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Community Federal Credit Union Rates and Review January 2026

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Community Federal Credit Union12-month CD rates can be found at 3.80%, 6-month CD rates at 2.50% and 3-month CD rates at 0.66%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.17%. Credit Card rates are at 14.74%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates which you can compare to Community Federal Credit Union rates.

Compare Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Community Federal Credit Union? Share your experience about Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Community Federal Credit Union.

Overall, Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Community Federal Credit Union
Main Office
4610 S Prairie Ave
Chicago, IL 60653 3902
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.05%
$500
18-Month CD
3.90%
$1,000
24-Month CD (Adjust-A-Rate)
3.89%
$1,000
6-Month CD
3.80%
$1,000
3-Month CD
3.80%
$500
12-Month CD
3.80%
$1,000
3-Month CD
3.75%
$500
12-Month CD
3.68%
$1,000
36-Month CD
3.65%
$500
24-Month CD
3.55%
$500
18-Month CD
3.47%
$1,000
24-Month CD
3.00%
$500
24-Month CD
2.85%
$1,000
36-Month CD
2.78%
$100
60-Month CD
2.52%
$1,000
60-Month CD
2.50%
$1,000
24-Month CD
2.50%
$500
Kasasa Checking
2.50%
$50
12-Month CD
2.20%
$500
48-Month CD (College Savers)
2.00%
$50
36-Month CD
2.00%
$1,000
36-Month CD
2.00%
$500
48-Month CD
2.00%
$500
36-Month CD
1.96%
$1,000
12-Month CD
1.91%
$2,500
60-Month CD
1.55%
$500
Kasasa Savings
1.50%
$50
60-Month CD
1.15%
$5,000
36-Month CD
0.40%
$500
Money Market
0.35%
$1,000
24-Month CD
0.30%
$1,000
Classic Savings
0.25%
$100
18-Month CD
0.25%
$500
18-Month CD
0.25%
$500
Money Market
0.25%
$2,500
12-Month CD
0.25%
$500
24-Month CD
0.20%
$1,000
18-Month CD
0.20%
$1,000
Advantage Checking
0.15%
$100
Savings
0.10%
$200
Statement Savings
0.10%
$200
12-Month CD
0.10%
$500
Money Market
0.10%
$2,500
Statement Savings
0.07%
$200
Statement Savings
0.05%
$0
Statement Savings
0.05%
$100
Main Savings
0.05%
$5
12-Month CD
0.00%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.625%
5.760%
1.125
30-Year Fixed
6.250%
6.263%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
30-Year Fixed
6.000%
6.112%
0.000
6.375%
6.662%
0.000
15-Year Fixed
5.500%
5.718%
0.000
5.115%
5.787%
1.071
5.125%
5.361%
1.000
5.625%
5.721%
0.000
15-Year Fixed
5.500%
5.650%
0.000
15-Year Fixed Jumbo
5.750%
5.803%
0.000
30 Year Fixed
6.000%
6.107%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
30-Year Fixed
6.000%
6.115%
0.000
5.875%
6.019%
1.000
6.125%
6.190%
0.000
5.375%
6.220%
0.000
5.875%
6.029%
0.000
15-Year Fixed
5.250%
5.452%
0.000
30-Year Fixed
5.560%
5.730%
0.000
7.000%
7.168%
0.000
6.000%
6.070%
0.000
30-Year Fixed Jumbo
6.250%
6.261%
0.000
5.500%
5.705%
0.000
5.625%
5.769%
0.000
6.125%
6.185%
0.000
6.000%
6.059%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
5.750%
6.161%
0.000
6.500%
6.595%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
5.625%
6.037%
0.000
4.675%
4.867%
0.000
20 Year Fixed
7.125%
7.527%
0.000
5.500%
5.640%
0.000
5.750%
6.309%
0.000
5.875%
6.010%
0.000
30-Year Fixed
6.500%
6.559%
0.000
5.500%
5.724%
0.000
6.375%
6.375%
0.000
5.750%
5.789%
0.000
5.875%
5.933%
0.000
5.500%
5.871%
0.000
5.000%
5.886%
0.000
565.625%
5.781%
0.875
5.375%
5.860%
0.000
5.875%
6.091%
0.000
5.875%
6.023%
0.125
5.625%
5.787%
0.000
5.500%
5.732%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
18.000%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Member First VISA
15.040%
No balance transfer fees or annual fees.
Platinum Secured Visa
8.750%
VISA® Classic
12.960%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Business Select Credit Card Mastercard
18.000%
Savings Secured Visa®
18.000%
VISA Platinum without Rewards
7.900%
VISA® Credit Cards
7.990%
Academic VISA® Platinum
10.900%
Visa Platinum Preferred
14.240% - 17.990%
14.000%
13.240%
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Visa Secure Card
13.740%
8.750%
Academic VISA® Gold
15.400%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan Rates
5.740%
$0
1 - 36
8.990% - 18.000%
$0 - $30,000
72
Personal Lines of Credit
11.900% - 19.400%
$0
A+ Preferred Line Of Credit
10.990%
$0
12.740%
$0
36
Personal Line of Credit
13.040%
$0
9.200% - 17.950%
$0 - $2,500
36 - 36
Consolidation Loans
14.850%
$0
37 - 60
13.700%
$2,500 - $5,000
36 - 36
Next Step Loan
10.500%
$0
13.240%
$0
48
10.650%
$0
Refinanced Signature Loans
18.000%
$0
Credit Starter Loan
16.250%
$0
11.240% - 17.950%
$0
25 - 36
Personal Loans
13.250%
$0
6184
11.240%
$0 - $10,000
60 - 60
17.900%
$0 - $500
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
11.990%
$0
10.000%
$0
60
50% Share Secured Loan
6.460% - 14.990%
$0
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
10.500%
$0
Personal Signature Loan
11.000%
$0
96
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Community Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Community Federal Credit Union
Website:
Full Time Employees: 0
Part Time Employees: 0
President: Gary Brooks
CEO: James Stewart
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
4610 S Prairie Ave
Chicago, IL 60653 3902
Phone Number: 773-373-8518
Fax Number: 773-373-8528

Financials

Total Assets:
119,385
Total Amount of Shares and Deposits:
90,067
Total Shares and Deposits < 1 Year:
90,067
Total Insured Shares and Deposits > $250K (item 17 less item K):
90,067
Number of Accounts for Regular Shares:
155
Net Income (unless the amount is already included in Undivided Earnings):
-4,289
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
72,294
Total Liabilities:
90,067
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Community Federal Credit Union

Is a member application needed to join Community Federal Credit Union?

Yes, to access services at Community Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Community Federal Credit Union provides a range of mortgage and home equity products.

Is Community Federal Credit Union a safe place to deposit money?

Yes, Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Community Federal Credit Union provide digital access including online balance checks and transfers.

Current Community Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions