What are the current interest rates at Eastern Kentucky Federal Credit Union?

Current rates for Eastern Kentucky Federal Credit Union include:

Eastern Kentucky Federal Credit Union Rates and Review January 2026

Eastern Kentucky Federal Credit Union 12-month CD rates can be found at 1.50%, 6-month CD rates at 1.00% and 3-month CD rates at 1.00%. Savings rates are at 3.15% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 5.78%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates which you can compare to Eastern Kentucky Federal Credit Union rates.

Compare Eastern Kentucky Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Eastern Kentucky Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Eastern Kentucky Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Eastern Kentucky Federal Credit Union? Share your experience about Eastern Kentucky Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Eastern Kentucky Federal Credit Union.

Overall, Eastern Kentucky Federal Credit Union is an excellent credit union worth considering, with an overall rating of 4 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.40%

18-Month CD

N/A

2.17%

24-Month CD

N/A

2.19%

36-Month CD

N/A

2.13%

48-Month CD

N/A

2.12%

60-Month CD

N/A

2.24%

Savings

N/A

0.61%

MMA

N/A

0.76%

30-Year Fixed

N/A

6.04%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Eastern Kentucky Federal Credit Union
Eastern Kentucky Federal Credit Union

550 N Lake Dr
Prestonsburg, KY 41653

https://www.ekyfcu.com

MonitorBankRates' Rating

4/5

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Review Eastern Kentucky Federal Credit Union

CD & Savings Rate Comparison

Mid-America Bank

60-Month CD (Jumbo)

4.30%

$100,000

Alpena-Alcona Area Credit Union

12-Month CD

4.06%

$500

Sallie Mae

12-Month CD

4.00%

$2,500

My eBanc, a division of Bradesco Bank

SuperSaver Money Market

3.90%

$5,000

Fidelity

60-Month CD

3.85%

$1,000

Wells River Savings Bank

6-Month CD

3.81%

$200

Northwestern Bank

12-Month CD

3.75%

$1,000

BankPurley

Money Market

3.70%

$25,000

Abbey Credit Union

60-Month CD

3.65%

$500

Central State Bank State Center, IA

18-Month CD

3.63%

$1,500

Kish Bank

18-Month CD

3.45%

$2,000

Centinel Bank of Taos

48-Month CD

3.30%

$1,000

First State Bank and Trust Bayport, MN

18-Month CD

3.29%

$1,000

The MINT National Bank

12-Month CD

3.10%

$10,000

OBC Bank

18-Month CD

3.04%

$1,000

OBC Bank

24-Month CD

3.04%

$1,000

Fairfield Federal S&L of Lancaster

18-Month CD

3.04%

$500

BECU Boeing Employees Credit Union

Checking (Member Advantage)

3.04%

Hanover Community Bank

36-Month CD

3.00%

$500

Savings Bank Wakefield, MA

Kasasa Checking

3.00%

$50

Marquette Savings Bank

36-Month CD

2.78%

$500

Rising Bank

36-Month CD

2.55%

$1,000

Community First Bank of Indiana

12-Month CD

2.25%

$1,000

Port Washington State Bank

36-Month CD

2.15%

$1,000

First National Bank of Bastrop

30-Month CD

2.02%

$1,000

Maine Community Bank

6-Month CD

2.00%

$500

Pittsfield Co-operative Bank

48-Month CD

2.00%

$500

First State B&T Williston, ND

12-Month CD

1.90%

$500

Northwest Bank

Money Market Plus

1.35%

First National Bank of Bemidji

First Insured Money Market

1.30%

$1,000

Haviland State Bank

Savings

1.11%

$50

Bank of the Valley

Loyalty Checking

1.06%

$5,000

Century Bank of Florida

Money Market

1.00%

$25,000

First State Bank and Trust

6-Month CD

0.95%

$2,500

Beardstown Savings

30-Month CD

0.60%

Ballston Spa National Bank

36-Month CD

0.55%

$500

Benton State Bank

Money Market

0.50%

$2,500

Savings Bank of Danbury

24-Month CD

0.40%

$500

Eagle Bank Everett, MA

24-Month CD

0.35%

$500

Savings Bank Wakefield, MA

12-Month CD

0.20%

$1,000

Hatboro Federal Savings

Statement Savings

0.15%

$100

Crossroads Bank Effingham, IL

Money Market

0.10%

$1,000

Artisans Bank

Statement Savings

0.10%

$50

OBC Bank

12-Month CD

0.10%

$1,000

First Federal S&L Bath

Savings

0.05%

$10

Wells River Savings Bank

Money Market

0.05%

$2,500

Badger Bank

Go Green NOW Checking

0.02%

$100

North Easton SB

Statement Savings

0.01%

$10

Salem Five Direct

eOne Checking

0.01%

$10

705 Federal Credit Union

Checking

0.00%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender

Product

Rate

APR

Points

Teachers Federal Credit Union

5/6 ARM (Jumbo)

