Florida Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Florida Credit Union12-month CD rates can be found at 0.50%, 6-month CD rates at 0.75% and 3-month CD rates at 3.50%. Savings rates are at 0.35% and money market rates are at 2.53%. Mortgage rates on 30-year fixed loans are around 6.40%. Credit Card rates are at 13.04%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates which you can compare to Florida Credit Union rates.

Compare Florida Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Florida Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Florida Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Florida Credit Union? Share your experience about Florida Credit Union by leaving a review below, or read customer reviews before you decide to use Florida Credit Union.

Overall, Florida Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Florida Credit Union
Fort Clarke
1615 NW 80th Blvd
Gainesville, FL 32606
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Florida Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Oak View National Bank
Oak View National Bank
Kasasa Checking
6.00%
$0
Wells River Savings Bank
Wells River Savings Bank
12-Month CD
4.07%
$200
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
12-Month CD
4.00%
$1,000
Institution for Savings
Institution for Savings
24-Month CD
4.00%
$500
FinWise Bank
FinWise Bank
18-Month CD
3.95%
$500
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
24-Month CD
3.90%
$1,000
First National Bank in Philip
First National Bank in Philip
48-Month CD
3.75%
$1,000
Suncoast Credit Union
Suncoast Credit Union
12-Month CD
3.70%
$500
GCSB Swayzee, IN
GCSB Swayzee, IN
36-Month CD
3.55%
$1,000
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
33-Month CD
3.50%
$1,000
Lake Central Bank
Lake Central Bank
36-Month CD
3.34%
$1,000
United Trust Bank
United Trust Bank
24-Month CD
3.30%
$3,000
Touchmark Bank
Touchmark Bank
36-Month CD
3.15%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
12-Month CD
3.14%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
24-Month CD
3.03%
$500
State Bank of Chilton
State Bank of Chilton
24-Month CD
3.02%
$1,000
Hanover Community Bank
Hanover Community Bank
24-Month CD
3.00%
$500
Yampa Valley Bank
Yampa Valley Bank
24-Month CD
3.00%
$1,000
Florence Bank
Florence Bank
36-Month CD
3.00%
$500
Machias Savings Bank
Machias Savings Bank
12-Month CD
3.00%
$500
1st Northern California Credit Union
1st Northern California Credit Union
24-Month CD
2.79%
$1,000
Henderson FSB
Henderson FSB
6-Month CD
2.68%
$500
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
12-Month CD
2.53%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
12-Month CD
2.53%
$1,000
The Bank of Princeton
The Bank of Princeton
24-Month CD
2.50%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
30-Month CD
2.50%
$1,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
48-Month CD
2.25%
$1,000
FSB of Forrest
FSB of Forrest
Kasasa Savings
2.00%
$0
Evergreen Federal Bank
Evergreen Federal Bank
18-Month CD
2.00%
$1,000
OneLocal Bank
OneLocal Bank
60-Month CD
1.75%
$1,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
Simplicity Consumer Savings
1.56%
$0
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
Money Market Now
1.50%
$2,500
Mutual Security Credit Union
Mutual Security Credit Union
24-Month CD
1.25%
$500
Security Bank Laurel, NE
Security Bank Laurel, NE
Advantage Money Market
1.01%
$0
Firstrust Savings Bank
Firstrust Savings Bank
Money Market
1.00%
$0
Bank of Kampsville
Bank of Kampsville
36-Month CD
1.00%
$1,000
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
24-Month CD
0.85%
$1,000
Peoples First Savings Bank
Peoples First Savings Bank
60-Month CD
0.85%
$500
Westbury Bank
Westbury Bank
Daily Savings
0.50%
$0
SNB St. Henry Bank
SNB St. Henry Bank
48-Month CD
0.35%
$1,000
First Bank of Central Ohio
First Bank of Central Ohio
36-Month CD
0.30%
$500
Randolph Brooks FCU
Randolph Brooks FCU
Savings
0.30%
$1
First Bank Hampton
First Bank Hampton
Loyalty Checking
0.25%
$1,500
United Republic Bank
United Republic Bank
Republic Savings
0.25%
$100
North Shore Bank
North Shore Bank
12-Month CD
0.15%
$1,000
National Bank of Blacksburg
National Bank of Blacksburg
Money Market
0.15%
$1,000
Manasquan Bank
Manasquan Bank
Regular Savings
0.10%
$20
First National Bank of Bastrop
First National Bank of Bastrop
Savings
0.10%
$50
American Eagle Financial Credit Union
American Eagle Financial Credit Union
Money Market
0.05%
$2,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
48-Month CD
0.00%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Florida Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 Year ARM
5.375%
5.378%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
15 Year Fixed
5.250%
5.386%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.500%
5.556%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.500%
5.591%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
5.625%
5.625%
0.125
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.500%
5.681%
0.000
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
5.625%
5.693%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
5.875%
5.890%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
10 Year Fixed
5.500%
5.930%
0.000
Bath State Bank
Bath State Bank
15-Year Fixed
5.875%
5.945%
0.000
River Falls State Bank
River Falls State Bank
15-Year Fixed
5.750%
5.958%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
5.750%
6.035%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.042%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
10/1 ARM
5.750%
6.085%
0.000
StonehamBank
StonehamBank
20-Year Fixed
6.000%
6.089%
0.000
Canton Co-operative Bank
Canton Co-operative Bank
15-Year Fixed
6.000%
6.112%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
5.990%
6.220%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.000%
6.223%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
20 Year Fixed
6.125%
6.232%
0.125
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
20 Year Fixed
6.000%
6.244%
0.000
Old National Bank
Old National Bank
5/6 SOFR ARM Jumbo
6.250%
6.261%
0.000
Ulster Savings Bank
Ulster Savings Bank
30-Year Fixed
6.125%
6.266%
0.000
Manasquan Bank
Manasquan Bank
30-Year Fixed
6.250%
6.327%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Florida Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Florida Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Florida Credit Union rate data right now, check back for updates, we are adding rates all the time.

