1st Cooperative Federal Credit Union Rates and Review January 2026
1st Cooperative Federal Credit Union's Personal Loan Rates are at 10.99%. 1st Cooperative Federal Credit Union's Credit Card Rates are at 8.50%.
Compare 1st Cooperative Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of 1st Cooperative Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and Availability1st Cooperative Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at 1st Cooperative Federal Credit Union? Share your experience about 1st Cooperative Federal Credit Union by leaving a review below, or read customer reviews before you decide to use 1st Cooperative Federal Credit Union. Overall, 1st Cooperative Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. 1st Cooperative Federal Credit Union Main 808 Knox Abbott Dr Cayce, SC 29033 3318  1st Cooperative Federal Credit Union Credit Card Rates
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. 1st Cooperative Federal Credit Union Personal Loan Rates
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonRewards Credit Card
14.240%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Member First VISA
15.040%
No balance transfer fees or annual fees.
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
10.000%
$0
1 - 36
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Title Loans
5.500%
$0
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have 1st Cooperative Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: 1st Cooperative Federal Credit Union
Website: https://www.1stcooperative.com
Full Time Employees: 2Part Time Employees: 1 President: Keith Avery CEO: Travis Ward Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
808 Knox Abbott Dr
Cayce, SC 29033 3318 Phone Number: 803-796-0234 Fax Number: 803-926-3177 FinancialsTotal Assets:
21,613,887
Total Amount of Shares and Deposits:
18,559,016
Total Shares and Deposits < 1 Year:
18,473,115
Total Shares and Deposits 1 3 Years:
85,901
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
150,377
Total Uninsured Shares and Deposits > $250K (F+J):
150,377
Total Insured Shares and Deposits > $250K (item 17 less item K):
18,408,639
Total Interest Expense (Sum of items 6 8):
132,770
Share Certificates:
207
Number of Accounts for Share Drafts:
744
Number of Accounts for Regular Shares:
3,074
All other shares:
110
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,585,068
Total Liabilities:
18,617,195
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsEPTD
December 17, 2025
ZAxX
Add Your Rating and Review for 1st Cooperative Federal Credit Union
Frequently Asked Questions About 1st Cooperative Federal Credit UnionIs a member application needed to join 1st Cooperative Federal Credit Union?Yes, to access services at 1st Cooperative Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, 1st Cooperative Federal Credit Union provides a range of mortgage and home equity products. Is 1st Cooperative Federal Credit Union a safe place to deposit money?Yes, 1st Cooperative Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does 1st Cooperative Federal Credit Union offer online and mobile banking?Most modern institutions like 1st Cooperative Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
