Americas First Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Americas First Federal Credit Union

Compare Americas First Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Americas First Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Americas First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Americas First Federal Credit Union? Share your experience about Americas First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Americas First Federal Credit Union.

Overall, Americas First Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
6.96%
Credit Card
N/A
Personal Loan
N/A
Americas First Federal Credit Union
Main Office
1200 4th Ave N
Birmingham, AL 35203 1631
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Americas First Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bread Financial
Bread Financial
12-Month CD
5.10%
$1,500
Truliant Federal Credit Union
Truliant Federal Credit Union
High Yield Rewards Savings
4.75%
$5
Community Bank of Trenton
Community Bank of Trenton
6-Month CD
4.60%
$5,000
Maries County Bank
Maries County Bank
12-Month CD (special)
4.58%
$1,000
Third Federal Savings and Loan
Third Federal Savings and Loan
19-Month CD (special)
4.40%
$500
FNB of Litchfield
FNB of Litchfield
12-Month CD
4.31%
$1,000
First Bank of the Lake
First Bank of the Lake
24-Month CD
4.15%
$1,000
FSB of Burnet
FSB of Burnet
3-Month CD (Jumbo)
4.06%
$95,000
Bank of Prairie du Sac
Bank of Prairie du Sac
12-Month CD
4.00%
$1,000
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
36-Month CD (Jumbo)
3.92%
$100,000
Milford Federal Bank
Milford Federal Bank
12-Month CD
3.75%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
60-Month CD
3.60%
$1,000
Bristol County Savings Bank
Bristol County Savings Bank
60-Month CD
3.56%
$1,000
First National Bank in Olney
First National Bank in Olney
12-Month CD
3.30%
$500
Henderson FSB
Henderson FSB
60-Month CD
3.30%
$500
ESB Bank
ESB Bank
Money Market
3.30%
$100,000
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
18-Month CD
3.25%
$2,500
Monroe Federal S&L
Monroe Federal S&L
84-Month CD
3.25%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
60-Month CD
3.02%
$1,000
Bogota Savings Bank
Bogota Savings Bank
18-Month CD
3.00%
$1,000
Solvay Bank
Solvay Bank
24-Month CD
3.00%
$500
Premier Bank
Premier Bank
6-Month CD
3.00%
$500
Benton State Bank
Benton State Bank
36-Month CD
2.52%
$500
FNB of Dennison
48-Month CD
2.43%
$1,000
Castroville State Bank
Castroville State Bank
36-Month CD
2.12%
$1,000
Chelsea Savings Bank
Chelsea Savings Bank
18-Month CD
1.51%
$20,000
First Bank of Utica
First Bank of Utica
12-Month CD
1.51%
$500
FNB Of Nokomis
FNB Of Nokomis
18-Month CD
1.51%
$1,000
NexBank
NexBank
Savings
1.50%
$0
JTNB
JTNB
12-Month CD
1.50%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
48-Month CD
1.46%
$1,000
Forward Bank
Forward Bank
36-Month CD
1.41%
$500
F&M Bank Upperco, MD
F&M Bank Upperco, MD
12-Month CD
1.25%
$500
Southwest National Bank
Southwest National Bank
Investment Savings
1.25%
$250,000
Bluff View Bank
Bluff View Bank
Money Market Plus
1.25%
$50,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
18-Month CD
1.10%
$500
ValleyDirect
ValleyDirect
Money Market
1.05%
$10,000
Everett Co-operative Bank
Everett Co-operative Bank
24-Month CD
1.00%
$500
T Bank
T Bank
T Savings
0.75%
$0
Deerwood Bank
Deerwood Bank
YES Club Checking
0.40%
$1,500
Adirondack Bank
Adirondack Bank
36-Month CD
0.40%
$1,000
Rondout Savings Bank
Rondout Savings Bank
18-Month CD
0.30%
$500
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
Basic Savings
0.20%
$0
Montecito Bank & Trust
Montecito Bank & Trust
24-Month CD
0.15%
$1,000
Security State Bank of Marine
Security State Bank of Marine
Money Market
0.15%
$2,500
SSB Community Bank
SSB Community Bank
Money Market
0.15%
$10,000
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
Savings
0.10%
$5,000
Community Bank of Raymore
Community Bank of Raymore
36-Month CD
0.05%
$500
Busey Bank
Busey Bank
36-Month CD
0.05%
$1,000
First Citizens Bank
First Citizens Bank
6-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Americas First Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
4.750%
5.066%
1.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.375%
5.426%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.500%
5.638%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
5.625%
5.671%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.625%
5.700%
0.000
StonehamBank
StonehamBank
20-Year Fixed
5.625%
5.710%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
5.750%
5.768%
0.000
LAF Credit Union
LAF Credit Union
10 Year Fixed
5.375%
5.808%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
5.625%
5.840%
0.000
Freedom Credit Union
Freedom Credit Union
30 Year Fixed
5.750%
5.916%
0.000
Marathon Bank
Marathon Bank
15-Year Fixed
5.750%
5.923%
0.000
FNB of Scotia
FNB of Scotia
30-Year Fixed
5.875%
5.949%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.875%
5.970%
0.000
One Nevada Credit Union
One Nevada Credit Union
30 year Fixed
5.875%
5.997%
1.000
Marathon Bank
Marathon Bank
20-Year Fixed
5.875%
6.013%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
20-Year Fixed
5.875%
6.030%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM
5.750%
6.079%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed Jumbo
6.000%
6.120%
1.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
Penn East Federal Credit Union
Penn East Federal Credit Union
15-Year Fixed
6.000%
6.146%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
4.875%
6.163%
0.000
Highpoint Community Bank
Highpoint Community Bank
7/1 ARM
6.000%
6.175%
0.000
First National Bank of Orwell
First National Bank of Orwell
30-Year Fixed
6.125%
6.184%
0.000
Manasquan Bank
Manasquan Bank
30-Year Fixed
6.125%
6.201%
0.000
River Falls State Bank
River Falls State Bank
15-Year Fixed
6.000%
6.209%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Americas First Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
First Technology Federal Credit Union
First Technology Federal Credit Union
Choice Rewards World Mastercard
13.500%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Mastercard
12.240%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Americas First Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Americas First Federal Credit Union Information

