What are the current interest rates at Educational Employees Credit Union?

Current rates for Educational Employees Credit Union include: 12-Month CD: 3.25%, 18-Month CD: 3.30%, 24-Month CD: 3.35%, 60-Month CD: 3.51%, Savings: 0.10%

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Educational Employees Credit Union

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Educational Employees Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Educational Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 21, 2026

Educational Employees Credit Union's Share Saver CD - 12-Month Term rates are at 4.25%, Share Saver CD - 12-Month Term rates are at 4.00%, Share Saver CD - 12-Month Term rates are at 3.75%, 3 Year CD rates are at 3.61%, 2 Year CD rates are at 3.56%. Educational Employees Credit Union's savings rates are at 0.10%. Educational Employees Credit Union's Personal Loan Rates are as low as 12.00%. Educational Employees Credit Union's Credit Card Rates are at 10.99%. MonitorBankRates evaluates the financial stability of Educational Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.57%. Rates last updated and verified on 09/21/2026.

Educational Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Educational Employees Credit Union? Share your experience about Educational Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Educational Employees Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.57%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Educational Employees Credit Union
Corporate

2222 W Shaw Ave
Fresno, CA 93711-3419

https://www.myeecu.org

Educational Employees Credit Union CD Rates

Product	Rate	APY	Term
Share Saver Certificate - 12-Month Term	4.17%	4.25%	12 Month
Min Balance $400 Details Tier 4; Additional deposits are allowed during the term of the certificate, up to the maximum principal balance of $500. The dividend rate and APY applicable to the entire principal balance will change automatically when the deposit balance meets the next defined tier threshold. One Share Saver Certificate per account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Share Saver Certificate - 12-Month Term	4.17%	4.25%	12-Month Term
Min Balance $400 Details Balance: $400; Tier 4 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Share Saver Certificate - 12-Month Term	3.93%	4.00%	12 Month
Min Balance $300 Details Tier 3; Additional deposits are allowed during the term of the certificate, up to the maximum principal balance of $500. The dividend rate and APY applicable to the entire principal balance will change automatically when the deposit balance meets the next defined tier threshold. One Share Saver Certificate per account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Share Saver Certificate - 12-Month Term	3.93%	4.00%	12-Month Term
Min Balance $300 Details Balance: $300; Tier 3 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Share Saver Certificate - 12-Month Term	3.69%	3.75%	12 Month
Min Balance $200 Details Tier 2; Additional deposits are allowed during the term of the certificate, up to the maximum principal balance of $500. The dividend rate and APY applicable to the entire principal balance will change automatically when the deposit balance meets the next defined tier threshold. One Share Saver Certificate per account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Share Saver Certificate - 12-Month Term	3.69%	3.75%	12-Month Term
Min Balance $200 Details Balance: $200; Tier 2 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
3 Year Share Certificate	3.55%	3.61%	3 Year
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
2 Year Share Certificate	3.50%	3.56%	2 Year
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
3 Year Share Certificate	3.50%	3.56%	3 Year
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
2 Year Share Certificate	3.45%	3.51%	2 Year
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
3 Year Share Certificate	3.45%	3.51%	3 Year
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
5 Year IRA Share Certificates	3.45%	3.51%	5 Year
Min Balance $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Share Saver Certificate - 12-Month Term	3.45%	3.50%	12 Month
Min Balance $50 Details Tier 1; Additional deposits are allowed during the term of the certificate, up to the maximum principal balance of $500. The dividend rate and APY applicable to the entire principal balance will change automatically when the deposit balance meets the next defined tier threshold. One Share Saver Certificate per account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Share Saver Certificate - 12-Month Term	3.45%	3.50%	12-Month Term
Min Balance $50 Details Balance: $50; Tier 1 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
18 Month Share Certificate	3.40%	3.45%	18 Month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
2 Year Share Certificate	3.40%	3.45%	2 Year
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
3 Year Share Certificate	3.40%	3.45%	3 Year
Min Balance $500 Details Balance: $500 - $9,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
4 Year IRA Share Certificates	3.40%	3.45%	4 Year
Min Balance $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
1 Year Share Certificate	3.35%	3.40%	1 Year
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
18 Month Share Certificate	3.35%	3.40%	18 Month
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
2 Year Share Certificate	3.35%	3.40%	2 Year
Min Balance $500 Details Balance: $500 - $9,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
3 Year IRA Share Certificates	3.35%	3.40%	3 Year
Min Balance $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
1 Year Share Certificate	3.30%	3.35%	1 Year
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
18 Month Share Certificate	3.30%	3.35%	18 Month
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
2 Year IRA Share Certificates	3.30%	3.35%	2 Year
Min Balance $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
1 Year Share Certificate	3.25%	3.30%	1 Year
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
18 Month IRA Share Certificates	3.25%	3.30%	18 Month
Min Balance $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
18 Month Share Certificate	3.25%	3.30%	18 Month
Min Balance $500 Details Balance: $500 - $9,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
1 Year IRA Share Certificates	3.20%	3.25%	1 Year
Min Balance $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
1 Year Share Certificate	3.20%	3.25%	1 Year
Min Balance $500 Details Balance: $500 - $9,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
6 Month Share Certificate	3.10%	3.14%	6 Month
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
6 Month Share Certificate	3.05%	3.09%	6 Month
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
6 Month Share Certificate	3.00%	3.04%	6 Month
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
6 Month Share Certificate	2.95%	2.99%	6 Month
Min Balance $500 Details Balance: $500 - $9,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
91 Day Share Certificate	2.75%	2.78%	91 Day
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
91 Day Share Certificate	2.70%	2.73%	91 Day
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
91 Day Share Certificate	2.65%	2.68%	91 Day
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
91 Day Share Certificate	2.60%	2.63%	91 Day
Min Balance $500 Details Balance: $500 - $9,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%

