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Beehive Federal Credit Union Rates and Review January 2026

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Beehive Federal Credit Union12-month CD rates can be found at 1.00%, 6-month CD rates at 1.50% and 3-month CD rates at 2.25%. Savings rates are at 0.75% and money market rates are at 0.00%. Mortgage rates on 30-year fixed loans are around 6.16%. Credit Card rates are at 17.20%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to Beehive Federal Credit Union rates.

Compare Beehive Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Beehive Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Beehive Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Beehive Federal Credit Union? Share your experience about Beehive Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Beehive Federal Credit Union.

Overall, Beehive Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Beehive Federal Credit Union
Administrative Office
1087 Erikson Dr
Rexburg, ID 83440
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
4.00%
$25,000
Kasasa Checking
4.00%
$25
6-Month CD
3.95%
$5,000
7-Month CD
3.85%
$500
12-Month CD
3.75%
$500
30-Month CD
3.75%
$1,000
30-Month CD
3.56%
$500
6-Month CD
3.50%
$10,000
3-Month CD
3.50%
$500
48-Month CD
3.40%
$500
18-Month CD
3.34%
$500
12-Month CD
3.30%
$1,000
60-Month CD
3.25%
$500
18-Month CD
3.05%
$1,000
Real Saver
3.03%
$1
60-Month CD
3.00%
$500
60-Month CD
3.00%
$500
24-Month CD
2.80%
$1,000
24-Month CD
2.70%
$500
48-Month CD
2.65%
$500
60-Month CD
2.50%
$1,000
12-Month CD
2.50%
$500
60-Month CD
2.25%
$250
Business Money Market
1.85%
$2,500
60-Month CD
1.50%
$500
6-Month CD
1.46%
$1,000
24-Month CD
1.26%
$1,000
12-Month CD
0.75%
$5,000
48-Month CD
0.75%
$500
12-Month CD
0.60%
$1,000
Regular Savings
0.60%
$50
78-Month CD
0.60%
$1,000
Platinum Money Market
0.45%
$25
36-Month CD
0.45%
$500
24-Month CD
0.40%
$1,000
NOW Checking
0.35%
$1,000
24-Month CD
0.35%
$500
18-Month CD
0.30%
$1,000
9-Month CD
0.25%
$500
Money Market
0.20%
$1,000
24-Month CD
0.15%
$1,000
Savings
0.05%
$25
Interest Checking
0.05%
$100
3-Month CD
0.05%
$500
Money Market
0.05%
$1,000
Primary Share Savings
0.05%
$100
Statement Savings
0.04%
$1
Premier Checking
0.02%
$750
Checking
0.01%
$1,000
36-Month CD
0.00%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
10-Year Fixed
5.375%
5.540%
0.000
6.000%
6.031%
0.000
6.500%
6.595%
0.000
6.000%
6.067%
0.000
6.750%
6.880%
0.000
30-Year Fixed
5.875%
5.941%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
5.500%
5.574%
0.000
15-Year Fixed
6.000%
6.021%
0.000
5/1 Adjustable
5.875%
6.234%
0.000
5.500%
5.621%
0.000
15-Year Fixed
5.750%
6.044%
0.000
5.875%
6.055%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
30-Year Fixed
5.875%
5.950%
0.000
30-Year Fixed
6.000%
6.138%
0.000
20 Year Fixed
5.500%
5.640%
0.000
30-Year Fixed
5.500%
5.727%
2.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
5.500%
5.640%
0.000
5-Year ARM
5.250%
5.840%
0.000
5.500%
5.809%
0.000
15-Year Fixed
5.375%
5.560%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
5/6 ARM
5.875%
5.947%
0.000
15-Year Fixed
5.750%
5.943%
0.000
6.000%
6.070%
0.000
5.250%
5.493%
0.000
5.250%
5.287%
0.000
30-Year Fixed
5.875%
6.002%
0.000
5.625%
5.714%
0.000
5.125%
5.291%
0.000
4.875%
5.754%
0.000
5.875%
5.958%
0.000
5.500%
5.545%
0.500
5.115%
5.787%
1.071
10-Year Fixed
5.750%
6.024%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
5.500%
5.591%
0.000
30-Year (Jumbo)
6.000%
6.011%
0.000
30-Year Fixed Jumbo
6.000%
6.127%
0.000
5.875%
5.894%
0.000
20-Year Fixed
5.875%
6.140%
0.000
5.375%
5.415%
0.000
5.500%
5.612%
0.750
5.500%
5.803%
0.000
5.625%
5.846%
0.000
5.500%
5.736%
0.000
5.500%
5.732%
0.000
30-Year Fixed
6.000%
6.046%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
VISA Platinum with Rewards
8.900%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
16.200%
8.990% - 17.990%
Maximum limit of $30,000
Visa Crimson Rewards Card
13.740%
8.900%
Academic VISA® Gold
15.400%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Platinum Rewards
14.900%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Business Rewards Card
15.240%
Visa Platinum Credit Card
8.500%
As low as 8.50%
14.240%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
VISA® Credit Cards
7.990%
Visa Platinum Preferred Student
17.990%
VISA® Gold
11.960%
Visa Crimson Card
13.240%
Academic VISA® Classic
15.400%
Visa Platinum Preferred
14.240% - 17.990%
Visa Secure Card
13.740%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
13.990%
$0
10.490%
$0
11.240% - 17.950%
$0
25 - 36
10.700%
$0 - $10,000
60 - 60
10.990%
$0 - $10,000
60 - 60
10.490%
$0
Personal Loans
13.250%
$0
6184
Preferred Personal Loan
10.000%
$0
60
Credit Builder Loan
9.000%
$0
9.990%
$0
1 - 60
Summer/Holiday Loans
9.500%
$0
Debt Consolidation
13.990%
$0
1 - 72
A+ Personal Loan
8.990%
$0
84
10.500%
$0
8.890%
$0
8.950%
$0
1 - 60
8.990%
$0
36
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
11.990%
$0
13.740%
$0
60
13.240%
$0
48
Credit Starter Loan
16.250%
$0
Personal Loan
11.000%
$0
1 - 12
11.240% - 17.950%
$0
25 - 36
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Beehive Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Beehive Federal Credit Union
Full Time Employees: 102
Part Time Employees: 28
President: Thaine Robinson
CEO: Craig Gummow
Branch Locations: 7
ATM Locations: 9
Corporate Office Address:
1087 Erikson Dr
Rexburg, ID 83440
Phone Number: 208-656-1000
Fax Number: 208-656-8585

