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FourLeaf Federal Credit Union Rates and Review January 2026

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FourLeaf Federal Credit Union's 60-Month CD rates are at 2.50%, 6-Month CD rates are at 1.50%, 12-Month CD rates are at 1.50%, 48-Month CD rates are at 1.25%, 36-Month CD rates are at 1.25%. FourLeaf Federal Credit Union's money market rates are at 0.10%. FourLeaf Federal Credit Union's 30-Year Fixed rates are at 5.88%, 15-Year Fixed rates are at 5.50%.

FourLeaf Federal Credit Union

Compare FourLeaf Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of FourLeaf Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

FourLeaf Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at FourLeaf Federal Credit Union? Share your experience about FourLeaf Federal Credit Union by leaving a review below, or read customer reviews before you decide to use FourLeaf Federal Credit Union.

Overall, FourLeaf Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
1.50%
18-Month CD
1.25%
24-Month CD
1.25%
36-Month CD
1.25%
48-Month CD
1.25%
60-Month CD
2.50%
Savings
N/A
MMA
0.10%
30-Year Fixed
5.96%
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

FourLeaf Federal Credit Union
Bethpage
899 S Oyster Bay Rd
Bethpage, NY 11714 1030
Member NCUA
MonitorBankRates' Rating
5/5
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FourLeaf Federal Credit Union Deposit Rates

Bank
Product
APY
Min Dep
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
60-Month CD
2.50%
$50
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
6-Month CD
1.50%
$50
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
12-Month CD
1.50%
$50
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
18-Month CD
1.25%
$50
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
24-Month CD
1.25%
$50
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
36-Month CD
1.25%
$50
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
48-Month CD
1.25%
$50
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
Money Market
0.10%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.875%
5.963%
0.000
5.500%
5.646%
0.000

CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
60-Month CD
4.20%
$500
SmartyPig Savings Account
3.90%
$0
12-Month CD
3.82%
$1,000
36-Month CD
3.75%
$500
6-Month CD
3.65%
$2,500
12-Month CD
3.63%
$1,000
18-Month CD
3.60%
$500
6-Month CD
3.50%
$50,000
18-Month CD
3.30%
$1,000
48-Month CD
3.25%
$1,000
12-Month CD
3.07%
$500
Kasasa Checking
3.06%
$0
12-Month CD
3.05%
$1,000
24-Month CD
3.00%
$1,000
12-Month CD
3.00%
$1,000
12-Month CD
2.90%
$10,000
6-Month CD
2.50%
$500
48-Month CD
2.28%
$1,000
60-Month CD
2.22%
$500
12-Month CD
2.22%
$500
Connect Money Market
2.00%
$0
36-Month CD
2.00%
$1,000
24-Month CD
2.00%
$1,000
Money Market
2.00%
$10,000
36-Month CD
1.89%
$500
24-Month CD
1.76%
$500
36-Month CD
1.40%
$500
12-Month CD
1.10%
$1,000
48-Month CD
1.10%
$500
18-Month CD
1.10%
$1,500
60-Month CD
1.06%
$500
36-Month CD
1.05%
$1,000
36-Month CD
1.00%
$500
12-Month CD
1.00%
$500
3-Month CD
0.95%
$1,000
Savings
0.50%
$0
48-Month CD
0.50%
$500
24-Month CD
0.45%
$500
36-Month CD
0.40%
$500
48-Month CD
0.40%
$500
Savings
0.35%
$50
48-Month CD
0.35%
$500
12-Month CD
0.30%
$0
48-Month CD
0.30%
$1,000
Prestige Interest Checking
0.30%
$0
Checking e-Z NOW
0.25%
$1,500
Statement Savings
0.20%
$50
Regular Savings
0.20%
$5,000
Choice Money Market
0.10%
$0
18-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
10-Year Fixed
5.750%
6.024%
0.000
5.875%
6.055%
0.000
30-Year Fixed
6.000%
6.034%
0.000
5.625%
5.853%
0.000
5.300%
5.433%
0.000
5.625%
6.461%
0.000
5.625%
5.647%
0.000
5.875%
6.055%
0.000
10-Year Fixed
5.375%
5.590%
0.000
30-Year Fixed
5.875%
6.002%
0.000
5.625%
6.037%
0.000
5.125%
5.291%
0.000
15-Year Fixed
5.500%
5.695%
0.000
15-Year Fixed
6.625%
6.627%
0.000
6.250%
6.330%
0.000
15 Year Fixed
5.550%
5.643%
0.000
30-Year Fixed
6.125%
6.219%
0.000
7-Year ARM
5.250%
5.752%
0.000
5-Year ARM
5.250%
5.840%
0.000
5.375%
5.512%
0.000
5.250%
5.499%
1.000
6.300%
6.498%
0.000
6.375%
6.544%
0.000
5.125%
5.361%
1.000
5.375%
5.804%
0.000
5.500%
6.059%
0.000
5.625%
5.643%
0.000
5.625%
5.714%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
6.125%
6.199%
0.000
15-Year Fixed
5.625%
5.896%
0.000
5.500%
5.565%
0.000
10-Year Fixed
5.375%
5.540%
0.000
6.000%
6.183%
0.000
3-Year ARM
5.125%
5.911%
0.000
15-Year Fixed
5.125%
5.174%
0.000
6.500%
6.748%
0.000
10-Year Fixed
6.250%
6.250%
0.000
4.675%
4.867%
0.000
5.625%
6.036%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
5.875%
5.958%
0.000
6.125%
6.526%
0.000
30-Year Fixed
5.875%
5.999%
0.000
5.625%
5.721%
0.000
15-Year Fixed
5.500%
5.552%
0.000
5.500%
5.724%
0.000
30-Year Fixed
6.000%
6.120%
0.000
6.000%
6.067%
0.000
6.000%
6.000%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Platinum Secured Visa
8.750%
Visa Platinum with Rewards
9.900%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
13.240%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
8.900% - 13.900%
Based upon credit worthiness.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
10.150%
Platinum Visa
15.350%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Visa Platinum Preferred Student
17.990%
Security Service Power MasterCard
12.740% - 18.000%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Visa Student Rewards Card
17.990%
Visa Classic Card
12.900%
No annual fee
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
16.490% - 17.990%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
16.100%
VISA Traditional
14.240% - 18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
12.990%
$0
12
9.200% - 17.950%
$0 - $2,500
36 - 36
9.490%
$0
48 - 48
Personal Line of Credit
16.240%
$0
60
11.900%
$0 - $15,000
24 - 60
Personal Loans
11.000%
$0
37 - 60
Personal Loan Rates
5.740%
$0
1 - 36
9.990% - 16.240%
$0
61 - 66
12.990%
$0 - $2,000
24 - 24
15.000%
$500 - $1,500
6 - 12
Signature (Unsecured) Loan
11.040%
$0
1 - 24
9.200% - 17.950%
$0 - $100
12 - 24
10.990%
$500
36
10.490%
$0
Student Loan Consolidation
5.490%
$0
Personal Loans
10.000%
$0
1 - 36
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
13.450%
$0
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Unsecured Signature Loan
10.250%
$0
25 - 36
Summer/Holiday Loans
9.500%
$0
12.990%
$0
13 - 60
10.000%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Credit Union Profile & Overview

