Employees Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Employees Federal Credit Union12-month CD rates can be found at 0.20%, 6-month CD rates at 0.10% and 3-month CD rates at 2.02%. Savings rates are at 0.50% and money market rates are at 1.76%. Mortgage rates on 30-year fixed loans are around 6.47%. Credit Card rates are at 19.74%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to Employees Federal Credit Union rates.

Compare Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Employees Federal Credit Union? Share your experience about Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Employees Federal Credit Union.

Overall, Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Employees Federal Credit Union
Employees Federal Credit Union
1120 W 17th St
Tulsa, OK 74107
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Employees Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First FSB of Mascoutah
First FSB of Mascoutah
72-Month CD
4.06%
$1,000
ESB Bank
ESB Bank
24-Month CD
3.85%
$10,000
FNB of Bangor
FNB of Bangor
60-Month CD
3.80%
$1,000
BankGloucester
BankGloucester
12-Month CD (Jumbo)
3.75%
$100,000
Citizens Access
Citizens Access
High Yield Online Savings
3.50%
$0
1st United Credit Union
1st United Credit Union
24-Month CD
3.50%
$250
AAC Credit Union
AAC Credit Union
48-Month CD
3.50%
$500
Northwest Community Bank
Northwest Community Bank
18-Month CD
3.50%
$500
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
36-Month CD
3.34%
$500
First FSB Rochester, IN
First FSB Rochester, IN
36-Month CD
3.29%
$500
Finance Factors
Finance Factors
18-Month CD
3.25%
$1,000
StonehamBank
StonehamBank
36-Month CD
3.25%
$1,000
PSB of Plainview
PSB of Plainview
12-Month CD
3.24%
$250
Achieve Financial Credit Union
Achieve Financial Credit Union
60-Month CD
3.05%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
36-Month CD
3.03%
$500
Northwest Community Bank
Northwest Community Bank
36-Month CD
3.00%
$500
Gainey Business Bank
Gainey Business Bank
6-Month CD
2.89%
$5,000
Conway National Bank (CNB)
Conway National Bank (CNB)
36-Month CD
2.85%
$500
Frontier State Bank
Frontier State Bank
48-Month CD
2.82%
$1,000
Versailles S&L Co.
Versailles S&L Co.
24-Month CD
2.78%
$1,000
Security Bank Minnesota
Security Bank Minnesota
60-Month CD
2.65%
$1,000
PCB Payne County Bank
PCB Payne County Bank
3-Month CD
2.65%
$1,000
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
36-Month CD
2.50%
$1,000
FNB of Lacon
FNB of Lacon
60-Month CD
2.48%
$500
Randolph Brooks FCU
Randolph Brooks FCU
Choice Money Market
2.27%
$2,500
SouthernTrust Bank
SouthernTrust Bank
60-Month CD
1.56%
$1,000
OneLocal Bank
OneLocal Bank
36-Month CD
1.50%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
48-Month CD
1.25%
$1,000
Madison County Bank
Madison County Bank
Money Market
1.15%
$250
Connection Bank
Connection Bank
48-Month CD
1.00%
$1,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
Senate Money Market
0.90%
$2,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
6-Month CD
0.75%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
Regular Savings
0.65%
$10
Community Bank Topeka, KS
Community Bank Topeka, KS
48-Month CD
0.60%
$1,000
PSB Provident Savings Bank
PSB Provident Savings Bank
24-Month CD
0.48%
$1,000
Grand Rapids SB
Grand Rapids SB
36-Month CD
0.45%
$1,000
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
Money Market Savings
0.30%
$100
OneUnited Bank
OneUnited Bank
36-Month CD
0.30%
$1,000
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
Savings
0.25%
$50
Triad Bank, N.A.
Triad Bank, N.A.
Savings
0.25%
$100
Chelsea Groton Bank
Chelsea Groton Bank
24-Month CD
0.20%
$500
First Community Bank of Hillsboro
First Community Bank of Hillsboro
Money Market
0.20%
$0
First National Bank of Michigan
First National Bank of Michigan
First Growth Money Market
0.15%
$100
Bank of Edmonson County
Bank of Edmonson County
NOW Checking
0.10%
$1,000
Bank of Kampsville
Bank of Kampsville
Money Market
0.10%
$2,500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Checking
0.10%
$500
Grand Timber Bank
Grand Timber Bank
NOW Checking
0.10%
$600
Cambridge Trust Company
Cambridge Trust Company
12-Month CD
0.10%
$500
William Penn Bank
William Penn Bank
Money Market
0.10%
$1,000
Regions Bank
Regions Bank
Savings
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Employees Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.250%
5.386%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.500%
5.696%
1.250
Investment Savings Bank
Investment Savings Bank
20 Year Fixed
5.625%
5.705%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
15-Year Fixed
5.650%
5.784%
0.000
Hawaii State Federal Credit Union
Hawaii State Federal Credit Union
15 Year Fixed
5.625%
5.800%
0.625
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10-Year Fixed
5.625%
5.809%
0.000
Connections Bank
Connections Bank
15-Year Fixed
5.750%
5.810%
0.000
Citi
Citi
15-Year Fixed
5.500%
5.847%
1.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
5.750%
5.875%
0.000
GreenLeaf Bank
GreenLeaf Bank
15-Year Fixed
5.875%
5.894%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
5.875%
5.936%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
5.875%
5.967%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.042%
0.000
JTNB
JTNB
15-Year Fixed
5.950%
6.064%
0.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
5.875%
6.090%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
5.875%
6.095%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
5.500%
6.141%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
10 Year Fixed
6.000%
6.160%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.125%
6.168%
0.000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
15-Year Fixed
5.875%
6.170%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
20-Year Fixed
6.125%
6.174%
0.000
San Mateo Credit Union
San Mateo Credit Union
15-Year Fixed
6.000%
6.187%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Employees Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Card
13.240%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Employees Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Employees Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Employees Federal Credit Union Information

Credit Union Name: Employees Federal Credit Union
Full Time Employees: 17
Part Time Employees: 0
President: Ross Weller
CEO: John Hughes
Branch Locations: 4
ATM Locations: 2
Corporate Office Address:
1120 W 17th St
Tulsa, OK 74107
Phone Number: 918-582-7573
Fax Number: 918-582-7588

Employees Federal Credit Union Financials

Total Assets:
48,327,404
Total Amount of Shares and Deposits:
44,199,461
Total Shares and Deposits < 1 Year:
38,992,533
Total Shares and Deposits 1 3 Years:
2,559,721
Total Shares and Deposits > 3 Years:
2,647,206
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
965,195
Total Uninsured Shares and Deposits > $250K (F+J):
965,195
Total Insured Shares and Deposits > $250K (item 17 less item K):
43,234,266
Total Interest Expense (Sum of items 6 8):
175,539
Share Certificates:
245
Number of Accounts for Share Drafts:
2,064
IRA KEOGH Accounts:
123
Number of Accounts for Regular Shares:
4,628
All other shares:
102
Non Member Deposits:
4
Money Market Shares:
87
Net Income (unless the amount is already included in Undivided Earnings):
-56,765
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,651,829
Total Liabilities:
44,545,374
Show More

Employees Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Credit Builder:
1
PALs II (FCU Only):
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage Rates Today December 21, 2018Mortgage rates today are mixed as equity markets continue to tumble and 10 year U.S. Treasury yields rise slightly. 30 year conforming mortgage rates today are averaging 4.60 percent, down 1 basis point from yesterday's average 30 year rate of 4.59 percent. Today's mortgage rates on 15 year conventional loans are currently averaging 3.79 percent, an increase of 1 basis point from yesterday. 30 year jumbo mortgage rates today are averaging 4.46 percent, unchanged from yesterday. Current mortgage rates on 15 year jumbo mortgage rates tumble 10 basis points to 4.24 percent. To get the best deal on a mortgage loan search for and compare mortgage rates today.
USAA 3 Month Jumbo CD rates are now at 0.35 percent with a yield of 0.35 percent. View current 3 Month Jumbo CD rates at USAA below.
Mortgage rates are on a tear, increasing rather dramatically from record lows set just a month ago. The increase in average mortgage rates this week was the sharpest increases in months for fixed conventional rates. 30 year rates are now averaging 4.16 percent, an increase of 28 basis points week over week and 15 year rates are now at 3.32 percent, an increase 29 basis points week over week.

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Employees Federal Credit Union Reviews

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