1st Cooperative Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

1st Cooperative Federal Credit Union's Personal Loan Rates are at 10.99. 1st Cooperative Federal Credit Union's Credit Card Rates are at 8.50.

1st Cooperative Federal Credit Union

Compare 1st Cooperative Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st Cooperative Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

1st Cooperative Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st Cooperative Federal Credit Union? Share your experience about 1st Cooperative Federal Credit Union by leaving a review below, or read customer reviews before you decide to use 1st Cooperative Federal Credit Union.

Overall, 1st Cooperative Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.56%

18-Month CD

N/A

2.27%

24-Month CD

N/A

2.27%

36-Month CD

N/A

2.18%

48-Month CD

N/A

2.12%

60-Month CD

N/A

2.24%

Savings

N/A

0.66%

MMA

N/A

1.05%

30-Year Fixed

N/A

6.91%

Credit Card

8.50%

14.10%

Personal Loan

10.99%

11.27%

1st Cooperative Federal Credit Union
Main

808 Knox Abbott Dr
Cayce, SC 29033 3318

https://www.1stcooperative.com

MonitorBankRates' Rating

5/5

★★★★★

Review 1st Cooperative Federal Credit Union

Compare 1st Cooperative Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Vibrant Credit Union

Preferred Savings

4.50%

State Bank of Texas

12-Month CD

4.25%

$50,000

Achieve Credit Union

6-Month CD

4.25%

$500

Pacific Crest SB

24-Month CD

4.00%

$2,000

Ixonia Bank

6-Month CD

3.90%

$1,000

Generations Commercial Bank

12-Month CD

3.75%

$500

Centier Bank

12-Month CD

3.75%

$1,000

Gesa Credit Union

12-Month CD Bump

3.75%

$100,000

FNB of Bellville

12-Month CD

3.50%

$1,000

Security Savings Bank

60-Month CD

3.45%

$500

1st Community Credit Union

48-Month CD

3.35%

$1,000

The Blue Grass Valley Bank

Money Market

3.30%

$200,000

Union Federal S&L

24-Month CD

3.03%

$200

Bank of Prague

12-Month CD

3.02%

$1,000

Financial Partners CU

18-Month CD

3.00%

$1,000

Charles River Bank

30-Month CD

3.00%

$1,000

Touchmark Bank

Platinum Money Market

2.80%

$250,000

The Bank of Romney

60-Month CD

2.79%

$1,000

PSECU

36-Month CD

2.60%

$500

Lake Central Bank

6-Month CD

2.57%

$1,000

1st Bergen Federal Credit Union

36-Month CD

2.52%

$250

The Bank of Princeton

36-Month CD

2.50%

$500

USLA Union S&L

48-Month CD

2.50%

$1,000

Farmers State Bank (Marion, IA)

6-Month CD

2.50%

$1,000

Industry State Bank

60-Month CD

2.25%

$1,000

GCSB Swayzee, IN

12-Month CD

2.22%

$1,000

United Bank Zebulon, GA

24-Month CD

1.66%

$500

Heritage Bank Wood River, NE

60-Month CD

1.50%

$1,000

Highland Bank

36-Month CD

1.45%

$1,000

Maries County Bank

18-Month CD

1.41%

$1,000

Fremont Bank

36-Month CD

1.25%

$2,500

FNB of Hope

18-Month CD

1.20%

$500

TruBank

18-Month CD

1.10%

$500

West Plains S&L

18-Month CD

1.10%

$1,000

Hancock County SB

60-Month CD

1.00%

$500

Hocking Valley Bank

12-Month CD

1.00%

$1,000

FNB of Brownstown

12-Month CD

0.90%

$1,000

BAC Community Bank

60-Month CD

0.75%

$2,500

First Federal S&L Hazard, KY

Passbook Savings

0.50%

$10

Hometown National Bank

Statement Savings

0.50%

$1,000

5 Star Bank

48-Month CD

0.50%

$500

Union State Bank Pell City, AL

Regular Savings

0.50%

$25

Highland Bank

Savings

0.45%

$200

Unico Bank

12-Month CD

0.30%

$1,000

Rosedale FSL

Everyday Savings

0.25%

$100

Crest Savings Bank

9-Month CD

0.25%

$500

First Mutual Bank, FSB

Statement Savings

0.15%

$25,000

Consumers Credit Union

6-Month CD

0.10%

$1,000

First Horizon

3-Month CD

0.05%

$1,000

First State Bank (MI)

