Alec Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Alec Federal Credit Union's savings rates are at 0.30%. Alec Federal Credit Union's Personal Loan Rates are at 8.99.

Alec Federal Credit Union

Compare Alec Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Alec Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Alec Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Alec Federal Credit Union? Share your experience about Alec Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Alec Federal Credit Union.

Overall, Alec Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.30%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
8.99%
Alec Federal Credit Union
ALEC Federal Credit Union
10725 Airline Hwy
Baton Rouge, LA 70816
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Alec Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Century Next Bank
Century Next Bank
Priority Checking
7.00%
$50
The Corner Stone Bank
The Corner Stone Bank
12-Month CD
4.35%
$1,000
Seamens Bank
Seamens Bank
6-Month CD
4.20%
$1,000
FSB of Westmoreland
FSB of Westmoreland
36-Month CD
4.14%
$1,000
Luminate Bank
Luminate Bank
Radiant Savings
4.07%
$100
Perryton National Bank
Perryton National Bank
6-Month CD (Jumbo)
4.04%
$50,000
FinWise Bank
FinWise Bank
36-Month CD
4.00%
$500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
6-Month CD
3.87%
$500
Gouverneur S&L
Gouverneur S&L
6-Month CD
3.82%
$2,500
Empower Federal Credit Union
Empower Federal Credit Union
48-Month CD
3.80%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
48-Month CD
3.30%
$100
Bonanza Valley State Bank
Bonanza Valley State Bank
60-Month CD
3.15%
$500
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
60-Month CD
3.15%
$1,000
ConnectOne Bank
ConnectOne Bank
23-Month CD
3.00%
$500
The MINT National Bank
The MINT National Bank
60-Month CD
3.00%
$10,000
Access Community Credit Union
Access Community Credit Union
60-Month CD
3.00%
$1,000
QNB Bank
QNB Bank
High Yield Money Market
2.95%
$100,000
First Federal S&L of McMinnville
First Federal S&L of McMinnville
48-Month CD
2.75%
$500
The National Capital Bank of Washington
The National Capital Bank of Washington
6-Month CD
2.68%
$1,000
Main Street Bank
Main Street Bank
36-Month CD
2.50%
$1,000
CNB Hugoton, KS
CNB Hugoton, KS
60-Month CD
2.45%
$500
Hiawatha National Bank
Hiawatha National Bank
60-Month CD
2.32%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
48-Month CD
2.27%
$100
Horicon Bank
Horicon Bank
36-Month CD
2.26%
$1,000
Institution for Savings
Institution for Savings
24-Month CD
2.25%
$500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
24-Month CD
2.02%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
36-Month CD
2.00%
$1,000
JTNB
JTNB
48-Month CD
1.76%
$1,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
60-Month CD
1.51%
$1,000
South Central State Bank
South Central State Bank
18-Month CD
1.46%
$1,000
Jefferson Security Bank
Jefferson Security Bank
36-Month CD
1.36%
$500
TSB Teutopolis State Bank
TSB Teutopolis State Bank
60-Month CD
1.10%
$500
Minnstar Bank
Minnstar Bank
60-Month CD
1.00%
$500
Evergreen Federal Bank
Evergreen Federal Bank
48-Month CD
1.00%
$1,000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
24-Month CD
0.85%
$1,000
First FSB of Kentucky
First FSB of Kentucky
18-Month CD
0.65%
$500
BankOrion
BankOrion
18-Month CD
0.65%
$500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
12-Month CD (Jumbo)
0.60%
$100,000
FNB of Peterstown
FNB of Peterstown
6-Month CD
0.60%
$2,500
The Huntington National Bank
The Huntington National Bank
6-Month CD
0.50%
$1,000
Chelsea Groton Bank
Chelsea Groton Bank
60-Month CD
0.50%
$500
Unico Bank
Unico Bank
30-Month CD
0.50%
$1,000
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
18-Month CD
0.40%
$1,000
Home Loan State Bank
Home Loan State Bank
Money Market
0.40%
$100
Huntington FSB
Huntington FSB
48-Month CD
0.40%
$500
Minnstar Bank
Minnstar Bank
12-Month CD
0.40%
$1,000
Franklin Bank
Franklin Bank
18-Month CD
0.30%
$50
WCB West Central Bank
WCB West Central Bank
NOW Checking
0.30%
$1,500
Alec Federal Credit Union
Alec Federal Credit Union
Share Savings
0.30%
$100
Prairie Bank of Kansas
Prairie Bank of Kansas
Money Market
0.15%
$1,000
Greeneville Federal Bank
Greeneville Federal Bank
NOW Checking
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Alec Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
4.250%
4.514%
0.750
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 Year ARM
5.125%
5.523%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.500%
5.614%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
5.875%
5.967%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.750%
6.030%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
5.875%
6.081%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
10-Year Fixed
5.875%
6.155%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
6.125%
6.368%
1.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.125%
6.370%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
6.375%
6.375%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
6.250%
6.393%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
6.375%
6.394%
0.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
6.375%
6.449%
0.000
Harleysville Bank
Harleysville Bank
7/1 ARM
6.250%
6.480%
1.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.250%
6.488%
0.000
Consumers Credit Union
Consumers Credit Union
15-Year Fixed
6.375%
6.542%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
6.500%
6.542%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.500%
6.550%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
10/1 ARM
6.375%
6.681%
0.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.707%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
6.500%
6.708%
0.000
People First Federal Credit Union
People First Federal Credit Union
30-Year Fixed
6.500%
6.746%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
30-Year Fixed Jumbo
6.750%
6.766%
0.000
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
30 Year Fixed
6.625%
6.772%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Alec Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Alec Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Alec Federal Credit Union Information

Credit Union Name: Alec Federal Credit Union
Full Time Employees: 2
Part Time Employees: 0
President: JOE LEE
CEO: ROBIN PLUNKET
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
10725 Airline Hwy
Baton Rouge, LA 70816
Phone Number: 225-293-3450
Fax Number: 225-293-3467

Alec Federal Credit Union Financials

Total Assets:
6,734,990
Total Amount of Shares and Deposits:
4,850,765
Total Shares and Deposits < 1 Year:
4,850,765
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,850,765
Total Interest Expense (Sum of items 6 8):
4,371
Number of Accounts for Regular Shares:
1,099
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
643,912
Total Liabilities:
4,883,116
Show More

Alec Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

TAB Bank CD rates were changed on short term and intermediate term certificates of deposit. All the CD rate changes were higher with the exception of the 6 month rate. 6 month CD rates were lowered from 0.95 percent to 0.92 percent. Even with the 3 basis point decline, the 6 month CD rate at TAB Bank remains in 2nd place in our 6 month rate list.

American Express is offering their SimplyCash Credit Card for small business. The credit card has a 0.00% introductory rate for 6 months, 9 months or 12 months. Which intro term you receive when you apply for the card is based on your creditworthiness. The rate after the intro period also depends on our credit history. The ongoing rate is the Prime Rate plus a perchance which is again based on our credit history. Right now the rate can be either 13.24% (Prime Rate + 9.99%),16.24% (Prime Rate + 12.99%) or 19.24% (Prime Rate + 15.99%).
Higher mortgage rates today didn't slow down demand for mortgage loans as the Mortgage Bankers Association reported slight increase for refinance loans this week. The MBA's Refinance Index was up 0.8 percent from the prior week to the highest point since April 2009.  Applications for mortgage refinancing now make up 81 percent of all mortgage applications.

Bank or Credit Union Offers and Deals

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Alec Federal Credit Union Reviews

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