Educational Employees Credit Union Savings Rates

Product	Rate	APY
Holiday Wise Club Savings Account	0.30%	0.30%
Min Balance $0 Details Balance: $0.00 - $12,000; Maximum account balance is $12,000. $5 fee for each early withdrawal prior to club year-end on October 31. Balance transferred November 1 to savings or checking. Account automatically renews unless canceled or changed. Fees may reduce earnings. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Summer Planner Savings Account	0.30%	0.30%
Min Balance $0 Details Balance: $0.00 - $12,000; Maximum account balance is $12,000. One early withdrawal allowed each account term prior to July 1. Balance transferred July 1 to savings or checking. Account automatically renews unless canceled or changed. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Minor Share Savings	0.20%	0.20%
Min Balance $10,000 Details Balance: $10,000.00 - Over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Share Savings	0.20%	0.20%
Min Balance $10,000 Details Balance: $10,000.00 and Over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Minor Share Savings	0.15%	0.15%
Min Balance $5,000 Details Balance: $5,000.00 - $9,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Share Savings	0.15%	0.15%
Min Balance $5,000 Details Balance: $5,000.00 - $9,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Minor Share Savings	0.10%	0.10%
Min Balance $0 Details Balance: $0.00 - $249.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Minor Share Savings	0.10%	0.10%
Min Balance $250 Details Balance: $250.00 - $4,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Share Savings	0.10%	0.10%
Min Balance $250 Details Balance: $250.00 - $4,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%

Educational Employees Credit Union Checking Rates

Product	Rate	APY
Checking	0.05%	0.05%
Min Balance $500 Details Balance: $500.00 - Over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Golden Owl Checking	0.05%	0.05%
Min Balance $500 Details Balance: $500.00 - Over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Right Start Checking	0.05%	0.05%
Min Balance $500 Details Balance: $500.00 - Over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%

Educational Employees Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
HELOC 1st Trust Deed	-	-	5.75%	10 Years
Details Maximum lifetime variable APR is 5.00% over initial rate shown above. $125 application fee. Other fees to open a HELOC typically range from $221 to $600. Available on California owner-occupied real property only. EECU membership required. Other restrictions may apply. All loans subject to approval. Rates and terms subject to change without notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
HELOC 2nd Trust Deed	-	-	5.75%	10 Years
Details Maximum lifetime variable APR is 5.00% over initial rate shown above. $125 application fee. Other fees to open a HELOC typically range from $221 to $600. Available on California owner-occupied real property only. EECU membership required. Other restrictions may apply. All loans subject to approval. Rates and terms subject to change without notice. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%

