 65582
18 Month CD
$1,000
2.12%
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
295 W 2nd St, Napoleon, MO 64074
18 Month Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Arsenal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.76%
3780 Vogel Rd, Arnold, MO 63010
18-month Quarterly CD
$500
2.00%
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO 63385 3868
Individual Retirement Account (IRA) Certificate17 18 month
$0
1.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
18 Month Variable Individual Retirement Accounts (IRAs)
$0
1.52%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
F&M Bank of St. Clair
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
959 N Commercial Ave, Saint Clair, MO 63077
18 Month Certificates of Deposit
$500
1.50%
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
West Plains S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
417 W Broadway St, West Plains, MO 65775
18 Month CD
$1,000
1.10%
▼
Rate1.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Peoples Bank of Moniteau County
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
105 W Row St, Jamestown, MO 65046
18 Month CD or IRA
$0
1.05%
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Southeast Missouri Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
312 W Main St, Park Hills, MO 63601 2544
18 month CD
$0
0.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
$1,000.00 Minimum
Ozarks Federal OFSL
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
2 E Columbia St, Farmington, MO 63640
18 Month Certificate - Individual Retirement Account
$100
0.90%
▼
Rate0.90%
Min Deposit$100
Min Balance—
UpdatedApr 14, 2026
Details
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
18 Month Share Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Unico Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
1000 E Main St, Park Hills, MO 63601
18 MO Certificate of Deposit
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
7730 Carondelet Ave, Saint Louis, MO 63105
18 Month CD
$0
0.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Chester National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1010 N Main St, Perryville, MO 63775
18 Month CD
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Community Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
904 Walton Way, Richmond, MO 64085
18 Month CD
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
505 Broadway, Hannibal, MO 63401
18 month Certificates of Deposit (CDs)
$5,000
0.30%
▼
Rate0.30%
Min Deposit$5,000
Min Balance—
UpdatedApr 14, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
24-Month IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
2-year FDIC-Insured Certificates of Deposit
$0
3.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Tri-County Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
103 Commerce St, Glasgow, MO 65254
24 Month CD
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
24 Month Certificates
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
24 Month Jumbo CD
$50,000
3.70%
▼
Rate3.65%
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
24 Month Daily Compound CD
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
FNB of Nevada, Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
100 W Walnut St, Nevada, MO 64772
Basic CDs 2 year
$0
3.65%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
24 Month Term
$10,000
3.60%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
24 Month Certificate of Deposit
$50,000
3.55%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details
$50,000 +; Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.
CIBC
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144
Agility 24-month CD
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
BluCurrent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1770 W SUNSET ST, SPRINGFIELD, MO 65807
24 Month Certificates of Deposit (Personal&Business)
$25,000
3.50%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 14, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO 64055
24-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details
$100,000 Minimum to Earn APY
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
24 Month Certificates of Deposit
$0
3.44%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance? CDs 24 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
F&M Bank of St. Clair
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
959 N Commercial Ave, Saint Clair, MO 63077
2 Year Certificates of Deposit
$500
3.31%
▼
Rate3.27%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Central Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
2 Year Certificates of Deposit
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO 64116 4128
24 Month Certificate of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Community Bank of Raymore
Institution Rating:
A+5.0 ★
1503 N State Route 291, Harrisonville, MO 64701
IntraFi? Network Deposits (formerly CDARS ?) 2-year (104-week)
$10,000
3.28%
▼
Rate3.21%
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
24 Month CD or IRA CD
$500
3.25%
▼
Rate3.21%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Interest paid quarterly
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
916 N Kings Hwy, Perryville, MO 63775
24 Month CD
$500
3.21%
▼
Rate3.18%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
First Bank of the Lake
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
4558 Osage Beach Pkwy, Osage Beach, MO 65065
24 Month CD
$1,000
3.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
In Branch
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
950 W 92 Hwy, Kearney, MO 64060
24-Month Certificate of Deposit
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Security Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
210 Sw Main St, Lees Summit, MO 64063
24 Month Certificate of Deposit
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Citizens-Farmers Bank of Cole Camp
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
121 E Main St, Cole Camp, MO 65325
24 Month CD
$0
3.02%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
KC Unidos Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
2130 Jefferson ST Ste A, Kansas City, MO 64108
24 Month Share Certificate of Deposit
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3721 E Battlefield St, Springfield, MO 65809
24 Month CD
$1,000
2.98%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Limited-time offer.
