What are the current interest rates at Danfoss Employees Credit Union?

Current rates for Danfoss Employees Credit Union include: Savings: 0.07%

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Danfoss Employees Credit Union

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Danfoss Employees Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Danfoss Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Danfoss Employees Credit Union's top rates as of October 9, 2026 are 0.07% APY on savings, and rv, boat and powersport loans from 7.75% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of Danfoss Employees Credit Union with a 3.3 Star Rating, an D Overall Health Grade, and a Texas Ratio of 34.83%. Rates last updated and verified on 10/09/2026.

Danfoss Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Danfoss Employees Credit Union? Share your experience about Danfoss Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Danfoss Employees Credit Union.

Overall Health & Safety Grade

Weak Health Score: 66/100

MonitorBankRates Rating

3.3

Good Out of 5.0 Stars

Texas Ratio

34.83%

Fair Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Danfoss Employees Credit Union
Main

3550 Annapolis Ln N
Plymouth, MN 55447-5333

https://www.eatoncu.com

Customer Reviews

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Danfoss Employees Credit Union Savings Rates

Product	Rate	APY	View More
Savings/Shares	0.075%	0.075%
Min Deposit $500 Details Annual Dividend Rate - Paid Quarterly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.08% APY · checked 4 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%

Danfoss Employees Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New/Nearly New Vehicles Loan	-	-	4.60%	Up to 36 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.60% APR · checked 5 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Used Vehicles Loan	-	-	5.36%	Up to 36 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.36% APR · checked 5 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
New/Nearly New Vehicles Loan	-	-	5.65%	Up to 72 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.65% APR · checked 5 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Used Vehicles Loan	-	-	5.91%	Up to 60 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.91% APR · checked 5 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
New/Nearly New Vehicles Loan	-	-	6.16%	Up to 84 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.16% APR · checked 5 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Used Vehicles Loan	-	-	6.36%	Up to 72 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.36% APR · checked 5 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Snowmobile, All Terrain Vehicles, and Personal Watercraft Loans - New/Current Year	-	-	7.75%	Up to 48 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.75% APR Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Older Vehicles 6 yr old or older Motorcycles Loan	-	-	8.36%	Up to 48 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.36% APR · checked 5 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Snowmobile, All Terrain Vehicles, and Personal Watercraft Loans - Used 1 to 5 yrs old	-	-	9.00%	Up to 48 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.00% APR Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Snowmobile, All Terrain Vehicles, and Personal Watercraft Loans - Used 6 yrs and older	-	-	9.50%	Up to 24 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.50% APR Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%

Danfoss Employees Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motor Homes, Campers, 5th Wheels, Travel Trailers and Boat Loans	-	6.90%	Up to 36 Months
Details Loan Amount: Up to $2,499 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.90% APR · checked 4 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Motor Homes, Campers, 5th Wheels, Travel Trailers and Boat Loans	-	6.90%	Up to 48 Months
Details Loan Amount: $2,500 - 4,999 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.90% APR · checked 4 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Motor Homes, Campers, 5th Wheels, Travel Trailers and Boat Loans	-	6.90%	Up to 60 Months
Details Loan Amount: $5,000 - 9,999 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.90% APR · checked 4 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Motor Homes, Campers, 5th Wheels, Travel Trailers and Boat Loans	-	7.90%	Up to 72 Months
Details Loan Amount: $10,000 - 14,999 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.90% APR · checked 4 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Motor Homes, Campers, 5th Wheels, Travel Trailers and Boat Loans	-	7.90%	Up To 84 Months
Details Loan Amount: $15,000 - 29,999 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.90% APR · checked 4 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Motor Homes, Campers, 5th Wheels, Travel Trailers and Boat Loans	-	8.50%	Up to 120 Months
Details Loan Amount: $30,000 and over Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.50% APR · checked 5 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%

Danfoss Employees Credit Union Personal Loan Rates

Product	APR	Term
Snowmobile, All Terrain Vehicles, and Personal Watercraft Loans - New/Current Year	7.75%	Up to 48 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.75% APR Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Snowmobile, All Terrain Vehicles, and Personal Watercraft Loans - Used 1 to 5 yrs old	9.00%	Up to 48 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.00% APR Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Snowmobile, All Terrain Vehicles, and Personal Watercraft Loans - Used 6 yrs and older	9.50%	Up to 24 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.50% APR Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%
Signature, Line of Credit, and Open End Loans	12.50%
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 12.50% APR · checked 3 times Institution Ratings 3.3 Star Rating D Health Grade ◈ Texas Ratio: 34.83%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Danfoss Employees Credit Union’s Texas Ratio rose from 6.77% in Q3 2023 to 34.83% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 3.4 and its Health Grade from A to D. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2M	34.83%	3.4	D
March 31, 2026	$2M	21.81%	4.4	B
December 31, 2025	$2M	29.34%	3.8	C
September 30, 2025	$2M	30.05%	3.8	C-
June 30, 2025	$2M	28.86%	3.9	C
March 31, 2025	$2M	18.96%	4.7	B+
December 31, 2024	$2M	18.56%	4.7	B+
September 30, 2024	$3M	18.86%	4.7	B+
June 30, 2024	$3M	19.40%	4.6	B
March 31, 2024	$3M	19.69%	4.6	B
December 31, 2023	$3M	6.95%	5.0	A
September 30, 2023	$3M	6.77%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Danfoss Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Danfoss Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Danfoss Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Danfoss Employees Credit Union

Website https://www.eatoncu.com

Address 3550 Annapolis Ln N, Plymouth, MN 55447-5333

Phone 952-937-7175

Fax

President Peter Lauer

CEO Ann Healey-Allen

Full-Time Employees 1

Part-Time Employees 0

Branch Locations 1

ATM Locations 2

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

3.3 / 5.0 ★

Overall Health & Safety Grade

D (66/100)

Texas Ratio

34.83%

Return on Assets (ROA)

-0.5428%

Return on Equity (ROE)

-3.7309%

Non-Performing Loans Ratio (NPL)

8.72%

Total Assets

1,869,118

Total Amount of Shares and Deposits

1,546,939

Total Shares and Deposits < 1 Year

1,546,938

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,546,939

Total Interest Expense (Sum of items 6 8)

1,894

Share Certificates

Number of Accounts for Share Drafts

235

Number of Accounts for Regular Shares

363

Net Income (unless the amount is already included in Undivided Earnings)

-16,426

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

140,786

Total Liabilities

1,597,199

Source: NCUA — Last Updated 06/30/2026

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Frequently Asked Questions About Danfoss Employees Credit Union

How many branches does Danfoss Employees Credit Union operate?

Danfoss Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Danfoss Employees Credit Union?

Yes, to access services at Danfoss Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Danfoss Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Danfoss Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Danfoss Employees Credit Union offer online and mobile banking?

Most modern institutions like Danfoss Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eatoncu.com.