Statement Savings

0.01%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare 1st Cooperative Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Sheboygan Area Credit Union

15-Year Fixed

5.375%

5.435%

0.000

Sheboygan Area Credit Union

20-Year Fixed

5.625%

5.673%

0.000

Wrentham Co-operative Bank

15-Year Fixed (Jumbo)

5.750%

5.844%

0.000

Pioneer Federal Credit Union

30-Year Fixed

5.875%

6.022%

0.000

First Citizens Federal Credit Union

15 Year Fixed

6.000%

6.113%

0.000

Mutual Security Credit Union

30-Year Fixed

6.125%

6.151%

0.000

First National Bank of Hutchinson

10-Year Fixed

5.875%

6.155%

0.000

Sikorsky Credit Union

10/1 ARM

5.875%

6.293%

0.000

Northwest Community Bank

15-Year Fixed

6.125%

6.307%

0.000

NASA Federal Credit Union

15-Year Fixed

6.125%

6.338%

0.000

Security Service Federal Credit Union

30-Year Fixed (Power Rate)

6.515%

6.375%

0.000

Investment Savings Bank

20-Year Fixed

6.375%

6.461%

0.000

Piedmont Advantage Credit Union

20-Year Fixed

6.250%

6.461%

0.000

First Northern Credit Union

10 Year Fixed

6.125%

6.468%

0.000

First Northern Bank and Trust Company

15-Year Fixed

6.250%

6.488%

0.000

Magnifi Financial Credit Union

15 Year Fixed

6.375%

6.520%

0.000

Farmers State Bank Waterloo, IA

30-Year Fixed

6.500%

6.535%

0.000

First National Bank of Hutchinson

20-Year Fixed

6.375%

6.536%

0.000

Golden Belt Bank, FSA

15-Year Fixed

6.500%

6.537%

0.000

FCN Bank, N.A.

15-Year Fixed

6.375%

6.555%

0.000

Kirtland Federal Credit Union

10 Year Fixed

6.125%

6.555%

0.000

First Northern Credit Union

15 Year Fixed

6.500%

6.567%

0.000

A+ Federal Credit Union

20-Year Fixed

6.500%

6.595%

0.000

Kohler Credit Union

30 Year Fixed

6.500%

6.610%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare 1st Cooperative Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

1st Cooperative Federal Credit Union

Visa Platinum Credit Card

8.500%

As low as 8.50%

Suncoast Credit Union

Rewards Classic Starter VISA

16.500%

Credit Limit - $300 - $500

1st MidAmerica Credit Union

Platinum Rewards

8.900% - 13.900%

Based upon credit worthiness.

Security Service Federal Credit Union

Security Service Power Rewards MasterCard

18.000%

The Golden 1 Credit Union

Member Rate Advantage VISA

13.040% - 19.040%

No balance transfer fees or annual fees.

Aberdeen Proving Ground FCU

Visa Platinum Preferred Starter

17.990%

University First Federal Credit Union

Visa Crimson Rewards Card

13.740%

Vystar Credit Union

Savings Secured Visa®

18.000%

Abri Credit Union

Platinum Rewards Visa

15.400% - 24.400%

Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%

BECU Boeing Employees Credit Union

BECU Visa

13.240% - 25.240%

0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.

University First Federal Credit Union

Visa Student Rewards Card

17.990%

Aberdeen Proving Ground FCU

Classroom Supply Visa

8.500%

600 Atlantic Federal Credit Union

Visa Credit Card

11.900%

Y-12 Federal Credit Union

VISA Secured

18.000%

University First Federal Credit Union

Visa Business Rewards Card

15.240%

ACFCU

Travel Rewards+ Card Visa

19.740% - 29.740%

Earn 4x unlimited points on travel and more, plus receive a $250 bonus.

