Americas First Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. Americas First Federal Credit Union Deposit Rates

Americas First Federal Credit Union

Compare Americas First Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Americas First Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Americas First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Americas First Federal Credit Union? Share your experience about Americas First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Americas First Federal Credit Union.

Overall, Americas First Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
6.96%
Credit Card
N/A
Personal Loan
N/A
Americas First Federal Credit Union
Main Office
1200 4th Ave N
Birmingham, AL 35203 1631
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Americas First Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bristol Morgan Bank
Bristol Morgan Bank
Rewards Checking
5.00%
$5,000
GCSB Swayzee, IN
GCSB Swayzee, IN
60-Month CD
4.68%
$1,000
Lake Shore Savings Bank
Lake Shore Savings Bank
9-Month CD (special)
4.65%
$500
Thayer County Bank
Thayer County Bank
12-Month CD
4.63%
$25,000
Stearns Bank Upsala N.A.
Stearns Bank Upsala N.A.
24-Month CD
4.55%
$500
First Federal Bank of Ohio
First Federal Bank of Ohio
12-Month CD (special)
4.45%
$5,000
WSB Municipal Bank
WSB Municipal Bank
12-Month CD
4.14%
$500
ESB Bank
ESB Bank
48-Month CD
4.10%
$10,000
Apple Federal Credit Union
Apple Federal Credit Union
36-Month CD
4.00%
$500
Hardin County SB
Hardin County SB
48-Month CD
3.50%
$10,000
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
60-Month CD
3.25%
$500
Minnesota First
Minnesota First
12-Month CD
3.23%
$500
Charter Bank TX
Charter Bank TX
36-Month CD
3.00%
$1,000
Grand Valley Bank
Grand Valley Bank
60-Month CD
3.00%
$500
Oostburg State Bank
Oostburg State Bank
36-Month CD
2.77%
$1,000
Farmers National Bank
Farmers National Bank
6-Month CD
2.75%
$500
Bank of Dudley
60-Month CD
2.52%
$1,000
BLC Community Bank
BLC Community Bank
36-Month CD
2.52%
$2,500
Bath Savings Institution
Bath Savings Institution
6-Month CD
2.38%
$500
First FSB Rochester, IN
First FSB Rochester, IN
36-Month CD
2.27%
$500
First National Bank of Michigan
First National Bank of Michigan
6-Month CD
2.20%
$0
Warren-Boynton State Bank
Warren-Boynton State Bank
18-Month CD
2.11%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
18-Month CD
2.05%
$0
First State Bank of Campbell Hill
First State Bank of Campbell Hill
60-Month CD
2.02%
$500
American Bank
American Bank
48-Month CD
2.00%
$500
Security Bank Laurel, NE
Security Bank Laurel, NE
24-Month CD
1.76%
$1,000
The Bank of Tescott
The Bank of Tescott
24-Month CD
1.74%
$0
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
18-Month CD
1.51%
$1,000
F&M Bank of Hutsonville
F&M Bank of Hutsonville
48-Month CD
1.51%
$500
NexBank
NexBank
Savings
1.50%
$0
First Bank Waverly, IA
First Bank Waverly, IA
60-Month CD
1.50%
$1,000
Bank of Old Monroe
Bank of Old Monroe
Money Market
1.01%
$100,000
Anahuac National Bank
Anahuac National Bank
Kasasa Savings
1.00%
$0
Jewett City Savings Bank
Jewett City Savings Bank
12-Month CD
1.00%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
6-Month CD
0.75%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
Savings
0.75%
$5
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
Passbook Savings
0.50%
$10
Texas Heritage National Bank
Texas Heritage National Bank
Freedom Savings
0.50%
$0
Adirondack Bank
Adirondack Bank
60-Month CD
0.50%
$1,000
FNB of River Falls
FNB of River Falls
24-Month CD
0.40%
$2,500
Norway Savings Bank
Norway Savings Bank
24-Month CD
0.40%
$500
Root River State Bank
Root River State Bank
Traditional Savings
0.35%
$50
BankChampaign
BankChampaign
24-Month CD
0.30%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Premium Checking
0.25%
$1,000
MVSB
Everyday Savings
0.10%
$100
Bellevue State Bank
Bellevue State Bank
NOW Checking
0.05%
$1,000
The Bank of Bourbonnais
The Bank of Bourbonnais
36-Month CD
0.05%
$500
Superior National Bank
Superior National Bank
Personal Money Market
0.05%
$0
ABNB Federal Credit Union
ABNB Federal Credit Union
Savings
0.05%
$200
Westfield Bank
Westfield Bank
60-Month CD WB Classic
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Americas First Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Savings Bank of Danbury
Savings Bank of Danbury
5/1 ARM
4.750%
5.507%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
5.500%
5.716%
0.500
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.056%
0.000
Citi
Citi
15-Year Fixed
6.000%
6.157%
0.875
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
6.000%
6.163%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
20-Year Fixed
6.125%
6.170%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
6.125%
6.265%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
6.000%
6.284%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
6.125%
6.309%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed VA
5.990%
6.322%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
6.000%
6.330%
0.000
Sacramento Credit Union
Sacramento Credit Union
15-Year Fixed
6.000%
6.349%
1.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
6.375%
6.404%
0.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.483%
0.000
Bethpage Federal Credit Union
Bethpage Federal Credit Union
20-Year Fixed
6.375%
6.495%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
6.500%
6.519%
0.000
First Community Credit Union
First Community Credit Union
15 Year Fixed
6.500%
6.536%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
30 Year Fixed
6.500%
6.581%
0.250
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.500%
6.614%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.875%
6.643%
0.000
Sandia Area Federal Credit Union
Sandia Area Federal Credit Union
30-Year Fixed
6.500%
6.644%
0.000
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
6.500%
6.673%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
30-Year Fixed
6.500%
6.680%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
30 Year Fixed
6.625%
6.689%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
20-Year Fixed
6.500%
6.691%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Americas First Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
AAEC Credit Union
AAEC Credit Union
VISA Credit Card
11.900%
No annual fee
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Americas First Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
ACFCU
ACFCU
Line of Credit
13.700%
$0
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Americas First Federal Credit Union Information