FSB of St. Charles, MO
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
206 N 5th St, St Charles, MO 63301
24-month Certificates of Deposit
$1,000
2.90%
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
437 W Sunset St, Fordland, MO 65652
24 Month Certificate of Deposit
$500
2.88%
▼
Rate2.85%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
130 E Main St, Adrian, MO 64720
2 Year** Certificates of Deposit
$0
2.77%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
2301 Market St, Saint Louis, MO 63103
24 Month CD Special
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
2 Year CD
$1,000
2.70%
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
24-month term Certificates (CDs)
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
24 Month Certificate of Deposit
$1,000
2.53%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
2-year CD
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
2335 N Belt Hwy Ste D, Saint Joseph, MO 64506
24 Month Standard Certificates of Deposit
$1,000
2.44%
▼
Rate2.43%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
295 W 2nd St, Napoleon, MO 64074
24 Month IRA Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
MA Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
202 N Main St, Monroe City, MO 63456
Certificates of Deposit & IRAs 2 Year
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
24-Month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO 63385 3868
Individual Retirement Account (IRA) Certificate17 24 month
$0
1.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Southeast Missouri Community Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.29%
312 W Main St, Park Hills, MO 63601 2544
24 month CD
$0
1.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
$1,000.00 Minimum
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
24 Month Individual Retirement Accounts (IRAs)
$0
1.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
505 Broadway, Hannibal, MO 63401
Growing Tree 24 month Certificates of Deposit (CDs)
$100
1.51%
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedApr 14, 2026
Details
Security Bank of Southwest Missouri
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
1321 Old Highway 37, Cassville, MO 65625
2 Year Certificate of Deposit
$1,000
1.36%
▼
Rate1.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Peoples Bank of Moniteau County
Institution Rating:
A5.0 ★Texas Ratio: 10.60%
105 W Row St, Jamestown, MO 65046
24 Month CD or IRA
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
278 N Jefferson Ave, Lebanon, MO 65536
24 Month CD
$1,000
0.85%
▼
Rate0.85%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
$1,000 minimum
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
24 Month Share Certificate
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
7730 Carondelet Ave, Saint Louis, MO 63105
2 Year CD
$0
0.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Community Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
904 Walton Way, Richmond, MO 64085
24 Month CD
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Unico Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
1000 E Main St, Park Hills, MO 63601
24 MO Certificate of Deposit
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
100 Circle Dr, New Haven, MO 63068
24 Month CD
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
3-year FDIC-Insured Certificates of Deposit
$0
4.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
36-Month IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
36 Month Certificates
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
36 Month Jumbo CD
$50,000
3.70%
▼
Rate3.65%
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
36 Month Certicicate of Deposit
$50,000
3.60%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details
$50,000 +; Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO 64055
IRA Certificate Term 36-Month Variable
$100,000
3.58%
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details
$100,000 Minimum to Earn APY
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
36 Month CD
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
36 Month CD or IRA CD
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Interest paid quarterly
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Certificates of Deposit - 36-month term
$0
3.44%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance? CDs 36 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
TelComm Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
161 US Highway 60 W, Republic, MO 65738
36-Month IRA CD
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
36 Month Certificates of Deposit
$0
3.34%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Central Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
3 Year Certificates of Deposit
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
36 Month IRA
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Share & IRA Certificates 36 month term
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
First Bank of the Lake
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
4558 Osage Beach Pkwy, Osage Beach, MO 65065
36 Month CD
$1,000
3.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
In Branch
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
36 Month Variable Rate Certificate
$0
3.10%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Freedom Bank of Southern Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
444 S Rinker Ave, Aurora, MO 65605
3 Year CD
$1,000
3.09%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
36 Month Term
$500
3.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
950 W 92 Hwy, Kearney, MO 64060
36-Month Certificate of Deposit
$500
3.03%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
916 N Kings Hwy, Perryville, MO 63775
36 Month CD
$500
3.01%
▼
Rate2.99%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO 63101
Health Saving Account 3 Year Certificate
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
130 E Main St, Adrian, MO 64720
3 Year** Certificates of Deposit
$0
2.77%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
2301 Market St, Saint Louis, MO 63103
36 Month CD Special
