Citizens Equity First Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Citizens Equity First Credit Union12-month CD rates can be found at 3.00%, 6-month CD rates at 4.81% and 3-month CD rates at 2.75%. Savings rates are at 0.17% and money market rates are at 3.04%. Mortgage rates on 30-year fixed loans are around 6.67%. Credit Card rates are at 18.24%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates.

Compare Citizens Equity First Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Citizens Equity First Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Citizens Equity First Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Citizens Equity First Credit Union? Share your experience about Citizens Equity First Credit Union by leaving a review below, or read customer reviews before you decide to use Citizens Equity First Credit Union.

Overall, Citizens Equity First Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Citizens Equity First Credit Union
CEFCU
5401 W Everett M Dirksen Pkwy
Peoria, IL 61607
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Citizens Equity First Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
6-Month CD
5.05%
$500
Alliant Credit Union
Alliant Credit Union
12-Month CD
4.75%
$1,000
Axiom Bank
Axiom Bank
9-Month CD (special)
4.75%
$500
USAA
USAA
12-Month CD
4.65%
$1,000
UniBank
UniBank
3-Month CD
4.59%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
18-Month CD
4.50%
$250
Conneaut Savings Bank
Conneaut Savings Bank
13-Month CD (relationship bonus special)
4.35%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
48-Month CD
4.34%
$2,500
Atkins Savings B&T
Atkins Savings B&T
18-Month CD (Adjust-A-Rate)
4.24%
$1,000
Somerset Savings Bank
Somerset Savings Bank
Premier Money Market
4.08%
$5,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
12-Month CD
4.00%
$1,000
Middlesex Federal Savings
Middlesex Federal Savings
13-Month CD (special)
4.00%
$500
AAC Credit Union
AAC Credit Union
18-Month CD
4.00%
$500
cfsbank
cfsbank
Money Market
3.53%
$500,000
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
24-Month CD
3.51%
$1,000
Woodruff Federal S&L
Woodruff Federal S&L
18-Month CD
3.34%
$1,000
SouthStar Bank
SouthStar Bank
48-Month CD
3.19%
$1,000
Union State Bank of Everest
Union State Bank of Everest
36-Month CD
3.00%
$1,000
Benchmark Community Bank
Benchmark Community Bank
24-Month CD
2.70%
$500
Haddon Savings Bank
Haddon Savings Bank
12-Month CD
2.60%
$500
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
60-Month CD
2.57%
$500
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
12-Month CD
2.52%
$500
BankVista
BankVista
18-Month CD
2.51%
$1,000
Chartway Credit Union
Chartway Credit Union
18-Month CD
2.50%
$500
Campbell & Fetter Bank
Campbell & Fetter Bank
12-Month CD
2.01%
$1,000
Horicon Bank
Horicon Bank
12-Month CD
1.81%
$1,000
Hiawatha National Bank
Hiawatha National Bank
36-Month CD
1.81%
$500
Madison Valley Bank
Madison Valley Bank
24-Month CD
1.81%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
24-Month CD
1.61%
$500
SSB Scott State Bank
SSB Scott State Bank
60-Month CD
1.51%
$1,000
The Peoples Community Bank
The Peoples Community Bank
18-Month CD
1.30%
$500
Penn Community Bank
Penn Community Bank
48-Month CD
1.00%
$500
Tri-County Trust Company
Tri-County Trust Company
Save Up Savings
1.00%
$0
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
36-Month CD
0.55%
$500
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Smart Start Savings
0.50%
$100
Greene County Commercial Bank
Greene County Commercial Bank
24-Month CD
0.35%
$1,000
Crest Savings Bank
Crest Savings Bank
30-Month CD
0.35%
$500
FSB Holton, KS
FSB Holton, KS
Money Market
0.30%
$2,500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
Regular Saving
0.25%
$100
FCN Bank, N.A.
FCN Bank, N.A.
18-Month CD
0.25%
$1,000
Century SLA
Century SLA
Statement Savings
0.20%
$1
Milford Bank
Milford Bank
24-Month CD
0.15%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
Savings
0.15%
$100
Dime Bank
Dime Bank
18-Month CD
0.10%
$500
Community Bank of Raymore
Community Bank of Raymore
12-Month CD
0.05%
$500
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
Super Passbook Savings
0.03%
$0
Profile Bank
Profile Bank
Passbook Savings
0.03%
$25
William Penn Bank
William Penn Bank
Interest Checking
0.03%
$100
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
Savings
0.01%
$0
First Citizens State Bank
First Citizens State Bank
Direct Checking
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Citizens Equity First Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.125%
5.197%
0.000
Park Federal Credit Union
Park Federal Credit Union
15-Year Fixed
5.125%
5.409%
0.684
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.375%
5.506%
0.375
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
5.625%
5.671%
0.000
Old National Bank
Old National Bank
15-Year Fixed
5.625%
5.691%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
5.625%
5.718%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
30-Year Fixed
5.625%
5.721%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed
5.625%
5.769%
0.750
LAF Credit Union
LAF Credit Union
10 Year Fixed
5.375%
5.808%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
10/6 ARM
5.625%
5.810%
0.000
Penn Community Bank
Penn Community Bank
30-Year Fixed
5.750%
5.886%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
5.625%
5.929%
0.000
Healthcare Financial Federal Credit Union
Healthcare Financial Federal Credit Union
10/1 ARM
5.375%
5.944%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
20 Year Fixed
5.875%
5.968%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
5.750%
5.978%
0.000
Better Banks
Better Banks
30-Year Fixed
5.875%
6.008%
0.000
GreenLeaf Bank
GreenLeaf Bank
20-Year Fixed
6.000%
6.015%
0.000
Healthcare Financial Federal Credit Union
Healthcare Financial Federal Credit Union
30 Year Fixed
5.990%
6.037%
0.000
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
30 Year Fixed
6.000%
6.080%
0.250
Logix Federal Credit Union
Logix Federal Credit Union
20 Year Fixed
6.000%
6.100%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
5.875%
6.101%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
6.000%
6.120%
0.000
Highpoint Community Bank
Highpoint Community Bank
7/1 ARM
6.000%
6.175%
0.000
Northfield Savings Bank
Northfield Savings Bank
30-Year Fixed
6.125%
6.186%
0.000
Chase Bank
Chase Bank
30-Year Fixed
6.125%
6.209%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Citizens Equity First Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
University First Federal Credit Union
University First Federal Credit Union
Visa Student Rewards Card
17.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Citizens Equity First Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
AAEC Credit Union
AAEC Credit Union
Bill Consolidation Loan
8.990%
$0
60
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
Refinanced Signature Loans
18.000%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Citizens Equity First Credit Union rate data right now, check back for updates, we are adding rates all the time.

