Educational Community Alliance Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Educational Community Alliance Credit Union12-month CD rates can be found at 3.56%, 6-month CD rates at 1.26% and 3-month CD rates at 3.15%. Savings rates are at 0.30% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.53%. Credit Card rates are at 3.99%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to Educational Community Alliance Credit Union rates.

Compare Educational Community Alliance Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Educational Community Alliance Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Educational Community Alliance Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Educational Community Alliance Credit Union? Share your experience about Educational Community Alliance Credit Union by leaving a review below, or read customer reviews before you decide to use Educational Community Alliance Credit Union.

Overall, Educational Community Alliance Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Educational Community Alliance Credit Union
Angola Branch
3845 Angola Rd
Toledo, OH 43615
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Educational Community Alliance Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Peoples S&L Co.
The Peoples S&L Co.
12-Month CD
4.32%
$1,000
FinWise Bank
FinWise Bank
12-Month CD
4.25%
$500
LendingClub
LendingClub
LevelUp Savings
4.20%
$1
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
12-Month CD
4.16%
$2,500
Colorado Federal Savings Bank
Colorado Federal Savings Bank
High Yield Savings
4.10%
$1
State Bank of St. Jacob
State Bank of St. Jacob
6-Month CD
4.10%
$2,500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
12-Month CD
4.07%
$10,000
705 Federal Credit Union
705 Federal Credit Union
Kasasa Checking
4.00%
$0
ACMG Federal Credit Union
ACMG Federal Credit Union
24-Month CD
3.70%
$1,000
Manasquan Bank
Manasquan Bank
12-Month CD
3.50%
$500
FSB of Cando
FSB of Cando
12-Month CD
3.50%
$500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
24-Month CD (IntraFi®)
3.40%
$10,000
Everence Trust Company
Everence Trust Company
36-Month CD
3.35%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
36-Month CD
3.30%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
36-Month CD
3.20%
$1,000
Bank Plus
Bank Plus
Kasasa Checking
3.06%
$0
Bank Northwest
Bank Northwest
12-Month CD
3.03%
$500
Security Federal Bank
Security Federal Bank
18-Month CD
3.00%
$500
PCB Payne County Bank
PCB Payne County Bank
60-Month CD
2.85%
$1,000
National Bank of Blacksburg
National Bank of Blacksburg
36-Month CD
2.84%
$500
Frost Bank
Frost Bank
12-Month CD
2.70%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
Resolute Money Market
2.52%
$10,000
UCB Milford, IA
UCB Milford, IA
36-Month CD
2.52%
$1,000
Service Federal Credit Union
Service Federal Credit Union
60-Month CD
2.50%
$500
Leader Bank
Leader Bank
36-Month CD
2.00%
$1,000
South Central State Bank
South Central State Bank
36-Month CD
1.76%
$1,000
Cross River Bank
Cross River Bank
I Connect/E Connect Savings
1.75%
$0
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
36-Month CD
1.51%
$1,500
Chain Bridge Bank
Chain Bridge Bank
Interest Checking
1.32%
$100
RBT Rollstone B&T
RBT Rollstone B&T
60-Month CD
1.30%
$500
Security FSB
Security FSB
18-Month CD
1.27%
$500
USAA
USAA
48-Month CD
1.25%
$1,000
Suncoast Credit Union
Suncoast Credit Union
Money Market
1.15%
$1,000
RBT Rollstone B&T
RBT Rollstone B&T
12-Month CD
0.75%
$500
FCN Bank, N.A.
FCN Bank, N.A.
60-Month CD
0.70%
$1,000
PennCrest Bank
PennCrest Bank
Money Market
0.50%
$0
ACFCU
ACFCU
Money Market
0.50%
$2,500
Mascoma Bank
Mascoma Bank
48-Month CD
0.45%
$500
State Central Bank
State Central Bank
Golden Passbook Savings
0.40%
$2,500
Sugar River Bank
Sugar River Bank
24-Month CD
0.40%
$500
Connecticut Community Bank
Connecticut Community Bank
24-Month CD
0.35%
$500
Delaware NB of Delhi
Delaware NB of Delhi
Money Market
0.30%
$1,000
Hometown Bank of PA
Hometown Bank of PA
12-Month CD
0.25%
$1,000
Rosedale FSL
Rosedale FSL
Money Market
0.25%
$2,500
Sugar River Bank
Sugar River Bank
12-Month CD
0.25%
$500
Eastern Bank
Eastern Bank
48-Month CD (Business Select)
0.20%
$500
Consumers National Bank
Consumers National Bank
Consumer Premium Money Market
0.10%
$50
Marathon Bank
Marathon Bank
Savings
0.05%
$100
North Central Bank
North Central Bank
Statement Savings
0.05%
$50
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Primary Savings
0.05%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Educational Community Alliance Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15-Year Fixed
5.000%
5.255%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.250%
5.362%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.375%
5.512%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.375%
5.552%
0.500
M&T Bank
M&T Bank
15-Year Fixed Jumbo
5.625%
5.651%
0.000
FNB of River Falls
FNB of River Falls
10-Year Fixed
5.500%
5.666%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
5.560%
5.730%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
5.750%
5.812%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.750%
5.825%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
5.875%
5.959%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed VA
5.750%
5.979%
1.000
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
5.875%
6.010%
0.000
People First Federal Credit Union
People First Federal Credit Union
15-Year Fixed
5.625%
6.019%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
5.875%
6.030%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
20 Year Fixed
5.875%
6.039%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
5.875%
6.054%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.000%
6.112%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed
6.000%
6.142%
0.500
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
5.875%
6.170%
0.000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
15-Year Fixed
5.875%
6.205%
0.000
Methuen Co-operative Bank
Methuen Co-operative Bank
15-Year Fixed
6.125%
6.219%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
FNB of Scotia
FNB of Scotia
20-Year Fixed
6.000%
6.231%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
20 Year Fixed
6.250%
6.256%
0.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.275%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Educational Community Alliance Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Educational Community Alliance Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Educational Community Alliance Credit Union rate data right now, check back for updates, we are adding rates all the time.

