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BFG Federal Credit Union Rates & Review October 2026

BFG Federal Credit Union's top rates as of October 12, 2026 are 3.00% APY on its 60 Month CD, 0.30% APY on money market accounts, 0.05% APY on checking, personal loans from 11.99% APR, and credit cards from 8.99% APR, according to rates verified by MonitorBankRates. Other BFG Federal Credit Union CD rates include 60 Month Share & IRA CD at 3.00%, 48 Month CD at 2.50%, and 48 Month Share & IRA CD at 2.50%. MonitorBankRates evaluates the financial stability of BFG Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.30%. Rates last updated and verified on 10/12/2026.

BFG Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BFG Federal Credit Union? Share your experience about BFG Federal Credit Union by leaving a review below, or read customer reviews before you decide to use BFG Federal Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.30%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
BFG Federal Credit Union
Main Office
445 S Main St
Akron, OH 44311-1056
https://bfgfcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

BFG Federal Credit Union CD Rates

Product Rate APY Term View More
60 Month Certificate 2.97% 3.00% 60 months
Min Deposit $10,000
Details Dividends compound Quarterly; Share & IRA Certificates
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 1.40% → 3.00% ▲ 1.60 pts · high 3.00% / low 1.40%
0.00%2.30%4.60%Sep 25, 2026: 1.40% APYOct 8, 2026: 3.00% APYSep 25, 2026Oct 13, 2026
  • Oct 8, 20263.00%▲ from 1.40%
  • Sep 25, 20261.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
60 Month Share & IRA Certificate 2.97% 3.00% 60 months
Min Deposit $10,000
Details Dividends compound quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 3.00% APY
2.50%3.00%3.50%Oct 12, 2026: 3.00% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
48 Month Certificate 2.48% 2.50% 48 months
Min Deposit $10,000
Details Dividends compound Quarterly; Share & IRA Certificates
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 1.30% → 2.50% ▲ 1.20 pts · high 2.50% / low 1.30%
0.10%1.90%3.70%Sep 25, 2026: 1.30% APYOct 8, 2026: 2.50% APYSep 25, 2026Oct 13, 2026
  • Oct 8, 20262.50%▲ from 1.30%
  • Sep 25, 20261.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
48 Month Share & IRA Certificate 2.48% 2.50% 48 months
Min Deposit $10,000
Details Dividends compound quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 2.50% APY
2.00%2.50%3.00%Oct 12, 2026: 2.50% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
36 Month Certificate 2.28% 2.30% 36 months
Min Deposit $10,000
Details Dividends compound Quarterly; Share & IRA Certificates
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 1.25% → 2.30% ▲ 1.05 pts · high 2.30% / low 1.25%
0.20%1.78%3.35%Sep 25, 2026: 1.25% APYOct 8, 2026: 2.30% APYSep 25, 2026Oct 13, 2026
  • Oct 8, 20262.30%▲ from 1.25%
  • Sep 25, 20261.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
36 Month Share & IRA Certificate 2.28% 2.30% 36 months
Min Deposit $10,000
Details Dividends compound quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 2.30% APY
1.80%2.30%2.80%Oct 12, 2026: 2.30% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
24 Month Certificate 2.23% 2.25% 24 months
Min Deposit $10,000
Details Dividends compound Quarterly; Share & IRA Certificates
Last Updated 10/12/2026
Rate History
1 change since Sep 25, 2026 · 1.25% → 2.25% ▲ 1.00 pts · high 2.25% / low 1.25%
0.25%1.75%3.25%Sep 25, 2026: 1.25% APYOct 8, 2026: 2.25% APYSep 25, 2026Oct 13, 2026
  • Oct 8, 20262.25%▲ from 1.25%
  • Sep 25, 20261.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
24 Month Share & IRA Certificate 2.23% 2.25% 24 months
Min Deposit $10,000
Details Dividends compound quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 2.25% APY
1.75%2.25%2.75%Oct 12, 2026: 2.25% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
13 Month Certificate 1.99% 2.00% 13 months
Min Deposit $10,000
Details Dividends compound Quarterly; Share & IRA Certificates
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 8, 2026: 2.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
13 Month Share & IRA Certificate 1.99% 2.00% 13 months
Min Deposit $10,000
Details Dividends compound quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 2.00% APY
1.50%2.00%2.50%Oct 12, 2026: 2.00% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Share & IRA Certificates - 60 Month Certificate 1.39% 1.40% 60 months
Min Deposit $500
Details Dividends Compound: Quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.40% APY
0.90%1.40%1.90%Oct 12, 2026: 1.40% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Share & IRA Certificates - 48 Month Certificate 1.29% 1.30% 48 months
Min Deposit $500
Details Dividends Compound: Quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.30% APY
0.80%1.30%1.80%Oct 12, 2026: 1.30% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Share & IRA Certificates - 24 Month Certificate 1.24% 1.25% 24 months
Min Deposit $500
Details Dividends Compound: Quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.25% APY
0.75%1.25%1.75%Oct 12, 2026: 1.25% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Share & IRA Certificates - 36 Month Certificate 1.24% 1.25% 36 months
Min Deposit $500
Details Dividends Compound: Quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.25% APY
0.75%1.25%1.75%Oct 12, 2026: 1.25% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Share & IRA Certificates - 12 Month Certificate 1.00% 1.00% 12 months
Min Deposit $500
Details Dividends Compound: Quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 12, 2026: 1.00% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Share & IRA Certificates - 18 Month Certificate 1.00% 1.00% 18 months
Min Deposit $500
Details Dividends Compound: Quarterly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 1.00% APY
0.50%1.00%1.50%Oct 12, 2026: 1.00% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Share & IRA Certificates - 6 Month Certificate 0.50% 0.50% 6 months
Min Deposit $500
Details Dividends Compound: Monthly
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 12, 2026: 0.50% APYOct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%