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
3 Year CD
$1,000
2.70%
▼
Rate2.67%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Bank Northwest
Institution Rating:
A+5.0 ★Texas Ratio: 1.15%
3309 Miller St, Bethany, MO 64424
3-year CD
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
F&M Bank of St. Clair
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
959 N Commercial Ave, Saint Clair, MO 63077
3 Year Certificates of Deposit
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
36-month term
$0
2.49%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
437 W Sunset St, Fordland, MO 65652
36 Month Certificate of Deposit
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
3 year Personal IRA CD
$250
2.25%
▼
Rate2.23%
Min Deposit$250
Min Balance—
UpdatedApr 14, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
36-Month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO 63385 3868
Individual Retirement Account (IRA) Certificate17 36 month
$0
1.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
Certificates of Deposit (CDs) Specials 36 Month Trade-Up
$500
1.52%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Security Bank of Southwest Missouri
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
1321 Old Highway 37, Cassville, MO 65625
3 Year Certificate of Deposit
$1,000
1.41%
▼
Rate1.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
4200 Little Blue Pkwy, Independence, MO 64057
36 Month CD/IRA
$500
1.30%
▼
Rate1.29%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
F&M Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
505 Broadway, Hannibal, MO 63401
36 month Certificates of Deposit (CDs)
$5,000
1.26%
▼
Rate1.25%
Min Deposit$5,000
Min Balance—
UpdatedApr 14, 2026
Details
Ozarks Federal OFSL
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
2 E Columbia St, Farmington, MO 63640
36 Month Certificate - Individual Retirement Account
$100
1.10%
▼
Rate1.10%
Min Deposit$100
Min Balance—
UpdatedApr 14, 2026
Details
Preferred Bank Rothville, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
295 W 2nd St, Napoleon, MO 64074
36 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
7730 Carondelet Ave, Saint Louis, MO 63105
3 Year CD
$0
0.91%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Community Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
904 Walton Way, Richmond, MO 64085
36 Month CD
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
36 Month Share Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
West Plains S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
417 W Broadway St, West Plains, MO 65775
36 Month CD
$1,000
0.80%
▼
Rate0.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
100 Circle Dr, New Haven, MO 63068
36 Month CD
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Chester National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1010 N Main St, Perryville, MO 63775
36 Month CD
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Academic Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
2804 W Ash St, Columbia, MO 65203 4601
3 Year CD
$0
0.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Minimum balance is $1,000.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
4-year FDIC-Insured Certificates of Deposit
$0
4.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
48-Month IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
48 Month Jumbo Bump Up CD
$50,000
3.91%
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
48 Month Certificates
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
10024 Office Center Ave, Saint Louis, MO 63128
IRA - Individual Retirement Accounts 48-Month
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.
BluCurrent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
1770 W SUNSET ST, SPRINGFIELD, MO 65807
48 Month Certificates of Deposit (Personal&Business)
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
48 Month CD
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
48 Month CD or IRA CD
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Interest paid quarterly
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Certificates of Deposit - 48-month term
$0
3.44%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Performance? CDs 48 month
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
48 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Burlington Northtown Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.79%
1002 Swift Ave, North Kansas City, MO 64116 4128
48 Month Certificate of Deposit
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Regent Bank (OK)
Institution Rating:
A+5.0 ★Texas Ratio: 2.34%
3721 E Battlefield St, Springfield, MO 65809
48 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Limited-time offer.
OBannon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.25%
1347 S Ash St, Buffalo, MO 65622
48 Month Certificates of Deposit
$0
3.19%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
First Bank of the Lake
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
4558 Osage Beach Pkwy, Osage Beach, MO 65065
48 Month CD
$1,000
3.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
In Branch
Maries County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
205 Highway 63 N, Vienna, MO 65582
48 Month CD
$1,000
3.09%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
916 N Kings Hwy, Perryville, MO 63775
48 Month CD
$500
3.08%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
48 Month Term
$500
3.05%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
950 W 92 Hwy, Kearney, MO 64060
48-Month Certificate of Deposit
$500
3.03%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Share & IRA Certificates 48 month term
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
48-month term Certificates (CDs)
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
First Mid Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
2301 Market St, Saint Louis, MO 63103
48 Month CD Special
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
24, 36, and 48 month CDs will automatically renew at a standard rate with the same term, upon maturity, unless you contact First Mid to elect a different option.
