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Foothills Credit Union Rates and Review January 2026

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Foothills Credit Union12-month CD rates can be found at 2.02%, 6-month CD rates at 3.85% and 3-month CD rates at 0.30%. Savings rates are at 0.07% and money market rates are at 3.50%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 15.25%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to Foothills Credit Union rates.

Compare Foothills Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Foothills Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Foothills Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Foothills Credit Union? Share your experience about Foothills Credit Union by leaving a review below, or read customer reviews before you decide to use Foothills Credit Union.

Overall, Foothills Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Foothills Credit Union
Foothills Credit Union Clear Creek Crossing Branch
3550 Clear Creek Dr
Wheat Ridge, CO 80401
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
24-Month CD
3.80%
$1,000
3-Month CD
3.75%
$1,000
48-Month CD
3.75%
$1,000
12-Month CD (Jumbo)
3.60%
$100,000
60-Month CD
3.55%
$1,000
60-Month CD
3.51%
$500
60-Month CD
3.50%
$2,000
60-Month CD
3.50%
$500
6-Month CD
3.40%
$1,000
24-Month CD
3.38%
$500
48-Month CD
3.34%
$500
18-Month CD
3.20%
$500
12-Month CD
3.05%
$500
36-Month CD
3.04%
$1,000
6-Month CD
3.03%
$500
60-Month CD
3.00%
$500
24-Month CD
2.96%
$500
12-Month CD
2.75%
$500
12-Month CD
2.52%
$500
36-Month CD
2.50%
$1,000
48-Month CD
2.48%
$2,500
60-Month CD
2.42%
$1,000
36-Month CD
2.27%
$1,000
60-Month CD
2.25%
$1,000
36-Month CD
2.02%
$1,000
NOW Plus Checking
2.00%
$25,000
60-Month CD
1.76%
$500
Money Market
1.50%
$1,000
12-Month CD
1.50%
$2,500
6-Month CD
1.41%
$500
48-Month CD
1.35%
$250
Business Premier Money Market
1.25%
$10,000
12-Month CD
1.11%
$1,000
36-Month CD
1.00%
$500
48-Month CD
0.70%
$500
Diamond Money Market
0.60%
$50,000
3-Month CD
0.50%
$1,000
Statement Savings
0.50%
$1,000
Money Market
0.40%
$100
48-Month CD
0.40%
$500
Patriot Money Market
0.35%
$50,000
Savings
0.25%
$1
Regular Share Savings
0.15%
$5
Business Money Market
0.10%
$2,000
6-Month CD
0.10%
$1,000
First Personal Savings
0.10%
$100
Statement Savings
0.05%
$50
Money Market
0.05%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30 Year Fixed
6.125%
6.360%
0.963
5.115%
5.908%
0.946
5.000%
5.055%
0.000
5.250%
5.426%
0.500
30-Year Fixed
6.000%
6.162%
1.000
6.000%
6.090%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
5.625%
5.691%
0.000
30 Year Fixed
6.000%
6.130%
0.000
5.125%
5.304%
0.000
15 Year Fixed
5.500%
5.677%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
5.625%
5.787%
0.000
5.875%
5.958%
0.000
5.500%
5.688%
0.125
6.375%
6.460%
0.000
20-Year Fixed
5.500%
5.555%
0.000
5.500%
5.786%
2.280
6.000%
6.126%
0.000
30-Year Fixed
7.125%
7.126%
0.000
5.125%
5.637%
0.250
15-Year Fixed
5.390%
5.666%
0.000
5.875%
5.963%
0.000
5.375%
5.416%
0.000
5.625%
5.700%
0.000
5.500%
5.803%
0.000
7/6 ARM
5.875%
5.947%
0.000
30-Year Fixed
6.000%
6.068%
0.000
15-Year Fixed
5.750%
5.943%
0.000
30-Year Fixed
6.000%
6.043%
0.000
6.000%
6.141%
0.000
6.000%
6.084%
0.000
5.375%
5.375%
0.125
5.875%
6.023%
0.000
15-Year Fixed
6.150%
6.386%
0.000
5.625%
5.853%
0.000
5.250%
6.580%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
5.625%
5.673%
0.000
6.000%
6.070%
0.000
30-Year Fixed
5.500%
5.727%
2.000
5.625%
5.899%
0.000
5.875%
6.055%
0.000
30-Year Fixed Jumbo
6.625%
6.809%
0.000
5.875%
6.023%
0.125
15-Year Fixed
6.500%
6.500%
0.000
30 Year Fixed Jumbo
6.250%
6.263%
0.000
5.375%