BFG Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club Account 0.03% 0.03%
Min Balance $100
Details Dividends compound: Quarterly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Sep 25, 2026: 0.03% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%

BFG Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account 0.30% 0.30%
Min Balance $25,000
Details Balance: $25,000.00; Dividends compound: Monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.30% APY · checked 3 times
0.00%0.40%0.80%Sep 25, 2026: 0.30% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Money Market Account 0.20% 0.20%
Min Balance $10,000
Details Balance: $10,000.00; Dividends compound: Monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.20% APY · checked 3 times
0.00%0.35%0.70%Sep 25, 2026: 0.20% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Money Market Account 0.10% 0.10%
Min Balance $2,000
Details Balance: $2,000.00; Dividends compound: Monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Sep 25, 2026: 0.10% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%

BFG Federal Credit Union Checking Rates

Product Rate APY View More
HSA Checking Account 0.05% 0.05%
Min Balance $0
Details Dividends compound: Monthly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 25, 2026: 0.05% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%

BFG Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 6.24%
Details As Low As; Rate based on creditworthiness and term of loan
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 6.24% APR · checked 5 times
5.74%6.24%6.74%Sep 25, 2026: 6.24% APRSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%

BFG Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New and Used Auto Loans - - 4.74% 36 months
Details As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
New and Used Auto Loans - - 4.74% 48 months
Details As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
New and Used Auto Loans - - 4.74% 60 months
Details As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
New and Used Auto Loans - - 4.74% 72 months
Details As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
New and Used Auto Loans - - 4.74% 84 months
Details As Low As; Model Year: 2026/2025/2024/2023; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
New and Used Auto Loans - - 4.74% 36 - 48 months
Details As Low As; Model Year: 2021; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Sep 16, 2026: 4.74% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
New and Used Auto Loans - - 5.49% 60 months
Details As Low As; Model Year: 2019; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 5.49% APR · checked 5 times
4.99%5.49%5.99%Sep 16, 2026: 5.49% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
New and Used Auto Loans - - 5.74% 60 months
Details As Low As; Model Year: 2017; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 5.74% APR · checked 5 times
5.24%5.74%6.24%Sep 16, 2026: 5.74% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
New and Used Auto Loans - - 5.74% 48 months
Details As Low As; Model Year: 2016/Older; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 5.74% APR · checked 5 times
5.24%5.74%6.24%Sep 16, 2026: 5.74% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Classic Automobile Loans - - 8.24% 60 months
Details Value: > $10,000; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.24% APR · checked 5 times
7.74%8.24%8.74%Sep 16, 2026: 8.24% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Classic Automobile Loans - - 8.65% 48 months
Details Value: < $10,000; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.65% APR · checked 5 times
8.15%8.65%9.15%Sep 16, 2026: 8.65% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Classic Automobile Loans - - 8.75% 72 months
Details Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.75% APR · checked 5 times
8.25%8.75%9.25%Sep 16, 2026: 8.75% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%

BFG Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Recreational Vehicles Loans (Boats, Motor Homes, Travel Trailers) - 8.65% 48 months
Details As Low As; Minimum: $14,000; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.65% APR · checked 5 times
8.15%8.65%9.15%Sep 16, 2026: 8.65% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Recreational Vehicles Loan - 8.65% 48 months
Details As Low As; Minimum loan: $14,000; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.65% APR
8.15%8.65%9.15%Oct 12, 2026: 8.65% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
New Recreational Vehicles Loans (Boats, Motor Homes, Travel Trailers) - 8.90% 60 months
Details As Low As; Minimum: $14,000; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.90% APR · checked 5 times
8.40%8.90%9.40%Sep 16, 2026: 8.90% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Recreational Vehicles Loan - 8.90% 60 months
Details As Low As; Minimum loan: $14,000; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 8.90% APR
8.40%8.90%9.40%Oct 12, 2026: 8.90% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
New Recreational Vehicles Loans (Boats, Motor Homes, Travel Trailers) - 9.65% 72 months
Details As Low As; Minimum: $14,000; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.65% APR · checked 5 times
9.15%9.65%10.15%Sep 16, 2026: 9.65% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Recreational Vehicles Loan - 9.65% 72 months
Details As Low As; Minimum loan: $14,000; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 9.65% APR
9.15%9.65%10.15%Oct 12, 2026: 9.65% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
New Recreational Vehicles Loans (Boats, Motor Homes, Travel Trailers) - 10.15% 84 months
Details As Low As; Minimum: $20,000; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.15% APR · checked 5 times
9.65%10.15%10.65%Sep 16, 2026: 10.15% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Recreational Vehicles Loan - 10.15% 84 months
Details As Low As; Minimum loan: $20,000; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Oct 12, 2026 · 10.15% APR
9.65%10.15%10.65%Oct 12, 2026: 10.15% APROct 12, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%