Abbott Laboratories Credit Union

Select Visa

13.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

America First Federal Credit Union

SIGNATURE 1% CASH BACK VISA

14.740%

Unlimited 1% Cash Back Signature Card

Access Federal Credit Union

Access FCU Visa Classic

13.500%

LMCU Lake Michigan Credit Union

Prime Platinum Visa Credit Card

11.500%

Abbott Laboratories Credit Union

Student Select Rewards Visa

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

ABNB Federal Credit Union

ABNB VISA Signature

14.740% - 17.740%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

America First Federal Credit Union

Platinum Low Rate VISA

12.240%

Low Rate Platinum Card

Acadian Federal Credit Union

Acadian CU Visa Classic

9.200%

9.20% APR for purchases, balance transfers and cash advances.

Aberdeen Proving Ground FCU

Visa Cash Back

16.490% - 17.990%

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare 1st Cooperative Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

1st Cooperative Federal Credit Union

Personal Loan

10.990%

$0 - $10,000

60 - 60

The Golden 1 Credit Union

Credit Starter Loan

16.250%

Abilene Teachers Federal Credit Union

Personal Line of Credit

7.750% - 16.750%

1 - 36

Mountain America Federal Credit Union

Personal Loan

12.740%

Academic Employees Credit Union

Personal Loan

10.500%

$0 - $5,000

24 - 36

Academic Federal Credit Union

Personal Line of Credit

9.000%

Hughes Federal Credit Union

Line of Credit

13.450%

Teachers Federal Credit Union

Unsecured Personal Loan

12.740%

$0 - $50,000

61 - 72

Abbott Laboratories Credit Union

Personal Loan

9.490%

48 - 48

1st Northern California Credit Union

Title Loans

5.500%

SchoolsFirst Federal Credit Union

Overdraft Protection Loan

11.500% - 17.900%

$0 - $5,000

360 Federal Credit Union

Signature LOC Revolving Credit Line

12.500%

$0 - $10,000

Academic Federal Credit Union

Debt Consolidation Loan

9.000%

108

1st Street Credit Union

50% Share Secured Loan

6.460% - 14.990%

Access Community Credit Union

Debt Consolidation

13.990%

1 - 72

Academic Employees Credit Union

Preferred Personal Loan

10.000%

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $500

48 - 48

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $100

12 - 24

Abbey Credit Union

Signature (Unsecured) Loan

11.040%

1 - 24

1st United Credit Union

Personal Loan

10.890%

Achieve Credit Union

Personal Loan

8.950%

AAEC Credit Union

Education (tuition bill required)

8.250%

BECU Boeing Employees Credit Union

Personal Lines of Credit

11.900% - 19.400%

Suncoast Credit Union

Personal Signature Loan

11.000%

Security Service Federal Credit Union

Personal Loan

9.990% - 16.240%

61 - 66

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have 1st Cooperative Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

1st Cooperative Federal Credit Union Information

Credit Union Name: 1st Cooperative Federal Credit Union

Website: https://www.1stcooperative.com

Full Time Employees: 3
Part Time Employees: 4
President: Keith Avery
CEO: Anne Shivers
Branch Locations: 1
ATM Locations: 0

Corporate Office Address:

808 Knox Abbott Dr
Cayce, SC 29033 3318
Phone Number: 803-796-0234
Fax Number: 803-926-3177

1st Cooperative Federal Credit Union Financials

Total Assets:

25,111,167

Total Amount of Shares and Deposits:

22,386,149

Total Shares and Deposits < 1 Year:

20,424,495

Total Shares and Deposits 1 3 Years:

1,961,655

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

110,054

Total Uninsured Shares and Deposits > $250K (F+J):

110,054

Total Insured Shares and Deposits > $250K (item 17 less item K):

22,276,095

Total Interest Expense (Sum of items 6 8):

93,450

Share Certificates:

240

Number of Accounts for Share Drafts:

723

Number of Accounts for Regular Shares:

3,147

All other shares:

105

Non Member Deposits:

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

3,359,287

Total Liabilities:

22,427,310

1st Cooperative Federal Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

Yes

Mortgage Processing:

Approved Mortgage Seller?:

Brokered Certificates of Deposits:

payment:

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Yes

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Electronic Signature Authentication Certification:

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Source: NCUA Last Updated 03/31/2024

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