Citizens Equity First Credit Union Information

Credit Union Name: Citizens Equity First Credit Union
Full Time Employees: 1012
Part Time Employees: 4
President: Joseph Needham
CEO: Matthew Mamer
Branch Locations: 35
ATM Locations: 32
Corporate Office Address:
5401 W Everett M Dirksen Pkwy
Peoria, IL 61607
Phone Number: 309-633-7000
Fax Number:

Citizens Equity First Credit Union Financials

Total Assets:
8,063,526,654
Total Amount of Shares and Deposits:
6,802,683,226
Total Shares and Deposits < 1 Year:
6,028,762,226
Total Shares and Deposits 1 3 Years:
405,368,000
Total Shares and Deposits > 3 Years:
368,553,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
483,031,180
Total Uninsured Shares and Deposits > $250K (F+J):
483,509,469
Total Insured Shares and Deposits > $250K (item 17 less item K):
6,319,173,757
Total Interest Expense (Sum of items 6 8):
31,422,111
Share Certificates:
55,050
Number of Accounts for Share Drafts:
204,943
IRA KEOGH Accounts:
35,082
Number of Accounts for Regular Shares:
446,590
All other shares:
3,107
Non Member Deposits:
11
Money Market Shares:
21,639
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
898,178,865
Total Liabilities:
7,228,983,898
Show More

Citizens Equity First Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

As with any State of the Union speech delivered by a President, there is always much "progress to report". In President Obama's 2013 State of the Union speech there is actually much progress to report on the economy. In his opening comments the President said "After years of grueling recession, our businesses have created over six million new jobs. We buy more American cars than we have in five years, and less foreign oil than we have in twenty. Our housing market is healing, our stock market is rebounding, and consumers, patients, and homeowners enjoy stronger protections than ever before."
Mortgage rates dropped again this past week. Rates for 15-year mortgages are now under 4.50 percent and 30-year mortgage rates stayed under 5 percent. Freddie Mac's survey this week showed rates for 30-year fixed rate mortgages fell 0.6 percent to 4.82 percent from 4.88 percent. Mortgage rates for 15-year fixed rate mortgages also fell from 4.54 percent to 4.48 percent. Five-year Treasury-indexed hybrid adjustable-rate mortgages (ARMs) averaged 4.88 percent this week, down from last week when it averaged 4.93 percent. For one-year Treasury-indexed ARMs average rate went up this past week to 4.91 percent from last week's average of 4.83 percent.
The majority of Americans haven't saved enough money for retirement and probably never will be able to save enough. Though some generations are better than others, according to The Pew Charitable Trusts. The Washington D.C. based organization released a report showed some generations are doing a better job than others when it comes to socking away for retirement.

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Citizens Equity First Credit Union Reviews

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