BFG Federal Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 8.99%
Details As Low As; Rate based on creditworthiness
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 8.99% APR · checked 4 times
8.49%8.99%9.49%Sep 25, 2026: 8.99% APRSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%

BFG Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan Special 11.99% 42 months
Details As Low As; New Loans Only; Proceeds cannot be used to payoff existing BFG Loans; No other rewards or coupons; Limited Time offer
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 11.99% APR · checked 5 times
11.49%11.99%12.49%Sep 16, 2026: 11.99% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Signature Loan 13.75% 48 months
Details As Low As; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 13.75% APR · checked 5 times
13.25%13.75%14.25%Sep 16, 2026: 13.75% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Signature Loan 13.90% 60 months
Details As Low As; Includes 1/4 rate discount for selecting an automated loan repayment option
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 13.90% APR · checked 5 times
13.40%13.90%14.40%Sep 16, 2026: 13.90% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%

BFG Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Contributory IRA 0.03% - 0.03%
Min Balance $100
Details Dividends compound: Quarterly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Sep 25, 2026: 0.03% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%
Share Account 0.03% - 0.03%
Min Balance $100
Details Dividends compound: Quarterly
Last Updated 10/12/2026
Rate History
No change since Sep 25, 2026 · 0.03% APY · checked 3 times
0.00%0.27%0.53%Sep 25, 2026: 0.03% APYSep 25, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.30%

Financial Health History

BFG Federal Credit Union’s Texas Ratio rose from 0.27% in Q3 2023 to 1.30% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.6% 2.0★ 1.1% 3.0★ 1.7% 4.0★ 2.3% 5.0★ Healthy zone – entire history below the 15% limit 0.27% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.30% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$160M1.30%5.0A+
March 31, 2026$164M1.06%5.0A+
December 31, 2025$163M0.76%5.0A+
September 30, 2025$161M1.42%5.0A+
June 30, 2025$155M1.50%5.0A+
March 31, 2025$154M1.68%5.0A+
December 31, 2024$154M1.13%5.0A+
September 30, 2024$153M0.91%5.0A+
June 30, 2024$157M0.76%5.0A+
March 31, 2024$159M0.67%5.0A+
December 31, 2023$159M0.14%5.0A+
September 30, 2023$165M0.27%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for BFG Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BFG Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BFG Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name BFG Federal Credit Union
Address 445 S Main St, Akron, OH 44311-1056
Phone 330-374-2990
Fax 330-374-2984
President Peter Oyster
CEO Cheryl Foster
Full-Time Employees 26
Part-Time Employees 1
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.30%
Return on Assets (ROA)
0.0595%
Return on Equity (ROE)
0.4660%
Non-Performing Loans Ratio (NPL)
0.23%
Total Assets
159,619,190
Total Amount of Shares and Deposits
138,754,711
Total Shares and Deposits < 1 Year
133,966,729
Total Shares and Deposits 1 3 Years
3,843,390
Total Shares and Deposits > 3 Years
944,592
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,767,494
Total Uninsured Shares and Deposits > $250K (F+J)
7,767,494
Total Insured Shares and Deposits > $250K (item 17 less item K)
130,987,217
Total Interest Expense (Sum of items 6 8)
181,668
Share Certificates
394
Number of Accounts for Share Drafts
6,030
IRA KEOGH Accounts
490
Number of Accounts for Regular Shares
21,818
All other shares
448
Money Market Shares
461
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,104,441
Total Liabilities
139,884,480
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

BFG Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
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       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About BFG Federal Credit Union

How many branches does BFG Federal Credit Union operate?

BFG Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join BFG Federal Credit Union?

Yes, to access services at BFG Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, BFG Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BFG Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does BFG Federal Credit Union offer online and mobile banking?

Most modern institutions like BFG Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://bfgfcu.org.

Current BFG Federal Credit Union Rates

  • 12-Month CD1.00%
  • 18-Month CD1.00%
  • 24-Month CD1.25%
  • 60-Month CD1.40%
  • MMA0.30%
Retrieved from our database of financial products. Rates subject to change.