BAYOU COMMUNITY Rates and Review January 2026
Compare BAYOU COMMUNITY CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of BAYOU COMMUNITY savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityBAYOU COMMUNITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at BAYOU COMMUNITY? Share your experience about BAYOU COMMUNITY by leaving a review below, or read customer reviews before you decide to use BAYOU COMMUNITY. Overall, BAYOU COMMUNITY is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Bank of Abbeville & Trust Co. St Gabriel Branch 6190 Highway 74 Saint Gabriel, LA 70776  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Platinum Credit Card
8.500%
As low as 8.50%
Visa Platinum Rewards
14.900%
Visa Shared Secured
7.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
12.990%
$0
1 - 24
Signature Loan
13.450%
$0
Line of Credit Variable
16.740%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have BAYOU COMMUNITY rate data right now. Credit Union Profile & OverviewCredit Union Name: BAYOU COMMUNITY
Website: http://www.bayoucfcu.com
Full Time Employees: 5Part Time Employees: 1 President: FRANK PANEPINTO CEO: MELISSA MALLET Branch Locations: 2 ATM Locations: 2 Corporate Office Address:
6190 Highway 74
Saint Gabriel, LA 70776 Phone Number: 225-642-8663 Fax Number: 225-642-5909 FinancialsTotal Assets:
17,624,449
Total Amount of Shares and Deposits:
15,865,307
Total Shares and Deposits < 1 Year:
13,170,445
Total Shares and Deposits 1 3 Years:
1,012,212
Total Shares and Deposits > 3 Years:
1,682,650
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,292,945
Total Uninsured Shares and Deposits > $250K (F+J):
2,292,945
Total Insured Shares and Deposits > $250K (item 17 less item K):
13,572,362
Total Interest Expense (Sum of items 6 8):
185,598
Share Certificates:
96
Number of Accounts for Share Drafts:
707
Number of Accounts for Regular Shares:
1,873
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
922,295
Total Liabilities:
15,947,806
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About BAYOU COMMUNITYIs a member application needed to join BAYOU COMMUNITY?Yes, to access services at BAYOU COMMUNITY, a member application is required. Is there a first-time homebuyer program?Currently, BAYOU COMMUNITY provides a range of mortgage and home equity products. Is BAYOU COMMUNITY a safe place to deposit money?Yes, BAYOU COMMUNITY is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does BAYOU COMMUNITY offer online and mobile banking?Most modern institutions like BAYOU COMMUNITY provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.51%, 6-month CD rates at 3.00% and 3-month CD rates at 2.02%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.10%. Credit Card rates are at 14.24%. Personal Loan rates are at 10.70%. All these rates, and more, can be found in our database of rates which you can compare to 
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