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iAdvertiser Disclosure
Advertiser Disclosure
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 Crossroads Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Crossroads Credit Union's 30 Month CD rates are at 0.75%, 18 Month CD rates are at 0.65%, 1 Year CD rates are at 0.55%, 6 Month CD rates are at 0.40%, 91 Day CD rates are at 0.40%. Crossroads Credit Union's money market rates are at 0.25%. Crossroads Credit Union's Personal Loan Rates are as low as 14.00%. MonitorBankRates evaluates the financial stability of Crossroads Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.79%. Rates last updated and verified on 09/22/2026. Crossroads Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Crossroads Credit Union? Share your experience about Crossroads Credit Union by leaving a review below, or read customer reviews before you decide to use Crossroads Credit Union. Crossroads Credit Union
primary 217 e main st
https://www.crossroadscreditunion.com/ goessel, KS 67053-8800 
Crossroads Credit Union CD Rates
Crossroads Credit Union Money Market Rates
Crossroads Credit Union Auto Loan Rates
Crossroads Credit Union Personal Loan Rates
Crossroads Credit Union Other Rates
Financial Health HistoryCrossroads Credit Union’s Texas Ratio rose from 2.78% in Q2 2023 to 9.79% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Crossroads Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Crossroads Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Crossroads Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Crossroads Credit Union
Address
217 e main st,
goessel, KS 67053-8800
Phone
620-367-2285
Fax
620-367-2288
President
zane unrau
CEO
kelly schrag
Full-Time Employees
2
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.79%
Return on Assets (ROA)
0.3447%
Return on Equity (ROE)
1.6590%
Non-Performing Loans Ratio (NPL)
4.17%
Total Assets
12,284,190
Total Amount of Shares and Deposits
9,605,518
Total Shares and Deposits < 1 Year
9,445,545
Total Shares and Deposits 1 3 Years
159,973
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,605,518
Total Interest Expense (Sum of items 6 8)
23,506
Share Certificates
120
Number of Accounts for Share Drafts
512
IRA KEOGH Accounts
17
Number of Accounts for Regular Shares
1,053
All other shares
47
Money Market Shares
43
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,298,617
Total Liabilities
9,731,962
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Crossroads Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Crossroads Credit Union
Frequently Asked Questions About Crossroads Credit UnionHow many branches does Crossroads Credit Union operate?Crossroads Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Crossroads Credit Union?Yes, to access services at Crossroads Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Crossroads Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Crossroads Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Crossroads Credit Union offer online and mobile banking?Most modern institutions like Crossroads Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.crossroadscreditunion.com/. Current Crossroads Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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