What are the current interest rates at Electrical Workers No 22 Federal Credit Union?

Current rates for Electrical Workers No 22 Federal Credit Union include: 12-Month CD: 3.45%, 24-Month CD: 3.28%

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Electrical Workers No 22 Federal Credit Union

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Electrical Workers No 22 Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Electrical Workers No 22 Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 13, 2026

Electrical Workers No 22 Federal Credit Union's top rates as of October 13, 2026 are 3.60% APY on its CD - CD 6 month Term "O", and personal loans from 8.00% APR, according to rates verified by MonitorBankRates. Other Electrical Workers No 22 Federal Credit Union CD rates include CD - CD 12 month Term "N" at 3.45%, and CD - CD 24 month Term "Q" at 3.28%. MonitorBankRates evaluates the financial stability of Electrical Workers No 22 Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.13%. Rates last updated and verified on 10/13/2026.

Electrical Workers No 22 Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Electrical Workers No 22 Federal Credit Union? Share your experience about Electrical Workers No 22 Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Electrical Workers No 22 Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.13%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Electrical Workers No 22 Federal Credit Union
ELECTRICAL WORKERS NO 22 CREDIT UNION

8960 L St Ste 102
Omaha, NE 68127-1414

https://www.ew22fcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Electrical Workers No 22 Federal Credit Union CD Rates

Product	Rate	APY	Term
Share Certificate - CD 6 month Term "O"	3.60%	3.60%	6 Months
Min Balance $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Share Certificate - CD 12 month Term "N"	3.45%	3.45%	12 Months
Min Balance $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Share Certificate - CD 24 month Term "Q"	3.28%	3.28%	24 Months
Min Balance $500 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 3.28% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%

Electrical Workers No 22 Federal Credit Union Savings Rates

Product	Rate	APY	View More
Christmas Club "D"-H	0.15%	0.15%
No additional details. Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%

Electrical Workers No 22 Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Vehicle Loan - New (2026-2022)	-	-	5.00%	48 Months
Details As Low As; Security: Title/Ins; Membership minimum balance of $25 required; For vehicles with 100,000+ in mileage add 1% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Used Vehicle Loan	-	-	5.25%	48 Months
Details As Low As; Year: Used 2021-2019; For vehicles with 100,000+ in mileage add 1%; Security: Title/Ins Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.25% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Vehicle Loan - New (2026-2022)	-	-	5.25%	60 Months
Details As Low As; Security: Title/Ins; Membership minimum balance of $25 required; For vehicles with 100,000+ in mileage add 1% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Used Vehicle Loan	-	-	5.50%	60 Months
Details As Low As; Year: Used 2021-2019; For vehicles with 100,000+ in mileage add 1%; Security: Title/Ins Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.50% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Vehicle Loan - New (2026-2022)	-	-	5.50%	72 Months
Details As Low As; Security: Title/Ins; Membership minimum balance of $25 required; For vehicles with 100,000+ in mileage add 1% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Used Vehicle Loan	-	-	5.75%	72 Months
Details As Low As; Year: Used 2021-2019; For vehicles with 100,000+ in mileage add 1%; Security: Title/Ins Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 5.75% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Vehicle Loan - New (2026-2022)	-	-	5.75%	84 Months
Details As Low As; Security: Title/Ins; Membership minimum balance of $25 required; For vehicles with 100,000+ in mileage add 1% Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 5.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	6.00%	-	6.00%	48 months
Details Credit Grade: A (749-720); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	6.25%	-	6.25%	60 months
Details Credit Grade: A (749-720); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	6.50%	-	6.50%	72 months
Details Credit Grade: A (749-720); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	6.75%	-	6.75%	84 months
Details Credit Grade: A (749-720); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Used Vehicle Loan	-	-	7.00%	48 Months
Details As Low As; Year: Used 2018 & Older; For vehicles with 100,000+ in mileage add 1%; Security: Title/Ins Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 5.25% → 7.00% ▲ 1.75 pts · high 7.00% / low 5.25% Oct 13, 20267.00%▲ from 5.25% Sep 14, 20265.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	7.25%	-	7.25%	60 months
Details Credit Grade: B (719-675); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	7.50%	-	7.50%	72 months
Details Credit Grade: B (719-675); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Used Vehicle Loan	-	-	7.50%	60 Months
Details As Low As; Year: Used 2018 & Older; For vehicles with 100,000+ in mileage add 1%; Security: Title/Ins Last Updated 10/13/2026 Rate History 1 change since Sep 14, 2026 · 5.50% → 7.50% ▲ 2.00 pts · high 7.50% / low 5.50% Oct 13, 20267.50%▲ from 5.50% Sep 14, 20265.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	7.75%	-	7.75%	84 months
Details Credit Grade: B (719-675); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 7.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	9.50%	-	9.50%	48 months
Details Credit Grade: C (674-650); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	9.75%	-	9.75%	60 months
Details Credit Grade: C (674-650); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 9.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	10.00%	-	10.00%	72 months
Details Credit Grade: C (674-650); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 10.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	10.25%	-	10.25%	84 months
Details Credit Grade: C (674-650); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 10.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	10.50%	-	10.50%	48 months
Details Credit Grade: D (649-600); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 10.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	10.75%	-	10.75%	60 months
Details Credit Grade: D (649-600); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 10.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	11.00%	-	11.00%	72 months
Details Credit Grade: D (649-600); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 11.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	11.25%	-	11.25%	84 months
Details Credit Grade: D (649-600); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 11.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	15.00%	-	15.00%	48 months
Details Credit Grade: E (599 or BELOW); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 15.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	15.25%	-	15.25%	60 months
Details Credit Grade: E (599 or BELOW); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 15.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	15.50%	-	15.50%	72 months
Details Credit Grade: E (599 or BELOW); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 15.50% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Auto Loans NEW Vehicles - 2026-2022 Model Year	15.75%	-	15.75%	84 months
Details Credit Grade: E (599 or BELOW); Model Year: 2026-2022; Membership minimum balance of $25 is required Last Updated 10/13/2026 Rate History No change since Oct 13, 2026 · 15.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%