Credit Union Name: Americas First Federal Credit Union
Full Time Employees: 403
Part Time Employees: 23
President: Barney Hatten
CEO: Bill Connor
Branch Locations: 21
ATM Locations: 21
Corporate Office Address:
1200 4th Ave N
Birmingham, AL 35203 1631
Phone Number: 205-320-4185
Fax Number: 205-320-7042

Americas First Federal Credit Union Financials

Total Assets:
2,397,591,675
Total Amount of Shares and Deposits:
2,128,340,530
Total Shares and Deposits < 1 Year:
2,057,552,726
Total Shares and Deposits 1 3 Years:
61,360,432
Total Shares and Deposits > 3 Years:
9,427,372
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
94,961,696
Total Uninsured Shares and Deposits > $250K (F+J):
94,961,696
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,033,378,834
Total Interest Expense (Sum of items 6 8):
16,586,439
Share Certificates:
12,097
Number of Accounts for Share Drafts:
117,965
IRA KEOGH Accounts:
6,711
Number of Accounts for Regular Shares:
227,978
All other shares:
166
Money Market Shares:
2,795
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
203,234,220
Total Liabilities:
2,150,291,209
Show More

Americas First Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Merchant Processing Services:
1
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Mortgage Rates Down This Week 30 Year Mortgage Rates at 5.06 and 15 Year Mortgage Rates at 4.44-4795Mortgage rates headed down in the latest mortgage rate report for the week ending January 18, 2010. 30 year conforming mortgage rates are nearing 5.00 percent and 15 year conforming mortgage rates are back under 4.50 percent. Jumbo mortgage rates had bigger declines this week than conforming mortgage rates.
new-credit-card-laws-2010A new set of credit card rules for 2010 took effect on February 22, 2010. The new credit card laws offer credit card consumers a new set of protections from what was deemed unscrupulous credit card practices.
In this week's Mortgage Rate Survey released by MonitorBankRates, today's 30 year conforming mortgage rates are averaging 4.60% for the week ending May 16, 2011, a decline from last week's average 30 year mortgage rate of 4.70%.

Bank or Credit Union Offers and Deals

Open an E-Trade IRA and Get 100 Free Trades
Don't Risk Emergency Funds for a Return Higher than Current CD Rates
Today's Mortgage Rates Move Higher as Property Values Rise $372 Billion in Q1
Forecasts are for Long Term Bond Yields to Increase to 4 Percent to 5 Percent
Current Bank CD Rates
Mortgage Rates: Today's Mortgage Rates 8-28 Move Higher: 30 Year Mortgage Rates at 4.29%
Dow Credit Union CD Rates: Best Deal 3-Month Simple CD 5.65% APY
AIG Bank Rates and Review: Best Money Market Rate at 0.82%
Pittsburgh, Pennsylvania Savings Interest Account Rates and Money Market Account Rates: Top Savings Yield 2.00%
Captial One Bank Online Savings Account Promo

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Today: Lowest 30 Year Conforming Rates at 3.625%
Mortgage Rates Increase on Fed Tapering Fears
Applied Bank Savings Rates now at 0.10%
Investors Bank Mortgage Rates
Tompkins Mahopac Bank CD Rates
Andrews Federal Credit Union CD Rates: Highest Rate at 5.05% Jumbo 12-Month CD
CD Rate Changes The Past Week - All CD Rates Increased
Making Home Affordable Program Changes
30 Year Mortgage Rates Hit New Low for 2014
Real Estate Investing in the Next Decade

Americas First Federal Credit Union Reviews

There are no reviews for Americas First Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Americas First Federal Credit Union
Your Name:
Your Rating:

See how Americas First Federal Credit Union Compares to other credit unions