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Blackstone River Federal Credit Union Rates and Review January 2026

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Blackstone River Federal Credit Union12-month CD rates can be found at 4.35%, 6-month CD rates at 1.00% and 3-month CD rates at 0.80%. Savings rates are at 0.15% and money market rates are at 4.41%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 10.90%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates which you can compare to Blackstone River Federal Credit Union rates.

Compare Blackstone River Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Blackstone River Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Blackstone River Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Blackstone River Federal Credit Union? Share your experience about Blackstone River Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Blackstone River Federal Credit Union.

Overall, Blackstone River Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Blackstone River Federal Credit Union
Main Office
10 Monument Sq
Woonsocket, RI 02895
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
4.25%
$2,500
18-Month CD (Jumbo)
4.04%
$100,000
6-Month CD
3.95%
$500
Blue Axis Edge Savings
3.90%
$5
6-Month CD
3.82%
$500
6-Month CD
3.73%
$2,500
18-Month CD
3.55%
$500
12-Month CD
3.50%
$1,000
24-Month CD
3.50%
$250
24-Month CD
3.48%
$1,000
24-Month CD
3.30%
$1,000
24-Month CD
3.30%
$1,000
36-Month CD
3.25%
$500
60-Month CD
3.15%
$1,000
36-Month CD
3.00%
$500
48-Month CD
2.87%
$5,000
24-Month CD
2.53%
$1,000
60-Month CD
2.53%
$2,500
18-Month CD
2.42%
$1,000
18-Month CD
2.26%
$1,000
60-Month CD
2.25%
$100
6-Month CD
2.25%
$1,000
21-Month CD
2.22%
$1,000
Money Market
2.02%
$100
18-Month CD
2.02%
$1,000
60-Month CD
2.00%
$1,000
12-Month CD
2.00%
$2,500
36-Month CD
1.90%
$500
Premier Business Money Market
1.75%
$10,000
6-Month CD
1.50%
$500
60-Month CD
1.25%
$1,000
36-Month CD
1.05%
$5,000
Savings
1.00%
$200
60-Month CD
1.00%
$500
12-Month CD
0.75%
$1,000
48-Month CD
0.75%
$2,500
60-Month CD
0.50%
$1,000
24-Month CD
0.45%
$500
Business Platinum Savings
0.45%
$0
36-Month CD
0.40%
$500
36-Month CD
0.35%
$1,000
24-Month CD
0.30%
$500
Money Market
0.30%
$1,000
12-Month CD
0.25%
$500
Statement Savings
0.10%
$10
Gold Money Market
0.08%
$2,500
Basic Savings
0.05%
$100
Relationship Checking
0.01%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5/1 Adjustable
5.875%
6.234%
0.000
15-Year Fixed
5.500%
5.601%
0.000
5.875%
5.900%
0.000
15-Year Fixed
5.500%
5.579%
0.000
6.000%
5.892%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
15-Year Fixed
6.500%
6.500%
0.000
15-Year Fixed
5.500%
5.684%
0.000
5.875%
6.170%
0.000
30-Year Fixed
5.750%
5.886%
0.000
5.500%
5.612%
0.750
5.875%
6.110%
0.000
30-Year Fixed
6.000%
6.048%
0.000
30 Year Fixed
6.375%
6.670%
0.000
5.625%
5.769%
0.000
6.125%
6.326%
0.000
5.750%
5.767%
0.000
5.000%
5.242%
0.000
15 Year Fixed
6.125%
6.209%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.875%
6.010%
0.000
15 Year Fixed
5.550%
5.643%
0.000
5.375%
5.652%
0.000
30-Year Fixed
6.125%
6.307%
0.000
5.500%
5.786%
2.280
30-Year Fixed
5.750%
5.788%
0.000
5.500%
5.561%
0.000
5.625%
5.790%
0.000
15-Year Fixed
5.125%
5.180%
0.000
5.750%
5.853%
0.000
5.500%
5.724%
0.000
30-Year Fixed
5.500%
5.727%
2.000
20-Year Fixed
5.750%
5.915%
0.000
5.750%
7.634%
0.000
5.375%
5.415%
0.000
5.625%
5.778%
0.000
5.875%
5.894%
0.000
5.375%
5.565%
1.000
5.750%
5.858%
0.000
5.750%
5.758%
0.000
15-Year Fixed
5.375%
5.490%
0.125
20-Year Fixed
6.125%
6.201%
0.000
5.625%
5.667%
0.000
5.500%
5.799%
0.000
5.500%
5.736%