Florida Credit Union Information

Credit Union Name: Florida Credit Union
Full Time Employees: 298
Part Time Employees: 16
President: Lynn Jones SR
CEO: Mark (CEO) Starr
Branch Locations: 14
ATM Locations: 14
Corporate Office Address:
1615 NW 80th Blvd
Gainesville, FL 32606
Phone Number: 352-377-4141
Fax Number: 352-264-2654

Florida Credit Union Financials

Total Assets:
2,153,759,268
Total Amount of Shares and Deposits:
1,805,978,102
Total Shares and Deposits < 1 Year:
1,731,320,117
Total Shares and Deposits 1 3 Years:
70,434,690
Total Shares and Deposits > 3 Years:
4,223,295
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
161,995,930
Total Uninsured Shares and Deposits > $250K (F+J):
161,995,930
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,643,982,172
Total Interest Expense (Sum of items 6 8):
10,998,299
Share Certificates:
19,463
Number of Accounts for Share Drafts:
112,665
IRA KEOGH Accounts:
3,455
Number of Accounts for Regular Shares:
165,675
Non Member Deposits:
8
Money Market Shares:
1,891
Net Income (unless the amount is already included in Undivided Earnings):
8,497,159
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
342,788,012
Total Liabilities:
1,883,600,130
Show More

Florida Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

CD Rates: First Florida Credit Union CD Rates

First Florida Credit Union is advertising four promotional CD rates. The promotional CD rates are available for certificate of deposit terms of 5 months, 13 months, 22 months and 45 months. The current 5 month promotional CD rate is 0.78 percent with an APY of 0.78 percent. That rate is a lot higher than the current 6 month national average CD rate.Looking for CD rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find the highest CD rates in your area.First Florida Credit Union is also advertising regular certificates of deposit that have terms ranging from 3 months to 5 years. Higher CD rates and CD yields are available for Executive Gold Club Members. The minimum opening deposit for regular certificates is $1,000.     Read more...

First Florida CU CD Rates

First Florida Credit Union is advertising regular certificates of deposit, four "Special" certificates of deposit, a 24 "Month Step" certificate and a 24 month "Sand Dollar" certificate. The regular certificates of deposit have some of the best CD rates available these days.The regular certificates of deposit have terms ranging from 3 months to 60 months. The promotional certificates come in terms of 5 months, 13 months, 22 months and 45 months.  The regular certificates of deposit have a minimum opening balance of $1,000.The credit union also offers higher CD rates for members who achieve "Golden Rainbow" and "Executive Gold" status. The CD rate for those member is .10 percent higher than the regular CD rate.     Read more...

First Florida CU Savings Account Rates & MMA Rates

First Florida Credit Union (FFCU) is advertising a Regular Savings Account, a Club Savings Account and three types of Money Market Accounts. The interest rates on all accounts are tiered. The credit union's money market account rates is currently higher than their savings account rates.

Savings Account Rates

Florida Credit Union Certificates of Deposit

Florida Credit Union is advertising regular certificates of deposit (share certificates) and Individual Retirement Account certificates of deposit (share certificates) with terms ranging from 6 months to 5 years.The credit union's CD rates are not the highest CD rates available but they are still competitive.The minimum opening deposit balance is $1,000 for regular certificates of deposit and IRA certificates of deposit with CD terms between 6 and 11 months. All other regular certificates of deposit and IRA certificates of deposit have a minimum opening balance of $2,000.The credit union is also offering jumbo certificates of deposit with a minimum opening balance of only $50,000 (Mini Jumbo). Most jumbo certificate of deposit accounts require a minimum opening balance of $100,000.     Read more...

Explore Other Rate Deals

Mortgage Rates December 10th 2019After plummeting over the summer, average mortgage rates have been stable the past several months. Mortgage rates changed little week over week with the biggest decline being in average rates for short term adjustable mortgage rates. We expect mortgage rates to pretty much stay near current levels the rest of the year, barring any macroeconomic events.
Make sure you are up to date on these  important personal tax changes for 2008.

The current average auto loan rate on our 3 year new auto loan rate table is 5.053 percent. Again, these are the average rates so you can find rates a lot lower than the average. Right now on our California auto loan rate table there are several credit unions offering 3 year new auto loan rates around 3.00%.

Bank or Credit Union Offers and Deals

Applied Bank MMA 50K Rates now at 0.15%
Millennium Bank CD Rates - 1 Year CD Rates 5.75% to 6.75%
Conforming Home Mortage Rates Mixed Freddie Mac: 30 Year Mortgage Rates at 4.32%, 15 Year Mortgage Rates at 3.75%
Mortgage Rates Decline Sending Mortgage Loan Demand Higher
1.12% APY New Top Savings Rate from North American Savings Bank, FSB
BankPurely CD Rates
Mortgage Loan Rates Continue to Climb in Mortgage Survey: 30 Year Mortgage Interest Rates Averaged 4.83%, 15 Year Mortgage Interest Rates Averaged 4.17%
Mortgage Rates Rise After Week of Wild Swings: 30 Year Mortgage Rates at 4.27%
CD Rates: 3 Month CD Rates Jump Higher
Best Rates Available Still on Online Savings Accounts

Alternative Bank and Credit Union Offers to Explore

Refinance Applications Down as Mortgage Rates Move Higher
New Jersey CD Interest Rates & CD Yields
Get $25 from ING Direct
Best CD Rate - 12 month CD from Eastbank
California First National Bank 1 Year CD Rates now at 1.25%
Current Mortgage Rates: July 14, 2010
Lower Mortgage Rates and Home Prices
Mortgage Rates - Current Mortgage Rates Nearing 5.00%
Best CD Rates in Tampa, Fl
CD Rates and Treasury Yields Stable This Week: Best 1 Year CD Rates at 1.05% APY, 12 Month Treasury Yields at 0.12%

Florida Credit Union Reviews

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