E M O T Rates and Review January 2026
Compare E M O T CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of E M O T savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityE M O T money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at E M O T? Share your experience about E M O T by leaving a review below, or read customer reviews before you decide to use E M O T. Overall, E M O T is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonInspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Acadia Visa Credit Card
10.900%
No annual fee
Visa Credit Card
9.990%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonOpen-End Unsecured Signature Loan-Line of Credit
10.200%
$0
AMP Loan
10.500%
$0
A+ Preferred Line Of Credit
10.990%
$0
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have E M O T rate data right now. Credit Union Profile & OverviewCredit Union Name: E M O T
Full Time Employees: 1Part Time Employees: 1 President: Bobby Marshall CEO: Jerry McIver Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
471 Cypress St
Abilene, TX 79601 5101 Phone Number: 325-673-3728 Fax Number: 325-673-3729 FinancialsTotal Assets:
9,100,711
Total Amount of Shares and Deposits:
5,448,005
Total Shares and Deposits < 1 Year:
5,448,005
Total Insured Shares and Deposits > $250K (item 17 less item K):
5,448,005
Total Interest Expense (Sum of items 6 8):
112,042
Number of Accounts for Regular Shares:
466
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
164,333
Total Liabilities:
5,505,350
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for E M O T yet. Feel free to create one below.
Add Your Rating and Review for E M O T
Frequently Asked Questions About E M O TIs a member application needed to join E M O T?Yes, to access services at E M O T, a member application is required. Is there a first-time homebuyer program?Currently, E M O T provides a range of mortgage and home equity products. Is E M O T a safe place to deposit money?Yes, E M O T is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does E M O T offer online and mobile banking?Most modern institutions like E M O T provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.85%, 6-month CD rates at 1.05% and 3-month CD rates at 2.78%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.06%. Credit Card rates are at 15.25%. Personal Loan rates are at 13.25%. All these rates, and more, can be found in our database of rates which you can compare to 
.png)
