FCI Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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FCI Federal Credit Union12-month CD rates can be found at 3.75%, 6-month CD rates at 0.05% and 3-month CD rates at 3.00%. Savings rates are at 4.60% and money market rates are at 1.90%. Mortgage rates on 30-year fixed loans are around 6.42%. Credit Card rates are at 29.99%. Personal Loan rates are at 14.99%. All these rates, and more, can be found in our database of rates which you can compare to FCI Federal Credit Union rates.

Compare FCI Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of FCI Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

FCI Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at FCI Federal Credit Union? Share your experience about FCI Federal Credit Union by leaving a review below, or read customer reviews before you decide to use FCI Federal Credit Union.

Overall, FCI Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FCI Federal Credit Union
Main
2500 Leopard Dr
Texarkana, TX 75501 7810
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare FCI Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
West Pointe Bank
West Pointe Bank
12-Month CD
3.97%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
12-Month CD
3.65%
$500
Gainey Business Bank
Gainey Business Bank
24-Month CD
3.45%
$5,000
PSB of Plainview
PSB of Plainview
24-Month CD
3.34%
$250
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
48-Month CD
3.30%
$100
cfsbank
cfsbank
12-Month CD
3.28%
$1,000
Grand Valley Bank
Grand Valley Bank
24-Month CD
3.10%
$500
Complex Community Federal Credit Union
Complex Community Federal Credit Union
60-Month CD
3.04%
$500
Home State Bank Royal, IA
Home State Bank Royal, IA
36-Month CD
3.03%
$1,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
60-Month CD
3.00%
$500
Collins State Bank
Collins State Bank
60-Month CD
3.00%
$1,000
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
48-Month CD
3.00%
$25,000
Genoa Banking Company
24-Month CD
3.00%
$1,000
ACMG Federal Credit Union
ACMG Federal Credit Union
30-Month CD
2.90%
$1,000
First National Bank VA
First National Bank VA
60-Month CD
2.78%
$500
Delaware NB of Delhi
Delaware NB of Delhi
48-Month CD
2.68%
$100
First Southern Bank
First Southern Bank
48-Month CD
2.53%
$1,000
UCB Milford, IA
UCB Milford, IA
36-Month CD
2.52%
$1,000
UCB Milford, IA
UCB Milford, IA
24-Month CD
2.47%
$1,000
The FNB Community Bank
The FNB Community Bank
24-Month CD
2.46%
$1,000
Johnson State Bank
Johnson State Bank
24-Month CD
2.30%
$1,000
Maine Community Bank
Maine Community Bank
6-Month CD
2.00%
$500
Westmoreland Federal S&L
Westmoreland Federal S&L
60-Month CD
2.00%
$50
South Central State Bank
South Central State Bank
60-Month CD
1.91%
$1,000
Osgood Bank
Osgood Bank
Elevate Money Market
1.76%
$100,000
Northwest B&T Co.
Northwest B&T Co.
24-Month CD
1.75%
$1,000
Achieva Credit Union
Achieva Credit Union
48-Month CD
1.75%
$500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Money Market
1.51%
$5,000
North Shore Bank of Commerce
North Shore Bank of Commerce
48-Month CD
1.50%
$1,000
South Ottumwa SB
South Ottumwa SB
24-Month CD
1.50%
$500
Colonial Savings, F.A.
Colonial Savings, F.A.
36-Month CD
1.38%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
24-Month CD
1.25%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
Holiday Savings
1.00%
$0
Hilltop National Bank
Hilltop National Bank
6-Month CD
0.95%
$1,000
WSB Municipal Bank
WSB Municipal Bank
6-Month CD
0.76%
$500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Savings
0.55%
$100
Atkins Savings B&T
Atkins Savings B&T
3-Month CD
0.50%
$1,000
First Federal Community Bank N.A.
First Federal Community Bank N.A.
12-Month CD
0.30%
$500
Senath State Bank
Senath State Bank
Savings
0.25%
$100
Collinsville Building and Loan Association
Collinsville Building and Loan Association
24-Month CD
0.20%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
Advanced Checking
0.20%
$100
Bellevue State Bank
Bellevue State Bank
Money Market
0.10%
$2,500
Grand Timber Bank
Grand Timber Bank
NOW Checking
0.10%
$600
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
3-Month CD
0.08%
$500
Catskill Hudson Bank
Catskill Hudson Bank
Interest Checking
0.07%
$0
Citizens Federal S&LA
Citizens Federal S&LA
Savings
0.07%
$20
Windsor Federal S&L
Windsor Federal S&L
Money Market
0.05%
$2,500
Savings Bank of Danbury
Savings Bank of Danbury
Passbook Savings
0.03%
$10
Lusitania Savings Bank
Lusitania Savings Bank
Savings
0.01%
$100
Camden National Bank
Camden National Bank
Money Market
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FCI Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Lakewood Credit Union
Lakewood Credit Union
15 Year Fixed
5.300%
5.390%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.250%
5.629%
2.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 Year ARM
5.500%
5.658%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.750%
5.844%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
5.750%
5.901%
0.375
Nuvision Federal Credit Union
Nuvision Federal Credit Union
15-Year Fixed
5.625%
5.929%
1.125
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
5.875%
5.944%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.750%
5.989%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
15-Year Fixed
5.875%
6.002%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.000%
6.017%
0.000
One Nevada Credit Union
One Nevada Credit Union
15 Year Fixed
6.000%
6.057%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.000%
6.112%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
6.125%
6.125%
0.125
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
6.125%
6.140%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.125%
6.195%
0.500
Harleysville Bank
Harleysville Bank
15-Year Fixed
6.250%
6.271%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
6.250%
6.314%
0.000
Bank of America
Bank of America
15 Year Fixed
5.875%
6.330%
0.790
USB Union Savings Bank
USB Union Savings Bank
5/1 ARM
5.500%
6.380%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
6.125%
6.433%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.375%
6.447%
0.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
6.375%
6.505%
0.000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
30-Year Fixed
6.375%
6.506%
0.250
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.500%
6.535%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare FCI Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare FCI Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have FCI Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