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
4 Year CD
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
130 E Main St, Adrian, MO 64720
4 Year** Certificates of Deposit
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
F&M Bank of St. Clair
Institution Rating:
A+5.0 ★Texas Ratio: 0.04%
959 N Commercial Ave, Saint Clair, MO 63077
4 Year Certificates of Deposit
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
437 W Sunset St, Fordland, MO 65652
48 Month Certificate of Deposit
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
4 year Personal IRA CD
$250
2.25%
▼
Rate2.23%
Min Deposit$250
Min Balance—
UpdatedApr 14, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
48 Month Certificate of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
48-Month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
48 Month Individual Retirement Accounts (IRAs)
$0
1.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Security Bank of Southwest Missouri
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
1321 Old Highway 37, Cassville, MO 65625
4 Year Certificate of Deposit
$1,000
1.66%
▼
Rate1.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO 63385 3868
Certificate of Deposit (CD)9 48 month
$0
1.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Springfield
Institution Rating:
B4.5 ★Texas Ratio: 21.25%
7730 Carondelet Ave, Saint Louis, MO 63105
4 Year CD
$0
1.16%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
278 N Jefferson Ave, Lebanon, MO 65536
48 Month CD
$1,000
0.95%
▼
Rate0.95%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
$1,000 minimum
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
48 Month Share Certificate
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
100 Circle Dr, New Haven, MO 63068
48 Month CD
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Chester National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1010 N Main St, Perryville, MO 63775
4 Year CD
$0
0.65%
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Unico Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
1000 E Main St, Park Hills, MO 63601
48 MO Certificate of Deposit
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Edward Jones Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12555 Manchester Rd, Saint Louis, MO 63131
5-year FDIC-Insured Certificates of Deposit
$0
4.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Infuze Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
5000 Illinois Ave, Fort Leonard Wood, MO 65473
60-Month IRA Share Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Regional Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
601 1st St, Glasgow, MO 65254
60 Month Jumbo CD
$50,000
3.91%
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details
The Seymour Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
119 N Main St, Seymour, MO 65746
60 Month Certificate of Deposit
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
CSD Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
8510 E BANNISTER RD, KANSAS CITY, MO 64134 1841
60 Month Certificates
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Health Care Family Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.75%
2114 S Big Bend Blvd, Saint Louis, MO 63117 2406
60 Month Certificate of Deposit
$50,000
3.66%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 14, 2026
Details
$50,000 +; Certificates of Deposit require a minimum deposit of $50,000. Interest compounded semi-annually.
Bank of Washington
Institution Rating:
C+4.1 ★Texas Ratio: 25.51%
200 W Main St, Washington, MO 63090
60 Month CD or IRA CD
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Interest paid quarterly
Phelps County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
220 N Jefferson St, Saint James, MO 65559
60 Month CD
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
4545 S Noland Rd, Independence, MO 64055
60-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 14, 2026
Details
$100,000 Minimum to Earn APY
TelComm Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.87%
161 US Highway 60 W, Republic, MO 65738
60-Month IRA CD
$0
3.46%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Members 1st Credit Union Saint Louis, MO
Institution Rating:
A+5.0 ★Texas Ratio: 2.33%
4702 Mattis Rd, Saint Louis, MO 63128
Certificates of Deposit - 60-month term
$0
3.44%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
First Bank of the Lake
Institution Rating:
A5.0 ★Texas Ratio: 7.47%
4558 Osage Beach Pkwy, Osage Beach, MO 65065
60 Month CD
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
In Branch
Central Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2301 Independence Boulevard, Kansas City, MO 64124
5 Year Certificates of Deposit
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
3805 Union Rd, Saint Louis, MO 63125 4320
60 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Interfaith Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
14506 E 39th St S, Independence, MO 64055
60-Mo Trad/Roth IRA CD
$2,500
3.20%
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedApr 14, 2026
Details
The Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
916 N Kings Hwy, Perryville, MO 63775
60 Month CD
$500
3.18%
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Ozark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
2438 Katy LN, Poplar Bluff, MO 63901 2304
5 Year Certificate
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
$500 Minimum balance required to earn dividend
