Electric Machinery Employees Credit Union Rates and Review January 2026
Compare Electric Machinery Employees Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Electric Machinery Employees Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityElectric Machinery Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Electric Machinery Employees Credit Union? Share your experience about Electric Machinery Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Electric Machinery Employees Credit Union. Overall, Electric Machinery Employees Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Electric Machinery Employees Credit Union ELECTRIC MACHINERY EMPLOYEES CREDIT UNION 800 CENTRAL AVE NE MINNEAPOLIS, MN 55413 2403  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonAchieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Visa Secured
18.000%
Platinum Visa
8.750%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
12.490%
$0
Personal Loan Rates
5.740%
$0
1 - 36
Personal Signature Loans
14.000%
$0
60
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Electric Machinery Employees Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Electric Machinery Employees Credit Union
Website: https://emcu.org
Full Time Employees: 2Part Time Employees: 0 President: Richard Gross CEO: Greg Ericson Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
800 CENTRAL AVE NE
MINNEAPOLIS, MN 55413 2403 Phone Number: 612-378-8100 Fax Number: 612-378-8101 FinancialsTotal Assets:
8,537,974
Total Amount of Shares and Deposits:
6,390,398
Total Shares and Deposits < 1 Year:
6,390,398
Total Insured Shares and Deposits > $250K (item 17 less item K):
6,390,398
Total Interest Expense (Sum of items 6 8):
97,045
Share Certificates:
45
IRA KEOGH Accounts:
29
Number of Accounts for Regular Shares:
780
Net Income (unless the amount is already included in Undivided Earnings):
-29,808
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,037,185
Total Liabilities:
6,453,443
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Electric Machinery Employees Credit Union yet. Feel free to create one below.
Add Your Rating and Review for Electric Machinery Employees Credit Union
Frequently Asked Questions About Electric Machinery Employees Credit UnionIs a member application needed to join Electric Machinery Employees Credit Union?Yes, to access services at Electric Machinery Employees Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Electric Machinery Employees Credit Union provides a range of mortgage and home equity products. Is Electric Machinery Employees Credit Union a safe place to deposit money?Yes, Electric Machinery Employees Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Electric Machinery Employees Credit Union offer online and mobile banking?Most modern institutions like Electric Machinery Employees Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 2.00% and 3-month CD rates at 0.50%. Savings rates are at 0.25% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 5.67%. Credit Card rates are at 17.74%. Personal Loan rates are at 7.00%. All these rates, and more, can be found in our database of rates which you can compare to 
