Downey Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Downey Federal Credit Union12-month CD rates can be found at 1.15%, 6-month CD rates at 0.10% and 3-month CD rates at 0.20%. Savings rates are at 0.50% and money market rates are at 2.01%. Mortgage rates on 30-year fixed loans are around 6.81%. Credit Card rates are at 16.50%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates which you can compare to Downey Federal Credit Union rates.

Compare Downey Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Downey Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Downey Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Downey Federal Credit Union? Share your experience about Downey Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Downey Federal Credit Union.

Overall, Downey Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Downey Federal Credit Union
Main Branch
8237 3rd St
Downey, CA 90241 3718
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Downey Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Education Credit Union
Education Credit Union
12-Month CD
4.25%
$500
ConnectOne Bank
ConnectOne Bank
11-Month CD
4.00%
$500
First National Bank in Philip
First National Bank in Philip
48-Month CD
4.00%
$1,000
CorTrust Bank
CorTrust Bank
48-Month CD
3.75%
$500
Cross River Bank
Cross River Bank
12-Month CD
3.70%
$500
EverBank
EverBank
36-Month CD
3.50%
$1,000
Maspeth Federal S&L
Maspeth Federal S&L
60-Month CD
3.50%
$2,500
Schaumburg Bank & Trust Company
Schaumburg Bank & Trust Company
23-Month CD
3.50%
$1,000
Torrington Savings Bank
Torrington Savings Bank
24-Month CD
3.50%
$1,000
Beal Bank USA
Beal Bank USA
24-Month CD
3.45%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
36-Month CD
3.42%
$500
Minnesota First
Minnesota First
18-Month CD
3.34%
$500
United Trust Bank
United Trust Bank
24-Month CD
3.30%
$3,000
Abound Federal Credit Union
Abound Federal Credit Union
48-month CD
3.25%
$500
CSB Norwood Young America
CSB Norwood Young America
12-Month CD
3.19%
$500
First Nebraska Bank
First Nebraska Bank
24-Month CD
3.14%
$500
Kennebec Savings Bank
Kennebec Savings Bank
12-Month CD
3.05%
$500
Headwaters State Bank
Headwaters State Bank
36-Month CD
3.02%
$1,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
36-Month CD
3.00%
$500
National Bank of Malvern
National Bank of Malvern
48-Month CD
3.00%
$2,500
Marquette Savings Bank
Marquette Savings Bank
48-Month CD
2.52%
$500
Self-Help Credit Union
Self-Help Credit Union
Money Market
2.30%
$500
Bell Bank
Bell Bank
Premier Money Market
2.27%
$1,000,000
Bank of Hillsboro
Bank of Hillsboro
36-Month CD
2.17%
$1,000
Bank of Pensacola
Bank of Pensacola
Money Market
2.00%
$2,500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
Money Market
2.00%
$100,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
12-Month CD
1.77%
$500
Bank Plus
Bank Plus
36-Month CD
1.51%
$1,000
HomeBank
24-Month CD
1.41%
$2,500
Highland Bank
Highland Bank
Money Market
1.06%
$1,000
FNB of Brownstown
24-Month CD
0.95%
$1,000
Bank of 1889
Bank of 1889
24-Month CD
0.75%
$500
Auburn Savings Bank
Auburn Savings Bank
60-Month CD
0.75%
$500
Community National Bank (VT)
Community National Bank (VT)
36-Month CD
0.69%
$2,500
Municipal Bank
Municipal Bank
36-Month CD
0.60%
$1,000
Ballston Spa National Bank
Ballston Spa National Bank
Diamond Money Market
0.60%
$50,000
Napoleon State Bank
Napoleon State Bank
48-Month CD
0.55%
$500
FNB of Ely
FNB of Ely
Savings
0.40%
$500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
48-Month CD
0.40%
$1,000
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
Ingot Gold Savings
0.30%
$0
Garden Plain State Bank
Garden Plain State Bank
Money Market
0.25%
$2,500
Capital Bank TX
Capital Bank TX
NOW Checking
0.15%
$100
Hometown Bank of PA
Hometown Bank of PA
Passbook Savings
0.15%
$100
Sacramento Deposit Bank
Sacramento Deposit Bank
Savings
0.15%
$50
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
Prime Savings
0.10%
$50
Bank of 1889
Bank of 1889
Regular Savings
0.10%
$100
First Federal S&L of Lorain
First Federal S&L of Lorain
Insured Money Market
0.08%
$2,500
First Bank Elk River
First Bank Elk River
Lifestyle Checking
0.07%
$1
Walden Savings Bank
Walden Savings Bank
Passbook Savings
0.05%
$50
Dime Bank
Dime Bank
12-Month CD
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Downey Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.500%
5.654%
0.000
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.625%
5.674%
0.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.625%
5.693%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed
5.500%
5.724%
1.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
15 Year Fixed
5.625%
5.731%
0.250
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.625%
5.797%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
15-Year Fixed
5.625%
5.864%
1.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.625%
5.933%
2.000
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.750%
5.961%
0.000
First Northern Credit Union
First Northern Credit Union
10 Year Fixed
5.875%
5.967%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
10 Year Fixed
5.625%
6.056%
0.000
Investment Savings Bank
Investment Savings Bank
20-Year Fixed
6.000%
6.083%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.000%
6.133%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
15 Year Fixed
6.000%
6.153%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30 Year Fixed
6.125%
6.176%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.194%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.000%
6.244%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.875%
6.316%
0.000
JTNB
JTNB
30-Year Fixed
6.250%
6.319%
0.000
Centreville Bank
Centreville Bank
30-Year Fixed
6.250%
6.343%
0.000
Missouri Credit Union
Missouri Credit Union
20 Year Fixed
6.375%
6.442%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
5.875%
6.450%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
20 Year Fixed
6.375%
6.475%
0.000
Catholic Vantage Financial Credit Union
Catholic Vantage Financial Credit Union
30 Year Fixed
6.375%
6.497%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Downey Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Downey Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Abri Credit Union
Abri Credit Union
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Downey Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Downey Federal Credit Union Information