Financials

Total Assets:
624,983,479
Total Amount of Shares and Deposits:
541,911,220
Total Shares and Deposits < 1 Year:
529,921,092
Total Shares and Deposits 1 3 Years:
10,052,513
Total Shares and Deposits > 3 Years:
1,937,614
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
41,943,298
Total Uninsured Shares and Deposits > $250K (F+J):
41,943,298
Total Insured Shares and Deposits > $250K (item 17 less item K):
499,967,922
Total Interest Expense (Sum of items 6 8):
9,714,073
Share Certificates:
5,396
Number of Accounts for Share Drafts:
28,807
IRA KEOGH Accounts:
1,143
Number of Accounts for Regular Shares:
36,615
All other shares:
23,779
Non Member Deposits:
7
Money Market Shares:
4,505
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
44,327,069
Total Liabilities:
579,828,923
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Beehive Federal Credit Union

Is a member application needed to join Beehive Federal Credit Union?

Yes, to access services at Beehive Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Beehive Federal Credit Union provides a range of mortgage and home equity products.

Is Beehive Federal Credit Union a safe place to deposit money?

Yes, Beehive Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Beehive Federal Credit Union offer online and mobile banking?

Most modern institutions like Beehive Federal Credit Union provide digital access including online balance checks and transfers.

Current Beehive Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions