What are the current interest rates at AFL-CIO Employees Federal Credit Union?

Current rates for AFL-CIO Employees Federal Credit Union include: 12-Month CD: 3.30%, 24-Month CD: 3.04%, 60-Month CD: 2.02%, Savings: 0.05%, MMA: 0.90%

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AFL-CIO Employees Federal Credit Union

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AFL-CIO Employees Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, AFL-CIO Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

AFL-CIO Employees Federal Credit Union's top rates as of October 12, 2026 are 3.66% APY on its 8 Month Traditional Term CD, 0.05% APY on savings, 0.90% APY on money market accounts, and personal loans from 8.75% APR, according to rates verified by MonitorBankRates. Other AFL-CIO Employees Federal Credit Union CD rates include 13 Month Traditional Term CD at 3.56%, 6 Month Traditional Term CD at 3.56%, and 12 Month Traditional Term CD at 3.30%. MonitorBankRates evaluates the financial stability of AFL-CIO Employees Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.14%. Rates last updated and verified on 10/12/2026.

AFL-CIO Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AFL-CIO Employees Federal Credit Union? Share your experience about AFL-CIO Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use AFL-CIO Employees Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.14%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

AFL-CIO Employees Federal Credit Union
Capitol Hill Branch

555 New Jersey Ave NW
Washington, DC 20001

https://www.aflcioefcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

AFL-CIO Employees Federal Credit Union CD Rates

Product	Rate	APY	Term
8 Month Traditional Term Share Certificate	-	3.66%	8 months
Min Deposit $500 Min Balance $100 Details Min to Earn APY: $100.01; Rates fixed for the term of the certificate; dividends compounded and credited quarterly Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.66% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
13 Month Traditional Term Share Certificate	-	3.557%	13 months
Min Deposit $500 Min Balance $100 Details Min to Earn APY: $100.01; Rates fixed for the term of the certificate; dividends compounded and credited quarterly Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.56% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
6 Month Traditional Term Share Certificate	-	3.557%	6 months
Min Deposit $500 Min Balance $100 Details Min to Earn APY: $100.01; Rates fixed for the term of the certificate; dividends compounded and credited quarterly Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.56% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
12 Month Traditional Term Share Certificate	-	3.299%	12 months
Min Deposit $500 Min Balance $100 Details Min to Earn APY: $100.01; Rates fixed for the term of the certificate; dividends compounded and credited quarterly Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
22 Month Traditional Term Share Certificate	-	3.247%	22 months
Min Deposit $500 Min Balance $100 Details Min to Earn APY: $100.01; Rates fixed for the term of the certificate; dividends compounded and credited quarterly Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
24 Month Traditional Term Share Certificate	-	3.042%	24 months
Min Deposit $500 Min Balance $100 Details Min to Earn APY: $100.01; Rates fixed for the term of the certificate; dividends compounded and credited quarterly Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.04% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
36 Month Traditional Term Share Certificate	-	3.042%	36 months
Min Deposit $500 Min Balance $100 Details Min to Earn APY: $100.01; Rates fixed for the term of the certificate; dividends compounded and credited quarterly Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 3.04% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
48 Month Traditional Term Share Certificate	-	2.018%	48 months
Min Deposit $500 Min Balance $100 Details Min to Earn APY: $100.01; Rates fixed for the term of the certificate; dividends compounded and credited quarterly Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 2.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
60 Month Traditional Term Share Certificate	-	2.018%	60 months
Min Deposit $500 Min Balance $100 Details Min to Earn APY: $100.01; Rates fixed for the term of the certificate; dividends compounded and credited quarterly Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 2.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%

AFL-CIO Employees Federal Credit Union Savings Rates

Product	Rate	APY
Holiday & Vacation Club Account	-	0.05%
Min Balance $100 Details Balance: Over $5; Minimum to earn APY is $100.01; Dividends compounded and credited quarterly Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Regular Share Savings Account	-	0.05%
Min Balance $100 Details Balance: Over $5; Dividends compounded and credited quarterly; Effective date 08/01/2026 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%

AFL-CIO Employees Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market Accounts	-	0.90%
Min Balance $100 Details Balance: $100,000 and over Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Money Market Accounts	-	0.75%
Min Balance $100 Details Balance: $50,000 - $99,999 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Money Market Accounts	-	0.45%
Min Balance $100 Details Balance: $25,000 - $49,999 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Money Market Accounts	-	0.25%
Min Balance $100 Details Balance: $10,000 - $24,999 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Money Market Accounts	-	0.05%
Min Balance $100 Details Balance: $100.01 - $9,999 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%

