Community Spirit Credit Union Rates and Review January 2026
Compare Community Spirit Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Community Spirit Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityCommunity Spirit Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Community Spirit Credit Union? Share your experience about Community Spirit Credit Union by leaving a review below, or read customer reviews before you decide to use Community Spirit Credit Union. Overall, Community Spirit Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Community Spirit Credit Union Community Spirit CU 160 Industrial Dr Lawrenceburg, IN 47025 1116  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonWorld Cash Back Credit Card Mastercard
18.000%
Visa Premier Plus
8.900%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonOpen-End Unsecured Signature Loan-Line of Credit
10.200%
$0
1st Line of Credit
9.900%
$0
Signature Loan
10.000%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Community Spirit Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Community Spirit Credit Union
Website: https://www.communityspiritcu.org
Full Time Employees: 6Part Time Employees: 0 President: Christine Arnett CEO: Tamara Brett Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
160 Industrial Dr
Lawrenceburg, IN 47025 1116 Phone Number: 812-537-0928 Fax Number: 812-537-0186 FinancialsTotal Assets:
21,205,932
Total Amount of Shares and Deposits:
18,913,392
Total Shares and Deposits < 1 Year:
18,775,118
Total Shares and Deposits 1 3 Years:
138,273
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
67,549
Total Uninsured Shares and Deposits > $250K (F+J):
67,549
Total Insured Shares and Deposits > $250K (item 17 less item K):
18,845,843
Total Interest Expense (Sum of items 6 8):
229,934
Share Certificates:
145
Number of Accounts for Share Drafts:
900
IRA KEOGH Accounts:
63
Number of Accounts for Regular Shares:
1,728
All other shares:
129
Non Member Deposits:
2
Net Income (unless the amount is already included in Undivided Earnings):
13,946
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,137,586
Total Liabilities:
19,033,239
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Community Spirit Credit UnionIs a member application needed to join Community Spirit Credit Union?Yes, to access services at Community Spirit Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Community Spirit Credit Union provides a range of mortgage and home equity products. Is Community Spirit Credit Union a safe place to deposit money?Yes, Community Spirit Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Community Spirit Credit Union offer online and mobile banking?Most modern institutions like Community Spirit Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 2.41% and 3-month CD rates at 1.26%. Savings rates are at 0.10% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.08%. Credit Card rates are at 14.00%. Personal Loan rates are at 12.95%. All these rates, and more, can be found in our database of rates which you can compare to 
