Billerica Municipal Employees Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Billerica Municipal Employees Credit Union12-month CD rates can be found at 3.80%, 6-month CD rates at 0.10% and 3-month CD rates at 2.27%. Savings rates are at 0.03% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.76%. Credit Card rates are at 13.75%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to Billerica Municipal Employees Credit Union rates.

Compare Billerica Municipal Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Billerica Municipal Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Billerica Municipal Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Billerica Municipal Employees Credit Union? Share your experience about Billerica Municipal Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Billerica Municipal Employees Credit Union.

Overall, Billerica Municipal Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Billerica Municipal Employees Credit Union
Member Services
365 Boston Rd
Billerica, MA 01821
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Billerica Municipal Employees Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FinWise Bank
FinWise Bank
6-Month CD
4.25%
$500
Walpole Co-operative Bank
Walpole Co-operative Bank
12-Month CD
4.10%
$1,000
OBannon Bank
OBannon Bank
18-Month CD
4.06%
$1,000
FinWise Bank
FinWise Bank
48-Month CD
4.00%
$500
Blue Foundry Bank
Blue Foundry Bank
Blue Axis Edge Money Market
4.00%
$25,000
Canyon View Credit Union
Canyon View Credit Union
30-Month CD
4.00%
$500
Raymond James
24-Month CD
3.90%
$1,000
Riverland Bank
Riverland Bank
48-Month CD
3.80%
$1,000
Five Star Credit Union
Five Star Credit Union
60-Month CD
3.65%
$500
United States Senate Federal Credit Union
United States Senate Federal Credit Union
6-Month CD (Plus Jumbo)
3.56%
$200,000
Kennett Trust Bank
Kennett Trust Bank
24-Month CD
3.56%
$500
167th TFR Federal Credit Union
167th TFR Federal Credit Union
6-Month CD
3.55%
$500
Citizens Independent Bank
Citizens Independent Bank
15-Month CD
3.50%
$10,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
30-Month CD
3.30%
$100
Iowa Falls State Bank
Iowa Falls State Bank
18-Month CD
3.13%
$1,000
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
18-Month CD
3.02%
$500
Bank of Edmonson County
Bank of Edmonson County
24-Month CD
3.00%
$500
BLC Community Bank
BLC Community Bank
12-Month CD
3.00%
$2,500
Marion Center Bank
Marion Center Bank
36-Month CD
3.00%
$1,000
New Tripoli Bank
New Tripoli Bank
36-Month CD
3.00%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
48-Month CD
2.78%
$1,000
The Bank of Steinauer
The Bank of Steinauer
48-Month CD
2.78%
$500
WVS West View SB
WVS West View SB
24-Month CD
2.75%
$500
AAA Federal Credit Union
AAA Federal Credit Union
48-Month CD
2.75%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
24-Month CD
2.53%
$1,000
CNB St Louis Bank
CNB St Louis Bank
12-Month CD
2.50%
$1,000
Community Bank Dunlap, IA
Community Bank Dunlap, IA
12-Month CD
2.50%
$500
USLA Union S&L
USLA Union S&L
48-Month CD
2.50%
$1,000
Grove Bank
Grove Bank
72-Month CD
2.01%
$1,000
Perryton National Bank
Perryton National Bank
3-Month CD
1.51%
$2,500
All America Bank
All America Bank
Regular Savings
1.25%
$50
Planters Bank & Trust Company
Planters Bank & Trust Company
Business High Yield Money Market
1.25%
$25,000
Nashville Savings Bank
Nashville Savings Bank
18-Month CD
0.90%
$1,000
Versailles S&L Co.
Versailles S&L Co.
48-Month CD
0.85%
$1,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
Life Savings
0.75%
$0
Harbor Bank of Maryland
Harbor Bank of Maryland
18-Month CD
0.75%
$1,000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
36-Month CD
0.70%
$500
PSB Provident Savings Bank
PSB Provident Savings Bank
60-Month CD
0.63%
$1,000
FNB of Nevada, Missouri
FNB of Nevada, Missouri
36-Month CD
0.50%
$1,000
United Minnesota Bank
United Minnesota Bank
6-Month CD
0.50%
$500
Marathon Bank
Marathon Bank
12-Month CD
0.45%
$1,000
5Star Bank
5Star Bank
Money Market
0.40%
$1,000
F&M Union Bank
Interest Checking
0.30%
$1,000
Consumers Credit Union
Consumers Credit Union
12-Month CD
0.30%
$1,000
United Orient Bank
United Orient Bank
Passbook Savings
0.20%
$100
WaFd Bank
WaFd Bank
12-Month CD
0.20%
$1,000
Centreville Bank
Centreville Bank
Savings
0.05%
$100
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
NOW Checking
0.05%
$0
Town & Country B&T Co.
Town & Country B&T Co.
Money Market
0.05%
$2,000
Lusitania Savings Bank
Lusitania Savings Bank
Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Billerica Municipal Employees Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.250%
5.299%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
5.500%
5.549%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
15 Year Fixed
5.375%
5.578%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
5.500%
5.634%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.500%
5.647%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
15-Year Fixed
5.625%
5.663%
0.000
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
5.625%
5.693%
0.000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.500%
5.712%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.500%
5.770%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
5.750%
5.871%
0.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
5.750%
5.875%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.625%
5.925%
0.000
River Region Credit Union
River Region Credit Union
15-Year Fixed
5.750%
5.928%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
Mid Oregon Federal Credit Union
Mid Oregon Federal Credit Union
15 Year Fixed
5.750%
5.976%
0.250
Wells Fargo
Wells Fargo
30-Year Fixed VA
5.750%
5.979%
1.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.000%
6.047%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.000%
6.063%
0.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
30-Year Fixed
6.000%
6.163%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.000%
6.166%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
5.875%
6.215%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
5.990%
6.220%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Billerica Municipal Employees Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Billerica Municipal Employees Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Billerica Municipal Employees Credit Union rate data right now, check back for updates, we are adding rates all the time.