5.375%

6.220%

0.000

Mid American Credit Union

30 Year Fixed

6.375%

6.544%

0.000

The Bank of Brodhead

15-Year Fixed

5.625%

5.697%

0.000

FNB of Scotia

30-Year Fixed

5.900%

6.072%

0.000

People First Federal Credit Union

10/1 ARM (Jumbo)

6.740%

6.723%

0.000

Fox Valley Savings Bank

10-Year Fixed

5.750%

6.024%

0.000

1st United Credit Union

7/1 ARM

5.375%

5.416%

0.000

Canton Co-operative Bank

15-Year Fixed

5.625%

5.736%

0.000

Midwest Liberty Federal Credit Union

15-Year Fixed

5.500%

5.803%

0.000

Addition Financial Credit Union

15-Year Fixed

5.125%

5.304%

0.000

Ideal Credit Union

30 Year Fixed

6.000%

6.130%

0.000

Service Federal Credit Union

7/1 ARM

5.500%

5.871%

0.000

FNB of Scotia

15-Year Fixed

5.680%

5.964%

0.000

Missouri Credit Union

15 Year Fixed

6.125%

6.209%

0.000

Kennebec Savings Bank

30-Year Fixed

6.750%

0.000

Abound Federal Credit Union

30-Year Fixed

6.000%

6.084%

0.000

WVS West View SB

20-Year Fixed

5.750%

5.975%

0.000

1st Northern California Credit Union

30-Year Fixed

5.500%

5.612%

0.750

Sacramento Credit Union

15-Year Fixed

5.250%

5.513%

0.500

McCoy Federal Credit Union

10 Year Fixed

5.500%

5.820%

0.000

Hawaii State Federal Credit Union

30 Year Fixed

5.500%

5.545%

0.500

Midwest Liberty Federal Credit Union

30 Year Fixed

6.000%

6.183%

0.000

FNB of River Falls

30-Year Fixed

5.875%

5.945%

0.000

Aberdeen Proving Ground FCU

15-Year Fixed

5.500%

5.688%

0.125

Alpena-Alcona Area Credit Union

30-Year Fixed

6.500%

6.748%

0.000

Kohler Credit Union

10/1 ARM

6.250%

7.325%

0.000

Wrentham Co-operative Bank

15-Year Fixed

5.500%

5.591%

0.000

GreenLeaf Bank

30-Year Fixed

6.500%

6.512%

0.000

Ridgewood Savings Bank

20-Year Fixed

5.750%

5.870%

0.000

First National Bank of Orwell

30-Year Fixed

6.000%

6.059%

0.000

Addition Financial Credit Union

20-Year Fixed

5.625%

5.769%

0.000

Teachers Federal Credit Union

15-Year Fixed

5.500%

5.620%

0.000

Chartway Credit Union

5/1 ARM

5.375%

5.475%

0.000

Harleysville Bank

15-Year Fixed

6.000%

6.021%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.000%

5.234%

0.000

Lake Shore Savings Bank

10-Year Fixed

6.100%

6.433%

0.000

Abri Credit Union

30-Year Fixed

6.125%

6.330%

0.000

Sikorsky Credit Union

10/1 ARM

5.500%

5.799%

0.000

WVS West View SB

30-Year Fixed

6.000%

6.173%

0.000

Honda Federal Credit Union

10 Year Fixed

5.375%

0.000

Alpena-Alcona Area Credit Union

15-Year Fixed

6.000%

6.403%

0.000

Great Lakes Credit Union

30 Year Fixed

6.375%

6.670%

0.000

Port Washington State Bank

30-Year Fixed

6.000%

6.126%

0.000

Honda Federal Credit Union

15 Year Fixed

5.500%

0.000

Farmers State Bank (Marion, IA)

30-Year Fixed

5.625%

5.790%

0.000

JTNB

15-Year Fixed

5.350%

5.462%

0.000

Greenville National Bank

15-Year Fixed

5.375%

5.539%

0.000

Centreville Bank

15-Year Fixed Jumbo

5.500%

5.537%

0.000

GTE Federal Credit Union

7/6 Jumbo ARM

5.250%

6.056%

0.110

Logix Federal Credit Union

30 Year Fixed

6.250%

6.330%

0.000

View 50 More

Credit Card Rate Comparison

ACFCU

Secure Card Visa

29.240%

A card that\'s perfect for anyone who wants to improve or establish their credit.

1st Northern California Credit Union

Visa Shared Secured

7.900%

Randolph Brooks FCU

World Cash Back Credit Card Mastercard

18.000%

Abri Credit Union

Platinum Visa

12.400% - 21.400%

The right choice if you carry a monthly balance & want to pay the lowest rate.

Suncoast Credit Union

Rewards Classic Starter VISA

16.500%

Credit Limit - $300 - $500

Abbey Credit Union

VISA® Classic

12.960%

Academic Federal Credit Union

Academic VISA® Platinum

10.900%

The Golden 1 Credit Union

Member First VISA

15.040%

No balance transfer fees or annual fees.