FCI Federal Credit Union Information

Credit Union Name: FCI Federal Credit Union
Full Time Employees: 3
Part Time Employees: 0
President: Richard Goodsell
CEO: Bree Fulmer
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
2500 Leopard Dr
Texarkana, TX 75501 7810
Phone Number: 903-223-6404
Fax Number: 903-838-0761

FCI Federal Credit Union Financials

Total Assets:
5,355,242
Total Amount of Shares and Deposits:
4,385,085
Total Shares and Deposits < 1 Year:
4,183,997
Total Shares and Deposits 1 3 Years:
93,054
Total Shares and Deposits > 3 Years:
108,034
Total Insured Shares and Deposits > $250K (item 17 less item K):
4,385,085
Total Interest Expense (Sum of items 6 8):
5,210
Share Certificates:
38
Number of Accounts for Share Drafts:
318
IRA KEOGH Accounts:
10
Number of Accounts for Regular Shares:
944
All other shares:
35
Net Income (unless the amount is already included in Undivided Earnings):
-35,181
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
74,181
Total Liabilities:
4,811,691
Show More

FCI Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Best 12-Month CD Rates - December 2018The best 12 month CD rates in December 2018 are moving higher and might hit 3.00 percent before the end of the year. The bank that currently has the absolute best 12 month CD rates on the rate table now is VirtualBank with a rate of 2.86 percent, only 14 basis points below 3.00 percent. Three other banks have the second best 1-year CD rates for December 2018. Limelight Bank, Live Oak Bank, and Popular Direct are all offering 12 month CD rates at 2.85 percent. Rounding out the top 5 December CD rates is Merrick Bank with 12 month CD rates at 2.84 percent.
E-Loan 1 Year CD rates are now at 1.25 percent with a yield of 1.26 percent. View the current 1 Year CD rates at E-Loan below.
Mortgage rates decreased in the latest mortgage survey released yesterday morning. 30 year fixed mortgage rates, 15 year fixed mortgage rates and 1 year adjustable mortgage rates were all lower in the Mortgage Bankers Association’s (MBA) Weekly Mortgage Survey.

Bank or Credit Union Offers and Deals

Average 2 Year CD Rates at 0.91%: Highest 2 Year CD Rates at 1.25%
Broadway Federal Bank Online Savings Account
Mortgage Rates Finally Fall
More Changes to Make Refinancing Easier
Banks and Credit Unions are Offering Prizes to Save Money in Savings Accounts
eBank CD Rates
Interest Rate Round Up October 21, 2013
Mortgage Rates Jump Sharply Higher this Week
Mortgage Rates Continue to Rise as 10 Year Treasury Yields Move Higher
Get $500 from E*Trade

Alternative Bank and Credit Union Offers to Explore

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Mortgage Rates and Refinance Rates Higher This Week 3-28: 30 Year Conforming Mortgage Rates at 4.80%, 15 Year Mortgage Rates at 4.10%
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EverBank's Competitive CD Rates and Financial Stability
Mortgage Rates Hit Record Low: 30 Year Mortgage Rates at 4.69%, 15 Year Mortgage Rates at 4.13%
Buying a Home with Less Than a 20 Percent Down Payment
Mortgage Rates Today Mixed, Fixed Conforming Rates Sightly Higher
Mortgage Rates Head Lower Today on Weak Jobs Report
TotalDirectBank Money Market Account Rates
2-1 Mortgage Rates: 30 Year Mortgage Rates and 30 Year Refinance Rates at 4.81%

FCI Federal Credit Union Reviews

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