What are the current interest rates at First Commonwealth Federal Credit Union?

Current rates for First Commonwealth Federal Credit Union include: 12-Month CD: 3.70%

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First Commonwealth Federal Credit Union

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First Commonwealth Federal Credit Union Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Commonwealth Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 22, 2026

First Commonwealth Federal Credit Union's 12-month CD rates are at 3.70%. First Commonwealth Federal Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of First Commonwealth Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.65%. Rates were last updated on 05/22/2026.

First Commonwealth Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Commonwealth Federal Credit Union? Share your experience about First Commonwealth Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Commonwealth Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.65%

Excellent Higher than avg

First Commonwealth Federal Credit Union
Trexlertown Corporate Office

6126 Hamilton Blvd Ste 100
Allentown, PA 18106

https://www.firstcomcu.org

First Commonwealth Federal Credit Union CD Rates

Product	Rate	APY	Term	View More
12-month Certificate	-	3.70%
No additional details. Last Updated 05/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%

First Commonwealth Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
36-Months Auto Loan - New	-	-	4.99%
Details As Low As Last Updated 05/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.65%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for First Commonwealth Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather First Commonwealth Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Commonwealth Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name First Commonwealth Federal Credit Union

Website https://www.firstcomcu.org

Address 6126 Hamilton Blvd Ste 100, Allentown, PA 18106

Phone 610-821-2400

Fax

President William Ehritz

CEO Donna LoStocco

Full-Time Employees 242

Part-Time Employees 3

Branch Locations 16

ATM Locations 15

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.65%

Return on Assets (ROA)

0.3787%

Return on Equity (ROE)

3.8484%

Non-Performing Loans Ratio (NPL)

1.23%

Total Assets

1,410,583,003

Total Amount of Shares and Deposits

1,267,455,186

Total Shares and Deposits < 1 Year

1,191,799,415

Total Shares and Deposits 1 3 Years

70,793,118

Total Shares and Deposits > 3 Years

4,862,653

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

99,488,343

Total Uninsured Shares and Deposits > $250K (F+J)

99,488,343

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,167,966,843

Total Interest Expense (Sum of items 6 8)

14,711,630

Share Certificates

13,503

Number of Accounts for Share Drafts

61,880

IRA KEOGH Accounts

3,876

Number of Accounts for Regular Shares

119,516

All other shares

2,479

Money Market Shares

6,731

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

83,891,395

Total Liabilities

1,281,846,400

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About First Commonwealth Federal Credit Union

How many branches does First Commonwealth Federal Credit Union operate?

First Commonwealth Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join First Commonwealth Federal Credit Union?

Yes, to access services at First Commonwealth Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, First Commonwealth Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Commonwealth Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does First Commonwealth Federal Credit Union offer online and mobile banking?

Most modern institutions like First Commonwealth Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstcomcu.org.