America First Federal Credit Union

CLASSIC FLAT 1% CASH BACK VISA

18.000%

1% Cash Back Classic Card

Access Federal Credit Union

Access FCU Visa Gold

9.900%

Suncoast Credit Union

Rewards Student Classic

16.500%

Credit Limit - $500

Acme Continental Credit Union

Acme Visa Credit Card

9.990% - 18.000%

680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.

Y-12 Federal Credit Union

VISA Signature Rewards

16.740% - 18.000%

ACMG Federal Credit Union

VISA Platinum without Rewards

7.900%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Student

17.990%

SchoolsFirst Federal Credit Union

Rewards Mastercard

15.000% - 17.900%

Maximum Loan Amount Up to $35,000.00

Aberdeen Proving Ground FCU

Visa Platinum Preferred Rewards

15.740% - 17.990%

America First Federal Credit Union

SILICON SLOPES SIGNATURE VISA

18.000%

Unlimited 1% Cash Back .5% Donation Signature Card

Y-12 Federal Credit Union

VISA Traditional

14.240% - 18.000%

1st MidAmerica Credit Union

Platinum Rewards

8.900% - 13.900%

Based upon credit worthiness.

1st Valley Credit Union

Platinum Visa

8.750%

Teachers Federal Credit Union

Visa Low Rate

14.000%

ABNB Federal Credit Union

VISA Preferred

12.240% - 18.000%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

America First Federal Credit Union

Platinum Low Rate VISA

12.240%

Low Rate Platinum Card

1st Northern California Credit Union

Visa Classic

11.900%

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

A+ Federal Credit Union

A+ Personal Loan

8.990%

Randolph Brooks FCU

Signature Personal Loan

12.150% - 18.000%

49 - 60P

Vystar Credit Union

Personal Loans

13.250%

6184

1st University Credit Union

Unsecured Signature Loan

10.250%

25 - 36

Access Community Credit Union

Personal Loans

12.990%

13 - 60

Act 1st Federal Credit Union

Signature Loan

12.500%

60 - 60

AAC Credit Union

Personal Loans Share Secured

5.990%

Advantage Plus Federal Credit Union

Signature Loan

14.990%

25 - 36

Security Service Federal Credit Union

Personal Loan

9.990% - 16.240%

61 - 66

AAEC Credit Union

Bill Consolidation Loan

8.990%

705 Federal Credit Union

Personal Loan

12.250% - 17.000%

$0 - $20,000

Achieva Credit Union

Personal Loan

11.000%

1 - 12

Advantage Credit Union Newtown, IA

Personal Loans

14.200%

$5,000 - $8,000

48 - 48

1st Valley Credit Union

AMP Loan

10.500%

1st Northern California Credit Union

1st Line of Credit

9.900%

Abri Credit Union

Readi Cash Line-of-Credit Revolving

13.900%

$500 - $15,000

Alec Federal Credit Union

Refinanced Signature Loans

18.000%

Security Service Federal Credit Union

Personal Loan

11.240% - 17.950%

25 - 36

1st MidAmerica Credit Union

Signature Loan

10.700%

$0 - $10,000

60 - 60

InFirst Bank

Personal Loan

13.000% - 13.140%

$1,500 - $15,000

36 - 36

360 Federal Credit Union

Term Line of Credit 84 months

8.000%

Hughes Federal Credit Union

Signature Loan

13.450%

Abbott Laboratories Credit Union

Personal Loan

10.490%

60 - 60

AHE Plant 3 Federal Credit Union

Loan Specials

8.500%

$0 - $6,000

Y-12 Federal Credit Union

Signature Loan

12.490%

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Eastern Kentucky Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Eastern Kentucky Federal Credit Union

Website: https://www.ekyfcu.com

Full Time Employees: 4
Part Time Employees: 0
President: Jennifer Osborne
CEO: Felicia Woody
Branch Locations: 1
ATM Locations: 0

Corporate Office Address:

550 N Lake Dr
Prestonsburg, KY 41653
Phone Number: 606-263-4956
Fax Number: 606-263-4957

Financials

Total Assets:

7,070,841

Total Amount of Shares and Deposits:

6,313,088

Total Shares and Deposits < 1 Year:

5,163,951

Total Shares and Deposits 1 3 Years:

1,149,136

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

480,832

Total Uninsured Shares and Deposits > $250K (F+J):

480,832

Total Insured Shares and Deposits > $250K (item 17 less item K):

5,832,256

Total Interest Expense (Sum of items 6 8):

27,454

Share Certificates:

Number of Accounts for Share Drafts:

521

IRA KEOGH Accounts:

Number of Accounts for Regular Shares:

823

Money Market Shares:

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

1,870,095

Total Liabilities:

6,610,044

Source: NCUA Last Updated 03/31/2024

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Frequently Asked Questions About Eastern Kentucky Federal Credit Union

Is a member application needed to join Eastern Kentucky Federal Credit Union?

Yes, to access services at Eastern Kentucky Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Eastern Kentucky Federal Credit Union provides a range of mortgage and home equity products.

Is Eastern Kentucky Federal Credit Union a safe place to deposit money?

Yes, Eastern Kentucky Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.