Maries County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
205 Highway 63 N, Vienna, MO 65582
60 Month CD
$1,000
3.14%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Gateway Metro Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.30%
1001 Pine St, Saint Louis, MO 63101
Share Certificate 5 Year
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Kearney Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
310 W 92 Hwy, Kearney, MO 64060
60 Month Daily Compound CD
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
950 W 92 Hwy, Kearney, MO 64060
60-Month Certificate of Deposit
$500
3.03%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Missouri Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.27%
825 NE Deerbrook St, Lees Summit, MO 64086 6750
60 Month Term
$10,000
3.00%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 14, 2026
Details
Mainstreet Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.79%
8451 N Madison Ave, Kansas City, MO 64155 2779
Share & IRA Certificates 60 month term
$0
2.90%
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
13655 Riverport Dr, Maryland Heights, MO 63043
60-month term
$0
2.84%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
1st Advantage Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
240 Salt Lick Rd, Saint Peters, MO 63376
60 month CD/IRA
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Emprise Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
100 E 20th St, Kansas City, MO 64108
5 Year CD
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Adrian Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
130 E Main St, Adrian, MO 64720
5 Year** Certificates of Deposit
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
EverBank
Institution Rating:
B4.5 ★Texas Ratio: 20.65%
211 N Broadway, Saint Louis, MO 63102
Business CDs 5 year
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
HomePride Bank
Institution Rating:
A5.0 ★Texas Ratio: 13.68%
437 W Sunset St, Fordland, MO 65652
60 Month Certificate of Deposit
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
NBKC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
9750 N Ash Ave, Kansas City, MO 64157
5 year Personal IRA CD
$250
2.25%
▼
Rate2.23%
Min Deposit$250
Min Balance—
UpdatedApr 14, 2026
Details
PSB of Rhineland
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
688 Salt Lick Rd, Saint Peters, MO 63376
60 Month Certificate of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
First Federal Bank of Kansas City
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1255 Se Oldham Pkwy, Lees Summit, MO 64081
60-Month CD
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Peoples National Bank N.A.
Institution Rating:
A5.0 ★Texas Ratio: 10.78%
101 S Hanley Rd, Saint Louis, MO 63105
60 Month Individual Retirement Accounts (IRAs)
$0
1.96%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Security Bank of Southwest Missouri
Institution Rating:
A5.0 ★Texas Ratio: 7.51%
1321 Old Highway 37, Cassville, MO 65625
5 Year Certificate of Deposit
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Minimum maturity is 6 months. $1,000.00 minimum deposit. Substantial penalty for early withdrawal.
1st MidAmerica Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.01%
19301 E Valley View Pkwy, Independence, MO 64055
60 Month Share Certificate
$0
1.51%
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Blue Ridge Bank and Trust Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
4200 Little Blue Pkwy, Independence, MO 64057
60 Month CD/IRA
$500
1.50%
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedApr 14, 2026
Details
Alltru Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.67%
1232 Wentzville Pkwy, Wentzville, MO 63385 3868
Certificate of Deposit (CD)9 60 month
$0
1.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Bank of Franklin County
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
900 E 8th St, Washington, MO 63090
Educational IRA 60 Mo CD
$0
1.31%
▼
Rate1.30%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Preferred Rate with any checking account
West Plains S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.79%
417 W Broadway St, West Plains, MO 65775
60 Month CD
$1,000
1.05%
▼
Rate1.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
Mid-Missouri Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.74%
278 N Jefferson Ave, Lebanon, MO 65536
60 Month CD
$1,000
1.00%
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 14, 2026
Details
$1,000 minimum
Community Bank of Missouri
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
904 Walton Way, Richmond, MO 64085
60 Month CD
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Citizens Bank New Haven, MO
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
100 Circle Dr, New Haven, MO 63068
60 Month CD
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
Unico Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.13%
1000 E Main St, Park Hills, MO 63601
60 MO Certificate of Deposit
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Missouri CD Rate Trends
Compare local Missouri CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — MO Avg
2.836%
Unchanged vs 7 days ago
Missouri 12-month CD rates currently average 2.836% APY based on data from institutions in our monitoring network.
6-Month CD — MO Avg
2.838%
Unchanged vs 7 days ago
Missouri 6-month CD rates currently average 2.838% APY based on data from institutions in our monitoring network.