Educational Employees Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan: 2023 and Newer Models	-	-	4.99%	72 months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New Auto Loan: 2023 and Newer Models	-	-	4.99%	36 months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New Auto Loan: 2023 and Newer Models	-	-	4.99%	48 months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New Auto Loan: 2023 and Newer Models	-	-	4.99%	60 months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Student New Auto Loan: 2023 and Newer Models	-	-	4.99%	36 - 72 Months
Details GPA 3.50 or higher; Required automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Student Used Auto Loan: 2020-2022 Models	-	-	4.99%	2022 Mo
Details GPA 3.50 or higher; Required automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Auto Loan: 2020-2022 Models	-	-	4.99%	36 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Auto Loan: 2020-2022 Models	-	-	4.99%	48 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Auto Loan: 2020-2022 Models	-	-	4.99%	60 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Auto Loan: 2020-2022 Models	-	-	4.99%	72 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New Auto Loan: 2023 and Newer Models	-	-	5.99%	84 months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Auto Loan: 2020-2022 Models	-	-	5.99%	84 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Student New Auto Loan: 2023 and Newer Models	-	-	6.49%	36 - 72 Months
Details GPA 3.00 or 3.49; Required automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Student Used Auto Loan: 2020-2022 Models	-	-	6.49%	2022 Mo
Details GPA 3.00 - 3.49; Required automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Golden Auto Loan: 2006-2019 Models Listed In Current Kelley Older Car Guide	-	-	7.24%	36 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Golden Auto Loan: 2006-2019 Models Listed In Current Kelley Older Car Guide	-	-	7.74%	48 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Classic Auto Loan: 2016 Or Older Collectible Vehicles	-	-	7.94%	Up to 60 Months
Details As Low As; .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Golden Auto Loan: 2006-2019 Models Listed In Current Kelley Older Car Guide	-	-	7.94%	60 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Golden Auto Loan: 2006-2019 Models Listed In Current Kelley Older Car Guide	-	-	7.94%	72 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Student New Auto Loan: 2023 and Newer Models	-	-	8.99%	36 - 72 Months
Details GPA 2.50 or 2.99; Required automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Student Used Auto Loan: 2020-2022 Models	-	-	8.99%	2022 Mo
Details GPA 2.50 - 2.99; Required automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New and Used Off-Road Vehicle Loan	-	-	9.00%	36 Months
Details As Low As; .50% discount for automatic payment from EECU checking account. Maximum loan amount $20,000. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New and Used Off-Road Vehicle Loan	-	-	10.00%	48 Months
Details As Low As; .50% discount for automatic payment from EECU checking account. Maximum loan amount $20,000. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New and Used Off-Road Vehicle Loan	-	-	11.00%	60 Months
Details As Low As; .50% discount for automatic payment from EECU checking account. Maximum loan amount $20,000. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Student New Auto Loan: 2023 and Newer Models	-	-	14.99%	36 - 72 Months
Details GPA 2.49 or less; Required automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Student Used Auto Loan: 2020-2022 Models	-	-	14.99%	2022 Mo
Details GPA 2.49 or less; Required automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%

Educational Employees Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Motorcycle Loan	-	6.00%	36 Months
Details As Low As; Rate includes 0.50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New Motorcycle Loan	-	6.00%	48 Months
Details As Low As; Rate includes 0.50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New Motorcycle Loan	-	6.00%	60 Months
Details As Low As; Rate includes 0.50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New Motorcycle Loan	-	6.00%	72 Months
Details As Low As; Rate includes 0.50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New Boat Loan: Not Previously Registered	-	6.50%	36 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New Boat Loan: Not Previously Registered	-	6.50%	48 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New Boat Loan: Not Previously Registered	-	6.50%	60 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New Boat Loan: Not Previously Registered	-	6.50%	72 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New RV Loan: 2022 and Newer Models	-	6.50%	36 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $250,000. Trailer max. length 48 ft. and/or width 8.5 ft. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New RV Loan: 2022 and Newer Models	-	6.50%	48 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $250,000. Trailer max. length 48 ft. and/or width 8.5 ft. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New RV Loan: 2022 and Newer Models	-	6.50%	60 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $250,000. Trailer max. length 48 ft. and/or width 8.5 ft. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New RV Loan: 2022 and Newer Models	-	6.50%	72 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $250,000. Trailer max. length 48 ft. and/or width 8.5 ft. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Motorcycle Loan	-	6.50%	36 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Motorcycle Loan	-	6.50%	48 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Motorcycle Loan	-	6.50%	60 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Motorcycle Loan	-	6.50%	72 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New Boat Loan: Not Previously Registered	-	7.00%	84 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New RV Loan: 2022 and Newer Models	-	7.00%	84 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $250,000. Trailer max. length 48 ft. and/or width 8.5 ft. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Boat Loan: Previously Registered	-	7.00%	36 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $100,000. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Boat Loan: Previously Registered	-	7.00%	48 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $100,000. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Boat Loan: Previously Registered	-	7.00%	60 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $100,000. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Boat Loan: Previously Registered	-	7.00%	72 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $100,000. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used RV Loan: 2021 and Older Models	-	7.00%	36 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used RV Loan: 2021 and Older Models	-	7.00%	48 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used RV Loan: 2021 and Older Models	-	7.00%	60 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used RV Loan: 2021 and Older Models	-	7.00%	72 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used RV Loan: 2021 and Older Models	-	7.50%	84 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New Boat Loan: Not Previously Registered	-	8.00%	120 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New RV Loan: 2022 and Newer Models	-	8.00%	120 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $250,000. Trailer max. length 48 ft. and/or width 8.5 ft. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Boat Loan: Previously Registered	-	8.50%	84 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $100,000. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used RV Loan: 2021 and Older Models	-	8.50%	120 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New Boat Loan: Not Previously Registered	-	9.00%	144 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New RV Loan: 2022 and Newer Models	-	9.00%	144 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $250,000. Trailer max. length 48 ft. and/or width 8.5 ft. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Boat Loan: Previously Registered	-	9.50%	120 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $100,000. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used RV Loan: 2021 and Older Models	-	9.50%	144 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
New RV Loan: 2022 and Newer Models	-	10.00%	180 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $250,000. Trailer max. length 48 ft. and/or width 8.5 ft. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used Boat Loan: Previously Registered	-	10.50%	144 Months
Details As Low As; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Maximum loan amount $100,000. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Used RV Loan: 2021 and Older Models	-	10.50%	180 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%

Educational Employees Credit Union Credit Card Rates

Product	Rate	APR
Visa Platinum Rewards	-	10.99%
Details Credit Limit: Up to $35,000; As Low As; Annual Percentage Rate (APR). Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Visa Golden Owl	-	12.99%
Details Credit Limit: Up to $15,000; As Low As; Annual Percentage Rate (APR). Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Visa Classic	-	13.99%
Details Credit Limit: Up to $15,000; As Low As; Annual Percentage Rate (APR). Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Visa Starter/Student	-	13.99%
Details Credit Limit: Up to $2,500; As Low As; Annual Percentage Rate (APR). Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%

Educational Employees Credit Union Personal Loan Rates

Product	APR	Term	View More
Signature Line of Credit Loan	12.00%
Details Balance: $100 - $30,000; Based on balance Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%