Credit Union Name: FourLeaf Federal Credit Union
Full Time Employees: 985
Part Time Employees: 14
President: Anne Brigis
CEO: Linda Armyn
Branch Locations: 41
ATM Locations: 33
Corporate Office Address:
899 S Oyster Bay Rd
Bethpage, NY 11714 1030
Phone Number: 516-349-6800
Fax Number: 516-349-4251

Financials

Total Assets:
14,059,079,975
Total Amount of Shares and Deposits:
12,527,689,204
Total Shares and Deposits < 1 Year:
11,966,142,930
Total Shares and Deposits 1 3 Years:
401,912,507
Total Shares and Deposits > 3 Years:
159,633,767
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,493,525,277
Total Uninsured Shares and Deposits > $250K (F+J):
1,493,525,277
Total Insured Shares and Deposits > $250K (item 17 less item K):
11,034,163,927
Total Interest Expense (Sum of items 6 8):
234,637,101
Share Certificates:
87,874
Number of Accounts for Share Drafts:
334,752
IRA KEOGH Accounts:
23,711
Number of Accounts for Regular Shares:
593,885
Money Market Shares:
78,958
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
329,001,382
Total Liabilities:
12,959,392,946
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

irLB
★★★★★
December 17, 2025
VRGW
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for FourLeaf Federal Credit Union
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Frequently Asked Questions About FourLeaf Federal Credit Union

Is a member application needed to join FourLeaf Federal Credit Union?

Yes, to access services at FourLeaf Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, FourLeaf Federal Credit Union provides a range of mortgage and home equity products.

Is FourLeaf Federal Credit Union a safe place to deposit money?

Yes, FourLeaf Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does FourLeaf Federal Credit Union offer online and mobile banking?

Most modern institutions like FourLeaf Federal Credit Union provide digital access including online balance checks and transfers.

Current FourLeaf Federal Credit Union Rates

ProductAPY
12-Month CD1.50%
18-Month CD1.25%
24-Month CD1.25%
36-Month CD1.25%
48-Month CD1.25%
60-Month CD2.50%
MMA0.10%
30-Year Fixed5.96%

Rates subject to change.

Compare to other Credit Unions