Credit Union Name: Downey Federal Credit Union
Full Time Employees: 48
Part Time Employees: 7
President: Robert Becker
CEO: Raymond Mesler
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
8237 3rd St
Downey, CA 90241 3718
Phone Number: 562-862-8141
Fax Number: 562-622-0791

Downey Federal Credit Union Financials

Total Assets:
369,429,695
Total Amount of Shares and Deposits:
254,102,843
Total Shares and Deposits < 1 Year:
241,814,150
Total Shares and Deposits 1 3 Years:
8,855,685
Total Shares and Deposits > 3 Years:
3,433,009
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
15,972,900
Total Uninsured Shares and Deposits > $250K (F+J):
15,972,900
Total Insured Shares and Deposits > $250K (item 17 less item K):
238,129,943
Total Interest Expense (Sum of items 6 8):
1,489,679
Share Certificates:
963
Number of Accounts for Share Drafts:
13,852
IRA KEOGH Accounts:
450
Number of Accounts for Regular Shares:
23,819
Money Market Shares:
553
Net Income (unless the amount is already included in Undivided Earnings):
431,649
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
72,255,210
Total Liabilities:
354,452,015
Show More

Downey Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
PALs II (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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Mortgage rates continue to decline on bad economic news that points to a  slowing economy. 30 year mortgage rates are now back under 4.50%, averaging 4.46% on the latest negative economic news. The May jobs report released this morning shows only 54,000 new jobs were created in May - the lowest number in 9 months. The unemployment rate also rose slightly to 9.1% up from 9.0%. Mortgage rates will stay near record lows if the economy continues to slow down.
mortgage-refinance-and-mortgage-modification-the-governments-making-home-affordable-programAre you having trouble paying your mortgage? Do you want to take advantage of low current mortgage rates and refinance or loan. Do you want to have your mortgage modified to lower the monthly payments?  

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Downey Federal Credit Union Reviews

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