Billerica Municipal Employees Credit Union Information

Credit Union Name: Billerica Municipal Employees Credit Union
Full Time Employees: 2
Part Time Employees: 1
President: Paul Morris
CEO: Joyce MacMillan
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
365 Boston Rd
Billerica, MA 01821
Phone Number: 978-667-2434
Fax Number: 978-670-6062

Billerica Municipal Employees Credit Union Financials

Total Assets:
19,750,292
Total Amount of Shares and Deposits:
15,900,241
Total Shares and Deposits < 1 Year:
14,974,967
Total Shares and Deposits 1 3 Years:
925,274
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
577,551
Total Uninsured Shares and Deposits > $250K (F+J):
577,551
Total Insured Shares and Deposits > $250K (item 17 less item K):
15,322,690
Total Interest Expense (Sum of items 6 8):
27,308
Share Certificates:
133
Number of Accounts for Share Drafts:
172
IRA KEOGH Accounts:
5
Number of Accounts for Regular Shares:
1,405
Money Market Shares:
2
Net Income (unless the amount is already included in Undivided Earnings):
50,606
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
800,854
Total Liabilities:
15,936,008
Show More

Billerica Municipal Employees Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Are you looking for South Carolina CD rates? You can find the best CD rates and CD yields in South Carolina by searching our CD rate tables. The bank with the highest 3 month South Carolina CD rate on our list right now is Ally Bank. The bank is currently offering 3 month bank CD rates in South Carolina at 0.69 percent with CD yields of 0.69 percent. The minimum opening deposit for a CD at Ally Bank is only $1. Second on our 3 month South Carolina CD rates list is Nationwide Bank with a CD rate of 0.65 percent with a CD yield of 0.65 percent.
Mortgage Rates: Current Mortgage Rates Hit New Low: 30 Year Mortgage Rates at 4.81%Mortgage rates are down again this week over last. 30 year mortgage rates have hit a new low for 2010. 30 year mortgage rates are now averaging 4.81 percent, down from the previous week's average 30 year mortgage rate of 4.90 percent. You can thank the financial trouble in the European Union for lower mortgage rates.

Bank or Credit Union Offers and Deals

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Amerant Bank CD Rates

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Billerica Municipal Employees Credit Union Reviews

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