0.000
5.200%
5.453%
0.000
5.750%
5.789%
0.000
30-Year Fixed
6.125%
6.219%
0.000
5.875%
5.975%
0.000
5.625%
5.760%
1.125
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Access FCU Visa Classic
13.500%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Access FCU Visa Gold
9.900%
13.240%
8.750%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
VISA® Classic
12.960%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
16.200%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Business Select Credit Card Mastercard
18.000%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Security Service Power Rewards MasterCard
18.000%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Savings Secured Visa®
18.000%
Security Service Power MasterCard
12.740% - 18.000%
Visa Platinum Rewards
14.900%
VISA Traditional
14.240% - 18.000%
VISA Platinum without Rewards
7.900%
World Cash Back Credit Card Mastercard
18.000%
Visa Platinum with Rewards
9.900%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan Rates
5.740%
$0
1 - 36
11.500%
$0
48 - 48
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
13.740%
$0
60
10.990%
$500
36
17.900%
$0 - $500
10.490%
$0
Student Loan Consolidation
5.490%
$0
10.490%
$0
60 - 60
11.740% - 17.990%
$0
Personal Lines of Credit
11.900% - 19.400%
$0
8.890%
$0
Personal Line of Credit
9.500%
$0
A+ Preferred Line Of Credit
10.990%
$0
Personal Loans
11.000%
$0
37 - 60
7.990%
$0 - $30,000
18.000%
$0 - $500
5
Personal/Signature
10.990%
$0
24 - 36
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Personal Loans
13.250%
$0
6184
Preferred Personal Loan
10.000%
$0
60
Refinanced Signature Loans
18.000%
$0
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Personal Loan
8.950%
$0
15.000%
$500 - $1,500
6 - 12
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Blackstone River Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Blackstone River Federal Credit Union
Full Time Employees: 11
Part Time Employees: 4
President: Jean Gagnon
CEO: James Wood
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
10 Monument Sq
Woonsocket, RI 02895
Phone Number: 401-767-1990
Fax Number: 401-769-9241

Financials

Total Assets:
70,839,628
Total Amount of Shares and Deposits:
62,426,640
Total Shares and Deposits < 1 Year:
61,503,874
Total Shares and Deposits 1 3 Years:
922,766
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,946,799
Total Uninsured Shares and Deposits > $250K (F+J):
2,946,799
Total Insured Shares and Deposits > $250K (item 17 less item K):
59,479,841
Total Interest Expense (Sum of items 6 8):
342,401
Share Certificates:
356
Number of Accounts for Share Drafts:
2,769
IRA KEOGH Accounts:
63
Number of Accounts for Regular Shares:
5,134
Money Market Shares:
516
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,841,071
Total Liabilities:
62,677,791
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Blackstone River Federal Credit Union

Is a member application needed to join Blackstone River Federal Credit Union?

Yes, to access services at Blackstone River Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Blackstone River Federal Credit Union provides a range of mortgage and home equity products.

Is Blackstone River Federal Credit Union a safe place to deposit money?

Yes, Blackstone River Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Blackstone River Federal Credit Union offer online and mobile banking?

Most modern institutions like Blackstone River Federal Credit Union provide digital access including online balance checks and transfers.

Current Blackstone River Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions