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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
DUGOOD Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
DUGOOD's 12 month CD/IRA rates are at 4.18%, 12 month CD/IRA rates are at 4.13%, 12 month CD/IRA rates are at 4.07%, 6 month CD/IRA rates are at 3.87%, 6 month CD/IRA rates are at 3.82%. DUGOOD's savings rates are at 0.20%. DUGOOD's money market rates are at 0.60%. DUGOOD's 5/1 ARM rates are at 5.25%. DUGOOD's Personal Loan Rates are at 11.75%. MonitorBankRates evaluates the financial stability of DUGOOD with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.48%. Rates were last updated on 03/25/2026. DUGOOD money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at DUGOOD? Share your experience about DUGOOD by leaving a review below, or read customer reviews before you decide to use DUGOOD. 
DUGOOD CD Rates
DUGOOD Savings Rates
DUGOOD Money Market Rates
DUGOOD Checking Rates
DUGOOD Mortgage Rates
DUGOOD Auto Loan Rates
DUGOOD Credit Card Rates
DUGOOD Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for DUGOOD is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather DUGOOD rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with DUGOOD's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
DUGOOD
Website
http://www.dugood.org
Address
7505 Eastex Fwy Ste B,
Beaumont, TX 77708
Phone
409-899-3430
Fax
409-892-1794
President
Larry Ducharme
CEO
Clint Wilson
Full-Time Employees
135
Part-Time Employees
2
Branch Locations
13
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.48%
Return on Assets (ROA)
1.1968%
Return on Equity (ROE)
9.3383%
Non-Performing Loans Ratio (NPL)
0.09%
Total Assets
585,605,863
Total Amount of Shares and Deposits
503,603,981
Total Shares and Deposits < 1 Year
495,477,649
Total Shares and Deposits 1 3 Years
6,642,682
Total Shares and Deposits > 3 Years
1,483,650
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
52,854,600
Total Uninsured Shares and Deposits > $250K (F+J)
52,854,600
Total Insured Shares and Deposits > $250K (item 17 less item K)
450,749,381
Total Interest Expense (Sum of items 6 8)
5,239,500
Share Certificates
2,431
Number of Accounts for Share Drafts
29,641
IRA KEOGH Accounts
715
Number of Accounts for Regular Shares
40,072
All other shares
647
Money Market Shares
1,091
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
49,559,534
Total Liabilities
510,552,814
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About DUGOODIs DUGOOD a safe place to deposit money?Yes, DUGOOD is considered a safe financial institution. With a Texas Ratio of 0.48280250413278%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does DUGOOD operate?DUGOOD currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join DUGOOD?Yes, to access services at DUGOOD, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, DUGOOD does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, DUGOOD provides members with tools to manage their accounts and build a solid financial history. Does DUGOOD offer online and mobile banking?Most modern institutions like DUGOOD provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.dugood.org. Current DUGOOD Rates
Retrieved from our database of financial products. Rates subject to change.
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