AFL-CIO Employees Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity FIXED RATE 2nd	-	-	5.25%	Up to 60 months
Details As Low As; Home Equity Loan; Rates based on credit. Not all borrowers will qualify for the lowest rate. Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 5.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Home Equity FIXED RATE 2nd	-	-	6.00%	Up to 120 months
Details As Low As; Home Equity Loan; Rates based on credit. Not all borrowers will qualify for the lowest rate. Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 6.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Home Equity FIXED RATE 2nd	-	-	6.25%	Up to 180 months
Details As Low As; Home Equity Loan; Rates based on credit. Not all borrowers will qualify for the lowest rate. Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 6.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Home Equity FIXED RATE 2nd	-	-	6.50%	Up to 240 months
Details As Low As; Home Equity Loan; Rates based on credit. Not all borrowers will qualify for the lowest rate. Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 6.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
HELOC Advantage	-	-	6.75%
Details As Low As; Home Equity Loan; Interest only LOC; *APR=Annual Percentage Rate. Rates based on credit. Not all borrowers will qualify for the lowest rate. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 6.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%

AFL-CIO Employees Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Older Vehicle Loans	-	-	6.75%	Up to 36 months
Details As Low As; 100% of the purchase price using NADA Average Retail value; Will finance 8 to 12 model years Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Older Vehicle Loans	-	-	7.25%	37 to 60 months
Details As Low As; 100% of the purchase price using NADA Average Retail value; Will finance 8 to 12 model years Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%

AFL-CIO Employees Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycle Loans - New	-	5.00%	Up to 36 months
Details As Low As; Motorcycles, 100% MSRP (Purchase Only); New Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Motorcycle Loans - New	-	5.75%	37 to 48 months
Details As Low As; Motorcycles, 100% MSRP (Purchase Only); New Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Motorcycle Loans - Used	-	5.75%	Up to 36 months
Details As Low As; Motorcycles, 100% MSRP (Purchase Only); Used Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Recreational Vehicles & Boats (Purchase Only) - New Loan	-	5.75%	Up to 48 months
Details As Low As; Purchase Only Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 5.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Motorcycle Loans - New	-	6.00%	49 to 60 months
Details As Low As; Motorcycles, 100% MSRP (Purchase Only); New Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Motorcycle Loans - Used	-	6.00%	37 to 48 months
Details As Low As; Motorcycles, 100% MSRP (Purchase Only); Used Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Recreational Vehicles & Boats (Purchase Only) - New Loan	-	6.00%	49 to 60 months
Details As Low As; Purchase Only Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 6.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Motorcycle Loans - New	-	6.25%	61 to 72 months
Details As Low As; Motorcycles, 100% MSRP (Purchase Only); New Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Motorcycle Loans - Used	-	6.25%	49 to 60 months
Details As Low As; Motorcycles, 100% MSRP (Purchase Only); Used Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Recreational Vehicles & Boats (Purchase Only) - Used Loan	-	6.25%	Up to 48 months
Details As Low As; Purchase Only Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 6.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Recreational Vehicles & Boats (Purchase Only) - New Loan	-	6.50%	61 to 72 months
Details As Low As; Purchase Only Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 6.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Recreational Vehicles & Boats (Purchase Only) - Used Loan	-	6.50%	49 to 60 months
Details As Low As; Purchase Only Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 6.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Motorcycle Loans - Used	-	6.75%	61 to 72 months
Details As Low As; Motorcycles, 100% MSRP (Purchase Only); Used Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Recreational Vehicles & Boats (Purchase Only) - New Loan	-	6.75%	73 to 96 months
Details As Low As; Purchase Only Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 6.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Recreational Vehicles & Boats (Purchase Only) - Used Loan	-	6.75%	61 to 72 months
Details As Low As; Purchase Only Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 6.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Recreational Vehicles & Boats (Purchase Only) - Used Loan	-	7.00%	73 to 96 months
Details As Low As; Purchase Only Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 7.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Recreational Vehicles & Boats (Purchase Only) - New Loan	-	7.25%	97 to 120 months
Details As Low As; Purchase Only Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 7.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Recreational Vehicles & Boats (Purchase Only) - Used Loan	-	7.50%	97 to 120 months
Details As Low As; Purchase Only Last Updated 10/12/2026 Rate History No change since Sep 18, 2026 · 7.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%