5.488%
0.250
4.875%
5.129%
0.000
5.875%
6.006%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Member First VISA
15.040%
No balance transfer fees or annual fees.
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
8.990% - 17.990%
Maximum limit of $30,000
Visa Platinum Clarity
15.990%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Secure Card
13.740%
VISA Platinum with Rewards
8.900%
Access FCU Visa Gold
9.900%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Visa Platinum Credit Card
8.500%
As low as 8.50%
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Acadia Visa Credit Card
10.900%
No annual fee
Visa Crimson Card
13.240%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Visa Platinum Preferred Student
17.990%
VISA® Classic
12.960%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
8.900%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Platinum Credit Card
9.500% - 12.500%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
VISA Traditional
14.240% - 18.000%
Visa Platinum with Rewards
9.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
11.760%
$0
10.000%
$0
60
12.990%
$0 - $2,000
24 - 24
10.700%
$0 - $10,000
60 - 60
8.890%
$0
Student Loan Consolidation
5.490%
$0
15.000%
$500 - $1,500
6 - 12
Unsecured/Personal Loans
8.990%
$0
Credit Builder Loan
9.000%
$0
7.750% - 16.750%
$0
1 - 36
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
13.240%
$0 - $2,000
36 - 36
Personal Line of Credit
13.040%
$0
Education (tuition bill required)
8.250%
$0
60
Debt Consolidation
13.990%
$0
1 - 72
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
13.740%
$0
60
Next Step Loan
10.500%
$0
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Line of Credit
11.500%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
10.000%
$0
1 - 36
Personal Line of Credit
9.000%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Foothills Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Foothills Credit Union
Full Time Employees: 33
Part Time Employees: 3
President: Phillip Tenney
CEO: Scott McNeil
Branch Locations: 3
ATM Locations: 3
Corporate Office Address:
3550 Clear Creek Dr
Wheat Ridge, CO 80401
Phone Number: 720-962-8200
Fax Number: 720-751-2241

Financials

Total Assets:
160,227,988
Total Amount of Shares and Deposits:
147,207,181
Total Shares and Deposits < 1 Year:
142,901,292
Total Shares and Deposits 1 3 Years:
3,880,498
Total Shares and Deposits > 3 Years:
425,392
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
14,793,670
Total Uninsured Shares and Deposits > $250K (F+J):
14,793,670
Total Insured Shares and Deposits > $250K (item 17 less item K):
132,413,511
Total Interest Expense (Sum of items 6 8):
1,745,645
Share Certificates:
1,524
Number of Accounts for Share Drafts:
4,814
IRA KEOGH Accounts:
185
Number of Accounts for Regular Shares:
10,250
Non Member Deposits:
1
Money Market Shares:
462
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,721,575
Total Liabilities:
148,179,717
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Foothills Credit Union

Is a member application needed to join Foothills Credit Union?

Yes, to access services at Foothills Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Foothills Credit Union provides a range of mortgage and home equity products.

Is Foothills Credit Union a safe place to deposit money?

Yes, Foothills Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Foothills Credit Union offer online and mobile banking?

Most modern institutions like Foothills Credit Union provide digital access including online balance checks and transfers.

Current Foothills Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions