Quick Poll
The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 AFL-CIO Employees Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 20, 2026
AFL-CIO Employees Federal Credit Union's 8 Month Traditional Term CD rates are at 3.66%, 13 Month Traditional Term CD rates are at 3.56%, 6 Month Traditional Term CD rates are at 3.56%, 12 Month Traditional Term CD rates are at 3.30%, 22 Month Traditional Term CD rates are at 3.25%. AFL-CIO Employees Federal Credit Union's savings rates are at 0.05%. AFL-CIO Employees Federal Credit Union's money market rates are at 0.05%. AFL-CIO Employees Federal Credit Union's Personal Loan Rates are as low as 8.75%. MonitorBankRates evaluates the financial stability of AFL-CIO Employees Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.97%. Rates last updated and verified on 09/20/2026. AFL-CIO Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at AFL-CIO Employees Federal Credit Union? Share your experience about AFL-CIO Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use AFL-CIO Employees Federal Credit Union. AFL-CIO Employees Federal Credit Union
Capitol Hill Branch 555 New Jersey Ave NW
https://www.aflcioefcu.org Washington, DC 20001 
AFL-CIO Employees Federal Credit Union CD Rates
AFL-CIO Employees Federal Credit Union Savings Rates
AFL-CIO Employees Federal Credit Union Money Market Rates
AFL-CIO Employees Federal Credit Union Home Equity & HELOC
AFL-CIO Employees Federal Credit Union Auto Loan Rates
AFL-CIO Employees Federal Credit Union RV, Boat and Powersport Loan Rates
AFL-CIO Employees Federal Credit Union Personal Loan Rates
AFL-CIO Employees Federal Credit Union Other Rates
Financial Health HistoryAFL-CIO Employees Federal Credit Union’s Texas Ratio rose from 2.28% in Q2 2023 to 8.97% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for AFL-CIO Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather AFL-CIO Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with AFL-CIO Employees Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
AFL-CIO Employees Federal Credit Union
Website
https://www.aflcioefcu.org
Address
555 New Jersey Ave NW,
Washington, DC 20001
Phone
301-683-2800
Fax
202-393-6279
President
Richard Womack
CEO
Robert James
Full-Time Employees
12
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.97%
Return on Assets (ROA)
0.0189%
Return on Equity (ROE)
0.1535%
Non-Performing Loans Ratio (NPL)
1.53%
Total Assets
49,502,120
Total Amount of Shares and Deposits
43,673,023
Total Shares and Deposits < 1 Year
41,177,525
Total Shares and Deposits 1 3 Years
2,374,000
Total Shares and Deposits > 3 Years
121,498
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,961,745
Total Uninsured Shares and Deposits > $250K (F+J)
2,961,745
Total Insured Shares and Deposits > $250K (item 17 less item K)
40,711,278
Total Interest Expense (Sum of items 6 8)
85,863
Share Certificates
199
Number of Accounts for Share Drafts
1,507
IRA KEOGH Accounts
153
Number of Accounts for Regular Shares
5,261
Non Member Deposits
13
Money Market Shares
150
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,418,873
Total Liabilities
43,742,362
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for AFL-CIO Employees Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for AFL-CIO Employees Federal Credit Union
Frequently Asked Questions About AFL-CIO Employees Federal Credit UnionHow many branches does AFL-CIO Employees Federal Credit Union operate?AFL-CIO Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join AFL-CIO Employees Federal Credit Union?Yes, to access services at AFL-CIO Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, AFL-CIO Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, AFL-CIO Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does AFL-CIO Employees Federal Credit Union offer online and mobile banking?Most modern institutions like AFL-CIO Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.aflcioefcu.org. Current AFL-CIO Employees Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Quincy Credit Union
LaMoure Credit Union
Integris Federal Credit Union
Rogue Credit Union
Best Financial Credit Union
GESB Sheet Metal Workers Federal Credit Union
Community Connect Federal Credit Union
Cen-Tex Manufacturing Credit Union
Heritage Community Credit Union
Service 1 Federal Credit Union
South Carolina Methodist Conference Credit Union
Florida Credit Union
Sea Air Federal Credit Union
Liberty County Teachers Federal Credit Union
Mayo Employees Federal Credit Union
First Source Federal Credit Union
Firefighters Credit Union
GBTCU Greensburg Teachers Credit Union
Aurora Federal Credit Union
Priority One Credit Union
The New Haven Police and Municipal Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking