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 Brookline Municipal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 18, 2026
Brookline Municipal Credit Union's 9 Month Nine Month CD Special rates are at 3.50%, 15 Month Fifteen Month CD Special rates are at 3.25%, 3 Year Three Year CD Special rates are at 2.75%. Brookline Municipal Credit Union's savings rates are at 0.10%. Brookline Municipal Credit Union's money market rates are at 0.10%. Brookline Municipal Credit Union's Personal Loan Rates are as low as 9.99%. MonitorBankRates evaluates the financial stability of Brookline Municipal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.13%. Rates last updated and verified on 09/18/2026. Brookline Municipal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brookline Municipal Credit Union? Share your experience about Brookline Municipal Credit Union by leaving a review below, or read customer reviews before you decide to use Brookline Municipal Credit Union. Brookline Municipal Credit Union
BROOKLINE MUNICIPAL CREDIT UNION 334 WASHINGTON ST
https://brooklinecu.com BROOKLINE, MA 02445-6850 
Brookline Municipal Credit Union CD Rates
Brookline Municipal Credit Union Savings Rates
Brookline Municipal Credit Union Money Market Rates
Brookline Municipal Credit Union Checking Rates
Brookline Municipal Credit Union Home Equity & HELOC
Brookline Municipal Credit Union Auto Loan Rates
Brookline Municipal Credit Union Personal Loan Rates
Brookline Municipal Credit Union Other Rates
Financial Health HistoryBrookline Municipal Credit Union’s Texas Ratio stayed near 0.06% in Q2 2023 to 0.13% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Brookline Municipal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Brookline Municipal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Brookline Municipal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Brookline Municipal Credit Union
Website
https://brooklinecu.com
Address
334 WASHINGTON ST,
BROOKLINE, MA 02445-6850
Phone
617-232-9410
Fax
617-232-1462
President
Matthew Baronas
CEO
PAUL DEMAIO
Full-Time Employees
5
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.13%
Return on Assets (ROA)
0.2753%
Return on Equity (ROE)
2.1028%
Non-Performing Loans Ratio (NPL)
0.06%
Total Assets
51,045,054
Total Amount of Shares and Deposits
44,281,279
Total Shares and Deposits < 1 Year
43,768,431
Total Shares and Deposits 1 3 Years
505,426
Total Shares and Deposits > 3 Years
7,422
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,539,524
Total Uninsured Shares and Deposits > $250K (F+J)
1,539,524
Total Insured Shares and Deposits > $250K (item 17 less item K)
42,741,755
Total Interest Expense (Sum of items 6 8)
122,545
Share Certificates
259
Number of Accounts for Share Drafts
845
IRA KEOGH Accounts
27
Number of Accounts for Regular Shares
2,947
All other shares
32
Money Market Shares
115
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,560,657
Total Liabilities
44,360,979
Source: NCUA — Last Updated 03/31/2026
Customer ReviewsOngelita Mockabee Miles
June 26, 2026
I have been a Member of the Brookline Municipal Credit Union for over 30+ years. There everyone knows you by your name, not just as a customer and a face. I have dealt with many Savings Institutions and I find Martha is ranked Number One for her patience and personality for dealing with the Public. The BMCU is not like big banks, they\'re like small homely, friendly can I be of Sevice to you banking like it used to be. I moved away from MA 4 years ago, but I am still a Member and will always be.
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Frequently Asked Questions About Brookline Municipal Credit UnionHow many branches does Brookline Municipal Credit Union operate?Brookline Municipal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Brookline Municipal Credit Union?Yes, to access services at Brookline Municipal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Brookline Municipal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Brookline Municipal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Brookline Municipal Credit Union offer online and mobile banking?Most modern institutions like Brookline Municipal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://brooklinecu.com. Current Brookline Municipal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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