AFL-CIO Employees Federal Credit Union Personal Loan Rates

Product	APR	Term
Bill Payer/Debt Consolidation Maximum Loan	8.75%	Up To 48 Months
Details $35,000; As Low As Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 8.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Personal/Signature Loan	8.75%	Up to 48 months
Details $35,000; As Low As Last Updated 10/12/2026 Rate History No change since Sep 17, 2026 · 8.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Bill Payer/Debt Consolidation Maximum Loan	9.00%	Up To 72 Months
Details $35,000; As Low As Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 9.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Personal/Signature Loan	9.00%	Up to 72 months
Details $35,000; As Low As Last Updated 10/12/2026 Rate History No change since Sep 17, 2026 · 9.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%

AFL-CIO Employees Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Fresh Start Loan	-	-	16.99%	Up to 36 Months
Details As Low As; Fresh Start Credit Solutions; $25 application fee Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 16.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Member Advantage Loan	-	-	16.99%	Up to 12 Months
Details As Low As; Fresh Start Credit Solutions; no credit report pulled; $25 application fee Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 16.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Member Advantage Plus Loan	-	-	17.49%	Up to 24 Months
Details As Low As; Fresh Start Credit Solutions; no credit report pulled; $25 application fee Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 17.49% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Pay Saver Loan (per borrowed)	-	-	17.49%	Max Term 6 Months
Details $750; As Low As; Fresh Start Credit Solutions; no credit report pulled; $25 application fee Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 17.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Individual Retirement Accounts - Educational	-	-	0.05%
Min Balance $100 Details Min to Earn APY: $100.01; Dividends compounded and credited quarterly Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Individual Retirement Accounts - Roth	-	-	0.05%
Min Balance $100 Details Min to Earn APY: $100.01; Dividends compounded and credited quarterly Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%
Individual Retirement Accounts - Traditional	-	-	0.05%
Min Balance $100 Details Min to Earn APY: $100.01; Dividends compounded and credited quarterly Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.14%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

AFL-CIO Employees Federal Credit Union’s Texas Ratio stayed near 5.41% in Q3 2023 to 5.14% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$48M	5.14%	5.0	A+
March 31, 2026	$50M	8.97%	5.0	A
December 31, 2025	$49M	16.42%	4.9	A-
September 30, 2025	$53M	14.88%	5.0	A-
June 30, 2025	$49M	25.67%	4.1	C+
March 31, 2025	$51M	21.95%	4.4	B
December 31, 2024	$50M	22.15%	4.4	B-
September 30, 2024	$52M	5.65%	5.0	A+
June 30, 2024	$52M	5.09%	5.0	A+
March 31, 2024	$52M	5.07%	5.0	A+
December 31, 2023	$54M	6.73%	5.0	A
September 30, 2023	$55M	5.41%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for AFL-CIO Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather AFL-CIO Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with AFL-CIO Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name AFL-CIO Employees Federal Credit Union

Website https://www.aflcioefcu.org

Address 555 New Jersey Ave NW, Washington, DC 20001

Phone 301-683-2800

Fax 202-393-6279

President Richard Womack

CEO Robert James

Full-Time Employees 11

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.14%

Return on Assets (ROA)

-0.1532%

Return on Equity (ROE)

-1.2304%

Non-Performing Loans Ratio (NPL)

0.86%

Total Assets

48,378,024

Total Amount of Shares and Deposits

42,624,481

Total Shares and Deposits < 1 Year

40,068,326

Total Shares and Deposits 1 3 Years

2,468,283

Total Shares and Deposits > 3 Years

87,872

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,868,333

Total Uninsured Shares and Deposits > $250K (F+J)

2,868,333

Total Insured Shares and Deposits > $250K (item 17 less item K)

39,756,148

Total Interest Expense (Sum of items 6 8)

172,611

Share Certificates

204

Number of Accounts for Share Drafts

1,486

IRA KEOGH Accounts

149

Number of Accounts for Regular Shares

5,262

Non Member Deposits

Money Market Shares

147

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,393,042

Total Liabilities

42,701,831

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

AFL-CIO Employees Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About AFL-CIO Employees Federal Credit Union

How many branches does AFL-CIO Employees Federal Credit Union operate?

AFL-CIO Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join AFL-CIO Employees Federal Credit Union?

Yes, to access services at AFL-CIO Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, AFL-CIO Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, AFL-CIO Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does AFL-CIO Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like AFL-CIO Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aflcioefcu.org.