Educational Community Alliance Credit Union Information

Credit Union Name: Educational Community Alliance Credit Union
Full Time Employees: 10
Part Time Employees: 0
President: Bradley Aemisegger
CEO: Beth Carpenter
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
3845 Angola Rd
Toledo, OH 43615
Phone Number: 419-381-2323
Fax Number: 419-381-2341

Educational Community Alliance Credit Union Financials

Total Assets:
62,152,218
Total Amount of Shares and Deposits:
54,707,465
Total Shares and Deposits < 1 Year:
54,234,454
Total Shares and Deposits 1 3 Years:
398,175
Total Shares and Deposits > 3 Years:
74,836
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,806,377
Total Uninsured Shares and Deposits > $250K (F+J):
1,806,377
Total Insured Shares and Deposits > $250K (item 17 less item K):
52,901,088
Total Interest Expense (Sum of items 6 8):
84,599
Share Certificates:
213
Number of Accounts for Share Drafts:
2,429
IRA KEOGH Accounts:
59
Number of Accounts for Regular Shares:
7,407
Money Market Shares:
120
Net Income (unless the amount is already included in Undivided Earnings):
90,054
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,109,439
Total Liabilities:
55,370,377
Show More

Educational Community Alliance Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Fixed mortgage rates on conventional loans are lower and fixed jumbo mortgage rates are higher this week. Current mortgage rates on 30 year home loans are averaging 3.90%, a decrease from last week’s average 30 year mortgage rate of 4.01%. Mortgage rates on 15 year mortgage loans are averaging 3.23% this week, down from last week’s average 15 year mortgage rate of 3.31%.
Aurora Bank headquartered in Wilmington, Delaware, is advertising some of the best CD rates currently available. Bank CD rates are tiered based on the certificate of deposit balance. The bank is advertising certificates of deposit with terms of 6 months to 60 months. The minimum deposit is $1,000.
Average 30 year conforming mortgage rates edged slightly higher this week after staying flat for the past three weeks. 30 year mortgage rates increased 3 basis points to 3.56 percent with 0.7 mortgage points in Freddie Mac's Primary Mortgage Market Survey this week. Average 30 year mortgage rates are up from last week's average 30 year mortgage rate of 3.53 percent.

Bank or Credit Union Offers and Deals

Escondido, CA Savings Account Rates
30 Year Rates Fall Below 3.50 as 548,000 Homes Regain Equity
Mortgage Rates: 30 Year Fixed Rate Mortgages Decreased to 4.79%
Low Mortgage Rates Put a Floor on Home Prices
Mortgage Rates Barely Change: 30 Year Mortgage Rates at 4.87%, 5 Year Adjustable Mortgage Rates at 3.72%
EverBank 2 Year Jumbo CD Rates now at 1.21%
Mortgage Rates and Refinance Rates 3/4: 30 Year Jumbo Rates at 5.48%, 15 Year Jumbo Rates at 4.66%
BankPurely CD Rates
AloStar Bank of Commerce 1 Year CD Rates now at 1.04%
First National Bank of Omaha Savings Jumbo Rates now at 0.95%

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Drop Again: 30 Year Mortgage Rates at 4.72%, 15 Year Mortgage Rates at 4.14%
Mortgage Rates Weekly: 30 Year Mortgage Rates at 3.95%
30 Year Mortgage Rates Today at 3.88 Percent as Housing Starts Decline in February
Government Cash for Clunkers Program is Broke
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Laural Bank Savings Rates: Earn 4.80% on Your Savings and Enjoy Exclusive Benefits
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Educational Community Alliance Credit Union Reviews

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