Credit Union Name: Americas First Federal Credit Union
Full Time Employees: 410
Part Time Employees: 23
President: Ross Mitchell
CEO: Bill Connor
Branch Locations: 21
ATM Locations: 21
Corporate Office Address:
1200 4th Ave N
Birmingham, AL 35203 1631
Phone Number: 205-320-4185
Fax Number: 205-320-7042

Americas First Federal Credit Union Financials

Total Assets:
2,497,762,099
Total Amount of Shares and Deposits:
2,203,975,411
Total Shares and Deposits < 1 Year:
2,171,783,474
Total Shares and Deposits 1 3 Years:
18,702,623
Total Shares and Deposits > 3 Years:
13,489,314
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
100,460,861
Total Uninsured Shares and Deposits > $250K (F+J):
100,460,861
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,103,514,550
Total Interest Expense (Sum of items 6 8):
9,617,038
Share Certificates:
16,099
Number of Accounts for Share Drafts:
116,443
IRA KEOGH Accounts:
6,724
Number of Accounts for Regular Shares:
219,579
All other shares:
151
Money Market Shares:
2,879
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
263,402,120
Total Liabilities:
2,240,438,953
Show More

Americas First Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are hitting new lows weekly thanks to a weak economy and low inflation. The future direction of  mortgage rates is uncertain at this point. Mortgage rates are so low right now it is hard to believe rates will go much lower. If mortgage rates do head higher the increases won't be substantial until the economy picks up steam, inflation becomes a concern and the FOMC raises interest rates. Right now deflation is just as much a concern.
Mortgage rates are mostly higher this week over last following bond yields higher. 30 year conforming mortgage rates bounced off a record low made last week. Current 30 year conforming mortgage rates are averaging 4.42 percent. Conforming 15 year mortgage rates which tied a record low last week were also higher this week. 15 year conforming mortgage rates are averaging 3.87 percent.
ufb-direct-us-savings-accountUFB Direct is offering one of the highest yielding online savings account available these days.  The current annual percentage rate is 1.98 percent and the current annual percentage yield is 2.00 percent. The minimum opening deposit is $1.00.

Bank or Credit Union Offers and Deals

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Mortgage Rates: Special Financing Available on Fannie Mae Homes Through HomePath® Mortgages, Says Informa Research Services
Current Mortgage Rates on Fixed Conforming Loans Hit Record Lows
giantbank.com 2 Year Jumbo CD Rates now at 1.20%
State Farm Bank Savings Rates now at 0.10%

Alternative Bank and Credit Union Offers to Explore

Sallie Mae CD Rates
Heritage Bank 3 Month Jumbo CD Rates now at 0.10%
Mortgage Rates Move Slightly Higher
EH National Bank Money Market Account Rates now at 0.80%
Fed Stays the Course on Bond Buying Stimulus, Decision Sends Mortgage Rates Lower
Credit Union of Colorado Current Mortgage Rates
Mortgage Rates Jumped This Week on Strong Growth
Ditech Jumbo Mortgage Rates 4.545 Percent
MemoryBank Best Money Market Rates
Mortgage Rates Today Mixed: 30 Year Mortgage Rates Averaging 3.68 Percent

Americas First Federal Credit Union Reviews

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