As of Apr 14, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
MO CD Rate Forecast — Next 12 Months
Where are Missouri CD rates headed through April 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
MO 12-Month Avg APY
2.836%
6-Month Forecast
2.836%
Range: 2.64% – 2.99%
12-Month Forecast
2.586%
Range: 2.39% – 2.74%
Powered by
MonitorBankRates
What Your Savings Earn at MO CD Rates Today
Annual interest earnings at today’s Missouri average APYs. State average used where available; national average as fallback.
| CD Term | MO Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 2.191% | $109.57 | $219.14 | $547.85 | $1,095.70 |
| 6-Month CD | 2.838% | $141.91 | $283.81 | $709.53 | $1,419.05 |
| 12-Month CD | 2.836% | $141.80 | $283.60 | $709.00 | $1,418.00 |
| 18-Month CD | 2.544% | $127.22 | $254.44 | $636.10 | $1,272.20 |
| 24-Month CD | 2.722% | $136.09 | $272.17 | $680.43 | $1,360.85 |
| 36-Month CD | 2.699% | $134.94 | $269.87 | $674.68 | $1,349.35 |
| 48-Month CD | 2.705% | $135.24 | $270.47 | $676.18 | $1,352.35 |
| 60-Month CD | 2.892% | $144.59 | $289.17 | $722.93 | $1,445.85 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 14, 2026. | |||||
Sample CD Ladder for Missouri Savers
$25,000 split equally across 5 terms using today’s Missouri average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | MO Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 2.191% | $109.57 |
| 2 | 6-Month CD | $5,000 | 2.838% | $141.91 |
| 3 | 12-Month CD | $5,000 | 2.836% | $141.80 |
| 4 | 24-Month CD | $5,000 | 2.722% | $136.09 |
| 5 | 36-Month CD | $5,000 | 2.699% | $134.94 |
| Total ($25,000 invested) | $25,000 | 2.657% blended | $664.31/yr | |
Ladder example uses equal $5,000 rungs and Missouri average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
91
Institutions
in Missouri
in Missouri
62 Banks
29 Credit Unions
About Our Missouri CD Rate Database
MonitorBankRates tracks CD rates from 62 banks and 29 credit unions with locations in Missouri, plus national online institutions available to Missouri residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Edward Jones Trust Company offers a CD at 4.15% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Missouri.
How to Find the Best CD Rates in Missouri
What to compare when shopping for a CD in Missouri
To find the best APYs in Missouri, start with credit unions and online-only banks — Missouri has 29 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Missouri
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Missouri — 91 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Missouri savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Missouri money market rates
Missouri Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
17.9%
National avg: 17.3%
Median Individual Earnings
$42,774
National avg: $47,340
Poverty Rate
12.6%
National avg: 11.1%
Unemployment Rate
4.0%
National avg: 4.8%
CD Earnings on 10% of Salary
$121/yr
At MO 12-mo avg 2.836% APY
17.9% of residents are 65 or older, in line with the national average of 17.3%. At today’s MO 12-month CD average of 2.836%, saving 10% of the local median salary ($4,277/year) and putting it in a CD would earn an additional $121 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Missouri
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Missouri
Are CD rates in Missouri FDIC insured?
Yes, most established banks in Missouri are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Missouri?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Missouri.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Missouri may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Missouri?
Here are recent top rates found for this area:
- Edward Jones Trust Company: 4.15% APY (5-year FDIC-Insured Certificates of Deposit)
- Infuze Credit Union: 4.12% APY (12-Month IRA Share Certificate)
- Chicago Patrolmens Federal Credit Union: 4.08% APY (Jumbo 6-Month Share Certificate)
- Omb Bank: 4.05% APY (3 Month CD)
- Alliance Credit Union Fenton, MO: 4.05% APY (Certificates of Deposit & IRA CDs Youth Saver 12-Month CD (ages 0-19))
- First Missouri Credit Union: 4.05% APY (18 month CD)
- FNB of Nevada, Missouri: 4.01% APY (Basic CDs 3 Month)
- CSD Credit Union: 4.00% APY (6 Month Certificates)
- CIBC: 4.00% APY (Agility 12-month CD)
- Kearney Trust Company: 3.96% APY (6 Month IRA)
Rates reflect recent verified offers available in Missouri. Last Updated: April 14, 2026
CD Calculators for Missouri
Missouri CD Calculator
At today’s MO top rate of 4.15% APY, a $10,000 deposit earns $415 in the first year. Enter your amount to see your exact return.
Missouri CD LadderMO CD rates currently range from 2.191% (3-month) to 2.699% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Missouri CD at 4.15% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsMissouri’s average 12-month CD is 2.836% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Missouri directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Missouri. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 14, 2026
Cities in Missouri
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