Educational Employees Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Budget Balancer Loan	-	-	12.50%
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Membership eligibility/approval and $5 savings deposit required to join EECU. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Classroom Supplies Loan	-	-	0.00%
Details Balance: $250 - $1,000; Estimated Monthly Payment: Based on balance Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
ECOlogical Loan	-	-	7.50%	84 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
ECOlogical Loan	-	-	7.50%	120 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
ECOlogical Loan	-	-	7.50%	180 Months
Details As Low As; Rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
ECOlogical Loan	-	-	7.50%	84 Months
Details From: $100; To: $60,000; As Low As rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
ECOlogical Loan	-	-	7.50%	120 Months
Details From: $15,001; To: $60,000; As Low As rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
ECOlogical Loan	-	-	7.50%	180 Months
Details From: $25,001; To: $60,000; As Low As rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Educator Credential Loan	-	-	7.50%	60 Months
Details As Low As; Based on balance; Actual rates offered to approved applicants depend on payment method, credit history, and other factors. "As Low As" rate includes .50% discount for automatic payment from EECU checking account. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Technology Loan	-	-	7.00%	60 Months
Details Loan amount from $500 to $7,500. Estimated Monthly Payment Based on Balance. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%
Technology Loan	-	-	7.00%	60 Months
Details Estimated Monthly Payment: Based on Balance Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.57%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Educational Employees Credit Union’s Texas Ratio stayed near 0.36% in Q2 2023 to 0.57% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$5.4B	0.57%	5.0	A+
December 31, 2025	$5.3B	0.68%	5.0	A+
September 30, 2025	$5.1B	0.67%	5.0	A+
June 30, 2025	$5.0B	0.78%	5.0	A+
March 31, 2025	$4.9B	0.62%	5.0	A+
December 31, 2024	$4.7B	0.75%	5.0	A+
September 30, 2024	$4.7B	0.68%	5.0	A+
June 30, 2024	$4.7B	0.58%	5.0	A+
March 31, 2024	$4.8B	0.58%	5.0	A+
December 31, 2023	$4.6B	0.57%	5.0	A+
September 30, 2023	$4.6B	0.52%	5.0	A+
June 30, 2023	$4.6B	0.36%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Educational Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Educational Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Educational Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Educational Employees Credit Union

Website https://www.myeecu.org

Address 2222 W Shaw Ave, Fresno, CA 93711-3419

Phone 800-538-3328

Fax 559-451-0858

President Ali Nekumanesh

CEO Elizabeth Dooley

Full-Time Employees 574

Part-Time Employees 26

Branch Locations 22

ATM Locations 23

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.57%

Return on Assets (ROA)

0.4415%

Return on Equity (ROE)

3.1370%

Non-Performing Loans Ratio (NPL)

0.20%

Total Assets

5,376,698,843

Total Amount of Shares and Deposits

4,616,425,042

Total Shares and Deposits < 1 Year

4,172,954,584

Total Shares and Deposits 1 3 Years

434,761,839

Total Shares and Deposits > 3 Years

8,708,619

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

174,377,251

Total Uninsured Shares and Deposits > $250K (F+J)

174,377,251

Total Insured Shares and Deposits > $250K (item 17 less item K)

4,442,047,791

Total Interest Expense (Sum of items 6 8)

13,374,965

Share Certificates

28,647

Number of Accounts for Share Drafts

315,719

IRA KEOGH Accounts

10,287

Number of Accounts for Regular Shares

441,026

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

529,967,742

Total Liabilities

4,679,016,641

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Educational Employees Credit Union earned the Verified Healthy badge

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Educational Employees Credit Union

How many branches does Educational Employees Credit Union operate?

Educational Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Educational Employees Credit Union?

Yes, to access services at Educational Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Educational Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Educational Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Educational Employees Credit Union offer online and mobile banking?

Most modern institutions like Educational Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myeecu.org.

Current Educational Employees Credit Union Rates

12-Month CD3.25%
18-Month CD3.30%
24-Month CD3.35%
60-Month CD3.51%
Savings0.10%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Educational Employees Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Educational Employees Credit Union Texas Ratio

Educational Employees Credit Union Health Trend

Educational Employees Credit Union CD Rates

Educational Employees Credit Union Savings Rates

Educational Employees Credit Union Checking Rates

Educational Employees Credit Union Home Equity & HELOC

Educational Employees Credit Union Auto Loan Rates

Educational Employees Credit Union RV, Boat and Powersport Loan Rates

Educational Employees Credit Union Credit Card Rates

Educational Employees Credit Union Personal Loan Rates

Educational Employees Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Educational Employees Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Educational Employees Credit Union

How many branches does Educational Employees Credit Union operate?

Is a member application needed to join Educational Employees Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Educational Employees Credit Union offer online and mobile banking?

Current Educational Employees Credit Union Rates

Compare to Other Credit Unions