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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Access Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Access Credit Union's Regular & IRA CDs (CDs) - 48 month rates are at 1.75%, Regular & IRA CDs (CDs) - 60 month rates are at 1.75%, Regular & IRA CDs (CDs) - Minimum 48 month rates are at 1.75%, Regular & IRA CDs (CDs) - Minimum 60 month rates are at 1.75%, Regular & IRA CDs (CDs) - 48 month rates are at 1.65%. Access Credit Union's savings rates are at 0.05%. Access Credit Union's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Access Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.40%. Rates were last updated on 03/24/2026. Access Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Access Credit Union? Share your experience about Access Credit Union by leaving a review below, or read customer reviews before you decide to use Access Credit Union. Access Credit Union
Broadview Main Office Branch 1807 W Cermak Rd
https://www.access-cu.com/ Broadview, IL 60155 
Access Credit Union CD Rates
Access Credit Union Savings Rates
Access Credit Union Money Market Rates
Access Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Access Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Access Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Access Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Access Credit Union
Website
https://www.access-cu.com/
Address
1807 W Cermak Rd,
Broadview, IL 60155
Phone
708-343-0228
Fax
708-681-2524
President
James Parker
CEO
Lisa Dinges
Full-Time Employees
13
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.40%
Return on Assets (ROA)
0.2479%
Return on Equity (ROE)
1.8047%
Non-Performing Loans Ratio (NPL)
0.89%
Total Assets
58,403,479
Total Amount of Shares and Deposits
50,081,810
Total Shares and Deposits < 1 Year
48,698,419
Total Shares and Deposits 1 3 Years
1,147,300
Total Shares and Deposits > 3 Years
236,091
Total Interest Expense (Sum of items 6 8)
151,639
Share Certificates
393
Number of Accounts for Share Drafts
2,030
IRA KEOGH Accounts
126
Number of Accounts for Regular Shares
5,545
All other shares
22
Money Market Shares
136
Net Income (unless the amount is already included in Undivided Earnings)
144,788
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,961,537
Total Liabilities
50,397,390
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Access Credit UnionIs Access Credit Union a safe place to deposit money?Yes, Access Credit Union is considered a safe financial institution. With a Texas Ratio of 3.3956693710817%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Access Credit Union operate?Access Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Access Credit Union?Yes, to access services at Access Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Access Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Access Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Access Credit Union offer online and mobile banking?Most modern institutions like Access Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.access-cu.com/. Current Access Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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