|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Financial Plus Credit Union Ottawa, IL Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Financial Plus Credit Union Ottawa, IL's 1 Year CD of Deposit rates are at 1.24%, 18 Month CD of Deposit rates are at 1.24%, 2 Year CD of Deposit rates are at 1.24%, 3 Year CD of Deposit rates are at 1.24%, 5 Year CD of Deposit rates are at 1.24%. Financial Plus Credit Union Ottawa, IL's savings rates are at 0.10%. Financial Plus Credit Union Ottawa, IL's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Financial Plus Credit Union Ottawa, IL with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.23%. Rates were last updated on 04/18/2026. Financial Plus Credit Union Ottawa, IL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Plus Credit Union Ottawa, IL? Share your experience about Financial Plus Credit Union Ottawa, IL by leaving a review below, or read customer reviews before you decide to use Financial Plus Credit Union Ottawa, IL. Financial Plus Credit Union Ottawa, IL
Branch 1 Ottawa 800 Chestnut St
https://www.financialplus.org Ottawa, IL 61350 
Financial Plus Credit Union Ottawa, IL CD Rates
Financial Plus Credit Union Ottawa, IL Savings Rates
Financial Plus Credit Union Ottawa, IL Auto Loan Rates
Financial Plus Credit Union Ottawa, IL Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Financial Plus Credit Union Ottawa, IL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Financial Plus Credit Union Ottawa, IL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Financial Plus Credit Union Ottawa, IL's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Financial Plus Credit Union Ottawa, IL
Website
https://www.financialplus.org
Address
800 Chestnut St,
Ottawa, IL 61350
Phone
815-433-1496
Fax
815-433-0065
President
Joseph Navarro
CEO
Peter Fauth
Full-Time Employees
102
Part-Time Employees
12
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.23%
Return on Assets (ROA)
0.9752%
Return on Equity (ROE)
7.2460%
Non-Performing Loans Ratio (NPL)
0.45%
Total Assets
548,770,873
Total Amount of Shares and Deposits
469,473,919
Total Shares and Deposits < 1 Year
464,881,081
Total Shares and Deposits 1 3 Years
2,919,171
Total Shares and Deposits > 3 Years
1,673,667
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
31,412,819
Total Uninsured Shares and Deposits > $250K (F+J)
31,412,819
Total Insured Shares and Deposits > $250K (item 17 less item K)
438,061,100
Total Interest Expense (Sum of items 6 8)
4,329,740
Share Certificates
2,700
Number of Accounts for Share Drafts
24,897
IRA KEOGH Accounts
922
Number of Accounts for Regular Shares
50,829
Money Market Shares
1,235
Net Income (unless the amount is already included in Undivided Earnings)
5,351,609
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,169,309
Total Liabilities
475,523,733
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Financial Plus Credit Union Ottawa, ILIs Financial Plus Credit Union Ottawa, IL a safe place to deposit money?Yes, Financial Plus Credit Union Ottawa, IL is considered a safe financial institution. With a Texas Ratio of 2.2319184040371%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Financial Plus Credit Union Ottawa, IL operate?Financial Plus Credit Union Ottawa, IL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Financial Plus Credit Union Ottawa, IL?Yes, to access services at Financial Plus Credit Union Ottawa, IL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Financial Plus Credit Union Ottawa, IL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Financial Plus Credit Union Ottawa, IL provides members with tools to manage their accounts and build a solid financial history. Does Financial Plus Credit Union Ottawa, IL offer online and mobile banking?Most modern institutions like Financial Plus Credit Union Ottawa, IL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.financialplus.org. Current Financial Plus Credit Union Ottawa, IL Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Jessop Community Federal Credit Union
Elizabeth NJ Firemens Federal Credit Union
Credit Union 1 Credit Union
Employees Federal Credit Union
Space City Credit Union
ProFed Federal Credit Union
Guardian Credit Union Montgomery, AL
POSTAL FAMILY
One Thirteen Credit Union
Garden State Federal Credit Union
First Ohio Community Federal Credit Union
AAA Federal Credit Union
NRS Community Development Federal Credit Union
Governmental Employees Credit Union
Gallup Federal Credit Union
COMBINED
Kane County Teachers Credit Union
Las Colinas Federal Credit Union
Southeast Financial Credit Union
BEST REWARD
California Coast Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
