Clarity Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Clarity Credit Union12-month CD rates can be found at 0.05%, 6-month CD rates at 3.14% and 3-month CD rates at 2.27%. Savings rates are at 0.35% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.47%. Credit Card rates are at 19.74%. Personal Loan rates are at 13.04%. All these rates, and more, can be found in our database of rates which you can compare to Clarity Credit Union rates.

Compare Clarity Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Clarity Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Clarity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Clarity Credit Union? Share your experience about Clarity Credit Union by leaving a review below, or read customer reviews before you decide to use Clarity Credit Union.

Overall, Clarity Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Clarity Credit Union
Corporate Office
1880 S Cobalt Point Way
Meridian, ID 83642
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Clarity Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
EagleBank
EagleBank
18-Month CD
4.40%
$1,000
Huntington FSB
Huntington FSB
18-Month CD
4.13%
$500
Abbey Credit Union
Abbey Credit Union
60-Month CD
4.00%
$500
First Internet Bank of Indiana
First Internet Bank of Indiana
36-Month CD
3.97%
$1,000
Tri-County Trust Company
Tri-County Trust Company
24-Month CD
3.91%
$1,000
Landmark Credit Union
Landmark Credit Union
60-Month CD
3.90%
$500
Mercantile Bank
Mercantile Bank
24-Month CD
3.75%
$500
Financial Federal Bank
Financial Federal Bank
Money Market
3.75%
$5,000
Port Richmond Savings
Port Richmond Savings
48-Month CD
3.75%
$500
Bank of Franklin County
Bank of Franklin County
48-Month CD
3.65%
$500
Coleman County State Bank
Coleman County State Bank
18-Month CD
3.61%
$1,000
EverBank
EverBank
30-Month CD
3.50%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
48-Month CD
3.50%
$1,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
12-Month CD
3.44%
$1,000
Cendera Bank
Cendera Bank
60-Month CD
3.30%
$1,000
Kearney Trust Company
Kearney Trust Company
48-Month CD
3.30%
$100
NBKC Bank
NBKC Bank
48-Month CD
3.25%
$250
Newburyport Bank
Newburyport Bank
24-Month CD
3.25%
$500
City National B&T Co. of Lawton, OK
60-Month CD
3.25%
$500
Murray Bank
Murray Bank
12-Month CD
3.25%
$1,000
Bank of Star Valley
Bank of Star Valley
36-Month CD
3.14%
$250
First Bank Clewiston, FL
First Bank Clewiston, FL
12-Month CD
3.04%
$2,500
FSB of Rosemount
FSB of Rosemount
36-Month CD
3.00%
$500
VISIONBank Saint Francis, MN
VISIONBank Saint Francis, MN
24-Month CD
3.00%
$500
State Bank of Medora
State Bank of Medora
24-Month CD
2.53%
$500
Mascoma Bank
Mascoma Bank
12-Month CD
2.50%
$500
5Star Bank
5Star Bank
36-Month CD
2.50%
$1,000
Interstate Bank
Interstate Bank
36-Month CD
2.27%
$500
Rhinebeck Bank
Rhinebeck Bank
12-Month CD
2.27%
$2,000
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
60-Month CD
1.50%
$500
Cecil Bank
Cecil Bank
48-Month CD
0.45%
$500
FNB of Ely
FNB of Ely
Savings
0.40%
$500
Y-12 Federal Credit Union
Y-12 Federal Credit Union
6-Month CD
0.40%
$500
Horicon Bank
Horicon Bank
Statement Savings
0.30%
$250
First National Bank in Marlow
First National Bank in Marlow
Regular Savings
0.30%
$100
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
Money Market Checking
0.30%
$500
WebBank
WebBank
Savings
0.25%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
Passbook Savings
0.25%
$1
Northwoods Bank of Minnesota
Northwoods Bank of Minnesota
Money Market
0.22%
$1,000
United Bank of Philadelphia
United Bank of Philadelphia
36-Month CD
0.20%
$500
Nevada B&T Co.
Nevada B&T Co.
12-Month CD
0.18%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
Savings
0.10%
$0
Peoples First Savings Bank
Peoples First Savings Bank
Statement Savings
0.10%
$100
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
Consumer Savings
0.10%
$100
Applied Bank
Applied Bank
6-Month CD
0.05%
$1,000
Sugar River Bank
Sugar River Bank
Money Market
0.05%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
Money Market
0.05%
$2,500
Abington Bank
Abington Bank
Get Real Savings
0.05%
$10
The Huntington National Bank
The Huntington National Bank
Relationship Savings
0.01%
$1
Premier Bank
Premier Bank
12-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Clarity Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
5.500%
5.604%
0.750
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
5.625%
5.625%
0.125
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.500%
5.712%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.500%
5.743%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.750%
5.836%
0.500
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
5.756%
5.845%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.500%
5.856%
0.250
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.375%
5.919%
2.000
Phoenixville Federal B&T
15-Year Fixed
5.875%
5.984%
0.125
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
5.875%
6.010%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.042%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
20 Year Fixed
6.000%
6.079%
0.000
StonehamBank
StonehamBank
20-Year Fixed
6.000%
6.089%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
5.875%
6.112%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.000%
6.113%
1.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.000%
6.113%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
20-Year Fixed
6.125%
6.138%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
30-Year Fixed
6.000%
6.163%
0.000
American Bank
American Bank
15-Year Fixed
5.875%
6.173%
0.000
The Bank of Brodhead
The Bank of Brodhead
20-Year Fixed
6.125%
6.183%
0.000
Better Banks
Better Banks
30-Year Fixed
6.125%
6.201%
0.000
Methuen Co-operative Bank
Methuen Co-operative Bank
15-Year Fixed
6.125%
6.219%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
30-Year Fixed
6.125%
6.231%
0.000
Accentra Credit Union
Accentra Credit Union
15-Year Fixed
5.875%
6.239%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Clarity Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Clarity Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Clarity Credit Union rate data right now, check back for updates, we are adding rates all the time.

Clarity Credit Union Information

Credit Union Name: Clarity Credit Union
Full Time Employees: 51
Part Time Employees: 0
President: Brett Spencer
CEO: Wendy Edwards
Branch Locations: 5
ATM Locations: 5
Corporate Office Address:
1880 S Cobalt Point Way
Meridian, ID 83642
Phone Number: 208-437-6583
Fax Number: 208-466-0049

Clarity Credit Union Financials

Total Assets:
201,912,242
Total Amount of Shares and Deposits:
185,803,000
Total Shares and Deposits < 1 Year:
184,361,888
Total Shares and Deposits 1 3 Years:
1,441,112
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,729,686
Total Uninsured Shares and Deposits > $250K (F+J):
2,729,686
Total Insured Shares and Deposits > $250K (item 17 less item K):
183,073,314
Total Interest Expense (Sum of items 6 8):
820,952
Share Certificates:
1,849
Number of Accounts for Share Drafts:
12,916
Number of Accounts for Regular Shares:
19,431
Non Member Deposits:
1
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
29,955,546
Total Liabilities:
186,113,021
Show More

Clarity Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-current-mortgage-rates-down-slightly-according-to-freddie-macMortgage rates were down slightly this past week according to Freddie Mac's Primary Mortgage Market Survey.

USAA 2.5 Year CD rates are now at 0.85 percent with a yield of 0.85 percent. View current 2.5 Year CD rates at USAA below.

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Clarity Credit Union Reviews

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