Electrical Workers No 22 Federal Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	8.00%	36 Months
Details Credit Score: A+ 750+; Max Amount: $10,000; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 8.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Personal Loan	8.50%	48 Months
Details Credit Score: A+ 750+; Max Amount: $10,000; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 8.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Personal Loan	9.00%	36 Months
Details Credit Score: A 749-720; Max Amount: $10,000; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 9.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Personal Loan	9.50%	48 Months
Details Credit Score: A 749-720; Max Amount: $10,000; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 9.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Personal Loan	9.50%	60 Months
Details Credit Score: A+ 750+; Max Amount: $10,000; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 9.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Personal Loan	10.50%	36 Months
Details Credit Score: B 719-675; Max Amount: $10,000; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 10.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Personal Loan	10.50%	60 Months
Details Credit Score: A 749-720; Max Amount: $10,000; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 10.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Personal Loan	11.00%	48 Months
Details Credit Score: B 719-675; Max Amount: $10,000; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 11.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Personal Loan	11.50%	36 Months
Details Credit Score: C 674-650; Max Amount: $7,500; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 11.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Personal Loan	11.50%	60 Months
Details Credit Score: B 719-675; Max Amount: $10,000; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 11.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Personal Loan	12.00%	48 Months
Details Credit Score: C 674-650; Max Amount: $7,500; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 12.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Personal Loan	12.50%	60 Months
Details Credit Score: C 674-650; Max Amount: $7,500; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History 1 change since Sep 17, 2026 · 11.50% → 12.50% ▲ 1.00 pts · high 12.50% / low 11.50% Oct 13, 202612.50%▲ from 11.50% Sep 17, 202611.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Personal Loan	13.50%	36 Months
Details Credit Score: D 649-600; Max Amount: $6,000; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 13.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Personal Loan	14.00%	48 Months
Details Credit Score: D 649-600; Max Amount: $6,000; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 14.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Personal Loan	17.50%	36 Months
Details Credit Score: E 599 & DOWN; Max Amount: $2,000; Effective 5/19/26; Max Term 60 Months Last Updated 10/13/2026 Rate History No change since Sep 17, 2026 · 17.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%

Electrical Workers No 22 Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
College Fund "U"-U	0.10%	-	0.10%
Details (21 and under) Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
IRA's	0.35%	-	0.35%
Min Balance $500 Details Balance: $500.00 & above; Effective 3/26/2025 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Kids Account "K" -K	0.05%	-	0.05%
Details (12 and under) Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Share Account	0.10%	-	0.10%
Min Balance $300 Details Balance: $300.00-10,000.00 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Share Account	0.15%	-	0.15%
Min Balance $10,000 Details Balance: $10,000.01-49,999.99 Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Share Account	0.20%	-	0.20%
Min Balance $50,000 Details Balance: $50,000.00-& Above Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%
Youth Account "C"-C	0.05%	-	0.05%
Details (17 and under) Last Updated 10/13/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.13%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Electrical Workers No 22 Federal Credit Union’s Texas Ratio fell from 3.95% in Q3 2023 to 1.13% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.5 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$14M	1.13%	5.0	A+
March 31, 2026	$14M	0.06%	5.0	A+
December 31, 2025	$14M	1.22%	5.0	A+
September 30, 2025	$13M	0.88%	5.0	A+
June 30, 2025	$13M	1.81%	5.0	A+
March 31, 2025	$13M	1.99%	5.0	A+
December 31, 2024	$13M	2.43%	4.9	A+
September 30, 2024	$12M	4.90%	5.0	A+
June 30, 2024	$13M	6.40%	4.9	A
March 31, 2024	$13M	1.64%	4.6	A
December 31, 2023	$13M	4.04%	4.6	A
September 30, 2023	$14M	3.95%	4.5	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Electrical Workers No 22 Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Electrical Workers No 22 Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Electrical Workers No 22 Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Electrical Workers No 22 Federal Credit Union

Website https://www.ew22fcu.org

Address 8960 L St Ste 102, Omaha, NE 68127-1414

Phone 402-331-3121

Fax 402-331-3126

President DOUGLAS IGNOWSKI

CEO LISA VANCE

Full-Time Employees 3

Part-Time Employees 0

Branch Locations 4

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.13%

Return on Assets (ROA)

0.4432%

Return on Equity (ROE)

5.9684%

Non-Performing Loans Ratio (NPL)

0.24%

Total Assets

14,393,366

Total Amount of Shares and Deposits

13,299,108

Total Shares and Deposits < 1 Year

12,206,529

Total Shares and Deposits 1 3 Years

1,092,578

Total Insured Shares and Deposits > $250K (item 17 less item K)

13,299,108

Total Interest Expense (Sum of items 6 8)

27,093

Share Certificates

Number of Accounts for Share Drafts

539

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,232

All other shares

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,010,925

Total Liabilities

13,325,485

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Electrical Workers No 22 Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Electrical Workers No 22 Federal Credit Union

How many branches does Electrical Workers No 22 Federal Credit Union operate?

Electrical Workers No 22 Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Electrical Workers No 22 Federal Credit Union?

Yes, to access services at Electrical Workers No 22 Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Electrical Workers No 22 Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Electrical Workers No 22 Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Electrical Workers No 22 Federal Credit Union offer online and mobile banking?

Most modern institutions like Electrical Workers No 22 Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ew22fcu.org.