Financial Builders Federal Credit Union Rates and Review January 2026
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Financial Builders Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Financial Builders Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityFinancial Builders Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Financial Builders Federal Credit Union? Share your experience about Financial Builders Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Financial Builders Federal Credit Union. Overall, Financial Builders Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Financial Builders Federal Credit Union Financial Builders Federal Credit Union 2828 S Lafountain St Kokomo, IN 46902 3706  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonPremier Rate Credit Card Mastercard
12.950% - 18.000%
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are
completed within 90 days of account opening.
BECU Cash Back Visa
16.240% - 27.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature (Unsecured) Loan
11.040%
$0
1 - 24
Payroll Savings Loan
17.900%
$0 - $500
Personal Loan
11.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Financial Builders Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Financial Builders Federal Credit Union
Website: https://www.financialbuilders.org
Full Time Employees: 25Part Time Employees: 0 President: Andrew Niese CEO: Brian Bargerhuff Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
2828 S Lafountain St
Kokomo, IN 46902 3706 Phone Number: 765-455-0500 Fax Number: 765-453-2461 FinancialsTotal Assets:
150,520,424
Total Amount of Shares and Deposits:
131,287,129
Total Shares and Deposits < 1 Year:
118,769,265
Total Shares and Deposits 1 3 Years:
12,427,237
Total Shares and Deposits > 3 Years:
90,627
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,771,749
Total Uninsured Shares and Deposits > $250K (F+J):
2,771,749
Total Insured Shares and Deposits > $250K (item 17 less item K):
128,515,380
Total Interest Expense (Sum of items 6 8):
1,900,065
Share Certificates:
1,063
Number of Accounts for Share Drafts:
6,348
IRA KEOGH Accounts:
129
Number of Accounts for Regular Shares:
12,307
All other shares:
911
Non Member Deposits:
50
Money Market Shares:
137
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,721,702
Total Liabilities:
132,321,236
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Financial Builders Federal Credit UnionIs a member application needed to join Financial Builders Federal Credit Union?Yes, to access services at Financial Builders Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Financial Builders Federal Credit Union provides a range of mortgage and home equity products. Is Financial Builders Federal Credit Union a safe place to deposit money?Yes, Financial Builders Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Financial Builders Federal Credit Union offer online and mobile banking?Most modern institutions like Financial Builders Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.15%, 6-month CD rates at 3.17% and 3-month CD rates at 0.20%. Savings rates are at 0.03% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 5.84%. Credit Card rates are at 9.20%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to 
