ECM Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare ECM Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of ECM Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. ECM Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at ECM Federal Credit Union? Share your experience about ECM Federal Credit Union by leaving a review below, or read customer reviews before you decide to use ECM Federal Credit Union. Overall, ECM Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
ECM Federal Credit Union
Corporate Office 665 Highland Colony Pkwy
Ridgeland, MS 39157  Compare ECM Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates
Metz Banking Company
60-Month CD
4.08%
$1,000
USAlliance Financial
36-Month CD
4.00%
$500
USAlliance Financial
60-Month CD
4.00%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare ECM Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Mutual Security Credit Union
5/1 ARM
5.250%
5.362%
0.000
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.250%
5.386%
0.000
Abound Federal Credit Union
15-Year Fixed
5.375%
5.512%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare ECM Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Canyon View Credit Union
Visa Crimson Card
13.240%
1st Northern California Credit Union
Visa Premier
9.900%
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare ECM Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have ECM Federal Credit Union rate data right now, check back for updates, we are adding rates all the time. ECM Federal Credit Union InformationCredit Union Name: ECM Federal Credit Union
Website: https://www.ecmfcu.com
Full Time Employees: 2Part Time Employees: 1 President: Keith Hayward CEO: Jennifer Lovett Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
665 Highland Colony Pkwy
Ridgeland, MS 39157 Phone Number: 601-605-8600 Fax Number: 601-605-4909 ECM Federal Credit Union FinancialsTotal Assets:
28,361,389
Total Amount of Shares and Deposits:
24,868,428
Total Shares and Deposits < 1 Year:
24,660,328
Total Shares and Deposits 1 3 Years:
208,100
Total Insured Shares and Deposits > $250K (item 17 less item K):
24,868,428
Total Interest Expense (Sum of items 6 8):
111,878
Share Certificates:
146
Number of Accounts for Share Drafts:
112
Number of Accounts for Regular Shares:
2,221
Net Income (unless the amount is already included in Undivided Earnings):
91,875
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,528,704
Total Liabilities:
24,985,969
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ECM Federal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate DealsLone Star Bank 9 Month CD rates are now at 0.30 percent with a yield of 0.30 percent. View current 9 Month CD rates at Lone Star Bank below.
Several banks lowered CD rates on 12 month certificates of deposit over the past several weeks as 2012 comes to an end. The highest CD rates on our 12 month rate list just two weeks ago were at 1.10 percent (APY 1.11%), now the best CD rates on our 12 month rates list are 5 basis points less at 1.05 percent (APY 1.06%). The current national average 12 month CD rate is lower averaging 0.71 percent.
Inflation rose in June in part because of the increase in gas prices. Even taking out the sharp gas hike, the core CPI index still showed an underlying buildup of inflationary pressures. This is welcome news for those looking to the Federal Reserve to increase the federal funds rate, which will force savings rates and money market rates higher.
Bank or Credit Union Offers and DealsCurrent Mortgage Rates above 5.00% for 30 Year MortgagesChicago, IL Auto Loan Rates NewDominion Bank MMA 50K Rates now at 0.69% Mortgage Rates: Current Lender's Mortgage Rates Sunday, October 30 Community Bank of Nevada CD Rates Mortgage Rates Mixed as Mortgage Applications Increase 7 Percent Liberty Bank for Savings CD Rates Mortgage Reform Home Mortgage Rates: 30 Year Mortgage Rates at 4.36%, 15 Year Mortgage Rates at 3.83% CD Rate Calculators Alternative Bank and Credit Union Offers to ExploreMortgage Rates March 10, 2011: 30 Year Mortgage Rates at 4.88%, 15 Year Mortgage Rates at 4.15%Savings Rates Moving Lower in 2013? Sequestration Will Determine Direction of Rates Best Savings Rates in Florida: Highest Savings APY in Miami 1.15% 30 Year Rates Fall Below 3.50 as 548,000 Homes Regain Equity Home Mortgage Rates Hit New Low: 30 Year Conventional Mortgage Rates at 4.19%, 15 Year Conventional Mortgage Rates at 3.62% Highest Short Term CD Rates: Best 2 Month CD Rate at 0.80 Percent Open an E-Trade IRA and Get 100 Free Trades Weekly Money Market Account - Savings Account Rates:Updated May 21, 2009 Understanding Your Down Payment Options to Purchase a Home Savings Interest Account Rates and Yields in Santa Fe, New Mexico ECM Federal Credit Union ReviewsThere are no reviews for ECM Federal Credit Union yet. Feel free to create one below.
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12-month CD rates can be found at 4.25%, 6-month CD rates at 2.53% and 3-month CD rates at 0.05%. Savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.75%. Credit Card rates are at 11.75%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates which you can compare to 
